Banco BBVA Argentina S.A. (BBAR) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Nov 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Apr 9, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BBAR SEC filings page.
Banco BBVA Argentina S.A. (BBAR) reported $2.2B in revenue for fiscal year 2025, down 32.2% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (20-F and 6-K reports).
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 4 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Banco BBVA Argentina S.A.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Banco BBVA Argentina S.A. earned a return on assets of 1.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 2.5% the prior year. Earnings ranks banks on that return over three years, and Banco BBVA Argentina S.A. scores 93/100 among other banks.
Banco BBVA Argentina S.A. reported revenue of $2.2B in fiscal year 2025, against $3.2B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Banco BBVA Argentina S.A. scores 11/100 among other banks.
Banco BBVA Argentina S.A. funded 13.5% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.4B of equity against $17.4B of assets. Capital ranks banks on that cushion, and Banco BBVA Argentina S.A. scores 79/100 among other banks.
Not available for Banco BBVA Argentina S.A., so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.
Not available for Banco BBVA Argentina S.A., so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.
Banco BBVA Argentina S.A. reported net income of $227.9M in fiscal year 2025, against $353.3M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Banco BBVA Argentina S.A. scores 30/100 among other banks.
Banco BBVA Argentina S.A. passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) does not pass.
Banco BBVA Argentina S.A. earns $0.20 in operating income for every $1 of interest expense ($348.0M vs $1.8B). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Banco BBVA Argentina S.A. generated $2.2B in revenue in fiscal year 2025. This represents a decrease of 32.2% from the prior year.
Banco BBVA Argentina S.A.'s EBITDA was $424.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 15.9% from the prior year.
Banco BBVA Argentina S.A. reported $227.9M in net income in fiscal year 2025. This represents a decrease of 35.5% from the prior year.
Banco BBVA Argentina S.A. earned $0.35 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 38.1% from the prior year.
Cash & Balance Sheet
Banco BBVA Argentina S.A. held $3.3B in cash as of fiscal year 2025; no long-term debt figure is on record for that period.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Banco BBVA Argentina S.A.'s operating margin was 16.0% in fiscal year 2025, reflecting core business profitability. This is up 2.7 percentage points from the prior year.
Banco BBVA Argentina S.A.'s net profit margin was 10.5% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.5 percentage points from the prior year.
Banco BBVA Argentina S.A.'s ROE was 9.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 4.5 percentage points from the prior year.
Not reported for fiscal year 2025.
Capital Allocation
None of these metrics is reported for fiscal year 2025.
BBAR Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.2B-32.2% | $3.2B+44.0% | $2.2B+7.1% | $2.1B+55.3% | $1.3B+18.4% | $1.1B-23.7% | $1.5B+26.1% | $1.2B |
| Operating Income | $348.0M-18.5% | $427.1M+10.6% | $386.1M+22.3% | $315.6M+131.1% | $136.6M-35.6% | $212.0M-29.4% | $300.1M+361.5% | $65.0M |
| EBITDA | $424.1M-15.9% | $504.3M+19.6% | $421.6M+11.7% | $377.6M+97.8% | $190.9M-26.7% | $260.3M-29.7% | $370.3M+219.1% | $116.1M |
| Interest Expense | $1.8B+3.2% | $1.7B-11.1% | $1.9B+17.4% | $1.6B+84.4% | $889.6M+80.5% | $492.9M-39.2% | $811.1Mn/m | -$656.7M |
| Income Tax | $128.3M+73.7% | $73.9M-61.7% | $193.0Mn/m | -$14.2M-131.7% | $45.0M-52.9% | $95.5M+175.9% | $34.6Mn/m | -$115.1M |
| Net Income | $227.9M-35.5% | $353.3M+81.7% | $194.5M-40.6% | $327.2M+259.4% | $91.1M-23.9% | $119.7M-55.3% | $267.6Mn/m | -$41.7M |
| EPS (Basic) | $0.35-38.1% | $0.57+79.9% | $0.32-41.6% | $0.54+263.2% | $0.15-23.4% | $0.20-55.4% | $0.44n/m | -$0.06 |
| EPS (Diluted) | $0.35-38.1% | $0.57+79.9% | $0.32-41.6% | $0.54+263.2% | $0.15-23.4% | $0.20-55.4% | $0.44n/m | -$0.06 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Diluted Shares (Avg).
BBAR Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $17.4B+22.1% | $14.3B+88.6% | $7.6B-31.4% | $11.0B+9.8% | $10.0B+21.8% | $8.2B+8.6% | $7.6B-21.0% | $9.6B |
| Cash & Equivalents | $3.3B+19.1% | $2.7B+93.5% | $1.4B-15.5% | $1.7B-21.3% | $2.1B+17.6% | $1.8B-30.8% | $2.6B-0.8% | $2.6B |
| Goodwill | $81.8M+22.0% | $67.0M+63.6% | $41.0M-24.5% | $54.3M+51.8% | $35.8M+93.7% | $18.5M+41.8% | $13.0M-22.6% | $16.8M |
| Total Liabilities | $15.0B+27.8% | $11.7B+101.9% | $5.8B-35.3% | $9.0B+6.3% | $8.4B+22.9% | $6.9B+11.3% | $6.2B-26.4% | $8.4B |
| Total Equity | $2.4B-5.7% | $2.5B+44.3% | $1.7B-14.0% | $2.0B+29.2% | $1.6B+16.4% | $1.3B-3.4% | $1.4B+14.4% | $1.2B |
| Retained Earnings | -$433.5Mn/m | -$355.7Mn/m | -$209.8Mn/m | -$259.7Mn/m | -$332.4Mn/m | -$692.7Mn/m | -$320.4Mn/m | -$177.3M |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
BBAR Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $685.4M-72.7% | $2.5B+237.2% | $743.7M+16.5% | $638.1M-41.5% | $1.1Bn/m | -$120.5M-118.7% | $643.0M-50.7% | $1.3B |
| Depreciation & Amortization | $76.2M-1.2% | $77.1M+117.4% | $35.5M-42.7% | $62.0M+14.0% | $54.3M+12.4% | $48.3M-31.2% | $70.3M+37.7% | $51.0M |
| Investing Cash Flow | -$164.8Mn/m | -$157.3Mn/m | -$53.2Mn/m | -$153.3Mn/m | -$55.0Mn/m | -$32.1M-329.1% | $14.0Mn/m | -$21.9M |
| Financing Cash Flow | $644.0M+434.5% | $120.5Mn/m | -$32.7Mn/m | -$48.0Mn/m | -$25.3Mn/m | -$120.4Mn/m | -$82.0Mn/m | -$42.3M |
| Dividends Paid | $11.7M-86.7% | $87.8M+25391.7% | $344K-97.6% | $14.5M-67.7% | $45.0M+23.6% | $36.4M-41.1% | $61.8M+78.2% | $34.7M |
Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Share Buybacks.
BBAR Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | 16.0%+2.7pp | 13.3%-4.0pp | 17.3%+2.2pp | 15.2%+5.0pp | 10.2%-8.5pp | 18.7%-1.5pp | 20.2%+14.7pp | 5.5% |
| Net Margin | 10.5%-0.5pp | 11.0%+2.3pp | 8.7%-7.0pp | 15.7%+8.9pp | 6.8%-3.8pp | 10.6%-7.5pp | 18.1%+21.6pp | -3.5% |
| Return on Equity | 9.7%-4.5pp | 14.2%+2.9pp | 11.3%-5.0pp | 16.3%+10.4pp | 5.9%-3.1pp | 9.0%-10.4pp | 19.4%+22.8pp | -3.5% |
| Return on Assets | 1.3%-1.2pp | 2.5%-0.1pp | 2.6%-0.4pp | 3.0%+2.1pp | 0.9%-0.5pp | 1.5%-2.1pp | 3.5%+4.0pp | -0.4% |
| Liabilities-to-Equity | 6.37+1.7x | 4.70+1.3x | 3.36-1.1x | 4.47-1.0x | 5.43+0.3x | 5.15+0.7x | 4.47-2.5x | 6.94 |
| Asset Turnover | 0.12-0.1x | 0.23-0.1x | 0.29+0.1x | 0.19+0.1x | 0.130.0x | 0.14-0.1x | 0.20+0.1x | 0.12 |
Not reported in any period shown, so not listed: Gross Margin, Current Ratio, Debt-to-Equity, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Banco BBVA Argentina S.A. BBAR | FY2025 | $2.2B | $227.9M | 10.5% | $2.2B | 53/100 |
| First Bancorp/NC FBNC | FY2025 | $390.3M | $111.0M | 28.4% | $2.7B | 49/100 |
| Northwest Bancshares, Inc NWBI | FY2025 | $654.7M | $126.0M | 19.3% | $2.2B | 48/100 |
| Enterprise Financial Services Corporation EFSC | FY2025 | $739.9M | $201.4M | 27.2% | $2.2B | 67/100 |
| WaFd, Inc. WAFD | FY2025 | $725.5M | $226.1M | 31.2% | $2.2B | 55/100 |
| First Merchants Corp FRME | FY2025 | $662.9M | $226.0M | 34.1% | $2.6B | 66/100 |
Where Banco BBVA Argentina S.A. Ranks
Frequently Asked Questions
Banco BBVA Argentina S.A. (BBAR) reported $2.2B in total revenue for fiscal year 2025. This represents a -32.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Banco BBVA Argentina S.A. (BBAR) revenue declined by 32.2% year-over-year, from $3.2B to $2.2B in fiscal year 2025.
Yes, Banco BBVA Argentina S.A. (BBAR) reported a net income of $227.9M in fiscal year 2025, with a net profit margin of 10.5%.
Banco BBVA Argentina S.A. (BBAR) had EBITDA of $424.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
Banco BBVA Argentina S.A. (BBAR) had an operating margin of 16.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
Banco BBVA Argentina S.A. (BBAR) had a net profit margin of 10.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Banco BBVA Argentina S.A. (BBAR) has a return on equity of 9.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
Banco BBVA Argentina S.A. (BBAR) generated $685.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
Banco BBVA Argentina S.A. (BBAR) had $17.4B in total assets as of fiscal year 2025, including both current and long-term assets.
Banco BBVA Argentina S.A. (BBAR) had a liabilities-to-equity ratio of 6.37 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.
Banco BBVA Argentina S.A. (BBAR) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Banco BBVA Argentina S.A. (BBAR) trades at 9.6x earnings, its market capitalization divided by $227.9M net income, FY2025. The market capitalization is $2.2B as of Nov 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Banco BBVA Argentina S.A. (BBAR) trades at 1.0x sales, its market capitalization divided by $2.2B revenue, FY2025. The market capitalization is $2.2B as of Nov 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Banco BBVA Argentina S.A. (BBAR) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Banco BBVA Argentina S.A. (BBAR) has an interest coverage ratio of 0.20x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
Banco BBVA Argentina S.A. (BBAR) scores 53 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Banco BBVA Argentina S.A. it averages the 4 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.