Brookline Bncp Financials

BRKL

Source SEC Filings (10-K/10-Q) Updated Jun 30, 2025 Currency USD FYE December

Financial Health Signals

Financial Profile 55/100

Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Brookline Bncp's revenue grew 8.9% year-over-year to $628.5M, a solid pace of expansion. This earns a growth score of 54/100.

Leverage

Brookline Bncp carries a low D/E ratio of 1.24, meaning only $1.24 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 65/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

Brookline Bncp converts 15.9% of revenue into free cash flow ($100.0M). This strong cash generation earns a score of 80/100.

Returns

Brookline Bncp generates a 5.6% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 22/100. This is down from 6.3% the prior year.

Piotroski F-Score Neutral

4/9

Brookline Bncp passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.53x

For every $1 of reported earnings, Brookline Bncp generates $1.53 in operating cash flow ($105.0M OCF vs $68.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

This page shows Brookline Bncp (BRKL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

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Key Financial Metrics

Revenue

$628.5M

YoY+8.9%

5Y CAGR+12.6%

10Y CAGR+11.1%

Brookline Bncp generated $628.5M in revenue in fiscal year 2024. This represents an increase of 8.9% from the prior year.

EBITDA

N/A

Free Cash Flow

$100.0M

YoY-4.1%

5Y CAGR+0.5%

10Y CAGR+2.7%

Brookline Bncp generated $100.0M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 4.1% from the prior year.

Net Income

$68.7M

YoY-8.4%

5Y CAGR-4.8%

10Y CAGR+4.7%

Brookline Bncp reported $68.7M in net income in fiscal year 2024. This represents a decrease of 8.4% from the prior year.

EPS (Diluted)

$0.77

YoY-9.4%

5Y CAGR-6.9%

10Y CAGR+2.2%

Brookline Bncp earned $0.77 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 9.4% from the prior year.

Cash & Debt

$543.7M

YoY+308.7%

5Y CAGR+47.5%

10Y CAGR+24.1%

Brookline Bncp held $543.7M in cash against $1.5B in long-term debt as of fiscal year 2024.

Dividends Per Share

$0.54

YoY+0.0%

5Y CAGR+3.7%

10Y CAGR+4.7%

Brookline Bncp paid $0.54 per share in dividends in fiscal year 2024. This represents an increase of 0.0% from the prior year.

Shares Outstanding

N/A

Gross Margin

N/A

Operating Margin

N/A

Net Margin

10.9%

YoY-2.1pp

5Y CAGR-14.3pp

10Y CAGR-8.9pp

Brookline Bncp's net profit margin was 10.9% in fiscal year 2024, showing the share of revenue converted to profit. This is down 2.1 percentage points from the prior year.

Return on Equity

5.6%

YoY-0.6pp

5Y CAGR-3.7pp

10Y CAGR-1.1pp

Brookline Bncp's ROE was 5.6% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 0.6 percentage points from the prior year.

R&D Spending

N/A

Share Buybacks

Brookline Bncp spent $0 on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures

$5.0M

YoY-59.7%

5Y CAGR-0.0%

10Y CAGR-4.4%

Brookline Bncp invested $5.0M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 59.7% from the prior year.

BRKL Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	$628.5M+8.9%	$577.3M+67.2%	$345.2M+10.8%	$311.5M-4.7%	$326.8M-6.0%	$347.6M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$298.9M+25.8%	$237.6M+423.1%	$45.4M+55.8%	$29.2M-56.3%	$66.7M-29.3%	$94.3M
Income Tax	$23.0M+21.5%	$18.9M-37.4%	$30.2M-22.8%	$39.2M+171.1%	$14.4M-48.9%	$28.3M
Net Income	$68.7M-8.4%	$75.0M-31.7%	$109.7M-4.9%	$115.4M+142.3%	$47.6M-45.7%	$87.7M
EPS (Diluted)	$0.77-9.4%	$0.85-40.1%	$1.42-4.1%	$1.48+146.7%	$0.60-45.5%	$1.10

Metric	Q2'25	Q1'25	Q2'24	Q3'24	Q1'24	Q4'23	Q3'23	Q2'23
Revenue	$154.1M+0.2%	$153.7M-2.8%	$158.1M-0.9%	$159.6M+2.6%	$155.5M+2.1%	$152.3M+3.6%	$147.1M+1.2%	$145.4M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$65.4M-3.7%	$67.9M-7.2%	$73.2M-4.4%	$76.6M+3.6%	$73.9M+7.4%	$68.8M+9.2%	$63.0M+6.2%	$59.3M
Income Tax	$7.6M+18.6%	$6.4M+1.6%	$6.3M-4.9%	$6.6M+37.2%	$4.8M-15.2%	$5.7M-8.0%	$6.2M+3.4%	$6.0M
Net Income	$22.0M+15.3%	$19.1M+8.9%	$17.5M-12.9%	$20.1M+37.3%	$14.7M-35.9%	$22.9M+0.8%	$22.7M+3.9%	$21.9M
EPS (Diluted)	$0.25+19.0%	$0.21+5.0%	$0.20-13.0%	$0.23+43.8%	$0.16-36.0%	$0.25-3.8%	$0.26+4.0%	$0.25

BRKL Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$11.9B+4.6%	$11.4B+23.9%	$9.2B+6.8%	$8.6B-3.8%	$8.9B+13.8%	$7.9B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$543.7M+308.7%	$133.0M-65.3%	$383.0M+16.8%	$327.7M-24.6%	$434.9M+459.1%	$77.8M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$241.2M0.0%	$241.2M+50.4%	$160.4M0.0%	$160.4M0.0%	$160.4M0.0%	$160.4M
Total Liabilities	$10.7B+4.9%	$10.2B+24.3%	$8.2B+7.7%	$7.6B-4.9%	$8.0B+15.8%	$6.9B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$1.5B+10.4%	$1.4B-3.9%	$1.4B+300.9%	$357.3M-56.4%	$820.2M-9.1%	$902.7M
Total Equity	$1.2B+1.9%	$1.2B+20.8%	$992.1M-0.3%	$995.3M+5.7%	$941.8M-0.4%	$945.6M
Retained Earnings	N/A	N/A	$412.0M+20.2%	$342.6M	N/A	N/A

Metric	Q2'25	Q1'25	Q2'24	Q3'24	Q1'24	Q4'23	Q3'23	Q2'23
Total Assets	$11.6B+0.4%	$11.5B-3.2%	$11.9B+2.0%	$11.7B+1.2%	$11.5B+1.4%	$11.4B+1.8%	$11.2B-0.2%	$11.2B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$506.7M+41.7%	$357.5M-34.2%	$543.7M+33.3%	$407.9M+35.1%	$301.9M+126.9%	$133.0M-17.4%	$161.0M-28.3%	$224.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$241.2M0.0%	$241.2M0.0%	$241.2M0.0%	$241.2M0.0%	$241.2M0.0%	$241.2M0.0%	$241.2M0.0%	$241.2M
Total Liabilities	$10.3B+0.3%	$10.3B-3.8%	$10.7B+2.3%	$10.4B+0.9%	$10.3B+1.6%	$10.2B+1.6%	$10.0B-0.2%	$10.0B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$1.2B-0.1%	$1.2B-24.0%	$1.5B+1.5%	$1.5B+10.0%	$1.4B-1.1%	$1.4B+21.3%	$1.1B-7.4%	$1.2B
Total Equity	$1.3B+1.1%	$1.2B+1.5%	$1.2B-0.7%	$1.2B+3.0%	$1.2B-0.4%	$1.2B+3.5%	$1.2B-0.4%	$1.2B
Retained Earnings	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

BRKL Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	$105.0M-10.0%	$116.6M-3.4%	$120.8M-9.3%	$133.2M+18.4%	$112.5M+9.5%	$102.7M
Capital Expenditures	$5.0M-59.7%	$12.4M+67.3%	$7.4M+54.3%	$4.8M+64.6%	$2.9M-41.8%	$5.0M
Free Cash Flow	$100.0M-4.1%	$104.2M-8.1%	$113.4M-11.7%	$128.4M+17.2%	$109.6M+12.1%	$97.7M
Investing Cash Flow	-$139.6M+79.0%	-$665.3M-19.3%	-$557.7M-525.3%	$131.1M+118.9%	-$695.5M-74.3%	-$399.0M
Financing Cash Flow	$445.3M+49.1%	$298.7M-39.3%	$492.2M+232.5%	-$371.5M-139.5%	$940.2M+230.5%	$284.5M
Dividends Paid	$48.1M+0.3%	$47.9M+19.6%	$40.1M+7.0%	$37.5M+2.9%	$36.4M+3.7%	$35.1M
Share Buybacks	$0	$0-100.0%	$13.8M+38.1%	$10.0M-50.1%	$20.0M+968.9%	$1.9M

Metric	Q2'25	Q1'25	Q2'24	Q3'24	Q1'24	Q4'23	Q3'23	Q2'23
Operating Cash Flow	$33.6M+319.5%	$8.0M-81.6%	$43.5M+78.5%	$24.4M+175.6%	$8.8M-77.4%	$39.1M+36.5%	$28.7M-7.0%	$30.8M
Capital Expenditures	N/A	N/A	$1.8M+253.2%	$513K-74.4%	$2.0M+20.5%	$1.7M-18.8%	$2.0M-58.0%	$4.9M
Free Cash Flow	N/A	N/A	$41.7M+74.7%	$23.8M+248.8%	$6.8M-81.8%	$37.5M+40.7%	$26.6M+2.6%	$25.9M
Investing Cash Flow	$78.8M-54.4%	$172.9M+295.3%	-$88.5M-1124.0%	-$7.2M-140.7%	$17.8M+106.3%	-$283.1M-779.6%	-$32.2M-151.2%	$62.8M
Financing Cash Flow	$36.8M+110.0%	-$367.0M-303.0%	$180.8M+279.2%	$47.7M-66.5%	$142.3M-34.1%	$216.0M+460.4%	-$59.9M+83.1%	-$355.5M
Dividends Paid	$12.0M0.0%	$12.0M0.0%	$12.0M0.0%	$12.0M+0.2%	$12.0M0.0%	$12.0M+0.1%	$12.0M+0.2%	$12.0M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	$0	$0	N/A

BRKL Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	10.9%-2.1pp	13.0%-18.8pp	31.8%-5.3pp	37.1%+22.5pp	14.6%-10.7pp	25.2%
Return on Equity	5.6%-0.6pp	6.3%-4.8pp	11.1%-0.5pp	11.6%+6.5pp	5.1%-4.2pp	9.3%
Return on Assets	0.6%-0.1pp	0.7%-0.5pp	1.2%-0.1pp	1.3%+0.8pp	0.5%-0.6pp	1.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.24+0.1	1.15-0.3	1.44+1.1	0.36-0.5	0.87-0.1	0.95
FCF Margin	15.9%-2.2pp	18.1%-14.8pp	32.8%-8.4pp	41.2%+7.7pp	33.5%+5.4pp	28.1%

Metric	Q2'25	Q1'25	Q2'24	Q3'24	Q1'24	Q4'23	Q3'23	Q2'23
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	14.3%+1.9pp	12.4%+1.3pp	11.1%-1.5pp	12.6%+3.2pp	9.4%-5.6pp	15.0%-0.4pp	15.4%+0.4pp	15.0%
Return on Equity	1.8%+0.2pp	1.5%+0.1pp	1.4%-0.2pp	1.6%+0.4pp	1.2%-0.7pp	1.9%-0.1pp	2.0%+0.1pp	1.9%
Return on Assets	0.2%+0.0pp	0.2%+0.0pp	0.1%-0.0pp	0.2%+0.0pp	0.1%-0.1pp	0.2%0.0pp	0.2%+0.0pp	0.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.92-0.0	0.93-0.3	1.24+0.0	1.22+0.1	1.140.0	1.15+0.2	0.98-0.1	1.05
FCF Margin	N/A	N/A	26.4%+11.4pp	14.9%+10.5pp	4.4%-20.2pp	24.6%+6.5pp	18.1%+0.3pp	17.8%

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Frequently Asked Questions

What is Brookline Bncp's annual revenue?

Brookline Bncp (BRKL) reported $628.5M in total revenue for fiscal year 2024. This represents a 8.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Brookline Bncp's revenue growing?

Brookline Bncp (BRKL) revenue grew by 8.9% year-over-year, from $577.3M to $628.5M in fiscal year 2024.

Is Brookline Bncp profitable?

Yes, Brookline Bncp (BRKL) reported a net income of $68.7M in fiscal year 2024, with a net profit margin of 10.9%.

What is Brookline Bncp's earnings per share (EPS)?

Brookline Bncp (BRKL) reported diluted earnings per share of $0.77 for fiscal year 2024. This represents a -9.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

How much debt does Brookline Bncp have?

As of fiscal year 2024, Brookline Bncp (BRKL) had $543.7M in cash and equivalents against $1.5B in long-term debt.

What is Brookline Bncp's net profit margin?

Brookline Bncp (BRKL) had a net profit margin of 10.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does Brookline Bncp pay dividends?

Yes, Brookline Bncp (BRKL) paid $0.54 per share in dividends during fiscal year 2024.

What is Brookline Bncp's return on equity (ROE)?

Brookline Bncp (BRKL) has a return on equity of 5.6% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Brookline Bncp's free cash flow?

Brookline Bncp (BRKL) generated $100.0M in free cash flow during fiscal year 2024. This represents a -4.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Brookline Bncp's operating cash flow?

Brookline Bncp (BRKL) generated $105.0M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Brookline Bncp's total assets?

Brookline Bncp (BRKL) had $11.9B in total assets as of fiscal year 2024, including both current and long-term assets.

What are Brookline Bncp's capital expenditures?

Brookline Bncp (BRKL) invested $5.0M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

What is Brookline Bncp's debt-to-equity ratio?

Brookline Bncp (BRKL) had a debt-to-equity ratio of 1.24 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Brookline Bncp's return on assets (ROA)?

Brookline Bncp (BRKL) had a return on assets of 0.6% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Brookline Bncp's Piotroski F-Score?

Brookline Bncp (BRKL) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Brookline Bncp's earnings high quality?

Brookline Bncp (BRKL) has an earnings quality ratio of 1.53x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Brookline Bncp?

Brookline Bncp (BRKL) scores 55 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.