Welcome to our dedicated page for Zions Bancorporation N A SEC filings (Ticker: ZION), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Zions Bancorporation, N.A. (NASDAQ: ZION) SEC filings page on Stock Titan provides access to the bank’s regulatory disclosures, including current reports on Form 8-K and other key documents filed with the U.S. Securities and Exchange Commission. Zions Bancorporation, N.A. is a national banking association organized in the United States, with Commission File Number 001-12307, and it files under the Securities Exchange Act of 1934.
Recent Form 8-K filings from Zions Bancorporation, N.A. include reports of quarterly financial results under Item 2.02, where the bank furnishes earnings press releases and supplemental presentations as exhibits. These filings describe net earnings, balance sheet metrics, and commentary from management, and they are explicitly identified as being furnished rather than filed for certain liability purposes. Other 8-K filings contain detailed forward-looking statement disclosures, outlining risks related to loan and securities portfolios, deposit composition, economic and political conditions, interest rate changes, regulatory developments, technology and cybersecurity, and reputational factors.
Through Stock Titan, users can review these filings alongside AI-powered summaries that explain the main points of lengthy documents such as earnings releases and risk disclosures. Real-time updates from the SEC’s EDGAR system ensure that new 8-Ks and other forms appear promptly, while AI-generated overviews help readers interpret complex language and identify key themes.
Investors can also use this page to track information relevant to Zions Bancorporation, N.A.’s capital structure, including references to its NASDAQ-listed common stock (ZION) and NYSE-listed Series A preferred shares (ZIONP). As additional forms such as annual reports on Form 10-K, quarterly reports on Form 10-Q, and insider transaction reports on Form 4 are filed, they can be accessed here with AI assistance to highlight significant developments, governance items, and risk factors.
Zions Bancorporation, National Association executive vice president and chief financial officer reported a disposition of company common stock. On 12/15/2025, the officer disposed of 1,217 shares of common stock at a price of $54.08 per share, according to a Form 4 insider trading report. After this transaction, the officer beneficially owns 94,226 shares of Zions Bancorporation common stock in direct ownership.
ZIONS BANCORPORATION, NATIONAL ASSOCIATION filed a Form 13F reporting its institutional holdings. The summary lists 887 information-table entries with an aggregate market value of $2,023,573,173. The report was signed by Joe Edmiston Jr. on 11-07-2025 and shows 0 other included managers.
Zions Bancorporation reported higher profitability in the third quarter of 2025, with diluted EPS rising to $1.48 from $1.37 a year earlier. Net interest income grew 8% to $672 million as funding costs fell and the net interest margin widened to 3.28% from 3.03%. Noninterest income increased 10%, helped by stronger loan-related fees, capital markets activity, and higher dividends and gains.
The bank recorded a $60 million provision for credit losses tied to revolving credit lines to two related commercial borrowers, including a $50 million charge-off and a full reserve on the remaining $10 million, while pursuing legal recovery from guarantors. Overall loans and leases grew 2% to $60.3 billion, driven by residential mortgages and commercial and industrial loans, and total deposits declined 2% to $74.9 billion as customers shifted from interest-bearing to noninterest-bearing products.
Zions Bancorporation (ZION) executive vice president filed a Form 4 reporting insider transactions on 10/27/2025.
The officer sold 2,457.612 shares of common stock at a weighted average price of $53.108, with individual trades ranging from $53.108 to $53.115 (Code S). The filing also reports a bona fide gift of 1,878 shares (Code G).
Following these transactions, the reporting person beneficially owned 25,254.7 shares, held directly.
Zions Bancorporation (ZION) reported an insider transaction on a Form 4 for a director. On 10/03/2025, the reporting person acquired 523.549 derivative securities labeled as deferred compensation/phantom stock units at a stated price of $0.
Following this transaction, the director’s derivative holdings totaled 35,763.941 units, shown as directly owned. The filing notes these phantom stock units are settled in cash upon the earlier of death or retirement, indicating they are cash-settled awards tied to the value of common stock rather than shares issued.
Zions Bancorporation, N.A. announced financial results for the quarter ended September 30, 2025, and will host a conference call at 5:30 p.m. Eastern Time on October 20, 2025.
The company furnished a press release (Exhibit 99.1) and an earnings presentation (Exhibit 99.2). The information is furnished under Item 2.02 and is not deemed filed under Section 18 or incorporated by reference.
Zions Bancorporation, N.A. reported an issue related to two commercial and industrial loans at its California Bank & Trust division. The company recorded an approximately $60 million provision tied to these loans and a $50 million charge-off. These amounts will be reflected in results for the third quarter of 2025.
The company conducted an internal review of the borrowers, guarantors, the loans, and the collateral after becoming aware of related legal actions by other lenders. Following notices to counterparties that went unanswered, Zions recognized the provision and charge-off and indicated it believes the situation is isolated. The company plans to engage counsel to coordinate an independent review.
Lee Vivian S, a director of ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION), reported a Form 4 disclosing a transaction dated 10/03/2025. The filing shows an acquisition of 501.735 deferred compensation/phantom stock units (transaction code A) that are recorded with a $0 per-unit price and a noted underlying common stock amount of 25,650.812 shares listed as beneficially owned following the transaction. The filing states the phantom stock units are settled in cash upon the earlier of death or retirement. The report was signed on 10/06/2025 by an attorney-in-fact. This disclosure documents officer/director holdings and a compensation-related award but does not include sale activity or cash proceeds.
Stephen D. Quinn, a director of Zions Bancorporation, National Association (ZION), reported an acquisition of 846.405 deferred compensation phantom stock units on 10/03/2025. The units are recorded with a $0 per‑unit price and will be settled in cash upon the earlier of death or retirement. After the reported acquisition the filing shows total beneficial ownership of 122,493.706 shares (direct).
Claire A. Huang, a director of ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION), received 532.275 phantom stock units under a deferred compensation arrangement. The phantom units are settled in cash upon the earlier of death or retirement, creating a future cash obligation tied to the company’s common stock value. After the grant, Ms. Huang is reported to directly beneficially own 31,074.542 shares of common stock. The transaction was reported as an acquisition of a derivative-style award rather than a direct stock purchase, and the form was submitted by a single reporting person filing through an authorized attorney-in-fact.