Every 8-K that Zions Bancorporation, N.A. (ZIONP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ZIONP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ZIONP filings page.
Zions Bancorporation, N.A. reported strong results for the quarter ended June 30, 2026, with net earnings to common shareholders of $452 million and diluted EPS of $3.05, or $1.74 excluding notable items. Results were boosted by a $215 million gain on the sale of Visa Class B‑1 shares and $37 million of net unrealized gains from SBIC investments. Net interest income was $677 million, up 4% year over year, and the net interest margin held at 3.27%, up from 3.17% a year earlier. Customer-related noninterest income reached $182 million, an 11% increase, while adjusted pre-provision net revenue was $332 million, up 10% sequentially and 5% year over year; the efficiency ratio was 62.2%.
Loans and leases were $62.5 billion, up 3% from the prior-year quarter, and total deposits were $76.6 billion, up 4%, with the loan-to-deposit ratio steady at 82%. Credit quality remained solid, with annualized net loan and lease charge-offs at 0.06%, nonperforming assets of $298 million or 0.48% of loans and leases and other real estate owned, and an allowance for credit losses of $707 million or 1.13% of loans and leases. Capital improved, as the estimated CET1 ratio was 11.8% and tangible book value per common share rose 22% year over year to $44.74.
Zions Bancorporation, N.A. reported that its board of directors increased its size from 11 to 12 members and elected Daniel J. Ryan as a new director, effective immediately. He will serve until the next annual meeting of shareholders.
The board also appointed Ryan to its Audit and Risk Oversight Committees effective July 1, 2026, reflecting his background as a retired PricewaterhouseCoopers partner with more than 40 years of experience advising large U.S. and global banks on governance, risk management, and financial reporting. As a nonemployee director, he will receive cash compensation and participate in the company’s omnibus stock incentive plan.
The company highlighted that there are no related-party transactions with Ryan requiring disclosure under Item 404(a) of Regulation S-K. The attached press release also notes that Zions Bancorporation had approximately $89 billion of total assets at December 31, 2025 and $3.4 billion of annual net revenue in 2025, underscoring its scale as a regional financial services company.
Zions Bancorporation, N.A. reported that it sold 460,153 Class B-1 shares of Visa Inc. on May 4, 2026. The sale generated aggregate proceeds of $215 million, producing a pre-tax gain of approximately the same amount. This gain will be recognized in the bank’s results for the second quarter of 2026, adding a sizable one-time boost to earnings for that period.
Zions Bancorporation, National Association reported the results of its annual shareholder meeting held on May 1, 2026. Shareholders elected 11 directors to one-year terms, with each nominee receiving over 104 million votes in favor.
They also ratified Ernst & Young LLP as independent auditor for 2026 with 120,123,130 votes for, approved on a nonbinding advisory basis 2025 executive compensation with 103,158,563 votes for, and rejected a shareholder proposal requesting a report on risks of misalignment between policies and customer base.
Zions Bancorporation, N.A. reported stronger first quarter 2026 results, with net earnings of $232 million and diluted EPS of $1.56, up from $169 million and $1.13 a year earlier. Net interest income rose to $662 million and the net interest margin improved year over year to 3.27%, helped by lower funding costs and a better mix of loans and securities.
Adjusted pre-provision net revenue increased 13% versus the prior year to $301 million, while adjusted customer-related noninterest income grew 10% to $174 million. Credit quality remained strong, with annualized net loan and lease charge-offs at just 0.03% of average loans and nonperforming assets at 0.48% of loans and leases and other real estate owned. Total deposits were $76.9 billion and loans and leases were $61.3 billion, both up 2% year over year.
Capital levels stayed robust, with an estimated common equity tier 1 ratio of 11.5% and tangible book value per common share up 19% to $41.75. The company highlighted broad-based fee income growth, improving asset quality metrics, and continued strengthening of its funding profile, including lower brokered deposits and short-term borrowings.
Zions Bancorporation, National Association reported its financial results for the quarter ended December 31, 2025 and disclosed this in a current report. The bank also plans to host a conference call to discuss its fourth quarter results at 5:30 p.m. Eastern Time on January 20, 2026.
The associated press release is provided as Exhibit 99.1 and an earnings presentation as Exhibit 99.2, giving more detail on the quarter’s performance. These materials are furnished, not filed, meaning they are not incorporated by reference into the bank’s securities registration statements.