[Form 4] XPO, Inc. Insider Trading Activity

Rhea-AI Filing Summary

XPO, Inc. reported a routine insider transaction by its Chief Financial Officer on a Form 4. On November 14, 2025, the CFO acquired 626 shares of Common Stock at a price of $0 through the vesting and settlement of previously granted Restricted Stock Units, coded as a transaction type “M.” On the same date, the CFO disposed of 320 shares of Common Stock at $133.75 per share in a transaction coded “F,” typically used for shares withheld or sold to cover taxes. Following these transactions, the CFO directly owned 35,538 shares of XPO Common Stock. The RSUs underlying the acquisition vested in full on November 14, 2025 and no derivative securities remained beneficially owned afterward.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wismans Kyle

(Last) (First) (Middle)

C/O XPO, INC.

FIVE AMERICAN LANE

(Street)

GREENWICH CT 06831

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
XPO, Inc. [ XPO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/14/2025		M		626	A	$0	35,858	D
Common Stock	11/14/2025		F		320	D	$133.75	35,538	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	11/14/2025		M			626	(2)	(2)	Common Stock	626	$0	0	D

Explanation of Responses:

1. Each Restricted Stock Unit ("RSU") represents a contingent right to receive, upon settlement, either (i) one share of Common Stock or (ii) a cash payment equal to the fair market value of one share of Common Stock.

2. These RSUs vested in full on November 14, 2025.

Remarks:

	/s/ Wendy Cassity, Attorney-in-Fact	11/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did XPO (XPO) disclose in this Form 4?

The Form 4 shows XPO’s Chief Financial Officer acquired 626 shares of Common Stock via Restricted Stock Unit settlement and disposed of 320 shares of Common Stock on November 14, 2025.

Who is the reporting person in this XPO (XPO) Form 4 filing and what is their role?

The reporting person is an officer of XPO, Inc. serving as the company’s Chief Financial Officer, reporting transactions in XPO Common Stock and related equity awards.

How many XPO shares does the CFO own after the reported transactions?

After the reported Form 4 transactions, the Chief Financial Officer beneficially owns 35,538 shares of XPO Common Stock in direct ownership.

What types of transactions are reported in this XPO Form 4?

The report includes an acquisition of shares from the exercise/settlement of Restricted Stock Units coded “M” for 626 shares, and a disposition coded “F” for 320 shares of Common Stock at $133.75 per share.

When did the Restricted Stock Units for the XPO CFO fully vest?

The Restricted Stock Units reported in the Form 4 vested in full on November 14, 2025, resulting in delivery of 626 shares of XPO Common Stock.