STOCK TITAN

Zions (ZION) EVP exercises 1,974 options as 1,343 shares withheld for tax

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Zions Bancorporation Executive Vice President Scott A. Law reported routine equity compensation activity involving company common stock. He exercised stock options to acquire 1,974 shares at $43.07 per share, converting a derivative award into direct share ownership. To cover tax obligations, 1,343 shares of common stock were disposed of through a tax-withholding transaction at $63.37 per share, which is not an open-market sale. The filing shows his direct common stock holdings after these transactions remained above 30,000 shares, indicating these moves adjust his compensation position rather than representing a directional market trade.

Positive

  • None.

Negative

  • None.
Insider Law Scott A.
Role Executive Vice President
Type Security Shares Price Value
Exercise Stock Option (right to buy) 1,974 $43.07 $85K
Exercise Common Stock 1,974 $43.07 $85K
Exercise Price or Tax Liability Common Stock 1,343 $63.37 $85K
Holdings After Transaction: Stock Option (right to buy) — 0 shares (Direct); Common Stock — 32,889.636 shares (Direct)
Footnotes (1)
  1. F1. Grant has a graded vesting schedule. Date exercisable will vary for each vesting tranche.
Shares acquired via option exercise 1,974 shares Common stock acquired through option exercise at $43.07 per share
Option exercise price $43.07/share Exercise or conversion price for 1,974 stock option shares
Shares withheld for taxes 1,343 shares Common stock disposed of in tax-withholding transaction at $63.37
Tax-withholding transaction price $63.37/share Price used for 1,343-share tax-withholding disposition
Shares following exercise transaction 34,232.636 shares Total direct common stock holdings shown after option exercise entry
Shares following tax-withholding transaction 32,889.636 shares Total direct common stock holdings shown after tax-withholding entry
tax-withholding disposition financial
"transaction_action: tax-withholding disposition"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
derivative exercise/conversion financial
"transaction_action: derivative exercise/conversion"
Stock Option (right to buy) financial
"security_title: Stock Option (right to buy)"
graded vesting schedule financial
"Grant has a graded vesting schedule. Date exercisable will vary"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did Zions (ZION) Executive Vice President Scott A. Law report in this Form 4?

Scott A. Law reported exercising stock options for 1,974 Zions shares and a related tax-withholding share disposition. These moves reflect equity compensation mechanics rather than an open-market purchase or sale of Zions Bancorporation common stock.

How many Zions (ZION) shares did Scott A. Law acquire through option exercise?

He acquired 1,974 shares of Zions common stock by exercising stock options at $43.07 per share. This converts a derivative award into direct share ownership and is a standard equity compensation event for senior executives.

Why were 1,343 Zions (ZION) shares disposed of in Scott A. Law’s Form 4?

The 1,343 shares were disposed of as a tax-withholding transaction at $63.37 per share. Instead of paying taxes in cash, shares are withheld to satisfy obligations, which does not represent an open-market sale decision.

Do these Form 4 transactions change Scott A. Law’s overall Zions (ZION) holdings significantly?

The filing shows his direct common stock holdings remain above 30,000 shares after these transactions. This indicates the option exercise and related tax withholding adjust his compensation position without a large change in his overall ownership stake.

What do the M and F transaction codes mean in the Zions (ZION) Form 4?

Code M reflects the exercise or conversion of a derivative security, such as a stock option, into common shares. Code F indicates shares withheld or delivered to cover exercise price or tax liabilities, not an open-market buy or sell transaction.

Was this Zions (ZION) insider activity part of a graded vesting stock option grant?

Yes. A footnote explains the grant has a graded vesting schedule, meaning portions of the option vest over time. The exercise on this Form 4 relates to one or more vested tranches under that schedule.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Law Scott A.

(Last)(First)(Middle)
ONE SOUTH MAIN STREET, 11TH FLOOR

(Street)
SALT LAKE CITY UTAH 84133-1109

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Executive Vice President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/28/2026M1,974A$43.0734,232.636D
Common Stock04/28/2026F1,343D$63.3732,889.636D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (right to buy)$43.0704/28/2026M1,974 (1)05/30/2026Common Stock1,974$43.070D
Explanation of Responses:
1. Grant has a graded vesting schedule. Date exercisable will vary for each vesting tranche.
Remarks:
By Rena Miller as attorney in fact04/30/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)