X Financial's SEC filings document its reporting as a Cayman Islands foreign private issuer with American depositary shares listed under XYF. Form 6-K reports furnish unaudited quarterly and annual financial results, including loan facilitation and origination volume, outstanding loan balances, transaction counts, active borrower measures, delinquency rates, revenue, profitability, credit provisions, and business outlook disclosures.
The company's filings also cover Form 20-F annual reporting, annual general meeting notices, shareholder meeting procedures for Class A and Class B ordinary shares and ADS holders, board-approved executive appointments, exhibit press releases, and governance disclosures tied to its China-based online personal finance platform and institutional funding partner model.
Schedule 13D/A discloses that Mr. Yue Tang and related entities beneficially own 112,219,666 ordinary shares, representing 45.75% of the company on a fully‑converted basis. This ownership includes 97,600,000 Class B shares held by Mangrove Coast Investment Limited, which are convertible one‑for‑one into Class A shares and carry 20 votes per share, while Class A shares carry one vote per share.
During the September 2025 window period, Mr. Tang acquired 2,100,000 Class A shares in a private transaction at approximately $2.53 per share (about $15.15 per ADS). The reporting persons state the shares were acquired for investment purposes and reserve the right to buy or sell additional securities in compliance with applicable laws.
XYF Rule 144 notice: The filer reports a proposed sale of 30,000 ADS on the NYSE through TIGER BROKERS (NZ) LIMITED with an aggregate market value of $491,700. The securities were originally acquired on 09/19/2018 via an employee stock option exercise, with 53,333 ADS acquired at that time. The filing lists 253,256,363 ADS outstanding and an approximate sale date of 09/03/2025. The acquisition payment is described as Option Cost with a payment date of 06/05/2025. The filer certifies they are not aware of undisclosed material adverse information about the issuer and provides the standard Rule 144 attestation.
X Financial (NYSE:XYF) filed a Schedule 13G/A (Amendment No. 1) on 29 June 2025 updating the share ownership of Dragon Destiny Limited and its sole shareholder, Chung Kiu Cheung.
The reporting persons beneficially own 11,812,500 Class A ordinary shares, equal to 4.66% of the company’s 253,256,363 total ordinary shares (assuming full conversion of Class B shares). They hold sole voting and dispositive power; no shared power or group affiliation is disclosed.
Because the stake is now below the 5% threshold, the amendment is largely informational and does not indicate any intent to influence control. No new transactions, financing arrangements, or strategic initiatives are mentioned in the filing.