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Zions director Claire A. Huang receives deferred pay

The phantom stock units are settled in cash upon the earlier of death or retirement.

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Sentiment and the balance of points

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Form Type
4

Rhea-AI Filing Summary

Zions Bancorporation, National Association (ZION) director Claire A. Huang acquired 438.63 deferred compensation phantom stock units as a compensation-related award on September 30, 2026. The reported price was $62.65 per share, and her reported position following the award was 36,081.633 phantom stock units.

Insider Huang Claire A
Role Director
Type Security Shares Price Value
Grant/Award Deferred Comp F1 438.63 $62.65 $27K
Holdings After Transaction: Deferred Comp — 36,081.633 contracts (Direct)
Footnotes (1)
  1. F1. The phantom stock units are settled in cash upon the earlier of death or retirement
Awarded phantom stock units 438.63 phantom stock units Acquired September 30, 2026
Reported price per share $62.65 per share Reported for the September 30, 2026 award
Phantom stock units following award 36,081.633 phantom stock units Reported position following the award
phantom stock units financial
"The phantom stock units are settled in cash"
Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.
settled in cash financial
"are settled in cash upon the earlier of death or retirement"
earlier of death or retirement financial
"upon the earlier of death or retirement"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many deferred compensation phantom stock units did ZION director Claire A. Huang acquire?

Claire A. Huang acquired 438.63 deferred compensation phantom stock units on September 30, 2026, at a reported price of $62.65 per share. Her reported position following the award was 36,081.633 phantom stock units.

How are ZION deferred compensation phantom stock units settled?

The phantom stock units are settled in cash upon the earlier of death or retirement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Huang Claire A

(Last)(First)(Middle)
ONE SOUTH MAIN STREET, 11TH FLOOR

(Street)
SALT LAKE CITY UTAH 84133-1109

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
09/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Deferred Comp$009/30/2026A438.63 (1) (1)Common Stock438.63$62.6536,081.633D
Explanation of Responses:
1. The phantom stock units are settled in cash upon the earlier of death or retirement
Remarks:
By R. Ryan Richards as attorney in fact10/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

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