XP Inc. (XP) director Pedro Jose Luiz Acar submits initial Form 3

Rhea-AI Filing Summary

XP Inc. director Pedro Jose Luiz Acar filed an initial ownership report on Form 3. This filing establishes his status as a director but shows no reported stock transactions or derivative positions. It serves as a baseline disclosure of insider status rather than a record of trading activity.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Pedro Jose Luiz Acar

(Last) (First) (Middle)

20, GENESIS CLOSE

(Street)

GRAND CAYMAN, GEORGE TOWN KY1-1208

(City) (State) (Zip)

CAYMAN ISLANDS

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
XP Inc. [ XP ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24 - Power of Attorney

No securities are beneficially owned.

	/s/ Jose Luiz Acar Pedro	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the XP (XP) Form 3 filed by Pedro Jose Luiz Acar show?

The Form 3 shows that Pedro Jose Luiz Acar is a director of XP Inc. It reports no stock transactions, no derivative positions, and serves as his initial insider ownership baseline with the SEC.

Did Pedro Jose Luiz Acar buy or sell XP (XP) shares in this Form 3?

No buy or sell activity is reported in this Form 3. The transaction summary shows zero buys, zero sells, and no derivative exercises, indicating the filing is purely an initial ownership statement.

Does the XP (XP) Form 3 disclose any derivative securities for Pedro Jose Luiz Acar?

The Form 3 does not list any derivative securities for Pedro Jose Luiz Acar. The derivative summary is empty and exercise-related counts in the transaction summary are all zero, indicating no options or similar instruments are reported here.

Is the Form 3 for XP (XP) a trading signal for investors?

This Form 3 is not a trading signal. It is an administrative filing establishing Pedro Jose Luiz Acar as a director at XP Inc., with no reported purchases, sales, or other insider transactions included in the data.

How many insider transactions are summarized in this XP (XP) Form 3?

The transaction summary shows no insider transactions of any type. Buy, sell, exercise, gift, tax withholding, and restructuring counts are all zero, underscoring that this is strictly an initial ownership disclosure.