Welcome to our dedicated page for YUANBAO SEC filings (Ticker: YB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Yuanbao Inc. (NASDAQ: YB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a foreign private issuer in the United States. Yuanbao files reports such as Form 6-K, which can include exhibits like press releases announcing unaudited quarterly financial results. For example, a Form 6-K filing has included the company’s second quarter 2025 financial results as an exhibit.
Through these filings, Yuanbao reports information on total revenues, net income, net income margins, operating costs and expenses, cash positions, and operating cash flows. The filings also describe the breakdown of revenues into insurance distribution services, system services, and other services, as well as discussions of operations and support expenses, selling and marketing expenses, general and administrative expenses, and research and development expenses.
Yuanbao’s filings may also contain explanations of its non-GAAP financial measures, such as adjusted net income and adjusted net income margin, along with reconciliations to GAAP results. In addition, the company includes safe harbor statements regarding forward-looking information and describes its mission, strategies, and the role of its proprietary consumer service cycle engine and advanced technologies in supporting insurance distribution.
On Stock Titan, these SEC filings are supplemented with AI-powered summaries that help explain key points from documents like Form 6-K and related exhibits. Users can quickly understand how Yuanbao’s revenue mix, expense structure, and technology investments are presented in its official disclosures, and can track new filings as they are made available through the EDGAR system.
Yuanbao Inc. reported strong first quarter 2026 results, with total revenues rising 35.6% year over year to RMB1,315.9 million and net income increasing 31.4% to RMB387.6 million, for a 29.5% net margin. Non-GAAP adjusted net income reached RMB408.8 million, up 31.0%.
Cash generation remained robust, with net operating cash inflow of RMB721.3 million and total cash, investments and deposits of RMB4.74 billion as of March 31, 2026. The Board approved an annual cash dividend of US$0.21 per ordinary share (US$1.26 per ADS) and a share repurchase program of up to US$15 million.
The company is investing heavily in AI-driven insurance services, reflected in a 39.7% increase in research and development expenses, while revenue growth in system services and insurance distribution continues to support profitability despite a higher effective tax rate.
Yuanbao Inc. Chief Executive Officer Fang Rui reported exercising stock options to acquire additional equity in the company. On May 26, 2026, Fang Rui exercised options to acquire 50,000 American Depositary Shares (ADS), each representing six Class A ordinary shares, resulting in 300,000 underlying Class A shares.
Following the transactions, Fang Rui directly holds 100,000 ADS and 800,000 options (right to buy Class A ordinary shares). The options exercised carry an exercise price of $0.06 per Class A ordinary share, and the ADSs acquired have no expiration date. No open-market sales were reported in this filing.
Yuanbao Inc. principal holders filed an Amendment No. 2 to a Schedule 13G/A reporting beneficial ownership stakes in the Company. The filing lists Lunar Link Ltd with 20,766,793 shares (10.7%), Rocket Wise Ltd with 13,429,855 shares (6.9%), and HIKE Capital III L.P. with 5,409,944 shares (2.8%), each measured against 194,348,706 Class A Ordinary Shares outstanding as of December 31, 2025.
The filing includes a Joint Filing Agreement dated May 12, 2026 and provides voting and dispositive power figures for each reporting person; ownership percentages are calculated from the reported outstanding share figure in the issuer's 20-F filed April 30, 2026.
Yuanbao Inc. director and Chief Executive Officer Fang Rui reported exercising stock options to acquire additional equity in the company. On 2026-05-08, Fang Rui exercised options covering 300,000 Class A ordinary shares, represented by 50,000 American Depositary Shares (ADS). Each ADS is convertible into six Class A ordinary shares and has no expiration date. The options carried an exercise price of $0.06 per Class A ordinary share and were fully vested and exercisable as of August 1, 2024. Following the transactions, the filing shows direct ownership of 50,000 ADS.
Yuanbao Inc. amended Schedule 13G/A disclosing Qiming-affiliated holdings as of March 31, 2026. The filing shows Qiming GP VII, LLC holds 15,955,064 Class A ordinary shares (8.2%) and Qiming Venture Partners VII, L.P. holds 15,809,363 shares (8.1%). The percentages are calculated using 194,348,706 Class A ordinary shares outstanding as of March 31, 2026, per the filing.
Yuanbao Inc. reports strong 2025 results as a fast-growing online insurance distributor in China. Revenue rose to RMB4,373.2 million (US$625.4 million), up 33.1% from 2024 and 113.9% from 2023, while net income reached RMB1,307.5 million (US$187.0 million).
The group operates through a Cayman holding company using a WFOE-and-VIE structure to navigate PRC restrictions on foreign ownership in value-added telecom and insurance intermediation. The VIE and its subsidiaries drive most operating revenue from insurance distribution and system services.
Management highlights heavy reliance on a small number of insurance carrier customers and a concentration in short-term insurance products, alongside rapidly evolving regulation in Chinese mainland and Hong Kong. The filing also details significant intra‑group cash movements, robust cash, deposits and short‑term investments, and HFCAA-related risks that could affect the Nasdaq-listed ADSs if PCAOB access changes.
Yuanbao Inc. director Li Dong filed an initial ownership report showing direct holdings of Class A Ordinary Shares. The filing lists 11,532 Class A Ordinary Shares held directly after the reported entry. This Form 3 does not detail any specific purchase or sale transaction; it establishes Li Dong’s current equity position in the company.
Yuanbao Inc. director Li Dong filed an initial ownership report showing his stake in the company. The Form 3 lists direct beneficial ownership of 11,532 Class A Ordinary Shares, with no reported purchases or sales. This filing simply establishes his starting share position as an insider.
Yuanbao Inc. director Li Dong filed an initial ownership report on Class A Ordinary Shares. The Form 3 shows direct ownership of 11,532 Class A Ordinary Shares of Yuanbao Inc. as of the reported date, with no specific buy or sell transaction disclosed.
Yuanbao Inc. director and COO Li Ying Dana filed an initial ownership report showing her existing equity interests in the company. She indirectly beneficially owns 7,102,172 Class A ordinary shares held by Global Running Lion Limited, which are attributed to her as reporting person.
She also holds several employee stock options over Class A ordinary shares, including 1,197,875 underlying shares at an exercise price of $0.0600 expiring on August 1, 2030, and additional grants at exercise prices from $0.1000 to $0.4000 with expirations between 2031 and 2035. In addition, she holds 240,000 restricted share units, each representing a right to receive one Class A ordinary share upon vesting. The filing records these positions as holdings, not new market transactions.