What is Cbiz Inc's earnings per share (EPS)?

Cbiz Inc (CBZ) reported diluted earnings per share of $1.83 for fiscal year 2025. This represents a 134.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Cbiz Inc (CBZ) Financials

CBZ

FY2025 annual

Revenue $2.8B +52.1% YoY

Net Income $115.4M +181.3% YoY

EPS (Diluted) $1.83 +134.6% YoY

Free Cash Flow $175.5M +58.4% YoY

Market Cap $3.0B as of Sep 9, 2026

Price / Sales 1.1x on $2.8B revenue, FY2025

Price / Earnings 25.7x on $115.4M net income, FY2025

Price / Book 1.6x on $1.9B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 9, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CBZ SEC filings page.

Cbiz Inc (CBZ) reported $2.8B in revenue for fiscal year 2025, up 52.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CBZ FY2025 2026-08-29

Growth is being layered onto a goodwill-heavy balance sheet, while FY2025 operating recovery outpaced the financing cost burden.

The FY2024 asset expansion was concentrated in goodwill while debt also rose sharply; the pattern indicates that growth materially changed the financing model rather than simply adding sales. In FY2025, operating margin recovered to 8.5%, but interest expense reached $107M, limiting how much operating improvement reached net income.

FY2025 operating cash flow of $192M exceeded net income of $115M, indicating cash conversion benefited from non-cash charges and working-capital effects. Free cash flow of $176M remained close to operating cash flow, reflecting low reinvestment intensity.

Debt-to-equity reached 0.8x in FY2025 from 0.4x in FY2023, making leverage a more important earnings variable. The 1.2x current ratio suggests limited, not absent, short-term balance-sheet flexibility.

Financial Health Signals

Financial Health Score 50/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Cbiz Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Cbiz Inc has an operating margin of 8.5%, meaning the company retains $8 of operating profit per $100 of revenue. This results in a moderate score of 62/100, indicating healthy but not exceptional operating efficiency. This is up from 4.1% the prior year.

Growth

Cbiz Inc's revenue surged 52.1% year-over-year to $2.8B, reflecting rapid business expansion. This strong growth earns a score of 90/100.

Leverage

Cbiz Inc has elevated debt relative to equity (D/E of 0.79), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 14/100, reflecting increased financial risk.

Liquidity

Cbiz Inc's current ratio of 1.22 indicates adequate short-term liquidity, earning a score of 30/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow

Cbiz Inc has a free cash flow margin of 6.4%, earning a moderate score of 53/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Cbiz Inc's ROE of 6.6% shows moderate profitability relative to equity, earning a score of 52/100. This is up from 2.3% the prior year.

Altman Z-Score Grey Zone

1.84

Cbiz Inc scores 1.84, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Strong

7/9

Cbiz Inc passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.67x

For every $1 of reported earnings, Cbiz Inc generates $1.67 in operating cash flow ($192.5M OCF vs $115.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

2.18x

Cbiz Inc earns $2.18 in operating income for every $1 of interest expense ($234.0M vs $107.2M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$682.2M

YoY-0.2%

Cbiz Inc generated $682.2M in revenue in Q2 2026. This represents a decrease of 0.2% from the same quarter a year earlier.

Net Income

$18.6M

YoY-55.6%

QoQ-87.8%

Cbiz Inc reported $18.6M in net income in Q2 2026. This represents a decrease of 55.6% from the same quarter a year earlier. Against the prior quarter it is down 87.8%.

EPS (Diluted)

$0.31

YoY-53.0%

QoQ-87.6%

Cbiz Inc earned $0.31 per diluted share (EPS) in Q2 2026. This represents a decrease of 53.0% from the same quarter a year earlier. Against the prior quarter it is down 87.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$20.9M

YoY-47.5%

Cbiz Inc held $20.9M in cash against $1.4B in long-term debt as of Q2 2026.

Shares Outstanding

54M

YoY+0.5%

QoQ0.0%

5Y CAGR+0.6%

10Y CAGR+0.2%

Cbiz Inc had 54M shares outstanding in Q2 2026. This represents an increase of 0.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Gross Margin

10.6%

YoY-2.2pp

Cbiz Inc's gross margin was 10.6% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 2.2 percentage points from the same quarter a year earlier.

Operating Margin

5.0%

YoY-3.8pp

Cbiz Inc's operating margin was 5.0% in Q2 2026, reflecting core business profitability. This is down 3.8 percentage points from the same quarter a year earlier.

Net Margin

2.7%

YoY-3.4pp

Cbiz Inc's net profit margin was 2.7% in Q2 2026, showing the share of revenue converted to profit. This is down 3.4 percentage points from the same quarter a year earlier.

Return on Equity

1.0%

YoY-1.2pp

QoQ-7.1pp

Cbiz Inc's ROE was 1.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 7.1 percentage points.

Capital Allocation

None of these metrics is reported for Q2 2026.

CBZ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBZ quarterly income statement

Metric	TTM	FY2510-K/A	FY2410-K/A	FY2310-K/A	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	N/A	$2.8B+52.1%	$1.8B+14.0%	$1.6B+12.7%	$1.4B+27.8%	$1.1B+14.6%	$963.9M+1.6%	$948.4M+2.9%	$922.0M+7.8%	$855.3M+6.9%	$799.8M+6.6%	$750.4M+4.3%	$719.5M+6.2%	$677.2M+10.5%	$612.7M+3.6%	$591.3M
Cost of Revenue	N/A	$2.4B+47.3%	$1.6B+19.2%	$1.4B+15.1%	$1.2B+25.7%	$945.6M+14.6%	$825.4M+0.2%	$823.5M+4.2%	$790.3M+4.6%	$755.6M+8.3%	$697.7M+6.9%	$652.4M+3.6%	$629.8M+6.1%	$593.3M+9.8%	$540.3M+4.2%	$518.5M
Gross Profit	N/A	$355.4M+94.8%	$182.5M-18.3%	$223.2M-0.1%	$223.4M+40.2%	$159.3M+15.0%	$138.5M+10.9%	$124.9M-5.2%	$131.7M+32.0%	$99.8M-2.3%	$102.1M+4.2%	$98.0M+9.3%	$89.7M+7.0%	$83.8M+15.8%	$72.4M-0.5%	$72.7M
SG&A Expenses	N/A	$121.4M+11.6%	$108.8M+87.6%	$58.0M+5.3%	$55.0M-2.0%	$56.1M+21.9%	$46.1M+3.7%	$44.4M+13.4%	$39.2M+17.7%	$33.3M-8.3%	$36.3M+11.7%	$32.5M-4.8%	$34.2M-0.6%	$34.4M+13.9%	$30.2M-4.2%	$31.5M
Operating Income	N/A	$234.0M+217.4%	$73.7M-55.4%	$165.2M-1.8%	$168.3M+131.6%	$72.7M-21.4%	$92.5M+14.9%	$80.5M-13.0%	$92.5M+39.3%	$66.5M+1.0%	$65.8M+0.4%	$65.5M+18.0%	$55.5M+12.3%	$49.4M+17.2%	$42.2M+2.3%	$41.2M
EBITDA	N/A	$332.3M+172.9%	$121.8M-39.6%	$201.5M+0.1%	$201.2M+101.7%	$99.8M-13.7%	$115.6M+12.4%	$102.9M-11.5%	$116.2M+29.8%	$89.5M+1.9%	$87.9M+2.3%	$85.9M+14.0%	$75.3M+11.2%	$67.7M+16.1%	$58.3M+3.2%	$56.5M
Interest Expense	N/A	$107.2M+211.9%	$34.4M+70.8%	$20.1M+150.4%	$8.0M+107.8%	$3.9M-22.4%	$5.0M-13.6%	$5.8M-13.2%	$6.6M-0.4%	$6.7M+1.2%	$6.6M-25.9%	$8.9M-32.2%	$13.1M-14.6%	$15.4M+2.5%	$15.0M-6.5%	$16.0M
Income Tax	N/A	$45.4M+170.7%	$16.8M-63.0%	$45.3M+25.5%	$36.1M+63.2%	$22.1M-12.0%	$25.1M+15.1%	$21.8M+19.6%	$18.3M-21.6%	$23.3M-11.8%	$26.4M+15.6%	$22.8M+13.3%	$20.2M+21.6%	$16.6M+15.4%	$14.4M+18.3%	$12.1M
Net Income	N/A	$115.4M+181.3%	$41.0M-66.1%	$121.0M+14.8%	$105.4M+48.6%	$70.9M-9.5%	$78.3M+10.7%	$70.7M+14.9%	$61.6M+22.2%	$50.4M+25.7%	$40.1M+17.5%	$34.1M+14.6%	$29.8M-65.3%	$85.9M+175.7%	$31.1M+11.2%	$28.0M
EPS (Basic)	N/A	$1.84+135.9%	$0.78-67.8%	$2.42+18.0%	$2.05+51.9%	$1.35-6.2%	$1.44+10.8%	$1.30+15.0%	$1.13+20.2%	$0.94+22.1%	$0.77+11.6%	$0.69+11.3%	$0.62-65.0%	$1.77+181.0%	$0.63+10.5%	$0.57
EPS (Diluted)	$2.05	$1.83+134.6%	$0.78-67.4%	$2.39+18.9%	$2.01+52.3%	$1.32-6.4%	$1.41+11.9%	$1.26+15.6%	$1.09+19.8%	$0.91+21.3%	$0.75+15.4%	$0.65+12.1%	$0.58-66.9%	$1.75+177.8%	$0.63+12.5%	$0.56
Diluted Shares (Avg)	N/A	63M+20.1%	53M+4.2%	51M-3.5%	52M-2.5%	54M-3.0%	55M-1.0%	56M-1.0%	56M+1.4%	56M+4.1%	54M+1.6%	53M+2.3%	51M+4.8%	49M-0.2%	49M-0.7%	50M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K/A	Q3'2410-Q
Revenue	$682.2M-0.2%	N/A	N/A	$693.8M+58.1%	$683.5M+62.7%	N/A	$460.3M+40.5%	$438.9M+6.9%
Cost of Revenue	$609.8M+2.4%	N/A	N/A	$603.7M+65.0%	$595.6M+62.6%	N/A	$522.2M+53.2%	$366.0M+7.0%
Gross Profit	$72.4M-17.6%	N/A	N/A	$90.1M+23.6%	$87.9M+63.9%	N/A	-$61.9M-365.5%	$72.9M+6.6%
SG&A Expenses	$38.4M+38.8%	$41.5M	N/A	$31.3M+34.6%	$27.6M+25.3%	N/A	$44.8M+233.1%	$23.2M+76.8%
Operating Income	$34.1M-43.5%	N/A	N/A	$58.9M+18.5%	$60.3M+90.8%	N/A	-$106.7M-299.0%	$49.7M-10.1%
EBITDA	N/A	N/A	N/A	$83.3M+40.6%	N/A	N/A	-$87.2M-400.2%	$59.3M-7.9%
Interest Expense	$24.3M-12.7%	N/A	N/A	$28.0M+462.8%	$27.9M+373.6%	N/A	$19.0M+272.3%	$5.0M-15.0%
Income Tax	$5.1M-67.9%	$61.7M	N/A	$10.3M-35.4%	$15.8M+88.5%	N/A	-$34.6M-447.2%	$15.9M+17.6%
Net Income	$18.6M-55.6%	$152.8M	N/A	$30.1M-14.1%	$41.9M+111.9%	N/A	-$90.7M-612.3%	$35.1M+4.2%
EPS (Basic)	$0.31-53.0%	$2.49	-$1.24+33.0%	$0.48-31.4%	$0.66+69.2%	N/A	-$1.85-640.0%	$0.70+2.9%
EPS (Diluted)	$0.31-53.0%	$2.49	-$1.23+33.2%	$0.48-31.4%	$0.66+69.2%	N/A	-$1.84-636.0%	$0.70+4.5%
Diluted Shares (Avg)	60M-6.4%	N/A	N/A	63M+24.4%	64M+26.9%	N/A	N/A	50M+0.1%

Not reported in any period shown, so not listed: R&D Expenses.

CBZ Balance Sheet

CBZ quarterly balance sheet

Metric	FY2510-K/A	FY2410-K/A	FY2310-K/A	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$4.4B-1.4%	$4.5B+118.8%	$2.0B+8.8%	$1.9B+15.4%	$1.6B+7.5%	$1.5B+8.1%	$1.4B+18.4%	$1.2B+0.6%	$1.2B+5.2%	$1.1B+12.3%	$996.3M+0.5%	$991.2M+10.5%	$897.5M-7.5%	$970.2M+19.4%	$812.4M
Current Assets	$899.2M+7.6%	$835.7M+36.4%	$612.7M+7.8%	$568.4M+25.8%	$451.7M+3.5%	$436.4M-4.3%	$456.0M+7.7%	$423.5M-5.5%	$448.2M+1.5%	$441.6M+18.6%	$372.5M-1.8%	$379.3M+7.7%	$352.1M-18.8%	$433.9M+48.4%	$292.3M
Cash & Equivalents	$18.3M+32.3%	$13.8M+70.9%	$8.1M+72.2%	$4.7M+135.2%	$2.0M-57.1%	$4.7M+720.5%	$567K-11.4%	$640K+50.9%	$424K-87.9%	$3.5M+311.1%	$850K-13.2%	$979K+27.0%	$771K-14.2%	$899K-44.3%	$1.6M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$556.0M+4.0%	$534.9M+40.7%	$380.2M+13.6%	$334.5M+38.1%	$242.2M+12.0%	$216.2M-2.6%	$222.0M+7.1%	$207.3M+10.1%	$188.3M+7.4%	$175.4M+14.2%	$153.6M+7.4%	$143.0M+3.6%	$138.1M+2.3%	$135.0M-1.5%	$137.1M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$2.3B-0.1%	$2.3B+169.5%	$865.2M+5.5%	$819.9M+10.7%	$740.7M+8.4%	$683.1M+16.1%	$588.2M+4.2%	$564.3M+6.8%	$528.4M+8.4%	$487.5M+8.9%	$447.7M+2.9%	$435.2M+13.1%	$384.7M+2.6%	$375.1M+18.2%	$317.4M
Total Liabilities	$2.6B-1.6%	$2.7B+114.9%	$1.3B+7.4%	$1.2B+26.2%	$923.4M+13.8%	$811.1M+9.4%	$741.5M+25.8%	$589.4M-8.7%	$645.4M+1.1%	$638.6M+12.3%	$568.4M-3.9%	$591.4M+13.1%	$523.0M-22.5%	$675.0M+22.2%	$552.2M
Current Liabilities	$735.6M+4.2%	$705.8M+37.9%	$511.9M-0.1%	$512.4M+21.1%	$423.3M+11.9%	$378.3M+3.4%	$365.9M+13.9%	$321.3M-3.9%	$334.2M-1.5%	$339.4M+25.2%	$271.1M-8.2%	$295.2M+10.2%	$267.9M-1.9%	$273.1M+20.7%	$226.2M
Non-Current Liabilities	$1.9B-3.7%	$2.0B+168.2%	$740.1M+13.3%	$653.3M+30.6%	$500.1M+15.5%	$432.9M+15.2%	$375.6M+40.1%	$268.1M-13.8%	$311.1M+4.0%	$299.1M+0.6%	$297.3M+0.4%	$296.2M+16.1%	$255.1M-36.5%	$401.9M+23.3%	$326.0M
Long-Term Debt	$1.4B+4.2%	$1.3B+329.1%	$310.8M+17.9%	$263.7M+70.3%	$154.9M+44.5%	$107.2M+2.7%	$104.3M-22.1%	$134.0M-24.6%	$177.7M-6.5%	$190.0M-7.1%	$204.7M	N/A	N/A	N/A	N/A
Total Equity	$1.8B-1.0%	$1.8B+124.9%	$791.6M+11.0%	$713.5M+1.3%	$704.5M+0.3%	$702.6M+6.6%	$659.2M+11.0%	$593.7M+11.8%	$530.9M+10.6%	$480.0M+12.2%	$427.9M+7.0%	$399.8M+6.8%	$374.4M+26.8%	$295.2M+13.5%	$260.2M
Retained Earnings	$1.0B+12.9%	$896.1M+4.8%	$855.1M+16.5%	$734.1M+16.8%	$628.8M+12.7%	$557.9M+16.3%	$479.6M+17.3%	$409.0M+18.4%	$345.3M+17.1%	$294.9M+15.7%	$254.9M+15.5%	$220.8M+15.6%	$191.0M+81.7%	$105.1M+42.1%	$74.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K/A	Q3'2410-Q
Total Assets	$4.6B+0.8%	$4.6B+1.0%	$4.4B-1.4%	$4.5B+113.0%	$4.5B+110.0%	$4.6B+108.7%	$4.5B+118.8%	$2.1B+2.8%
Current Assets	$1.0B+4.0%	N/A	$899.2M+7.6%	$1.0B+48.8%	$966.0M+39.2%	$1.0B+38.9%	$835.7M+36.4%	$675.8M+1.5%
Cash & Equivalents	$20.9M-47.5%	N/A	$18.3M+32.3%	$17.0M+1477.0%	$39.8M+3429.9%	N/A	$13.8M+70.9%	$1.1M-24.0%
Short-Term Investments	$0	N/A	$0	$0	$0	N/A	$0	$0
Accounts Receivable	$711.9M+5.3%	N/A	$556.0M+4.0%	$719.6M+51.0%	$676.1M+41.5%	$735.4M+45.9%	$534.9M+40.7%	$476.6M+2.3%
Long-Term Investments	$0	N/A	$0	$0	$0	N/A	$0	$0
Goodwill	$2.3B	N/A	$2.3B-0.1%	N/A	N/A	N/A	$2.3B+169.5%	N/A
Total Liabilities	$2.7B+2.3%	$2.7B+2.8%	$2.6B-1.6%	$2.7B+121.8%	$2.6B+108.5%	$2.7B+100.8%	$2.7B+114.9%	$1.2B-4.6%
Current Liabilities	$683.8M+13.5%	$667.8M+1.2%	$735.6M+4.2%	$641.8M+41.7%	$602.3M+28.8%	$660.1M+40.4%	$705.8M+37.9%	$452.9M-4.5%
Non-Current Liabilities	$2.0B-1.1%	$2.1B+3.3%	$1.9B-3.7%	$2.0B+170.0%	$2.0B+155.0%	$2.0B+133.8%	$2.0B+168.2%	$752.5M-4.7%
Long-Term Debt	$1.4B-7.6%	N/A	$1.4B+4.2%	$1.5B+347.4%	$1.5B+292.0%	$1.5B+235.2%	$1.3B+329.1%	$335.8M-14.5%
Total Equity	$1.9B-1.3%	$1.9B-1.5%	$1.8B-1.0%	$1.9B+101.7%	$1.9B+112.2%	$1.9B+120.8%	$1.8B+124.9%	$927.9M+14.5%
Retained Earnings	$1.2B+11.5%	$1.2B+14.3%	$1.0B+12.9%	$1.1B+10.6%	$1.1B+11.5%	$1.0B+9.3%	$896.1M+4.8%	$986.8M+13.7%

Not reported in any period shown, so not listed: Inventory.

CBZ Cash Flow Statement

CBZ quarterly cash flow statement

Metric	TTM	FY2510-K/A	FY2410-K/A	FY2310-K/A	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$289.8M	$192.5M+55.6%	$123.7M-19.4%	$153.5M+21.7%	$126.1M-3.8%	$131.2M-10.7%	$146.8M+49.6%	$98.2M-6.7%	$105.2M+36.6%	$77.0M+4.0%	$74.1M+56.3%	$47.4M+7.9%	$43.9M+2993.1%	-$1.5M-102.8%	$54.0M-7.1%	$58.2M
Depreciation & Amortization	N/A	$98.3M+104.5%	$48.1M+32.5%	$36.3M+10.3%	$32.9M+21.5%	$27.1M+17.0%	$23.1M+3.6%	$22.3M-5.6%	$23.7M+2.7%	$23.1M+4.4%	$22.1M+8.4%	$20.4M+2.8%	$19.8M+8.4%	$18.3M+13.3%	$16.1M+5.4%	$15.3M
Stock-Based Compensation	N/A	$26.0M+87.9%	$13.8M+12.6%	$12.3M-16.4%	$14.7M+28.8%	$11.4M+28.6%	$8.9M+22.3%	$7.3M+5.7%	$6.9M+20.4%	$5.7M-0.3%	$5.7M-0.1%	$5.7M-7.7%	$6.2M+9.7%	$5.7M-4.0%	$5.9M-1.1%	$6.0M
Capital Expenditures	N/A	$17.0M+31.3%	$12.9M-44.0%	$23.1M+166.8%	$8.6M-3.8%	$9.0M-22.4%	$11.6M-16.6%	$13.9M-5.1%	$14.6M+23.0%	$11.9M+187.2%	$4.1M-44.0%	$7.4M+52.8%	$4.8M-22.1%	$6.2M+155.9%	$2.4M-37.7%	$3.9M
Free Cash Flow	N/A	$175.5M+58.4%	$110.8M-15.1%	$130.5M+11.0%	$117.5M-3.8%	$122.2M-9.7%	$135.3M+60.4%	$84.3M-7.0%	$90.6M+39.1%	$65.1M-6.8%	$69.9M+74.8%	$40.0M+2.3%	$39.1M+605.8%	-$7.7M-115.0%	$51.6M-4.9%	$54.3M
Investing Cash Flow	N/A	-$15.9M+98.6%	-$1.1B-1322.4%	-$79.4M+19.9%	-$99.1M-20.9%	-$82.0M-76.7%	-$46.4M-67.6%	-$27.7M+41.8%	-$47.6M+2.3%	-$48.7M-394.4%	-$9.8M-41.7%	-$6.9M+89.1%	-$63.9M-136.5%	$175.0M+267.8%	-$104.3M-87.7%	-$55.6M
Financing Cash Flow	N/A	-$145.7M-114.1%	$1.0B+1443.0%	-$77.1M-344.6%	-$17.3M+74.9%	-$69.0M+9.9%	-$76.6M-40.4%	-$54.5M+50.1%	-$109.4M-139.9%	-$45.6M-148.0%	-$18.4M	N/A	N/A	-$173.6M-450.3%	$49.6M+2992.8%	-$1.7M
Share Buybacks	N/A	$160.1M	$0-100.0%	$65.4M-46.6%	$122.5M+25.7%	$97.5M+72.5%	$56.5M+108.0%	$27.2M+55.4%	$17.5M-11.4%	$19.7M+115.8%	$9.1M-74.9%	$36.5M+29.7%	$28.1M+6.3%	$26.5M+363.1%	$5.7M-39.9%	$9.5M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K/A	Q3'2410-Q
Operating Cash Flow	$147.7M	-$25.5M	$143.6M+158.7%	$24.0M-45.2%	N/A	N/A	$55.5M-42.3%	$43.7M+58.9%
Depreciation & Amortization	N/A	N/A	$24.0M+23.1%	$24.5M+155.1%	N/A	N/A	$19.5M+109.2%	$9.6M+4.9%
Stock-Based Compensation	$8.1M+22.8%	N/A	N/A	$7.3M+203.7%	$6.6M+177.5%	N/A	N/A	$2.4M-22.1%
Capital Expenditures	N/A	N/A	$1.9M-41.1%	$1.9M-28.7%	N/A	N/A	$3.3M-18.7%	$2.7M-63.4%
Free Cash Flow	N/A	N/A	$141.7M+171.2%	$22.1M-46.3%	N/A	N/A	$52.3M-43.3%	$41.1M+103.1%
Investing Cash Flow	N/A	N/A	$1.1M+100.1%	-$4.6M-155.4%	N/A	N/A	-$1.1B-39870.0%	$8.3M+175.7%
Financing Cash Flow	N/A	N/A	-$70.5M-106.3%	-$42.0M+42.7%	N/A	N/A	$1.1B+2010.4%	-$73.3M-82.2%
Share Buybacks	N/A	N/A	$32.3M	$56.4M	N/A	N/A	$0-100.0%	$0-100.0%

Not reported in any period shown, so not listed: Dividends Paid.

CBZ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBZ quarterly financial ratios

Metric	FY2510-K/A	FY2410-K/A	FY2310-K/A	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Gross Margin	12.9%+2.8pp	10.1%-4.0pp	14.0%-1.8pp	15.8%+1.4pp	14.4%+0.1pp	14.4%+1.2pp	13.2%-1.1pp	14.3%+2.6pp	11.7%-1.1pp	12.8%-0.3pp	13.1%+0.6pp	12.5%+0.1pp	12.4%+0.6pp	11.8%-0.5pp	12.3%
Operating Margin	8.5%+4.4pp	4.1%-6.3pp	10.4%-1.5pp	11.9%+5.3pp	6.6%-3.0pp	9.6%+1.1pp	8.5%-1.6pp	10.0%+2.3pp	7.8%-0.5pp	8.2%-0.5pp	8.7%+1.0pp	7.7%+0.4pp	7.3%+0.4pp	6.9%-0.1pp	7.0%
Net Margin	4.2%+1.9pp	2.3%-5.3pp	7.6%+0.1pp	7.5%+1.0pp	6.4%-1.7pp	8.1%+0.7pp	7.5%+0.8pp	6.7%+0.8pp	5.9%+0.9pp	5.0%+0.5pp	4.5%+0.4pp	4.1%-8.5pp	12.7%+7.6pp	5.1%+0.3pp	4.7%
Return on Equity	6.6%+4.2pp	2.3%-13.0pp	15.3%+0.5pp	14.8%+4.7pp	10.1%-1.1pp	11.1%+0.4pp	10.7%+0.4pp	10.4%+0.9pp	9.5%+1.1pp	8.3%+0.4pp	8.0%+0.5pp	7.4%-15.5pp	22.9%+12.4pp	10.5%-0.2pp	10.8%
Return on Assets	2.6%+1.7pp	0.9%-5.0pp	5.9%+0.3pp	5.6%+1.3pp	4.3%-0.8pp	5.2%+0.1pp	5.1%-0.1pp	5.2%+0.9pp	4.3%+0.7pp	3.6%+0.2pp	3.4%+0.4pp	3.0%-6.6pp	9.6%+6.4pp	3.2%-0.2pp	3.5%
Current Ratio	1.220.0x	1.180.0x	1.20+0.1x	1.110.0x	1.07-0.1x	1.15-0.1x	1.25-0.1x	1.320.0x	1.340.0x	1.30-0.1x	1.37+0.1x	1.290.0x	1.31-0.3x	1.59+0.3x	1.29
Debt-to-Equity	0.790.0x	0.75+0.4x	0.390.0x	0.37+0.1x	0.22+0.1x	0.150.0x	0.16-0.1x	0.23-0.1x	0.33-0.1x	0.40-0.1x	0.48-1.0x	1.48+0.1x	1.40-0.9x	2.29+0.2x	2.12
Asset Turnover	0.63+0.2x	0.41-0.4x	0.780.0x	0.75+0.1x	0.680.0x	0.640.0x	0.68-0.1x	0.78+0.1x	0.730.0x	0.710.0x	0.750.0x	0.730.0x	0.75+0.1x	0.63-0.1x	0.73
FCF Margin	6.4%+0.3pp	6.1%-2.1pp	8.2%-0.1pp	8.3%-2.7pp	11.1%-3.0pp	14.0%+5.1pp	8.9%-0.9pp	9.8%+2.2pp	7.6%-1.1pp	8.7%+3.4pp	5.3%-0.1pp	5.4%+6.6pp	-1.1%-9.6pp	8.4%-0.8pp	9.2%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K/A	Q3'2410-Q
Gross Margin	10.6%-2.2pp	N/A	N/A	13.0%-3.6pp	12.9%+0.1pp	N/A	-13.5%-9.4pp	16.6%-0.1pp
Operating Margin	5.0%-3.8pp	N/A	N/A	8.5%-2.8pp	8.8%+1.3pp	N/A	-23.2%-15.0pp	11.3%-2.1pp
Net Margin	2.7%-3.4pp	N/A	N/A	4.3%-3.6pp	6.1%+1.4pp	N/A	-19.7%-15.8pp	8.0%-0.2pp
Return on Equity	1.0%-1.2pp	8.1%	N/A	1.6%-2.2pp	2.2%0.0pp	N/A	-5.1%-3.5pp	3.8%-0.4pp
Return on Assets	0.4%-0.5pp	3.3%	N/A	0.7%-1.0pp	0.9%0.0pp	N/A	-2.0%-1.4pp	1.6%0.0pp
Current Ratio	1.47-0.1x	N/A	1.220.0x	1.57+0.1x	1.60+0.1x	1.520.0x	1.180.0x	1.49+0.1x
Debt-to-Equity	0.740.0x	1.46+0.7x	0.790.0x	0.80+0.4x	0.79+0.4x	0.76+0.3x	0.75+0.4x	0.36-0.1x
Asset Turnover	0.150.0x	N/A	N/A	0.15-0.1x	0.150.0x	N/A	0.10-0.1x	0.210.0x
FCF Margin	N/A	N/A	N/A	3.2%-6.2pp	N/A	N/A	11.3%-16.8pp	9.3%+4.4pp

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Cbiz Inc CBZ	FY2025	$2.8B	$115.4M	4.2%	$3.0B	50/100
First Advantage Corp FA	FY2025	$1.6B	-$34.8M	-2.2%	$3.5B	54/100
Unifirst UNF	FY2025	$2.4B	$148.3M	6.1%	$5.0B	63/100
ABM Industries ABM	FY2025	$8.7B	$162.4M	1.9%	$3.0B	42/100
Azz Inc AZZ	FY2026	$1.7B	$317.3M	19.2%	$4.2B	63/100
Tic Solutions TIC	FY2025	$1.5B	-$87.1M	-5.7%	$2.1B	48/100

Where Cbiz Inc Ranks

Frequently Asked Questions

What is Cbiz Inc's annual revenue?

Cbiz Inc (CBZ) reported $2.8B in total revenue for fiscal year 2025. This represents a 52.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Cbiz Inc's revenue growing?

Cbiz Inc (CBZ) revenue grew by 52.1% year-over-year, from $1.8B to $2.8B in fiscal year 2025.

Is Cbiz Inc profitable?

Yes, Cbiz Inc (CBZ) reported a net income of $115.4M in fiscal year 2025, with a net profit margin of 4.2%.

What is Cbiz Inc's EBITDA?

Cbiz Inc (CBZ) had EBITDA of $332.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Cbiz Inc have?

As of fiscal year 2025, Cbiz Inc (CBZ) had $18.3M in cash and equivalents against $1.4B in long-term debt.

What is Cbiz Inc's gross margin?

Cbiz Inc (CBZ) had a gross margin of 12.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Cbiz Inc's operating margin?

Cbiz Inc (CBZ) had an operating margin of 8.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Cbiz Inc's net profit margin?

Cbiz Inc (CBZ) had a net profit margin of 4.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Cbiz Inc's return on equity (ROE)?

Cbiz Inc (CBZ) has a return on equity of 6.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Cbiz Inc's free cash flow?

Cbiz Inc (CBZ) generated $175.5M in free cash flow during fiscal year 2025. This represents a 58.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Cbiz Inc's operating cash flow?

Cbiz Inc (CBZ) generated $192.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Cbiz Inc's total assets?

Cbiz Inc (CBZ) had $4.4B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Cbiz Inc's capital expenditures?

Cbiz Inc (CBZ) invested $17.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Cbiz Inc buy back shares?

Yes, Cbiz Inc (CBZ) spent $160.1M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Cbiz Inc have outstanding?

Cbiz Inc (CBZ) had 55M shares outstanding as of fiscal year 2025.

What is Cbiz Inc's current ratio?

Cbiz Inc (CBZ) had a current ratio of 1.22 as of fiscal year 2025, which is considered adequate.

What is Cbiz Inc's debt-to-equity ratio?

Cbiz Inc (CBZ) had a debt-to-equity ratio of 0.79 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Cbiz Inc's return on assets (ROA)?

Cbiz Inc (CBZ) had a return on assets of 2.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Cbiz Inc's P/E ratio?

Cbiz Inc (CBZ) trades at 25.7x earnings, its market capitalization divided by net income of $115.4M net income, FY2025. The market capitalization is $3.0B as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Cbiz Inc's price-to-sales ratio?

Cbiz Inc (CBZ) trades at 1.1x sales, its market capitalization divided by revenue of $2.8B revenue, FY2025. The market capitalization is $3.0B as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Cbiz Inc's Altman Z-Score?

Cbiz Inc (CBZ) has an Altman Z-Score of 1.84, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Cbiz Inc's Piotroski F-Score?

Cbiz Inc (CBZ) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Cbiz Inc's earnings high quality?

Cbiz Inc (CBZ) has an earnings quality ratio of 1.67x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Cbiz Inc cover its interest payments?

Cbiz Inc (CBZ) has an interest coverage ratio of 2.18x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Cbiz Inc?

Cbiz Inc (CBZ) scores 50 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.