STOCK TITAN

Zions Bancorporation (ZION) director adds 2,055 deferred comp units in Form 4

(Moderate)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Gupta Suren reported acquisition or exercise transactions in this Form 4 filing.

Zions Bancorporation director Suren Gupta received a routine deferred compensation award linked to the company’s stock. On the transaction date, he was granted 2,055 deferred compensation units tied to Zions common stock at a reference price of $63.26 per unit, increasing his deferred balance to 36,411.72 units. Each unit is economically equivalent to one share of common stock but is settled in cash upon retirement or death, rather than delivering actual shares, so this filing reflects compensation accrual rather than an open-market stock purchase or sale.

Positive

  • None.

Negative

  • None.
Insider Gupta Suren
Role Director
Type Security Shares Price Value
Grant/Award Deferred Comp 2,055 $63.26 $130K
Holdings After Transaction: Deferred Comp — 36,411.72 shares (Direct)
Footnotes (2)
  1. F1. Each unit is the economic equivalent of one share of common stock.
  2. F2. The phantom stock units are settled in cash upon the earlier of death or retirement
Deferred comp units granted 2,055 units Grant of deferred compensation units on the transaction date
Reference price per unit $63.26 per unit Transaction price tied to each deferred compensation unit
Deferred units after grant 36,411.72 units Total deferred compensation units following the transaction
Underlying security shares 2,055 shares equivalent Each unit economically equivalent to one ZION common share
Deferred Comp financial
"security_title: "Deferred Comp""
phantom stock units financial
"The phantom stock units are settled in cash upon the earlier of death or retirement"
Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.
Common Stock financial
"underlying_security_title: "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Grant, award, or other acquisition financial
"transaction_code_description: "Grant, award, or other acquisition""

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did ZION director Suren Gupta report on this Form 4?

Director Suren Gupta reported a grant of 2,055 deferred compensation units linked to Zions Bancorporation common stock. These units represent additional non-cash compensation and increase his total deferred units balance, rather than reflecting an open-market stock purchase or sale of ZION shares.

How many deferred compensation units does Suren Gupta hold after this ZION award?

After the reported grant, Suren Gupta holds 36,411.72 deferred compensation units tied to ZION common stock. This total reflects his accumulated non-cash deferred compensation balance rather than direct share ownership in the company’s stock at this time.

Are Suren Gupta’s ZION deferred compensation units the same as owning common stock?

The units are economically equivalent to one share of ZION common stock each, but they are phantom stock units. They track the stock’s value but are settled in cash, not actual shares, so they do not provide current voting or direct ownership rights.

When will the ZION phantom stock units reported by Suren Gupta be paid out?

The phantom stock units will be settled in cash upon the earlier of Suren Gupta’s death or retirement. Until that time, the units remain part of his deferred compensation balance and continue to mirror the economic value of ZION common stock.

Does this ZION Form 4 show Suren Gupta buying or selling stock in the market?

No. The Form 4 shows a grant of deferred compensation units, classified as a derivative award. It does not represent an open-market purchase or sale of ZION shares, but rather additional non-cash compensation tied to the stock’s value.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Gupta Suren

(Last)(First)(Middle)
ONE SOUTH MAIN STREET, 11TH FLOOR

(Street)
SALT LAKE CITY UTAH 84133-1109

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Deferred Comp(1)05/01/2026A2,055 (2) (2)Common Stock2,055$63.2636,411.72D
Explanation of Responses:
1. Each unit is the economic equivalent of one share of common stock.
2. The phantom stock units are settled in cash upon the earlier of death or retirement
Remarks:
By Rena Miller as attorney in fact05/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)