What is Mr Cooper Group Inc's earnings per share (EPS)?

Mr Cooper Group Inc (COOP) reported diluted earnings per share of $10.19 for fiscal year 2024. This represents a 39.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Mr Cooper Group Inc Financials

COOP

Trailing 12 months to June 30, 2025

Revenue $2.2B +5.7% YoY

Net Income $570.0M -19.3% YoY

EPS (Diluted) $8.74 -17.6% YoY

Free Cash Flow Not reported for the trailing 12 months

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2025, ended Jun 30, 2025 Reported Jul 23, 2025 Currency USD FYE December

Mr Cooper Group Inc (COOP) reported $2.2B in revenue over the twelve months to Jun 30, 2025, up 5.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 13 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI COOP FY2024 2026-08-30

Profit remains positive, but 2024’s cash reversal and liability-led asset growth reveal a balance-sheet-funded business model.

In FY2023, operating cash flow of $896M exceeded net income of $500M, showing accounting earnings were accompanied by cash generation. In FY2024, net income increased to $669M while operating cash flow swung to -$724M, a sharp break indicating that reported profit and cash realization no longer moved together.

FY2024 total liabilities reached $14.1B, up from $9.9B in FY2023; the asset base therefore expanded mainly through obligations rather than retained capital. Debt-to-equity rose from 2.3x to 2.9x, reinforcing the shift toward greater financial leverage.

Revenue recovered to $2.2B in FY2024 from $1.8B in FY2023, while net margin widened from 27.9% to 30.1%. That combination points to margin expansion alongside the volume rebound, although the available figures do not isolate whether mix, pricing, or cost changes drove it; meanwhile, return on assets stayed near 3.5%, consistent with an asset-heavy operating structure.

Financial Health Signals

Financial health score not available

Mr Cooper Group Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/6

Mr Cooper Group Inc passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality No Cash Backing

$1.08used

For every $1 of reported earnings, Mr Cooper Group Inc used $1.08 of operating cash (-$724.0M OCF vs $669.0M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.2B

YoY+24.0%

5Y CAGR+2.9%

10Y CAGR+71.4%

Mr Cooper Group Inc generated $2.2B in revenue in fiscal year 2024. This represents an increase of 24.0% from the prior year.

Net Income

$669.0M

YoY+33.8%

5Y CAGR+19.5%

10Y CAGR+113.6%

Mr Cooper Group Inc reported $669.0M in net income in fiscal year 2024. This represents an increase of 33.8% from the prior year.

EPS (Diluted)

$10.19

YoY+39.6%

5Y CAGR+28.1%

Mr Cooper Group Inc earned $10.19 per diluted share (EPS) in fiscal year 2024. This represents an increase of 39.6% from the prior year.

EBITDA

Not reported for fiscal year 2024.

Cash & Balance Sheet

Cash & Debt

$753.0M

YoY+31.9%

5Y CAGR+18.0%

10Y CAGR+51.3%

Mr Cooper Group Inc held $753.0M in cash as of fiscal year 2024; long-term debt is not reported for that period.

Shares Outstanding

64M

YoY-1.6%

5Y CAGR-6.9%

Mr Cooper Group Inc had 64M shares outstanding in fiscal year 2024. This represents a decrease of 1.6% from the prior year.

Free Cash Flow

Not reported for fiscal year 2024.

Dividends Per Share

Not reported for fiscal year 2024.

Margins & Returns

Net Margin

30.1%

YoY+2.2pp

5Y CAGR+15.9pp

10Y CAGR+26.8pp

Mr Cooper Group Inc's net profit margin was 30.1% in fiscal year 2024, showing the share of revenue converted to profit. This is up 2.2 percentage points from the prior year.

Return on Equity

13.9%

YoY+2.2pp

5Y CAGR+1.6pp

10Y CAGR+13.4pp

Mr Cooper Group Inc's ROE was 13.9% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 2.2 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2024.

Operating Margin

Not reported for fiscal year 2024.

Capital Allocation

Share Buybacks

$147.0M

YoY-46.7%

Mr Cooper Group Inc spent $147.0M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 46.7% from the prior year.

R&D Spending

Not reported for fiscal year 2024.

Capital Expenditures

Not reported for fiscal year 2024.

COOP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

COOP quarterly income statement

Metric	TTM	FY24	FY23	FY22	FY21	FY20	FY19	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$2.2B	$2.2B+24.0%	$1.8B-27.2%	$2.5B-25.7%	$3.3B+23.4%	$2.7B+39.5%	$1.9B	$1.6B+30478.2%	$5.4M-10.1%	$6.0M-29.8%	$8.5M-15.9%	$10.2M	N/A	N/A
SG&A Expenses	$710.0M	$624.0M+16.0%	$538.0M+10.9%	$485.0M-22.5%	$626.0M-17.1%	$755.0M-8.0%	$821.0M	$733.0M+10307.5%	$7.0M-66.4%	$20.9M+220.9%	$6.5M+15.2%	$5.7M	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-$2.5M-3283.3%	$78K+100.5%	-$15.1M-590.5%	$3.1M+808.3%	$338K	N/A	N/A
Interest Expense	$849.0M	$776.0M+44.5%	$537.0M+26.7%	$424.0M-11.3%	$478.0M-9.5%	$528.0M-2.8%	$543.0M	$731.0M+27843.4%	$2.6M-29.3%	$3.7M-83.3%	$22.2M+49.2%	$14.9M	N/A	N/A
Income Tax	$194.0M	$232.0M+50.6%	$154.0M-47.1%	$291.0M-38.2%	$471.0M+406.5%	$93.0M+133.5%	-$278.0M	$13.0M	$0	$0	$0	$0	N/A	N/A
Net Income	$570.0M	$669.0M+33.8%	$500.0M-45.8%	$923.0M-36.5%	$1.5B+376.7%	$305.0M+11.3%	$274.0M	$30.0M-85.1%	$201.7M+426.2%	-$61.8M-2114.1%	$3.1M+808.3%	$338K+102.1%	-$15.8M-45.2%	-$10.9M
EPS (Diluted)	$8.74	$10.19+39.6%	$7.30-41.6%	$12.50-24.4%	$16.53+416.6%	$3.20+8.5%	$2.95	$0.30	$0.30	-$0.39-1200.0%	-$0.03	$0.00	N/A	N/A

Metric	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Revenue	$608.0M+8.6%	$560.0M-14.4%	$654.0M+54.2%	$424.0M-27.3%	$583.0M+3.4%	$564.0M+39.6%	$404.0M-29.6%	$574.0M
SG&A Expenses	$139.0M-41.4%	$237.0M+30.9%	$181.0M+18.3%	$153.0M+15.9%	$132.0M-16.5%	$158.0M-6.0%	$168.0M+24.4%	$135.0M
Interest Expense	$217.0M+1.9%	$213.0M-3.2%	$220.0M+10.6%	$199.0M+6.4%	$187.0M+10.0%	$170.0M+6.9%	$159.0M+8.9%	$146.0M
Income Tax	$79.0M+1028.6%	$7.0M-90.8%	$76.0M+137.5%	$32.0M-56.2%	$73.0M+43.1%	$51.0M+121.7%	$23.0M-70.1%	$77.0M
Net Income	$198.0M+125.0%	$88.0M-56.9%	$204.0M+155.0%	$80.0M-60.8%	$204.0M+12.7%	$181.0M+293.5%	$46.0M-83.3%	$275.0M
EPS (Diluted)	$3.04+125.2%	$1.35-56.9%	$3.13+156.6%	$1.22-60.6%	$3.10+13.6%	$2.73+279.2%	$0.72-82.3%	$4.06

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

COOP Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

COOP quarterly balance sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$18.9B+33.4%	$14.2B+11.1%	$12.8B-10.1%	$14.2B-41.2%	$24.2B+32.0%	$18.3B	$18.0B+2349.9%	$736.2M+7.5%	$685.1M+338.8%	$156.1M-41.7%	$267.6M-21.3%	$339.9M	N/A
Cash & Equivalents	$753.0M+31.9%	$571.0M+8.3%	$527.0M-41.1%	$895.0M+28.8%	$695.0M+111.2%	$329.0M	$215.0M+8531.1%	$2.5M-74.9%	$9.9M-87.3%	$78.0M+550.8%	$12.0M-28.5%	$16.8M	N/A
Goodwill	$141.0M0.0%	$141.0M+17.5%	$120.0M0.0%	$120.0M0.0%	$120.0M0.0%	$120.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$14.1B+42.5%	$9.9B+13.7%	$8.7B-19.5%	$10.8B-50.0%	$21.7B+34.8%	$16.1B	$17.9B+3210.1%	$542.1M-19.7%	$675.3M+894.4%	$67.9M-66.5%	$202.5M-26.5%	$275.5M	N/A
Total Equity	$4.8B+12.4%	$4.3B+5.5%	$4.1B+20.5%	$3.4B+34.5%	$2.5B+12.1%	$2.2B	$93.6M-51.8%	$194.1M+1885.4%	$9.8M-88.9%	$88.2M+35.5%	$65.1M+1.1%	$64.4M	N/A
Retained Earnings	$5.0B+15.6%	$4.3B+13.2%	$3.8B+32.1%	$2.9B+100.8%	$1.4B+27.8%	$1.1B	$93.6M+9.1%	$85.7M+187.5%	-$98.0M-432.5%	-$18.4M-53.1%	-$12.0M+2.7%	-$12.4M	N/A

Metric	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Total Assets	$18.5B+0.3%	$18.4B-2.6%	$18.9B+17.0%	$16.2B+2.6%	$15.8B+6.8%	$14.8B+4.1%	$14.2B+5.7%	$13.4B
Cash & Equivalents	$783.0M-0.1%	$784.0M+4.1%	$753.0M+2.7%	$733.0M+14.2%	$642.0M+11.1%	$578.0M+1.2%	$571.0M+3.3%	$553.0M
Goodwill	$141.0M0.0%	$141.0M0.0%	$141.0M0.0%	$141.0M0.0%	$141.0M0.0%	$141.0M0.0%	$141.0M0.0%	$141.0M
Total Liabilities	$13.4B-1.2%	$13.6B-4.0%	$14.1B+22.3%	$11.5B+3.2%	$11.2B+7.9%	$10.4B+4.6%	$9.9B+8.7%	$9.1B
Total Equity	$5.1B+4.3%	$4.9B+1.6%	$4.8B+3.8%	$4.6B+1.0%	$4.6B+4.3%	$4.4B+2.9%	$4.3B-0.5%	$4.3B
Retained Earnings	$5.3B+3.9%	$5.1B+1.8%	$5.0B+4.3%	$4.8B+1.7%	$4.7B+4.6%	$4.5B+4.2%	$4.3B+1.1%	$4.3B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

COOP Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

COOP quarterly cash flow statement

Metric	TTM	FY24	FY23	FY22	FY21	FY20	FY19	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	-$63.0M	-$724.0M-180.8%	$896.0M-76.2%	$3.8B+43.1%	$2.6B+695.2%	$331.0M-52.8%	$702.0M	$1.4B+20889.4%	-$6.5M+53.9%	-$14.2M+57.8%	-$33.6M-38.6%	-$24.2M	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	$57.0M+16.3%	$49.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	$274.0M-58.0%	$653.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$1.6B	-$2.7B-46.9%	-$1.8B-38.9%	-$1.3B-210.9%	$1.2B+989.6%	-$134.0M+60.4%	-$338.0M	-$6.0M	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$1.8B	$3.7B+273.6%	$978.0M+135.1%	-$2.8B+24.7%	-$3.7B-3653.8%	$104.0M+133.2%	-$313.0M	-$1.7B	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$84.0M	$147.0M-46.7%	$276.0M+15.5%	$239.0M-58.2%	$572.0M+886.2%	$58.0M	$0	$4.0M	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Operating Cash Flow	$298.0M+31.3%	$227.0M+128.3%	-$803.0M-473.5%	$215.0M+231.1%	-$164.0M-685.7%	$28.0M-77.4%	$124.0M-80.1%	$623.0M
Investing Cash Flow	-$126.0M-425.0%	-$24.0M+98.0%	-$1.2B-435.7%	-$224.0M+59.9%	-$558.0M+22.0%	-$715.0M+4.4%	-$748.0M-46.1%	-$512.0M
Financing Cash Flow	-$171.0M+24.3%	-$226.0M-111.0%	$2.1B+1558.9%	$124.0M-84.3%	$791.0M+16.0%	$682.0M+3.3%	$660.0M+802.1%	-$94.0M
Share Buybacks	$0	$0-100.0%	$38.0M-17.4%	$46.0M+91.7%	$24.0M-38.5%	$39.0M-45.8%	$72.0M+24.1%	$58.0M

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.

COOP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

COOP quarterly financial ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	-0.1%-1.6pp	1.5%	-251.0%	35.9%+32.6pp	3.3%	N/A	N/A
Net Margin	30.1%+2.2pp	27.9%-9.6pp	37.5%-6.4pp	43.8%+32.5pp	11.3%-2.9pp	14.2%	1.8%	3737.9%	-1030.5%	35.9%+32.6pp	3.3%	N/A	N/A
Return on Equity	13.9%+2.2pp	11.7%-11.1pp	22.8%-20.4pp	43.2%+31.0pp	12.2%-0.1pp	12.3%	32.0%-71.8pp	103.9%+736.3pp	-632.4%-635.8pp	3.5%+3.0pp	0.5%+25.0pp	-24.5%	N/A
Return on Assets	3.5%0.0pp	3.5%-3.7pp	7.2%-3.0pp	10.2%+9.0pp	1.3%-0.2pp	1.5%	0.2%-27.2pp	27.4%+36.4pp	-9.0%-11.0pp	2.0%+1.8pp	0.1%+4.8pp	-4.6%	N/A
Debt-to-Equity	2.94+0.6x	2.32+0.2x	2.15-1.1x	3.22-5.4x	8.65+1.5x	7.20	191.71+188.9x	2.79-66.3x	69.06+68.3x	0.77-2.3x	3.11-1.2x	4.28	N/A
FCF Margin	N/A	N/A	N/A	N/A	10.2%-23.7pp	33.9%	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Net Margin	32.6%+16.9pp	15.7%-15.5pp	31.2%+12.3pp	18.9%-16.1pp	35.0%+2.9pp	32.1%+20.7pp	11.4%-36.5pp	47.9%
Return on Equity	3.9%+2.1pp	1.8%-2.4pp	4.2%+2.5pp	1.7%-2.7pp	4.4%+0.3pp	4.1%+3.0pp	1.1%-5.3pp	6.4%
Return on Assets	1.1%+0.6pp	0.5%-0.6pp	1.1%+0.6pp	0.5%-0.8pp	1.3%+0.1pp	1.2%+0.9pp	0.3%-1.7pp	2.1%
Debt-to-Equity	2.63-0.1x	2.77-0.2x	2.94+0.4x	2.49+0.1x	2.44+0.1x	2.350.0x	2.32+0.2x	2.12

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

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Where Mr Cooper Group Inc Ranks

Frequently Asked Questions

What is Mr Cooper Group Inc's annual revenue?

Mr Cooper Group Inc (COOP) reported $2.2B in total revenue for fiscal year 2024. This represents a 24.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Mr Cooper Group Inc's revenue growing?

Mr Cooper Group Inc (COOP) revenue grew by 24.0% year-over-year, from $1.8B to $2.2B in fiscal year 2024.

Is Mr Cooper Group Inc profitable?

Yes, Mr Cooper Group Inc (COOP) reported a net income of $669.0M in fiscal year 2024, with a net profit margin of 30.1%.

What is Mr Cooper Group Inc's net profit margin?

Mr Cooper Group Inc (COOP) had a net profit margin of 30.1% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

What is Mr Cooper Group Inc's return on equity (ROE)?

Mr Cooper Group Inc (COOP) has a return on equity of 13.9% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Mr Cooper Group Inc's operating cash flow?

Mr Cooper Group Inc (COOP) recorded an outflow of $724.0M in operating cash flow during fiscal year 2024, representing cash used by core business activities.

What are Mr Cooper Group Inc's total assets?

Mr Cooper Group Inc (COOP) had $18.9B in total assets as of fiscal year 2024, including both current and long-term assets.

Does Mr Cooper Group Inc buy back shares?

Yes, Mr Cooper Group Inc (COOP) spent $147.0M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

How many shares does Mr Cooper Group Inc have outstanding?

Mr Cooper Group Inc (COOP) had 64M shares outstanding as of fiscal year 2024.

What is Mr Cooper Group Inc's debt-to-equity ratio?

Mr Cooper Group Inc (COOP) had a debt-to-equity ratio of 2.94 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Mr Cooper Group Inc's return on assets (ROA)?

Mr Cooper Group Inc (COOP) had a return on assets of 3.5% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Mr Cooper Group Inc's Piotroski F-Score?

Mr Cooper Group Inc (COOP) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Mr Cooper Group Inc's earnings high quality?

For every $1 of reported earnings, Mr Cooper Group Inc (COOP) used $1.08 of operating cash (-$724.0M OCF vs $669.0M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.