Zions director granted new deferred stock-linked units

Zions Bancorporation director Stephen D. Quinn received a new deferred compensation award tied to company stock.

Rhea-AI Filing Summary

Zions Bancorporation director Stephen D. Quinn received a new deferred compensation award tied to company stock. On the reported date, he acquired 873.196 units of Deferred Comp, each linked to one share of common stock at a reference value of $55.54 per unit.

These are phantom stock units that are settled in cash, not actual shares, and will be paid upon the earlier of his death or retirement. Following this grant, Quinn’s total Deferred Comp balance tied to common stock increased to 126,173.796 units, reflecting a routine, compensation-related award rather than an open-market stock purchase or sale.

Insider Trade Summary

Grant/Award: 873.196 shares

Grant/Award 1 txn

Insider QUINN STEPHEN D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Deferred Comp	873.196	$55.54	$48K

Holdings After Transaction: Deferred Comp — 126,173.796 contracts (Direct)

Footnotes (1)

1. F1. The phantom stock units are settled in cash upon the earlier of death or retirement.

Key Figures

Deferred Comp units granted: 873.196 units Reference value per unit: $55.54 per unit Total Deferred Comp after grant: 126,173.796 units +1 more

4 metrics

Deferred Comp units granted 873.196 units Grant of Deferred Comp tied to common stock

Reference value per unit $55.54 per unit Price field for Deferred Comp grant

Total Deferred Comp after grant 126,173.796 units Deferred Comp units following transaction

Underlying common stock units 873.196 shares equivalent Underlying security shares for this grant

Key Terms

Deferred Comp, phantom stock units, Form 4, Grant, award, or other acquisition

4 terms

Deferred Comp financial

"security_title: "Deferred Comp""

phantom stock units financial

"The phantom stock units are settled in cash upon the earlier of death or retirement."

Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Zions Bancorporation (ZION) report for Stephen D. Quinn?

Stephen D. Quinn received an award of 873.196 Deferred Comp units tied to Zions Bancorporation common stock, at a reference value of $55.54 per unit, as part of his compensation rather than through an open-market trade.

Are the Deferred Comp units in the ZION Form 4 actual Zions Bancorporation shares?

No. The filing states these are phantom stock units, not actual shares. They track the value of Zions Bancorporation common stock but are settled in cash instead of stock when they become payable.

When will Stephen D. Quinn’s Zions Bancorporation phantom stock units be paid out?

The footnote explains that Quinn’s phantom stock units are settled in cash upon the earlier of his death or retirement, meaning there is no immediate cash or share payout at the grant date.

How many Deferred Comp units tied to ZION stock does Stephen D. Quinn hold after this grant?

After receiving 873.196 additional Deferred Comp units, Quinn’s total Deferred Comp balance linked to Zions Bancorporation common stock increased to 126,173.796 units, reflecting his accumulated compensation position.

Does the ZION Form 4 show Stephen D. Quinn buying or selling shares on the market?

No. The Form 4 describes a grant classified as an acquisition of Deferred Comp units. The transaction code is a grant or award, and the units are cash-settled, so there is no open-market stock purchase or sale.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/01/2026 - 07:37 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

QUINN STEPHEN D

(Last) (First) (Middle)

ONE SOUTH MAIN ST, 15TH FL

(Street)

SALT LAKE CITY UTAH 84133

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Comp	$0	03/30/2026		A		873.196		(1)	(1)	Common Stock	873.196	$55.54	126,173.796	D

Explanation of Responses:

1. The phantom stock units are settled in cash upon the earlier of death or retirement.

Remarks:

	By Rena Miller as attorney in fact	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)