Welcome to our dedicated page for First Keystone SEC filings (Ticker: FKYS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Keystone Corporation filings document the formal disclosures of a Pennsylvania bank holding company and its subsidiary, First Keystone Community Bank. The company’s Form 8-K reports furnish unaudited earnings releases, dividend announcements, and other material events, including operating results, balance-sheet measures, deposit and loan trends, securities results, and credit-loss provisions.
The filing record also includes amendments to previously furnished financial information reflecting adjustments to the allowance for credit losses and related entries. Proxy materials cover annual meeting matters such as director elections, auditor ratification, advisory executive-compensation votes, board structure, compensation, and shareholder voting procedures. Governance filings also document officer appointments and related disclosure under executive-officer reporting rules.
First Keystone Corporation, parent of First Keystone Community Bank, declared a second quarter 2026 cash dividend of $0.28 per share. The dividend will be paid on June 30, 2026 to shareholders of record on June 11, 2026.
This brings total cash dividends to $0.56 per share year-to-date as of June 30, 2026, the same amount paid for the comparable period in 2025. The company notes it achieved record balance sheet levels and continued profitability in the first quarter of 2026, though detailed financial metrics are not included in this summary.
First Keystone Corp director Donald Matthew Bower bought shares in the company. He made an open-market purchase of 1,000 shares of First Keystone Corporation common stock at $18.00 per share. After this transaction, he directly owns 7,929.513 shares. This filing reflects a personal increase in his equity stake.
FIRST KEYSTONE CORP director Michael L. Jezewski bought additional company stock in the open market. On May 27, 2026, he made three open-market purchases totaling 548 shares of First Keystone Corporation common stock at prices between $17.895 and $17.98 per share.
After these trades, he directly holds 44,404.817 shares of common stock. The filing also notes that the total shares reported are reduced by 325.330 shares that were previously reported as indirectly held for his son, for which he is no longer custodian.
First Keystone Corp SVP & COO Michelle M. Karas reported an open-market purchase of 635 shares of First Keystone Corporation common stock at $19.00 per share. The transaction occurred on May 26, 2026 and increased her directly held stake to 844.545 shares.
This is a routine insider purchase of a relatively small number of shares, indicating a modest increase in her personal investment exposure to the company.
First Keystone Corporation reported results of its Annual Meeting of Shareholders held on May 21, 2026. A total of 6,272,135 common shares were entitled to vote as of the March 17, 2026 record date, and 4,209,679 shares were represented in person or by proxy.
Shareholders elected three Class C directors for three-year terms. D. Matthew Bower received 3,237,090 votes for, Robert A. Bull received 2,775,425 votes for, and Elaine A. Woodland received 2,896,671 votes for, each with additional withheld votes and 907,579 broker non-votes.
Shareholders also ratified Baker Tilly US, LLP as independent registered public accounting firm for fiscal 2026, with 4,080,370 votes for and 128,520 against. In an advisory vote, shareholders approved the executive compensation program, with 3,114,495 votes for, 114,383 against, 73,222 abstaining, and 907,579 broker non-votes. Management presentation slides from the meeting were furnished as Exhibit 99.1.
First Keystone Corporation reported stronger results for the three months ended March 31, 2026. Net income rose to $1,959,000 from $1,053,000 a year earlier, and diluted earnings per share increased to $0.31 from $0.17, while paying dividends of $0.28 per share.
Total assets were $1.52 billion, slightly below year-end 2025, as loans held for investment declined to $931.6 million and deposits were $1.13 billion. Net interest income improved to $9.1 million, helped by a $390,000 recovery of credit losses instead of a prior-year provision, and the allowance for credit losses stood at $9.0 million. Credit quality metrics included non-accrual real estate loans of $16.9 million and a modest level of net charge-offs.
First Keystone Corporation reported much stronger results for the quarter ended March 31, 2026. Net income was $1,959,000, an increase of $906,000 or 86.0% from the same period in 2025, mainly driven by higher interest income.
Total interest income rose $1,032,000 or 5.7%, largely from higher interest-bearing deposits at the Federal Reserve Bank, while total interest expense increased $671,000 or 7.1%, primarily from retail CDs. The provision for credit losses swung to a $390,000 credit from $751,000 expense, helped by lower loan balances and prior charge-offs.
Non-interest income increased modestly, with net securities gains improving by $260,000, though life insurance gains recorded in 2025 did not recur. Non-interest expense rose $524,000 or 6.1%, mainly from higher salaries, benefits, and equipment costs. Total assets reached $1,524,919,000, up 6.2%, and deposits grew $85,896,000 or 8.2%, reflecting strong CD growth.
First Keystone Corporation is holding its 2026 Annual Meeting on May 21, 2026 at the Berwick Golf Club in Pennsylvania. Shareholders of record on March 17, 2026, when 6,272,135 common shares were outstanding, may vote.
Investors will elect three Class C directors to new three-year terms, vote on ratifying Baker Tilly US, LLP as the independent auditor for 2026, and cast a non-binding say-on-pay vote on executive compensation. The proxy details board structure, committee membership, governance practices, director and executive pay, and that directors and named executive officers as a group beneficially own 713,933 shares, or 11.38% of outstanding stock.
First Keystone Corporation amended its previously reported 2025 results to reflect higher credit loss provisions and related adjustments. Revised figures show total interest income up $5,777,000 or 8.1% versus 2024, driven mainly by growth in commercial real estate loans, while total interest expense rose $405,000 or 1.0%.
The provision for credit losses increased by $3,061,000 year over year due to two large charge-offs and a significant commercial real estate loan moving to non-accrual in the fourth quarter of 2025, which the company describes as isolated events. Non-interest income grew $626,000 or 9.3%, helped by $255,000 of life insurance death benefit proceeds and higher mortgage sale gains and card fees.
Non-interest expense fell $16,670,000 or 33.0%, largely because 2024 included a non-cash goodwill impairment charge of $19,133,000. Net income for 2025 is now $6,152,000, or $0.99 per share, with dividends of $1.12 per share. Total assets reached $1,530,977,000 and deposits grew $91,557,000, with a notable shift from transactional deposits into retail CDs.
First Keystone Corporation amended its previously reported 2025 results to reflect higher credit loss provisions and related adjustments. Revised figures show total interest income up $5,777,000 or 8.1% versus 2024, driven mainly by growth in commercial real estate loans, while total interest expense rose $405,000 or 1.0%.
The provision for credit losses increased by $3,061,000 year over year due to two large charge-offs and a significant commercial real estate loan moving to non-accrual in the fourth quarter of 2025, which the company describes as isolated events. Non-interest income grew $626,000 or 9.3%, helped by $255,000 of life insurance death benefit proceeds and higher mortgage sale gains and card fees.
Non-interest expense fell $16,670,000 or 33.0%, largely because 2024 included a non-cash goodwill impairment charge of $19,133,000. Net income for 2025 is now $6,152,000, or $0.99 per share, with dividends of $1.12 per share. Total assets reached $1,530,977,000 and deposits grew $91,557,000, with a notable shift from transactional deposits into retail CDs.
First Keystone Corporation amended a prior report about its first-quarter 2026 dividend to revise 2025 financial figures after adjusting its allowance for credit losses. The revised press release now shows assets of $1,530,977,000 at December 31, 2025, up 7.2% from year-end 2024.
Total loans are revised to $948,425,000, representing a slight decrease from $948,451,000 a year earlier. Net interest income for 2025 is updated to $37,651,000, an increase of 16.6% from 2024. Net income is reduced to $6,152,000, up 146.4% from 2024, with earnings per share revised to $0.99.
The company reaffirmed a $0.28 per share cash dividend for the first quarter of 2026, matching the first quarter of 2025, payable March 31, 2026 to shareholders of record on March 12, 2026.
First Keystone Corporation amended a prior report about its first-quarter 2026 dividend to revise 2025 financial figures after adjusting its allowance for credit losses. The revised press release now shows assets of $1,530,977,000 at December 31, 2025, up 7.2% from year-end 2024.
Total loans are revised to $948,425,000, representing a slight decrease from $948,451,000 a year earlier. Net interest income for 2025 is updated to $37,651,000, an increase of 16.6% from 2024. Net income is reduced to $6,152,000, up 146.4% from 2024, with earnings per share revised to $0.99.
The company reaffirmed a $0.28 per share cash dividend for the first quarter of 2026, matching the first quarter of 2025, payable March 31, 2026 to shareholders of record on March 12, 2026.