GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-K for FY2018, filed Apr 26, 2019. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AVAL SEC filings page.
This page shows GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Profit growth outpaced balance-sheet expansion, while high leverage and cash conversion define this financial group's operating model.
Net income rose50.5% from FY2017 to FY2018 while operating cash flow increased56.9% , a close parallel suggesting the earnings improvement was accompanied by cash generation rather than being purely accounting-driven. In FY2018, free cash flow reached93.7% of operating cash flow because capital expenditures were only$169M , leaving little reported operating cash absorbed by reinvestment.
The balance sheet expanded only modestly, yet return on assets improved from
Funding obligations were
Financial Health Signals
GRUPO AVAL ACCIONES Y VALORES S.A. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
GRUPO AVAL ACCIONES Y VALORES S.A. passes 5 of 5 computable financial strength tests (4 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass.
For every $1 of reported earnings, GRUPO AVAL ACCIONES Y VALORES S.A. generates $1.68 in operating cash flow ($2.7B OCF vs $1.6B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q4 2018.
Cash & Balance Sheet
GRUPO AVAL ACCIONES Y VALORES S.A. held $8.7B in cash as of Q4 2018; long-term debt is not reported for that period.
Not reported for Q4 2018.
Not reported for Q4 2018.
Margins & Returns
None of these metrics is reported for Q4 2018.
Capital Allocation
None of these metrics is reported for Q4 2018.
AVAL Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
AVAL Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
AVAL Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
AVAL Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Current Ratio, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| GRUPO AVAL ACCIONES Y VALORES S.A. AVAL | FY2018 | N/A | $1.6B | N/A | $5.9B | — |
| International Bancshares Corp IBOC | FY2025 | $842.2M | $412.3M | 49.0% | $4.3B | 60/100 |
| Associated Banc-Corp ASB | FY2025 | $1.5B | $474.8M | 31.9% | $5.5B | 48/100 |
| United Community Banks, Inc. UCB | FY2025 | $1.1B | $328.1M | 30.9% | $4.1B | 60/100 |
| Bancfirst Corp BANF | FY2025 | $690.6M | $240.6M | 34.8% | $3.6B | 74/100 |
Where GRUPO AVAL ACCIONES Y VALORES S.A. Ranks
Frequently Asked Questions
Is GRUPO AVAL ACCIONES Y VALORES S.A. profitable?
Yes, GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) reported a net income of $1.6B in fiscal year 2018.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s return on equity (ROE)?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) has a return on equity of 17.5% for fiscal year 2018, measuring how efficiently the company generates profit from shareholder equity.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s free cash flow?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) generated $2.5B in free cash flow during fiscal year 2018. This represents a 62.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s operating cash flow?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) generated $2.7B in operating cash flow during fiscal year 2018, representing cash generated from core business activities.
What are GRUPO AVAL ACCIONES Y VALORES S.A.'s total assets?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) had $79.9B in total assets as of fiscal year 2018, including both current and long-term assets.
What are GRUPO AVAL ACCIONES Y VALORES S.A.'s capital expenditures?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) invested $168.9M in capital expenditures during fiscal year 2018, funding long-term assets and infrastructure.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s debt-to-equity ratio?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) had a debt-to-equity ratio of 7.79 as of fiscal year 2018, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s return on assets (ROA)?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) had a return on assets of 2.0% for fiscal year 2018, measuring how efficiently the company uses its assets to generate profit.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s P/E ratio?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) trades at 3.7x earnings, its market capitalization divided by net income of $1.6B net income, FY2018. The market capitalization is $5.9B as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s price-to-sales ratio?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) has no price-to-sales ratio at the moment: no revenue reported. The market capitalization is $5.9B as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is GRUPO AVAL ACCIONES Y VALORES S.A.'s Piotroski F-Score?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) has a Piotroski F-Score of 5 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are GRUPO AVAL ACCIONES Y VALORES S.A.'s earnings high quality?
GRUPO AVAL ACCIONES Y VALORES S.A. (AVAL) has an earnings quality ratio of 1.68x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.