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Zions Bancorporation, National Association reported an insider stock transaction by Executive VP & General Counsel Rena Miller. On 12/15/2025, Miller disposed of 118 shares of common stock at a price of $54.08 per share, as shown by transaction code F. Following this transaction, she beneficially owned 9,848 shares of the company’s common stock in direct ownership.
Zions Bancorporation, National Association executive vice president and chief financial officer reported a disposition of company common stock. On 12/15/2025, the officer disposed of 1,217 shares of common stock at a price of $54.08 per share, according to a Form 4 insider trading report. After this transaction, the officer beneficially owns 94,226 shares of Zions Bancorporation common stock in direct ownership.
ZIONS BANCORPORATION, NATIONAL ASSOCIATION filed a Form 13F reporting its institutional holdings. The summary lists 887 information-table entries with an aggregate market value of $2,023,573,173. The report was signed by Joe Edmiston Jr. on 11-07-2025 and shows 0 other included managers.
Zions Bancorporation reported higher profitability in the third quarter of 2025, with diluted EPS rising to $1.48 from $1.37 a year earlier. Net interest income grew 8% to $672 million as funding costs fell and the net interest margin widened to 3.28% from 3.03%. Noninterest income increased 10%, helped by stronger loan-related fees, capital markets activity, and higher dividends and gains.
The bank recorded a $60 million provision for credit losses tied to revolving credit lines to two related commercial borrowers, including a $50 million charge-off and a full reserve on the remaining $10 million, while pursuing legal recovery from guarantors. Overall loans and leases grew 2% to $60.3 billion, driven by residential mortgages and commercial and industrial loans, and total deposits declined 2% to $74.9 billion as customers shifted from interest-bearing to noninterest-bearing products.
Zions Bancorporation (ZION) executive vice president filed a Form 4 reporting insider transactions on 10/27/2025.
The officer sold 2,457.612 shares of common stock at a weighted average price of $53.108, with individual trades ranging from $53.108 to $53.115 (Code S). The filing also reports a bona fide gift of 1,878 shares (Code G).
Following these transactions, the reporting person beneficially owned 25,254.7 shares, held directly.
Zions Bancorporation (ZION) reported an insider transaction on a Form 4 for a director. On 10/03/2025, the reporting person acquired 523.549 derivative securities labeled as deferred compensation/phantom stock units at a stated price of $0.
Following this transaction, the director’s derivative holdings totaled 35,763.941 units, shown as directly owned. The filing notes these phantom stock units are settled in cash upon the earlier of death or retirement, indicating they are cash-settled awards tied to the value of common stock rather than shares issued.
Zions Bancorporation, N.A. announced financial results for the quarter ended September 30, 2025, and will host a conference call at 5:30 p.m. Eastern Time on October 20, 2025.
The company furnished a press release (Exhibit 99.1) and an earnings presentation (Exhibit 99.2). The information is furnished under Item 2.02 and is not deemed filed under Section 18 or incorporated by reference.
Zions Bancorporation, N.A. reported an issue related to two commercial and industrial loans at its California Bank & Trust division. The company recorded an approximately $60 million provision tied to these loans and a $50 million charge-off. These amounts will be reflected in results for the third quarter of 2025.
The company conducted an internal review of the borrowers, guarantors, the loans, and the collateral after becoming aware of related legal actions by other lenders. Following notices to counterparties that went unanswered, Zions recognized the provision and charge-off and indicated it believes the situation is isolated. The company plans to engage counsel to coordinate an independent review.
Lee Vivian S, a director of ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION), reported a Form 4 disclosing a transaction dated 10/03/2025. The filing shows an acquisition of 501.735 deferred compensation/phantom stock units (transaction code A) that are recorded with a $0 per-unit price and a noted underlying common stock amount of 25,650.812 shares listed as beneficially owned following the transaction. The filing states the phantom stock units are settled in cash upon the earlier of death or retirement. The report was signed on 10/06/2025 by an attorney-in-fact. This disclosure documents officer/director holdings and a compensation-related award but does not include sale activity or cash proceeds.
Stephen D. Quinn, a director of Zions Bancorporation, National Association (ZION), reported an acquisition of 846.405 deferred compensation phantom stock units on 10/03/2025. The units are recorded with a $0 per‑unit price and will be settled in cash upon the earlier of death or retirement. After the reported acquisition the filing shows total beneficial ownership of 122,493.706 shares (direct).