American Intl Group Inc Financials
American Intl Group Inc (AIG) reported $26.8B in revenue for fiscal year 2025, down 1.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
AIG’s business mechanic is a shrunk balance sheet paired with aggressive capital returns that exceed current operating cash flow.
FY2025 net income rebounded from-$1.4B to$3.1B even as revenue still edged down. Because operating cash flow stayed near$3.3B in both FY2024 and FY2025, cash generation was steadier than reported earnings, implying the profit recovery came more from accounting normalization than from a broader increase in cash coming out of the franchise.
Total assets fell from
In FY2025, buybacks plus dividends totaled about
Financial Health Signals
Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of American Intl Group Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for American Intl Group Inc, and counted as zero in the overall score.
Not available for American Intl Group Inc, and counted as zero in the overall score.
American Intl Group Inc passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, American Intl Group Inc generates $1.07 in operating cash flow ($3.3B OCF vs $3.1B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
American Intl Group Inc generated $26.8B in revenue in fiscal year 2025. This represents a decrease of 1.7% from the prior year.
American Intl Group Inc reported $3.1B in net income in fiscal year 2025. This represents an increase of 320.5% from the prior year.
American Intl Group Inc earned $5.43 per diluted share (EPS) in fiscal year 2025. This represents an increase of 350.2% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
American Intl Group Inc held $1.3B in cash against $9.2B in long-term debt as of fiscal year 2025.
American Intl Group Inc paid $1.75 per share in dividends in fiscal year 2025. This represents an increase of 12.2% from the prior year.
Not reported for fiscal year 2025.
Margins & Returns
American Intl Group Inc's net profit margin was 11.6% in fiscal year 2025, showing the share of revenue converted to profit. This is up 16.7 percentage points from the prior year.
American Intl Group Inc's ROE was 7.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 10.8 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
American Intl Group Inc spent $5.8B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 12.3% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
AIG Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $26.6B | $26.8B-1.7% | $27.3B-2.5% | $27.9B-6.9% | $30.0B-42.5% | $52.2B+19.3% | $43.7B-12.1% | $49.7B+5.0% | $47.4B-4.3% | $49.5B-5.4% | $52.4B-10.2% | $58.3B-9.4% | $64.4B-6.5% | $68.9B-3.3% | $71.2B+9.4% | $65.1B |
| SG&A Expenses | $5.1B | $5.1B-8.6% | $5.5B+2.4% | $5.4B-12.3% | $6.2B-29.4% | $8.7B+4.0% | $8.4B-1.7% | $8.5B-8.2% | $9.3B+2.1% | $9.1B-17.1% | $11.0B-13.4% | $12.7B-3.4% | $13.1B-3.1% | $13.6B+4.2% | $13.0B+53.9% | $8.5B |
| Interest Expense | $404.0M | $396.0M-14.3% | $462.0M-10.5% | $516.0M-14.4% | $603.0M-53.8% | $1.3B-10.4% | $1.5B+2.8% | $1.4B+8.3% | $1.3B+12.1% | $1.2B-7.3% | $1.3B-1.6% | $1.3B-25.4% | $1.7B-19.8% | $2.1B-7.6% | $2.3B-5.1% | $2.4B |
| Income Tax | $660.0M | $782.0M-33.2% | $1.2B+828.6% | $126.0M-85.7% | $882.0M-63.9% | $2.4B+267.2% | -$1.5B-225.2% | $1.2B+657.1% | $154.0M-98.0% | $7.5B+3968.1% | $185.0M-82.5% | $1.1B-63.8% | $2.9B+713.1% | $360.0M+144.6% | -$808.0M+95.9% | -$19.8B |
| Net Income | $3.0B | $3.1B+320.5% | -$1.4B-138.5% | $3.6B-64.4% | $10.2B-1.4% | $10.4B+274.4% | -$5.9B-277.5% | $3.3B+55900.0% | -$6.0M+99.9% | -$6.1B-616.6% | -$849.0M-138.7% | $2.2B-70.8% | $7.5B-17.1% | $9.1B+164.3% | $3.4B-83.3% | $20.6B |
| EPS (Diluted) | — | $5.43+350.2% | -$2.17-143.6% | $4.98-61.5% | $12.94+8.3% | $11.95+273.7% | -$6.88-284.0% | $3.74+37500.0% | -$0.01 | -$6.54-738.5% | -$0.78-147.3% | $1.65-68.3% | $5.20-15.2% | $6.13+200.5% | $2.04-81.5% | $11.01 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
AIG Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $161.3B0.0% | $161.3B-70.1% | $539.3B+3.3% | $522.2B-12.4% | $596.1B+1.6% | $586.5B+11.7% | $525.1B+6.7% | $492.0B-1.3% | $498.3B0.0% | $498.3B+0.3% | $496.8B-3.6% | $515.6B-4.8% | $541.3B-1.3% | $548.6B-0.8% | $553.1B |
| Cash & Equivalents | $1.3B-2.0% | $1.4B-12.8% | $1.6B+0.1% | $1.6B-35.3% | $2.4B-24.9% | $3.2B-1.7% | $3.3B-2.1% | $3.4B+22.7% | $2.7B+29.9% | $2.1B-5.9% | $2.2B+27.3% | $1.8B-21.6% | $2.2B+94.7% | $1.2B-21.9% | $1.5B |
| Goodwill | $3.4B+1.8% | $3.4B-1.4% | $3.4B-8.8% | $3.8B-7.5% | $4.1B-0.4% | $4.1B+0.9% | $4.0B-1.1% | $4.1B+156.1% | $1.6B+4.3% | $1.5B-5.3% | $1.6B+10.9% | $1.5B-1.4% | $1.5B+0.4% | $1.5B+7.0% | $1.4B |
| Total Liabilities | $120.1B+1.1% | $118.8B-75.7% | $488.0B+1.9% | $478.8B-9.2% | $527.2B+1.5% | $519.3B+13.5% | $457.6B+5.3% | $434.7B+0.5% | $432.6B+2.7% | $421.4B+3.6% | $406.6B-0.4% | $408.3B-7.2% | $440.2B-2.1% | $449.6B+1.7% | $442.1B |
| Long-Term Debt | $9.2B+3.0% | $8.9B-15.9% | $10.6B-61.0% | $27.2B-9.9% | $30.2B-19.6% | $37.5B+6.2% | $35.4B+2.3% | $34.5B+9.2% | $31.6B+2.4% | $30.9B+5.7% | $29.2B-6.3% | $31.2B-25.1% | $41.7B-14.0% | $48.5B-35.6% | $75.3B |
| Total Equity | $41.1B-3.3% | $42.5B-6.2% | $45.4B+10.7% | $41.0B-37.9% | $66.0B-0.6% | $66.4B+1.0% | $65.7B+16.5% | $56.4B-13.5% | $65.2B-14.6% | $76.3B-14.9% | $89.7B-16.1% | $106.9B+6.4% | $100.5B+2.5% | $98.0B-3.5% | $101.5B |
| Retained Earnings | $37.2B+6.0% | $35.1B-6.5% | $37.5B+7.5% | $34.9B+46.7% | $23.8B+53.4% | $15.5B-32.8% | $23.1B+10.5% | $20.9B-2.7% | $21.5B-25.3% | $28.7B-7.2% | $30.9B+3.9% | $29.8B+29.7% | $23.0B+62.0% | $14.2B+31.6% | $10.8B |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.
AIG Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.9B | $3.3B+1.3% | $3.3B-47.6% | $6.2B+51.0% | $4.1B-33.6% | $6.2B+499.5% | $1.0B+157.4% | -$1.8B-358.6% | -$394.0M+95.0% | -$7.8B-323.2% | $3.5B+21.7% | $2.9B-42.5% | $5.0B-14.6% | $5.9B+59.5% | $3.7B+4638.3% | -$81.0M |
| Capital Expenditures | N/A | N/A | N/A | $240.0M+14.3% | $210.0M-38.8% | $343.0M-2.8% | $353.0M+16.1% | $304.0M-17.4% | $368.0M-23.8% | $483.0M-56.8% | $1.1B-35.0% | $1.7B-6.0% | $1.8B-32.9% | $2.7B-4.2% | $2.9B | N/A |
| Free Cash Flow | N/A | N/A | N/A | $6.0B+53.0% | $3.9B-33.3% | $5.9B+758.4% | $685.0M+132.4% | -$2.1B-177.0% | -$762.0M+90.8% | -$8.3B-448.3% | $2.4B+106.3% | $1.2B-63.6% | $3.2B+1.3% | $3.1B+279.8% | $825.0M | N/A |
| Investing Cash Flow | -$44.0M | $3.2B+90.8% | $1.7B+123.8% | -$7.0B-93.6% | -$3.6B-10.5% | -$3.3B+47.1% | -$6.2B-13.3% | -$5.5B-2355.2% | -$223.0M-101.6% | $14.0B+331.8% | $3.3B-61.6% | $8.5B-40.8% | $14.3B+101.2% | $7.1B-57.3% | $16.6B-54.4% | $36.4B |
| Financing Cash Flow | -$4.0B | -$6.5B-29.2% | -$5.1B-747.4% | $782.0M+229.9% | -$602.0M+83.6% | -$3.7B-172.7% | $5.1B-30.3% | $7.3B+481.1% | $1.2B+121.9% | -$5.7B+16.6% | -$6.8B+40.2% | -$11.4B+42.2% | -$19.8B-68.3% | -$11.8B+42.8% | -$20.6B+44.3% | -$36.9B |
| Dividends Paid | $992.0M | $976.0M-2.6% | $1.0B+0.5% | $997.0M+1.5% | $982.0M-9.3% | $1.1B-1.8% | $1.1B-1.0% | $1.1B-2.1% | $1.1B-2.9% | $1.2B-14.6% | $1.4B+33.5% | $1.0B+44.4% | $712.0M+142.2% | $294.0M | N/A | N/A |
| Share Buybacks | $3.0B | $5.8B-12.3% | $6.7B+124.7% | $3.0B-43.1% | $5.2B+100.6% | $2.6B+418.4% | $500.0M | $0-100.0% | $1.7B-72.3% | $6.3B-45.2% | $11.5B+7.2% | $10.7B+118.1% | $4.9B+721.1% | $597.0M-95.4% | $13.0B+18471.4% | $70.0M |
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
AIG Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 11.6%+16.7pp | -5.1%-18.2pp | 13.0%-21.1pp | 34.1%+14.2pp | 19.9%+33.5pp | -13.6%-20.3pp | 6.7%+6.7pp | 0.0%+12.3pp | -12.3%-10.7pp | -1.6%-5.4pp | 3.8%-7.9pp | 11.7%-1.5pp | 13.2%+8.4pp | 4.8%-26.8pp | 31.7% |
| Return on Equity | 7.5%+10.8pp | -3.3%-11.3pp | 8.0%-16.9pp | 25.0%+9.2pp | 15.7%+24.7pp | -9.0%-14.1pp | 5.1%+5.1pp | 0.0%+9.3pp | -9.3%-8.2pp | -1.1%-3.6pp | 2.5%-4.6pp | 7.0%-2.0pp | 9.0%+5.5pp | 3.5%-16.8pp | 20.3% |
| Return on Assets | 1.9%+2.8pp | -0.9%-1.6pp | 0.7%-1.3pp | 2.0%+0.2pp | 1.7%+2.7pp | -1.0%-1.7pp | 0.6%+0.6pp | 0.0%+1.2pp | -1.2%-1.1pp | -0.2%-0.6pp | 0.4%-1.0pp | 1.5%-0.2pp | 1.7%+1.0pp | 0.6%-3.1pp | 3.7% |
| Debt-to-Equity | 0.220.0x | 0.210.0x | 0.23-0.4x | 0.66+0.2x | 0.46-0.1x | 0.570.0x | 0.54-0.1x | 0.61+0.1x | 0.49+0.1x | 0.41+0.1x | 0.330.0x | 0.29-0.1x | 0.41-0.1x | 0.49-0.2x | 0.74 |
| FCF Margin | N/A | N/A | 21.5%+8.4pp | 13.1%+1.8pp | 11.3%+9.7pp | 1.6%+5.8pp | -4.2%-2.6pp | -1.6%+15.2pp | -16.8%-21.3pp | 4.5%+2.6pp | 2.0%-2.9pp | 4.9%+0.4pp | 4.5%+3.4pp | 1.2% | N/A |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Similar Companies
Where American Intl Group Inc Ranks
Frequently Asked Questions
What is American Intl Group Inc's annual revenue?
American Intl Group Inc (AIG) reported $26.8B in total revenue for fiscal year 2025. This represents a -1.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is American Intl Group Inc's revenue growing?
American Intl Group Inc (AIG) revenue declined by 1.7% year-over-year, from $27.3B to $26.8B in fiscal year 2025.
Is American Intl Group Inc profitable?
Yes, American Intl Group Inc (AIG) reported a net income of $3.1B in fiscal year 2025, with a net profit margin of 11.6%.
How much debt does American Intl Group Inc have?
As of fiscal year 2025, American Intl Group Inc (AIG) had $1.3B in cash and equivalents against $9.2B in long-term debt.
What is American Intl Group Inc's net profit margin?
American Intl Group Inc (AIG) had a net profit margin of 11.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does American Intl Group Inc pay dividends?
Yes, American Intl Group Inc (AIG) paid $1.75 per share in dividends during fiscal year 2025.
What is American Intl Group Inc's return on equity (ROE)?
American Intl Group Inc (AIG) has a return on equity of 7.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is American Intl Group Inc's operating cash flow?
American Intl Group Inc (AIG) generated $3.3B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are American Intl Group Inc's total assets?
American Intl Group Inc (AIG) had $161.3B in total assets as of fiscal year 2025, including both current and long-term assets.
What is American Intl Group Inc's debt-to-equity ratio?
American Intl Group Inc (AIG) had a debt-to-equity ratio of 0.22 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is American Intl Group Inc's return on assets (ROA)?
American Intl Group Inc (AIG) had a return on assets of 1.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is American Intl Group Inc's Piotroski F-Score?
American Intl Group Inc (AIG) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are American Intl Group Inc's earnings high quality?
American Intl Group Inc (AIG) has an earnings quality ratio of 1.07x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is American Intl Group Inc?
American Intl Group Inc (AIG) scores 35 out of 100 on our Financial Health Score, indicating weak standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.