YTFD raises working capital via 5% notes due Dec 2026

Rhea-AI Filing Summary

Yale Transaction Finders, Inc. reported it issued convertible promissory notes with an aggregate principal of $20,000. The notes carry 5.0% annual interest, are payable at maturity on December 31, 2026, and were sold to Ironbound Partners Fund, LLC (an affiliate of the CEO), Moyo Partners, LLC (an affiliate of the President and Treasurer), and Dakota Group, LLC.

The principal and accrued interest are convertible at the holders’ election after a “Qualified Financing” or upon a “Fundamental Transaction” at a defined “Conversion Price.” The company states the proceeds have been and will be used for working capital.

8-K Event Classification

2 items: 2.03, 9.01

2 items

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement Financial

The company incurred a new significant debt or off-balance-sheet obligation.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 11, 2025

YALE TRANSACTION FINDERS, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware		000-52528		76-0736467
(State or Other Jurisdiction of Incorporation)		(Commission File No.)		(I.R.S. Employer Identification No.)

c/o Graubard Miller The Chrysler Building 405 Lexington Avenue New York, New York		10174
(Address of Principal Executive Offices)		(Zip Code)

(212) 818-8800

Registrant’s telephone number, including area code:

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered under Section 12(b) of the Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

On November 11, 2025, Yale Transaction Finders, Inc., a Delaware corporation (the “Company”), issued convertible promissory notes (the “November 2025 Notes”) in the aggregate principal amount of $20,000 to (i) Ironbound Partners Fund, LLC, an affiliate of the Company’s Chief Executive Officer, (ii) Moyo Partners, LLC, an affiliate of the Company’s President and Treasurer, and (iii) Dakota Group, LLC. The November 2025 Notes have a maturity date of December 31, 2026 and bear interest at the rate of 5.0% per annum, payable at maturity. The principal and accrued interest on the November 2025 Notes are convertible, at the election of the holders, into shares of the Company’s common stock following the consummation of a “Qualified Financing” (as defined in the November 2025 Notes), or upon the consummation of a “Fundamental Transaction” (as defined in the November 2025 Notes) at the “Conversion Price” (as defined in the November 2025 Notes). The proceeds of the November 2025 Notes have been and will be utilized by the Company to fund working capital needs.

The foregoing description of the November 2025 Notes is qualified in its entirety by the full text of the November 2025 Notes, a form of which is filed as Exhibit 4.1 hereto and incorporated by reference herein.

Item 9.01 Financial Statement and Exhibits.

(d) Exhibits:

Exhibit  Number		Description
4.1		Form of promissory note
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: November 12, 2025

	YALE TRANSACTION FINDERS, INC.
	By:	/s/ Jonathan J. Ledecky
	Name:	Jonathan J. Ledecky
	Title:	Chief Executive Officer

FAQ

What did YTFD announce in this 8-K?

The company issued $20,000 in aggregate principal amount of convertible promissory notes.

What are the key terms of YTFD’s new notes?

The notes bear 5.0% interest per year, payable at maturity on December 31, 2026, with conversion at holders’ election after specified events.

Who purchased the YTFD notes?

Buyers include Ironbound Partners Fund, LLC (affiliate of the CEO), Moyo Partners, LLC (affiliate of the President and Treasurer), and Dakota Group, LLC.

When can the YTFD notes be converted into common stock?

Upon a Qualified Financing or a Fundamental Transaction, at the defined Conversion Price, at the holders’ election.

How will YTFD use the note proceeds?

The company states proceeds have been and will be used to fund working capital needs.

What is the interest rate and payment timing for YTFD’s notes?

The notes bear 5.0% interest per annum, with interest payable at maturity.

What exhibit accompanies the YTFD 8-K?

A Form of promissory note is filed as Exhibit 4.1.