Capital One Financial (COF) Debt by Year
Capital One Financial carried $49.9B in long-term debt against $62.1B in cash and equivalents at the end of fiscal year 2025. This represents an increase of 10.9% from the prior fiscal year. The table below carries 15 fiscal years, from 2011 to 2025, and the quarters Capital One Financial has filed alongside them.
Annual figures, oldest first. Point at a bar to read its period.
COF Debt & Cash by Fiscal Year
Figures are as reported in USD. Each change compares the year with the year before it, and each column links to the filing it was taken from.
| Metric | FY2510-K | FY2410-K | FY2310-K | FY2210-K | FY2110-K | FY2010-K | FY1910-K | FY1810-K | FY1710-K | FY1610-K | FY1510-K | FY1410-K | FY1310-K | FY1210-K | FY1110-K |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Long-Term Debt | $49.9B+10.9% | $45.0B-8.8% | $49.3B+3.1% | $47.8B+13.2% | $42.3B+6.0% | $39.9B-17.6% | $48.4B-2.3% | $49.5B-17.1% | $59.7B+0.4% | $59.5B+2.3% | $58.1B+85.3% | $31.4B+28.4% | $24.4B-15.0% | $28.8B-10.8% | $32.3B |
| Cash & Equivalents | $62.1B+42.2% | $43.7B-0.2% | $43.8B+40.0% | $31.3B+41.7% | $22.1B-45.9% | $40.8B+196.5% | $13.7B+1.9% | $13.5B-6.0% | $14.4B+14.9% | $12.5B+38.2% | $9.0B+20.9% | $7.5B | N/A | N/A | N/A |
COF Debt & Cash by Quarter
Figures are as reported in USD. Each change compares the quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q | Q2'2410-Q | Q1'2410-Q | Q4'2310-K | Q3'2310-Q |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Long-Term Debt | $44.7B-14.0% | $50.3B+22.0% | $49.9B+10.9% | $50.9B+4.2% | $51.9B+9.9% | $41.2B-17.3% | $45.0B-8.8% | $48.8B+0.2% | $47.2B-4.8% | $49.8B+3.2% | $49.3B+3.1% | $48.7B-9.9% |
| Cash & Equivalents | $55.9B-9.3% | $79.3B+61.9% | $62.1B+42.2% | $58.5B+17.7% | $61.6B+28.7% | $49.0B-4.9% | $43.7B-0.2% | $49.7B+9.7% | $47.8B+13.7% | $51.5B+9.6% | $43.8B+40.0% | $45.3B+79.1% |
What long-term debt means
Long-term debt is borrowing that falls due more than a year out, and the cash line beside it is what the company held on the same balance sheet date.
More Capital One Financial financials
Frequently Asked Questions
What was Capital One Financial's long-term debt in fiscal year 2025?
Capital One Financial carried $49.9B in long-term debt against $62.1B in cash and equivalents at the end of fiscal year 2025.
How fast is Capital One Financial's long-term debt growing?
Capital One Financial (COF) long-term debt rose by 10.9% year over year, from $45.0B to $49.9B in fiscal year 2025.
How has Capital One Financial's long-term debt changed over the years?
Across the 15 fiscal years this page covers, Capital One Financial (COF) long-term debt went from $32.3B in fiscal year 2011 to $49.9B in fiscal year 2025.
What was Capital One Financial's long-term debt in the most recent quarter?
Capital One Financial (COF) reported $44.7B in long-term debt in Q2 2026. This represents a decrease of 14.0% from the same quarter a year earlier.
What does long-term debt mean on a financial statement?
Long-term debt is borrowing that falls due more than a year out, and the cash line beside it is what the company held on the same balance sheet date. This page lists what Capital One Financial (COF) reported on that line in every period on record.