What is Arch Capital Group Ltd's earnings per share (EPS)?

Arch Capital Group Ltd (ACGL) reported diluted earnings per share of $11.60 for fiscal year 2025. This represents a 3.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Arch Capital Group Ltd (ACGL) Financials

ACGL

Trailing 12 months to June 30, 2026

Revenue $19.2B +0.4% YoY

Net Income $4.7B +25.7% YoY

EPS (Diluted) $12.78 +32.0% YoY

Free Cash Flow $6.1B -1.2% YoY

Market Cap $32.6B as of Oct 10, 2026

Price / Sales 1.7x on $19.2B revenue, trailing 12 months to June 30, 2026

Price / Earnings 7.0x on $4.7B net income, trailing 12 months to June 30, 2026

Price / Book 1.4x on $24.0B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ACGL SEC filings page.

Arch Capital Group Ltd (ACGL) reported $19.2B in revenue over the twelve months to Jun 30, 2026, up 0.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ACGL FY2025 2026-10-03

Revenue has expanded rapidly, but profit has flattened recently while cash generation remains closely tied to reported earnings.

From FY2023 to FY2025, revenue rose 46.2% while net income increased only 1.0%, so expansion did not translate proportionally into profit. The FY2025 net margin of 22.1% shows that the business retained less profit from each revenue dollar than it did during FY2023's peak.

In FY2025, operating cash flow of $6.2B nearly matched free cash flow of $6.1B, showing that reported cash generation was not being consumed by capital spending. The same near-match held in FY2024, making cash conversion a recurring feature rather than a one-year result.

The debt-to-equity ratio eased from 2.4x to 2.3x as assets grew 11.8%, suggesting the latest balance-sheet expansion was financed with a greater share of equity. Meanwhile, the lower FY2025 margin and return on equity indicate that this larger capital base has not yet produced proportionally higher earnings.

Financial Health Signals

Financial Health Score 60/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Arch Capital Group Ltd's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. Arch Capital Group Ltd scores 71/100 on it among other insurers.

Premium Growth

Arch Capital Group Ltd reported revenue of $19.9B in fiscal year 2025, against $17.4B in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and Arch Capital Group Ltd scores 64/100 among other insurers.

Capital

Arch Capital Group Ltd funded 30.5% of its assets with shareholders' equity at the end of fiscal year 2025, holding $24.2B of equity against $79.2B of assets. Capital ranks insurers on that cushion, and Arch Capital Group Ltd scores 69/100 among other insurers.

Investment Yield

Not available for Arch Capital Group Ltd, and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. Arch Capital Group Ltd scores 84/100 on it among other insurers.

Stability

Arch Capital Group Ltd reported net income of $4.4B in fiscal year 2025, against $4.3B in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and Arch Capital Group Ltd scores 70/100 among other insurers.

Piotroski F-Score Partial

5/6

Arch Capital Group Ltd passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.40x

For every $1 of reported earnings, Arch Capital Group Ltd generates $1.40 in operating cash flow ($6.2B OCF vs $4.4B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$4.7B

YoY-10.5%

QoQ+3.3%

5Y CAGR+12.7%

10Y CAGR+14.6%

Arch Capital Group Ltd generated $4.7B in revenue in Q2 2026. This represents a decrease of 10.5% from the same quarter a year earlier. Against the prior quarter it is up 3.3%.

Net Income

$1.1B

YoY-14.6%

QoQ+1.0%

5Y CAGR+9.4%

10Y CAGR+17.5%

Arch Capital Group Ltd reported $1.1B in net income in Q2 2026. This represents a decrease of 14.6% from the same quarter a year earlier. Against the prior quarter it is up 1.0%.

EPS (Diluted)

$3.00

YoY-7.1%

QoQ+4.2%

5Y CAGR+13.0%

10Y CAGR+6.2%

Arch Capital Group Ltd earned $3.00 per diluted share (EPS) in Q2 2026. This represents a decrease of 7.1% from the same quarter a year earlier. Against the prior quarter it is up 4.2%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$1.3B

YoY+17.6%

QoQ+10.8%

5Y CAGR+9.3%

10Y CAGR+19.8%

Arch Capital Group Ltd generated $1.3B in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 17.6% from the same quarter a year earlier. Against the prior quarter it is up 10.8%.

Cash & Debt

$1.1B

YoY+12.8%

QoQ+21.3%

5Y CAGR-2.1%

10Y CAGR+7.9%

Arch Capital Group Ltd held $1.1B in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

341M

YoY-8.6%

QoQ-2.3%

5Y CAGR-2.9%

10Y CAGR+10.8%

Arch Capital Group Ltd had 341M shares outstanding in Q2 2026. This represents a decrease of 8.6% from the same quarter a year earlier. Against the prior quarter it is down 2.3%.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

22.6%

YoY-1.1pp

QoQ-0.5pp

5Y change-3.6pp

10Y change+4.9pp

Arch Capital Group Ltd's net profit margin was 22.6% in Q2 2026, showing the share of revenue converted to profit. This is down 1.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.5 percentage points.

Return on Equity

4.4%

YoY-1.0pp

QoQ+0.1pp

5Y change-0.4pp

10Y change+1.2pp

Arch Capital Group Ltd's ROE was 4.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 1.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$1.2B

YoY+615.3%

QoQ+48.9%

5Y CAGR+30.7%

Arch Capital Group Ltd spent $1.2B on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 615.3% from the same quarter a year earlier. Against the prior quarter it is up 48.9%.

Capital Expenditures

$14.0M

YoY+16.7%

QoQ+75.0%

5Y CAGR+4.8%

10Y CAGR+12.4%

Arch Capital Group Ltd invested $14.0M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 16.7% from the same quarter a year earlier. Against the prior quarter it is up 75.0%.

R&D Spending

Not reported for Q2 2026.

ACGL Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ACGL quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$19.2B	$19.9B+14.3%	$17.4B+27.9%	$13.6B+41.8%	$9.6B+3.9%	$9.2B+8.7%	$8.5B+22.8%	$6.9B+27.1%	$5.5B-3.1%	$5.6B+26.1%	$4.5B+13.4%	$3.9B-1.3%	$4.0B+13.1%	$3.5B+1.3%	$3.5B+13.7%	$3.1B
SG&A Expenses	$118.0M	$132.0M-34.0%	$200.0M+96.1%	$102.0M+7.4%	$95.0M+21.8%	$78.0M-4.9%	$82.0M+2.3%	$80.1M+1.4%	$79.0M-5.7%	$83.8M+2.5%	$81.7M+64.3%	$49.7M-0.4%	$49.9M	N/A	N/A	N/A
Interest Expense	$156.0M	$148.0M+5.0%	$141.0M+6.0%	$133.0M+1.5%	$131.0M-5.8%	$139.0M-3.1%	$143.5M+18.7%	$120.9M+0.3%	$120.5M+2.6%	$117.4M+77.2%	$66.3M+44.4%	$45.9M+0.5%	$45.6M+68.6%	$27.1M-5.1%	$28.5M-10.0%	$31.7M
Income Tax	$687.0M	$760.0M+109.9%	$362.0M+141.5%	-$873.0M-1191.3%	$80.0M-37.5%	$128.0M+14.5%	$111.8M-28.2%	$155.8M+36.7%	$114.0M-10.7%	$127.6M+306.6%	$31.4M-22.7%	$40.6M+76.7%	$23.0M-29.9%	$32.8M+917.3%	-$4.0M+59.1%	-$9.8M
Net Income	$4.7B	$4.4B+2.0%	$4.3B-2.9%	$4.4B+201.0%	$1.5B-31.6%	$2.2B+53.5%	$1.4B-14.1%	$1.6B+115.9%	$758.0M+22.4%	$619.3M-10.6%	$692.7M+28.8%	$537.7M-35.6%	$834.4M+17.6%	$709.7M+19.6%	$593.4M+36.0%	$436.2M
EPS (Basic)	N/A	$11.83+3.1%	$11.47-3.9%	$11.94+206.2%	$3.90-27.1%	$5.35+58.3%	$3.38-14.9%	$3.97+125.6%	$1.76+25.7%	$1.40-23.5%	$1.83-56.8%	$4.24-31.7%	$6.21+18.5%	$5.24+26.3%	$4.15+33.9%	$3.10
EPS (Diluted)	$12.78	$11.60+3.7%	$11.19-3.7%	$11.62+205.8%	$3.80-27.3%	$5.23+57.5%	$3.32-14.2%	$3.87+123.7%	$1.73	$1.36-23.6%	$1.78	$4.09-32.1%	$6.02+18.7%	$5.07+25.8%	$4.03+35.7%	$2.97
Diluted Shares (Avg)	N/A	376M-1.5%	382M+0.8%	379M+0.3%	378M-5.7%	400M-2.4%	410M-0.3%	412M-0.3%	413M	418M+11.7%	374M	126M-6.6%	135M-0.6%	136M-1.8%	138M0.0%	138M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$4.7B-10.5%	$4.5B-3.3%	$4.9B+8.5%	$5.1B+8.2%	$5.2B+23.3%	$4.7B+18.6%	$4.5B+14.4%	$4.7B+41.8%
SG&A Expenses	$44.0M-6.4%	$49.0M-18.3%	-$24.0M-142.1%	$49.0M0.0%	$47.0M+14.6%	$60.0M+13.2%	$57.0M+83.9%	$49.0M+145.0%
Interest Expense	$44.0M+15.8%	$37.0M+5.7%	$38.0M+2.7%	$37.0M+5.7%	$38.0M+8.6%	$35.0M+2.9%	$37.0M+8.8%	$35.0M+2.9%
Income Tax	$164.0M-23.4%	$98.0M-19.0%	$210.0M+218.2%	$215.0M+119.4%	$214.0M+120.6%	$121.0M+19.8%	$66.0M+106.1%	$98.0M+36.1%
Net Income	$1.1B-14.6%	$1.0B+82.4%	$1.2B+32.4%	$1.4B+36.6%	$1.2B-2.5%	$574.0M-48.8%	$935.0M-59.9%	$988.0M+36.7%
EPS (Basic)	$3.05-7.6%	$2.94+94.7%	$3.40+37.1%	$3.63+38.5%	$3.30-2.4%	$1.51-49.5%	$2.48-60.6%	$2.62+35.8%
EPS (Diluted)	$3.00-7.1%	$2.88+94.6%	$3.34+38.6%	$3.56+39.1%	$3.23-2.1%	$1.48-49.3%	$2.41-60.6%	$2.56+36.2%
Diluted Shares (Avg)	349M-8.2%	360M-5.8%	N/A	376M-1.6%	380M-0.4%	382M+0.4%	N/A	382M+0.8%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

ACGL Balance Sheet

ACGL quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$79.2B+11.8%	$70.9B+20.4%	$58.9B+22.7%	$48.0B+6.4%	$45.1B+4.2%	$43.3B+14.2%	$37.9B+17.6%	$32.2B+0.5%	$32.1B+9.1%	$29.4B+26.9%	$23.1B+5.3%	$22.0B+12.3%	$19.6B+9.8%	$17.8B+4.2%	$17.1B
Cash & Equivalents	$993.0M+1.4%	$979.0M+6.8%	$917.0M+7.3%	$855.0M-0.5%	$859.0M-5.2%	$906.4M+24.8%	$726.2M+12.3%	$646.6M+6.7%	$606.2M-28.1%	$842.9M+52.3%	$553.3M+13.9%	$485.7M+11.9%	$434.1M+17.0%	$371.0M+5.5%	$351.7M
Short-Term Investments	$0	$0	$0	$0-100.0%	$1.7B-9.9%	$1.9B+101.2%	$956.5M+0.1%	$955.9M-34.9%	$1.5B+140.0%	$612.0M+4.1%	$587.9M-26.3%	$797.2M-46.1%	$1.5B+104.7%	$722.1M-20.1%	$904.2M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$607.0M+6.3%	$571.0M+65.5%	$345.0M+0.9%	$342.0M-0.9%	$345.0M+9.7%	$314.6M-3.7%	$326.6M+30.8%	$249.6M+25.9%	$198.2M-2.8%	$204.0M+1213.2%	$15.5M+3.9%	$14.9M	$0	$0	N/A
Total Liabilities	$55.0B+9.9%	$50.1B+23.5%	$40.6B+15.6%	$35.1B+11.2%	$31.5B+7.7%	$29.3B+14.6%	$25.6B+17.4%	$21.8B-0.1%	$21.8B+8.7%	$20.1B+25.2%	$16.0B+7.7%	$14.9B+7.0%	$13.9B+10.0%	$12.6B+1.1%	$12.5B
Total Equity	$24.2B+16.3%	$20.8B+13.4%	$18.4B+42.2%	$12.9B-4.7%	$13.5B+3.4%	$13.1B+14.0%	$11.5B+21.8%	$9.4B+2.6%	$9.2B+11.4%	$8.3B+33.8%	$6.2B+1.2%	$6.1B+7.9%	$5.6B+9.3%	$5.2B+12.6%	$4.6B
Retained Earnings	$27.0B+19.2%	$22.7B+11.8%	$20.3B+27.7%	$15.9B+9.9%	$14.5B+16.9%	$12.4B+12.2%	$11.0B+16.9%	$9.4B+10.1%	$8.6B+7.1%	$8.0B+9.1%	$7.3B+7.0%	$6.9B+13.4%	$6.0B+12.8%	$5.4B+11.6%	$4.8B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$85.2B+8.1%	$81.4B+8.3%	$79.2B+11.8%	$79.2B+7.5%	$78.8B+20.4%	$75.2B+19.8%	$70.9B+20.4%	$73.7B+33.4%
Cash & Equivalents	$1.1B+12.8%	$914.0M-23.0%	$993.0M+1.4%	$1.1B+3.7%	$983.0M-3.6%	$1.2B+19.5%	$979.0M+6.8%	$1.0B+19.3%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$607.0M+6.3%	N/A	N/A	N/A	$571.0M+65.5%	N/A
Total Liabilities	$61.1B+9.7%	$57.3B+6.8%	$55.0B+9.9%	$55.5B+7.9%	$55.7B+24.4%	$53.6B+23.5%	$50.1B+23.5%	$51.4B+28.5%
Total Equity	$24.0B+4.3%	$24.2B+12.3%	$24.2B+16.3%	$23.7B+6.5%	$23.0B+11.5%	$21.5B+11.3%	$20.8B+13.4%	$22.3B+46.2%
Retained Earnings	$29.1B+19.0%	$28.1B+20.8%	$27.0B+19.2%	$25.8B+9.2%	$24.5B+8.0%	$23.3B+8.6%	$22.7B+11.8%	$23.6B+31.6%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

ACGL Cash Flow Statement

ACGL quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$6.1B	$6.2B-7.5%	$6.7B+16.1%	$5.7B+50.7%	$3.8B+11.4%	$3.4B+18.7%	$2.9B+40.9%	$2.0B+31.4%	$1.6B+42.4%	$1.1B-20.5%	$1.4B+38.0%	$997.9M-3.8%	$1.0B+21.9%	$850.9M-7.7%	$921.6M+6.4%	$866.1M
Stock-Based Compensation	N/A	$148.0M+11.3%	$133.0M+43.0%	$93.0M+5.7%	$88.0M0.0%	$88.0M+23.5%	$71.3M+7.3%	$66.4M+19.1%	$55.8M-17.7%	$67.8M+19.8%	$56.6M+0.9%	$56.1M+2.4%	$54.8M+11.3%	$49.2M+16.4%	$42.3M+36.5%	$31.0M
Capital Expenditures	$45.0M	$44.0M-13.7%	$51.0M-1.9%	$52.0M+4.0%	$50.0M+22.0%	$41.0M+2.8%	$39.9M+5.4%	$37.8M+26.9%	$29.8M+30.5%	$22.8M+49.3%	$15.3M-2.8%	$15.7M-20.9%	$19.9M+13.6%	$17.5M-5.6%	$18.5M-2.4%	$19.0M
Free Cash Flow	$6.1B	$6.1B-7.5%	$6.6B+16.2%	$5.7B+51.3%	$3.8B+11.3%	$3.4B+18.9%	$2.8B+41.6%	$2.0B+31.5%	$1.5B+42.7%	$1.1B-21.3%	$1.4B+38.7%	$982.2M-3.4%	$1.0B+22.1%	$833.4M-7.7%	$903.1M+6.6%	$847.1M
Investing Cash Flow	-$4.0B	-$4.0B+9.5%	-$4.5B+18.4%	-$5.5B-76.3%	-$3.1B-45.0%	-$2.1B+29.7%	-$3.0B-68.5%	-$1.8B-226.1%	-$554.0M+59.0%	-$1.4B	N/A	N/A	N/A	-$1.3B-230.2%	-$396.0M+26.5%	-$538.4M
Financing Cash Flow	-$1.9B	-$1.9B+1.8%	-$1.9B-2689.9%	-$69.0M+90.2%	-$706.0M+42.6%	-$1.2B-335.8%	$521.3M+746.2%	-$80.7M+91.8%	-$988.8M-28939.9%	-$3.4M	N/A	N/A	N/A	$524.0M+202.1%	-$513.0M-52.2%	-$337.1M
Share Buybacks	$3.5B	$1.9B+7770.8%	$24.0M	$0-100.0%	$586.0M-52.5%	$1.2B+1378.3%	$83.5M+2807.4%	$2.9M-99.0%	$282.8M	$0-100.0%	$75.3M-79.4%	$365.4M-19.5%	$454.1M+685.8%	$57.8M-66.4%	$172.1M-40.2%	$287.6M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$1.3B+17.6%	$1.2B-18.5%	$1.4B-10.7%	$2.2B+8.3%	$1.1B-26.0%	$1.5B-6.8%	$1.6B-5.5%	$2.0B+2.4%
Stock-Based Compensation	N/A	$82.0M+10.8%	N/A	N/A	N/A	$74.0M+8.8%	N/A	N/A
Capital Expenditures	$14.0M+16.7%	$8.0M-11.1%	$11.0M-15.4%	$12.0M0.0%	$12.0M+9.1%	$9.0M-40.0%	$13.0M-13.3%	$12.0M+9.1%
Free Cash Flow	$1.3B+17.6%	$1.2B-18.6%	$1.4B-10.7%	$2.2B+8.4%	$1.1B-26.2%	$1.4B-6.5%	$1.6B-5.5%	$2.0B+2.4%
Investing Cash Flow	-$1.5B-25.0%	-$639.0M+36.6%	-$417.0M-199.3%	-$1.4B+29.5%	-$1.2B+18.6%	-$1.0B+28.5%	$420.0M+127.4%	-$2.0B-1.4%
Financing Cash Flow	$429.0M+435.2%	-$827.0M-243.2%	-$778.0M+58.8%	-$743.0M-10514.3%	-$128.0M-1014.3%	-$241.0M-473.8%	-$1.9B-11017.6%	-$7.0M0.0%
Share Buybacks	$1.2B+615.3%	$783.0M+299.5%	$798.0M+3225.0%	$732.0M	$163.0M	$196.0M	$24.0M	$0

Not reported in any period shown, so not listed: Depreciation & Amortization, Dividends Paid.

ACGL Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ACGL quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	22.1%-2.6pp	24.7%-7.9pp	32.6%+17.2pp	15.3%-8.0pp	23.3%+6.8pp	16.5%-7.1pp	23.6%+9.7pp	13.9%+2.9pp	11.0%-4.5pp	15.5%+1.9pp	13.7%-7.3pp	20.9%+0.8pp	20.1%+3.1pp	17.0%+2.8pp	14.2%
Return on Equity	18.2%-2.5pp	20.7%-3.5pp	24.2%+12.8pp	11.4%-4.5pp	15.9%+5.2pp	10.7%-3.5pp	14.2%+6.2pp	8.0%+1.3pp	6.7%-1.7pp	8.4%-0.3pp	8.7%-5.0pp	13.7%+1.1pp	12.6%+1.1pp	11.5%+2.0pp	9.5%
Return on Assets	5.5%-0.5pp	6.1%-1.5pp	7.5%+4.5pp	3.1%-1.7pp	4.8%+1.5pp	3.3%-1.1pp	4.3%+2.0pp	2.4%+0.4pp	1.9%-0.4pp	2.4%0.0pp	2.3%-1.5pp	3.8%+0.2pp	3.6%+0.3pp	3.3%+0.8pp	2.5%
Debt-to-Equity	2.27-0.1x	2.41+0.2x	2.21-0.5x	2.72+0.4x	2.33+0.1x	2.240.0x	2.22-0.1x	2.31-0.1x	2.37-0.1x	2.43-0.2x	2.60+0.2x	2.440.0x	2.460.0x	2.45-0.3x	2.73
Asset Turnover	0.250.0x	0.250.0x	0.230.0x	0.200.0x	0.210.0x	0.200.0x	0.180.0x	0.170.0x	0.180.0x	0.150.0x	0.170.0x	0.180.0x	0.180.0x	0.200.0x	0.18
FCF Margin	30.8%-7.2pp	38.0%-3.8pp	41.8%+2.6pp	39.2%+2.6pp	36.6%+3.1pp	33.5%+4.4pp	29.0%+1.0pp	28.1%+9.0pp	19.1%-11.5pp	30.5%+5.6pp	24.9%-0.6pp	25.5%+1.9pp	23.6%-2.3pp	25.9%-1.7pp	27.7%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	22.6%-1.1pp	23.2%+10.9pp	25.1%+4.5pp	26.4%+5.5pp	23.7%-6.3pp	12.3%-16.1pp	20.6%-38.2pp	20.9%-0.8pp
Return on Equity	4.4%-1.0pp	4.3%+1.7pp	5.1%+0.6pp	5.7%+1.2pp	5.4%-0.8pp	2.7%-3.1pp	4.5%-8.2pp	4.4%-0.3pp
Return on Assets	1.2%-0.3pp	1.3%+0.5pp	1.6%+0.2pp	1.7%+0.4pp	1.6%-0.4pp	0.8%-1.0pp	1.3%-2.6pp	1.3%0.0pp
Debt-to-Equity	2.54+0.1x	2.37-0.1x	2.27-0.1x	2.340.0x	2.42+0.3x	2.49+0.2x	2.41+0.2x	2.31-0.3x
Asset Turnover	0.050.0x	0.060.0x	0.060.0x	0.060.0x	0.070.0x	0.060.0x	0.060.0x	0.060.0x
FCF Margin	28.0%+6.7pp	26.1%-4.9pp	28.2%-6.1pp	42.5%+0.1pp	21.3%-14.3pp	31.0%-8.3pp	34.3%-7.2pp	42.5%-16.4pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Arch Capital Group Ltd ACGL	FY2025	$19.9B	$4.4B	22.1%	$32.6B	60/100
American International Group, Inc. AIG	FY2025	$26.8B	$3.1B	11.6%	$40.3B	35/100
Brookfield Wealth Solutions Ltd. BNT	FY2025	$11.6B	$863.0M	7.4%	$11.0B	15/100
Willis Towers Watson Public Limited Company WTW	FY2025	$9.7B	$1.6B	16.5%	$27.5B	16/100

Where Arch Capital Group Ltd Ranks

Frequently Asked Questions

What is Arch Capital Group Ltd's annual revenue?

Arch Capital Group Ltd (ACGL) reported $19.9B in total revenue for fiscal year 2025. This represents a 14.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Arch Capital Group Ltd's revenue growing?

Arch Capital Group Ltd (ACGL) revenue grew by 14.3% year-over-year, from $17.4B to $19.9B in fiscal year 2025.

Is Arch Capital Group Ltd profitable?

Yes, Arch Capital Group Ltd (ACGL) reported a net income of $4.4B in fiscal year 2025, with a net profit margin of 22.1%.

What is Arch Capital Group Ltd's net profit margin?

Arch Capital Group Ltd (ACGL) had a net profit margin of 22.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Arch Capital Group Ltd pay dividends?

Yes, Arch Capital Group Ltd (ACGL) paid $5.00 per share in dividends during fiscal year 2025.

What is Arch Capital Group Ltd's return on equity (ROE)?

Arch Capital Group Ltd (ACGL) has a return on equity of 18.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Arch Capital Group Ltd's free cash flow?

Arch Capital Group Ltd (ACGL) generated $6.1B in free cash flow during fiscal year 2025. This represents a -7.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Arch Capital Group Ltd's operating cash flow?

Arch Capital Group Ltd (ACGL) generated $6.2B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Arch Capital Group Ltd's total assets?

Arch Capital Group Ltd (ACGL) had $79.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Arch Capital Group Ltd's capital expenditures?

Arch Capital Group Ltd (ACGL) invested $44.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Arch Capital Group Ltd buy back shares?

Yes, Arch Capital Group Ltd (ACGL) spent $1.9B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Arch Capital Group Ltd have outstanding?

Arch Capital Group Ltd (ACGL) had 356M shares outstanding as of fiscal year 2025.

What is Arch Capital Group Ltd's debt-to-equity ratio?

Arch Capital Group Ltd (ACGL) had a debt-to-equity ratio of 2.27 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Arch Capital Group Ltd's return on assets (ROA)?

Arch Capital Group Ltd (ACGL) had a return on assets of 5.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Arch Capital Group Ltd's P/E ratio?

Arch Capital Group Ltd (ACGL) trades at 7.0x earnings, its market capitalization divided by net income of $4.7B net income, trailing 12 months to June 30, 2026. The market capitalization is $32.6B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Arch Capital Group Ltd's price-to-sales ratio?

Arch Capital Group Ltd (ACGL) trades at 1.7x sales, its market capitalization divided by revenue of $19.2B revenue, trailing 12 months to June 30, 2026. The market capitalization is $32.6B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Arch Capital Group Ltd's Piotroski F-Score?

Arch Capital Group Ltd (ACGL) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Arch Capital Group Ltd's earnings high quality?

Arch Capital Group Ltd (ACGL) has an earnings quality ratio of 1.40x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Arch Capital Group Ltd?

Arch Capital Group Ltd (ACGL) scores 60 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.