Welcome to our dedicated page for Umb Financial SEC filings (Ticker: UMBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
UMB Financial Corporation (NASDAQ: UMBF) files a range of documents with the U.S. Securities and Exchange Commission that describe its financial condition, operations and material events. As a Missouri-incorporated financial services company in the commercial banking industry, UMB uses SEC filings to report information relevant to shareholders, creditors and other market participants.
On this UMBF SEC filings page, Stock Titan surfaces reports such as Form 8-K current reports, which UMB uses to announce events like quarterly earnings results and dividend declarations. For example, the company has filed an 8-K to furnish a press release detailing financial results for a quarter and to disclose board-approved dividends on its common and Series B preferred stock. These filings often include or reference exhibits such as earnings press releases and investor presentation materials.
In addition to current reports, investors can consult UMB’s annual and quarterly reports (Forms 10-K and 10-Q, when available) for more extensive discussions of net interest income, noninterest income, loan and deposit balances, efficiency ratio, returns on assets and equity, and the impact of acquisitions such as Heartland Financial USA, Inc. These periodic reports also describe segment-level activities across commercial banking, personal banking and institutional banking, including asset servicing, corporate trust solutions, investment banking and healthcare services.
Stock Titan enhances access to UMB’s regulatory disclosures by providing real-time updates from the SEC’s EDGAR system and AI-powered summaries that explain the key points of lengthy filings. Users can quickly identify items related to earnings, capital actions, dividends and other material developments without reading every page. This page also helps track insider and capital structure information through relevant forms, giving a structured view of how UMB communicates with regulators and the investing public.
The Vanguard Group filed Amendment No. 15 to a Schedule 13G/A reporting 0 shares of Common Stock of UMB Financial Corp (CUSIP 902788108). The filing explains that an internal realignment on January 12, 2026 caused certain subsidiaries or business divisions to report beneficial ownership separately in reliance on SEC Release No. 34-39538. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
UMB Financial Corporation Chairman and CEO J. Mariner Kemper filed an amended ownership statement showing he beneficially owns 3,660,852 shares of UMB Financial common stock, or about 4.81% of the shares treated as outstanding as of March 2, 2026.
The filing explains that on March 14, 2025 UMB Financial physically settled forward sale agreements covering 3,220,000 shares. After this forward settlement, Kemper ceased to be the beneficial owner of more than 5% of the company’s common stock, so this amendment functions as an exit filing from 5% holder status.
UMB Financial Corporation is asking shareholders to vote at its 2026 virtual annual meeting on April 28, 2026, at 9:00 a.m. CDT. Items include electing 14 directors, an advisory say‑on‑pay vote, ratifying KPMG LLP as auditor for 2026, and approving an amended and restated omnibus incentive compensation plan.
The proxy materials describe UMB’s virtual-only meeting logistics, majority and cumulative voting standards, and extensive governance framework, including a 16‑member board (moving to 14), with 15 independent directors and a long‑tenured lead independent director. UMB highlights 2025 as a pivotal year, completing the Heartland Financial USA acquisition, reaching about $73 billion in total assets, and delivering record annual net income of $702.4 million, net interest income of $1.86 billion, and noninterest income of $790.0 million. Executive pay is positioned as heavily performance-based, with significant equity and robust stock ownership guidelines.
UMB Financial Corporation notices proposed and recent Rule 144 sales of Common Stock by affiliated trusts and family members. The excerpt lists multiple sales over December 2025–February 2026, including R C Kemper Marital Trust sales of 15,367 shares on 12/08/2025 for $1,760,807.72 and 15,214 shares on 02/02/2026 for $1,956,328.70. The excerpt also shows sales by J Mariner Kemper of 3,500 shares on 02/02/2026 for $451,695.30.
UMB Financial Group-related trust and individuals reported multiple sales of Common Stock under Form 144.
The excerpt lists specific transactions by related parties and trusts with share counts and dates, including sales by the R C Kemper Marital Trust of 15,367 shares on 12/08/2025 and 15,214 shares on 02/02/2026. Other reported sales include recurring transfers by the R C Kemper Charitable Trust and Foundation, R C Kemper Jr Charitable Trust and Foundation, and the Bebe & Crosby Kemper Foundation for the Arts in late 2025 and early 2026, with individual line‑item share counts and dollar values listed in the excerpt.
UMBF insiders reported proposed sales of Common Stock under Form 144. The excerpt lists multiple related trusts and individuals submitting sale notices with specific per‑holder quantities and dates, including examples such as R C Kemper Marital Trust 15,367 shares (12/08/2025) and R C Kemper Jr Charitable Trust and Foundation 2,550 shares (02/02/2026).
UMB Financial Corporation provides its annual overview of operations, strategy, and risk. The company highlights its January 2025 all‑stock acquisition of Heartland Financial USA, issuing 23.6 million common shares and 4.6 million depositary shares of 7.00% preferred Series A.
To support the transaction and capital needs, UMB settled forward sale agreements for 3.22 million common shares, generating net proceeds of $235.1 million in early 2025. At December 31, 2025, the holding company reported a common equity Tier 1 capital ratio of 10.96% and total risk‑based capital ratio of 13.36%, while UMB Bank remained well capitalized. The report also details a three‑segment business model, 5,222 employees, and extensive risk discussions around interest rates, credit quality, liquidity, cybersecurity, and evolving regulation.
UMB Financial Corp insider plans to sell common stock under Rule 144. The notice covers 3,556 common shares to be sold through Merrill at an aggregate market value of 458161.15, with an approximate sale date of 02/13/2026 on the NASDAQ.
The shares come from multiple restricted stock vesting events between 01/29/2024 and 02/10/2026, including lots such as 875 shares on 01/27/2025 and 836 shares on 07/29/2024. UMB Financial Corp had 75,954,660 shares outstanding at the time referenced.
UMB Financial Corp executive Uma Wilson reported a routine insider transaction involving company stock. On February 11, 2026, Wilson had 83 shares of common stock withheld at $132.16 per share to cover tax obligations related to equity compensation.
After this tax-withholding disposition, Wilson beneficially owned 24,414.9167 shares of UMB Financial common stock directly and 294.876 shares indirectly through an ESOP. A footnote explains the position reflects dividends earned upon vesting of underlying restricted stock units, indicating the shares are tied to prior equity awards.
Terry Thomas S reported disposition transactions in a Form 4 filing for UMBF. The filing lists transactions totaling 57 shares at a weighted average price of $132.16 per share. Following the reported transactions, holdings were 36,402 shares.