Bumble Inc. Financials
This page shows Bumble Inc. (BMBL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Cash generation is holding up even as reported losses reflect a shrinking asset base and softer revenue.
From FY2023 to FY2025, operating cash flow rose from$182M to$250M even as revenue slipped and net loss deepened to-$693M . Paired with the drop in goodwill and total assets, that gap says the headline loss is being driven far more by non-cash asset-value resets than by the day-to-day business failing to turn sales into cash.
Gross margin stability near
The liquidity picture is still workable, with a current ratio of 2.2x and cash of
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Bumble Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Bumble Inc. has an operating margin of -83.4%, meaning the company retains $-83 of operating profit per $100 of revenue. This below-average margin results in a low score of 17/100, suggesting thin profitability after operating expenses. This is down from -65.4% the prior year.
Bumble Inc.'s revenue declined 9.9% year-over-year, from $1.1B to $965.7M. This contraction results in a growth score of 20/100.
Bumble Inc. has a moderate D/E ratio of 1.02. This balance of debt and equity financing earns a leverage score of 46/100.
Bumble Inc.'s current ratio of 2.21 indicates adequate short-term liquidity, earning a score of 63/100. The company can meet its near-term obligations, though with limited headroom.
Bumble Inc. generates a -121.6% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 15/100. This is down from -67.5% the prior year.
Bumble Inc. scores -2.09, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($400.4M) relative to total liabilities ($744.0M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Bumble Inc. passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Bumble Inc. generates $-0.36 in operating cash flow ($250.4M OCF vs -$693.1M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
Bumble Inc. generated $965.7M in revenue in fiscal year 2025. This represents a decrease of 9.9% from the prior year.
Bumble Inc.'s EBITDA was -$779.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 23.8% from the prior year.
Bumble Inc. reported -$693.1M in net income in fiscal year 2025. This represents a decrease of 24.4% from the prior year.
Bumble Inc. earned $-5.95 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 29.1% from the prior year.
Cash & Balance Sheet
Bumble Inc. held $175.8M in cash against $582.7M in long-term debt as of fiscal year 2025.
Margins & Returns
Bumble Inc.'s gross margin was 70.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.6 percentage points from the prior year.
Bumble Inc.'s operating margin was -83.4% in fiscal year 2025, reflecting core business profitability. This is down 18.1 percentage points from the prior year.
Bumble Inc.'s net profit margin was -71.8% in fiscal year 2025, showing the share of revenue converted to profit. This is down 19.8 percentage points from the prior year.
Bumble Inc.'s ROE was -121.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 54.0 percentage points from the prior year.
Capital Allocation
Bumble Inc. spent $28.7M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 85.1% from the prior year.
BMBL Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $212.4M-5.3% | $224.2M-8.9% | $246.2M-0.8% | $248.2M+0.5% | $247.1M-5.6% | $261.6M-4.4% | $273.6M+1.9% | $268.6M |
| Cost of Revenue | $54.8M-15.1% | $64.6M-6.7% | $69.2M-6.9% | $74.3M+1.3% | $73.4M-5.9% | $78.0M-2.0% | $79.6M-0.6% | $80.0M |
| Gross Profit | $157.6M-1.3% | $159.6M-9.8% | $176.9M+1.8% | $173.9M+0.1% | $173.7M-5.4% | $183.7M-5.3% | $194.1M+2.9% | $188.6M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $30.8M-9.6% | $34.0M-26.5% | $46.3M+28.0% | $36.1M+67.0% | $21.6M-43.2% | $38.1M+14.5% | $33.3M-8.5% | $36.3M |
| Operating Income | $65.3M+111.3% | -$575.7M-1004.4% | $63.7M+118.8% | -$338.3M-857.8% | $44.6M+20.8% | $37.0M+104.4% | -$838.2M-1713.3% | $52.0M |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $11.4M-7.9% | $12.4M+30.4% | $9.5M+46.9% | $6.5M+7.7% | $6.0M-12.5% | $6.9M+65.0% | $4.2M-10.1% | $4.6M |
| Net Income | $45.2M+109.2% | -$490.2M-1412.8% | $37.3M+114.7% | -$253.7M-1987.4% | $13.4M+221.7% | $4.2M+100.7% | -$613.2M-2338.4% | $27.4M |
| EPS (Diluted) | $0.34 | N/A | $0.33+113.5% | $-2.45-1984.6% | $0.13 | N/A | $-5.11-2422.7% | $0.22 |
BMBL Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.5B+3.4% | $1.4B-35.0% | $2.2B+1.5% | $2.2B-13.8% | $2.5B-0.7% | $2.5B-2.5% | $2.6B-26.5% | $3.5B |
| Current Assets | $357.0M+16.9% | $305.3M-30.2% | $437.3M+9.9% | $398.1M+17.8% | $337.9M-1.3% | $342.2M-10.7% | $383.3M-8.6% | $419.6M |
| Cash & Equivalents | $245.6M+39.7% | $175.8M-42.9% | $307.9M+17.6% | $261.7M+29.4% | $202.2M-1.0% | $204.3M-18.9% | $252.1M-12.1% | $286.7M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $66.2M-20.3% | $83.1M-10.2% | $92.5M-5.0% | $97.4M-0.7% | $98.1M-1.6% | $99.7M-2.8% | $102.5M+0.7% | $101.8M |
| Goodwill | $732.7M0.0% | $732.7M-35.1% | $1.1B0.0% | $1.1B-18.6% | $1.4B+0.1% | $1.4B-0.2% | $1.4B-12.3% | $1.6B |
| Total Liabilities | $737.7M-0.8% | $744.0M-35.6% | $1.2B-0.1% | $1.2B-31.7% | $1.7B-0.4% | $1.7B+39.1% | $1.2B-0.3% | $1.2B |
| Current Liabilities | $293.5M+112.7% | $138.0M+12.0% | $123.2M+2.2% | $120.5M+0.9% | $119.5M-13.8% | $138.6M-24.3% | $183.0M+3.9% | $176.2M |
| Long-Term Debt | $428.8M-26.4% | $582.7M-0.2% | $583.6M-4.2% | $609.4M-0.2% | $610.4M-0.2% | $611.3M-0.1% | $612.2M-0.2% | $613.2M |
| Total Equity | $617.1M+8.3% | $570.0M-15.6% | $675.5M+16.9% | $577.6M-29.1% | $814.5M-1.2% | $824.5M-3.3% | $852.6M-48.4% | $1.7B |
| Retained Earnings | -$1.3B+3.2% | -$1.4B-54.2% | -$904.1M+4.0% | -$941.4M-36.9% | -$687.6M+1.9% | -$701.1M+0.6% | -$705.3M-814.6% | -$77.1M |
BMBL Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $77.2M+30.7% | $59.1M-23.1% | $76.8M+7.8% | $71.2M+64.7% | $43.2M+901.1% | -$5.4M-105.8% | $93.5M+184.0% | $32.9M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | -$3.4M-24.2% | -$2.7M+9.5% | -$3.0M+13.8% | -$3.5M-45.5% | -$2.4M+23.9% | -$3.2M+83.4% | -$19.1M-1001.4% | -$1.7M |
| Financing Cash Flow | -$3.6M+98.1% | -$188.2M-560.7% | -$28.5M-218.8% | -$8.9M+79.0% | -$42.5M+1.4% | -$43.1M+59.6% | -$106.7M-1508.3% | -$6.6M |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | $0 | $0 | $0 | $0-100.0% | $28.7M-28.8% | $40.3M-55.1% | $89.7M | $0 |
BMBL Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 74.2%+3.0pp | 71.2%-0.7pp | 71.9%+1.8pp | 70.0%-0.3pp | 70.3%+0.1pp | 70.2%-0.7pp | 70.9%+0.7pp | 70.2% |
| Operating Margin | 30.7%+287.6pp | -256.8%-282.7pp | 25.9%+162.2pp | -136.3%-154.4pp | 18.1%+3.9pp | 14.1%+320.5pp | -306.3%-325.7pp | 19.3% |
| Net Margin | 21.3%+240.0pp | -218.7%-233.8pp | 15.2%+117.4pp | -102.2%-107.7pp | 5.4%+3.8pp | 1.6%+225.7pp | -224.1%-234.3pp | 10.2% |
| Return on Equity | 7.3%+93.3pp | -86.0%-91.5pp | 5.5%+49.5pp | -43.9%-45.6pp | 1.7%+1.1pp | 0.5%+72.4pp | -71.9%-73.6pp | 1.7% |
| Return on Assets | 3.1%+37.5pp | -34.4%-36.1pp | 1.7%+13.4pp | -11.7%-12.3pp | 0.5%+0.4pp | 0.2%+23.9pp | -23.7%-24.5pp | 0.8% |
| Current Ratio | 1.22-1.0 | 2.21-1.3 | 3.55+0.2 | 3.30+0.5 | 2.83+0.4 | 2.47+0.4 | 2.09-0.3 | 2.38 |
| Debt-to-Equity | 0.69-0.3 | 1.02+0.2 | 0.86-0.2 | 1.06+0.3 | 0.750.0 | 0.74+0.0 | 0.72+0.3 | 0.37 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Similar Companies
Frequently Asked Questions
What is Bumble Inc.'s annual revenue?
Bumble Inc. (BMBL) reported $965.7M in total revenue for fiscal year 2025. This represents a -9.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Bumble Inc.'s revenue growing?
Bumble Inc. (BMBL) revenue declined by 9.9% year-over-year, from $1.1B to $965.7M in fiscal year 2025.
Is Bumble Inc. profitable?
No, Bumble Inc. (BMBL) reported a net income of -$693.1M in fiscal year 2025, with a net profit margin of -71.8%.
What is Bumble Inc.'s EBITDA?
Bumble Inc. (BMBL) had EBITDA of -$779.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Bumble Inc. have?
As of fiscal year 2025, Bumble Inc. (BMBL) had $175.8M in cash and equivalents against $582.7M in long-term debt.
What is Bumble Inc.'s gross margin?
Bumble Inc. (BMBL) had a gross margin of 70.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Bumble Inc.'s operating margin?
Bumble Inc. (BMBL) had an operating margin of -83.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Bumble Inc.'s net profit margin?
Bumble Inc. (BMBL) had a net profit margin of -71.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Bumble Inc.'s return on equity (ROE)?
Bumble Inc. (BMBL) has a return on equity of -121.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Bumble Inc.'s operating cash flow?
Bumble Inc. (BMBL) generated $250.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Bumble Inc.'s total assets?
Bumble Inc. (BMBL) had $1.4B in total assets as of fiscal year 2025, including both current and long-term assets.
What is Bumble Inc.'s current ratio?
Bumble Inc. (BMBL) had a current ratio of 2.21 as of fiscal year 2025, which is generally considered healthy.
What is Bumble Inc.'s debt-to-equity ratio?
Bumble Inc. (BMBL) had a debt-to-equity ratio of 1.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Bumble Inc.'s return on assets (ROA)?
Bumble Inc. (BMBL) had a return on assets of -48.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Bumble Inc.'s Altman Z-Score?
Bumble Inc. (BMBL) has an Altman Z-Score of -2.09, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Bumble Inc.'s Piotroski F-Score?
Bumble Inc. (BMBL) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Bumble Inc.'s earnings high quality?
Bumble Inc. (BMBL) has an earnings quality ratio of -0.36x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Bumble Inc.?
Bumble Inc. (BMBL) scores 27 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.