Zions director granted 2,055 deferred comp units

Huang Claire A reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Huang Claire A reported acquisition or exercise transactions in this Form 4 filing.

Zions Bancorporation director Claire A. Huang received a grant of 2,055 deferred compensation units on May 1, 2026. Each unit is the economic equivalent of one share of common stock and will be settled in cash upon the earlier of death or retirement.

Following this award, Huang holds a total of 34,702.427 deferred compensation units directly. This filing reflects a compensation-related grant rather than an open-market stock purchase or sale.

Insider Trade Summary

Grant/Award: 2,055 shares

Grant/Award 1 txn

Insider Huang Claire A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Deferred Comp	2,055	$63.26	$130K

Holdings After Transaction: Deferred Comp — 34,702.427 contracts (Direct)

Footnotes (2)

1. F1. Each unit is the economic equivalent of one share of common stock.
2. F2. The phantom stock units are settled in cash upon the earlier of death or retirement

Key Figures

Deferred comp units granted: 2,055 units Price reference per unit: $63.26 per unit Total deferred comp units after grant: 34,702.427 units +1 more

4 metrics

Deferred comp units granted 2,055 units Grant/award on May 1, 2026

Price reference per unit $63.26 per unit Transaction price for deferred comp units

Total deferred comp units after grant 34,702.427 units Holdings following transaction

Underlying common stock equivalent 2,055 shares Each unit equals one share economically

Key Terms

Deferred Comp, phantom stock units, economic equivalent, Form 4

4 terms

Deferred Comp financial

"security_title: "Deferred Comp" for the derivative award"

phantom stock units financial

"The phantom stock units are settled in cash upon the earlier of death or retirement"

Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.

economic equivalent financial

"Each unit is the economic equivalent of one share of common stock."

Form 4 regulatory

"INSIDER FILING DATA (Form 4): transaction for Claire A. Huang"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did ZION director Claire A. Huang report in this Form 4 filing?

Claire A. Huang reported receiving a grant of 2,055 deferred compensation units. These units are tied economically to Zions Bancorporation common stock and increase her total deferred compensation holdings to 34,702.427 units, reflecting a compensation-related award rather than an open-market trade.

How many deferred compensation units does Claire A. Huang now hold in ZION?

After the reported grant, Claire A. Huang holds 34,702.427 deferred compensation units. This total includes the 2,055 new units awarded on May 1, 2026, and represents her direct deferred compensation balance linked economically to Zions Bancorporation common stock.

Is the ZION Form 4 transaction an open-market buy or sell of common stock?

No, the Form 4 shows a grant of deferred compensation units, not an open-market stock trade. The award is coded as a grant or other acquisition and represents compensation whose value tracks Zions Bancorporation common stock rather than a purchase or sale in the market.

How are Claire A. Huang’s ZION deferred compensation units settled?

The deferred compensation units are settled in cash rather than stock. According to the footnotes, payment occurs upon the earlier of death or retirement, and each unit’s value is based on the economic equivalent of one share of Zions Bancorporation common stock at settlement.

What does “Deferred Comp” mean in Claire A. Huang’s ZION Form 4 filing?

“Deferred Comp” refers to phantom stock units granted as part of deferred compensation. Each unit is economically equivalent to one share of common stock but is paid out in cash at a future date, specifically upon the earlier of death or retirement as described in the filing footnotes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/04/2026 - 04:51 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Huang Claire A

(Last) (First) (Middle)

ONE SOUTH MAIN STREET, 11TH FLOOR

(Street)

SALT LAKE CITY UTAH 84133-1109

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Comp	$0(1)	05/01/2026		A		2,055		(2)	(2)	Common Stock	2,055	$63.26	34,702.427	D

Explanation of Responses:

1. Each unit is the economic equivalent of one share of common stock.

2. The phantom stock units are settled in cash upon the earlier of death or retirement

Remarks:

	By Rena Miller as attorney in fact	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)