STOCK TITAN

X Financial (NYSE: XYF) Chief Risk Officer discloses 1.11M shares and RSUs

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3

Rhea-AI Filing Summary

X Financial reported the initial holdings of Chief Risk Officer jiang yufan on a Form 3. The filing shows direct ownership of 1,112,484 Class A ordinary shares, including shares represented by ADS. It also lists two RSU awards that can convert to 50,004 and 49,998 Class A ordinary shares at an exercise price of $0.0000 per share, both expiring in 2034. These entries reflect existing positions rather than new purchases or sales.

Positive

  • None.

Negative

  • None.
Insider jiang yufan
Role Chief Risk Officer
Type Security Shares Price Value
holding Restricted stock unit ("RSU") -- -- --
holding RSU -- -- --
holding Class A ordinary shares, including shares represented by ADS -- -- --
Holdings After Transaction: Restricted stock unit ("RSU") — 49,998 shares (Direct, null); RSU — 50,004 shares (Direct, null); Class A ordinary shares, including shares represented by ADS — 1,112,484 shares (Direct, null)
Footnotes (1)
Direct share holding 1,112,484 Class A shares Total shares following transaction entry
RSU underlying shares 1 50,004 shares Underlying Class A shares for one RSU award
RSU underlying shares 2 49,998 shares Underlying Class A shares for second RSU award
RSU exercise price $0.0000 per share Exercise price for both RSU positions
RSU expiration date January 10, 2034 Expiration date for both RSU awards
Class A ordinary shares, including shares represented by ADS financial
"security_title: Class A ordinary shares, including shares represented by ADS"
RSU financial
"security_title: RSU"
Restricted stock units (RSUs) are a form of company shares given to employees as part of their compensation, usually with certain restrictions or conditions, such as remaining with the company for a set period. When these restrictions lift, employees receive actual shares that they can sell or hold. For investors, RSUs can impact a company's stock supply and reflect the company's commitment to attracting and retaining talent.
Restricted stock unit ("RSU") financial
"security_title: Restricted stock unit ("RSU")"
Chief Risk Officer financial
"officer_title: Chief Risk Officer"
The chief risk officer is the senior executive responsible for identifying, measuring and reducing the major threats that could hurt a company’s finances or reputation, acting like a navigator who watches for storms and steers the business away from them. Investors care because effective risk oversight lowers the chance of surprise losses, legal fines or operational failures, which helps protect shareholder value and makes a company more predictable and trustworthy.
Form 3 regulatory
"INSIDER FILING DATA (Form 3)"
Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
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hours per response:0.5
1. Name and Address of Reporting Person*
jiang yufan

(Last)(First)(Middle)
NO.168 HAIDE THIRD AVENUE,
NANSHAN DISTRICT

(Street)
SHENZHEN518067

(City)(State)(Zip)

CHINA

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026
3. Issuer Name and Ticker or Trading Symbol
X Financial [ NYSE: XYF ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Risk Officer
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A ordinary shares, including shares represented by ADS1,112,484D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted stock unit ("RSU")01/10/202701/10/2034Class A ordinary shares, including shares represented by ADS49,998$0.00D
RSU01/10/202801/10/2034Class A ordinary shares, including shares represented by ADS50,004$0.00D
Explanation of Responses:
_/s/ Yufan Jiang05/11/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the X Financial (XYF) Form 3 filing by jiang yufan show?

The Form 3 shows Chief Risk Officer jiang yufan’s existing ownership in X Financial, including 1,112,484 Class A ordinary shares and two RSU awards convertible into additional shares, rather than any new insider buying or selling activity.

How many X Financial (XYF) shares does jiang yufan directly hold?

The filing reports direct ownership of 1,112,484 Class A ordinary shares, including shares represented by ADS. This figure reflects the total direct share position as of the Form 3 date, providing a baseline view of the executive’s equity stake.

What RSU awards are reported for jiang yufan in X Financial (XYF)?

The filing lists two RSU positions. One covers 50,004 underlying Class A ordinary shares, and the other covers 49,998 underlying shares. Both have an exercise price of $0.0000 per share and expire in 2034, subject to applicable vesting terms.

Does the X Financial (XYF) Form 3 show any insider buying or selling?

No buy or sell transactions are indicated. The Form 3 categorizes entries as holdings with unknown transaction codes, meaning it primarily discloses existing ownership levels instead of reporting new market trades by the executive.

What role does jiang yufan hold at X Financial (XYF) in this filing?

The Form 3 identifies jiang yufan as an officer of X Financial serving as Chief Risk Officer. This title explains why the executive is a reporting person and why their equity holdings must be disclosed under insider reporting rules.

When do jiang yufan’s RSU awards at X Financial (XYF) expire?

Both RSU positions in the filing carry an expiration date of January 10, 2034. The RSUs relate to underlying Class A ordinary shares and have an exercise price of $0.0000, subject to vesting and other award conditions.