What is UWM Holdings Corporation's earnings per share (EPS)?

UWM Holdings Corporation (UWMC) reported diluted earnings per share of $0.12 for fiscal year 2025. This represents a -7.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

UWM Holdings Corporation (UWMC) Financials

UWMC

Trailing 12 months to June 30, 2026

Revenue $3.6B +26.1% YoY

Net Income $179.5M -45.1% YoY

EPS (Diluted) -$0.08 -576460752303423488.0% YoY

Free Cash Flow -$4.9B -100.4% YoY

Market Cap $1.9B as of Oct 2, 2026

Price / Sales 0.5x on $3.6B revenue, trailing 12 months to June 30, 2026

Price / Earnings 10.7x on $179.5M net income, trailing 12 months to June 30, 2026

Price / Book 1.9x on $985.3M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the UWMC SEC filings page.

UWM Holdings Corporation (UWMC) reported $3.6B in revenue over the twelve months to Jun 30, 2026, up 26.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI UWMC FY2025 2026-08-29

Volatile balance-sheet funding dominates: reported profits remain positive while operating cash swings sharply with asset and liability movements.

FY2025 net income of $244M coexisted with operating cash flow of -$2.6B, whereas FY2022 paired $932M of net income with $8.3B of operating cash flow. This repeated reversal means earnings are a weak near-term cash proxy; balance-sheet funding activity largely determines cash conversion.

Revenue reached $3.2B in FY2025, up from $2.7B, yet net income fell to $244M from $329M, showing that added volume did not translate proportionally into profit. Net margin narrowed from 12.3% to 7.7%, consistent with rising operating and financing demands absorbing more revenue.

Debt-to-equity increased from 1.4x to 1.9x as the equity base contracted, indicating less balance-sheet cushion relative to debt. FY2025 free cash flow of -$2.7B nearly matched operating cash flow of -$2.6B, so capital expenditures were not the main cash drain.

Financial Health Signals

Financial health score not available

UWM Holdings Corporation does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/6

UWM Holdings Corporation passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 1 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality No Cash Backing

$10.85used

For every $1 of reported earnings, UWM Holdings Corporation used $10.85 of operating cash (-$2.6B OCF vs $244.0M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely.

Key Financial Metrics

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Earnings & Revenue

Revenue

$888.0M

YoY+17.0%

QoQ-1.5%

5Y CAGR+12.9%

UWM Holdings Corporation generated $888.0M in revenue in Q2 2026. This represents an increase of 17.0% from the same quarter a year earlier. Against the prior quarter it is down 1.5%.

Net Income

-$80.6M

YoY-451.8%

QoQ-418.5%

UWM Holdings Corporation reported -$80.6M in net income in Q2 2026. This represents a decrease of 451.8% from the same quarter a year earlier. Against the prior quarter it is down 418.5%.

EPS (Diluted)

-$0.24

QoQ-366.7%

UWM Holdings Corporation earned -$0.24 per diluted share (EPS) in Q2 2026. Against the prior quarter it is down 366.7%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$334.6M

YoY+215.3%

QoQ+114.9%

UWM Holdings Corporation generated $334.6M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 215.3% from the same quarter a year earlier. Against the prior quarter it is up 114.9%.

Cash & Debt

$498.4M

YoY+1.7%

QoQ+17.5%

5Y CAGR-13.8%

UWM Holdings Corporation held $498.4M in cash against $3.0B in long-term debt as of Q2 2026.

Shares Outstanding

Diluted avg 338M

UWM Holdings Corporation had a weighted average of 338M diluted shares in Q2 2026; the shares outstanding count is not reported for that period.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

-9.1%

YoY-12.1pp

QoQ-11.9pp

5Y change-10.8pp

UWM Holdings Corporation's net profit margin was -9.1% in Q2 2026, showing the share of revenue converted to profit. This is down 12.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 11.9 percentage points.

Return on Equity

-8.2%

YoY-9.5pp

QoQ-9.8pp

5Y change-8.5pp

UWM Holdings Corporation's ROE was -8.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 9.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 9.8 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$9.5M

YoY-60.9%

QoQ-50.4%

5Y CAGR-15.9%

UWM Holdings Corporation invested $9.5M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 60.9% from the same quarter a year earlier. Against the prior quarter it is down 50.4%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

UWMC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

UWMC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Revenue	$3.6B	$3.2B+18.2%	$2.7B+23.5%	$2.2B-8.7%	$2.4B-20.1%	$3.0B-39.9%	$4.9B	N/A
SG&A Expenses	$884.5M	$851.2M+23.5%	$689.2M+30.0%	$530.2M-4.1%	$552.9M-20.8%	$697.7M+26.4%	$552.1M	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	-$6.8M	N/A
EBITDA	N/A	N/A	N/A	N/A	N/A	N/A	$10.0M	N/A
Interest Expense	$576.6M	$530.8M+8.2%	$490.8M+53.2%	$320.3M+4.7%	$306.0M+0.4%	$304.7M+82.4%	$167.0M	N/A
Income Tax	-$8.2M	$6.9M+4.4%	$6.6M+201.1%	-$6.5M-331.6%	$2.8M-71.4%	$9.8M+301.7%	$2.5M	$0
Net Income	$179.5M	$244.0M-25.9%	$329.4M+572.0%	-$69.8M-107.5%	$931.9M-40.6%	$1.6B+27107.4%	-$5.8M	N/A
EPS (Basic)	N/A	$0.130.0%	$0.13+192.9%	-$0.14-131.1%	$0.45-54.1%	$0.98	N/A	N/A
EPS (Diluted)	-$0.08	$0.12-7.7%	$0.13	-$0.14	$0.45-31.8%	$0.66	N/A	N/A
Diluted Shares (Avg)	N/A	1.60B+1335.9%	111M	93M	92M-94.2%	1.60B	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$888.0M+17.0%	$901.4M+47.0%	$945.2M+31.2%	$843.3M+13.1%	$758.7M+21.9%	$613.4M+4.8%	$720.6M-2.6%	$745.6M+10.1%
SG&A Expenses	$213.0M+0.7%	$224.6M+16.5%	$224.2M+16.1%	$222.8M+22.8%	$211.5M+31.9%	$192.8M+25.0%	$193.2M+35.5%	$181.5M+34.1%
Interest Expense	$158.9M+19.1%	$140.8M+16.9%	$144.8M+1.8%	$132.1M-6.4%	$133.5M+22.8%	$120.4M+22.0%	$142.3M+76.1%	$141.1M+50.6%
Income Tax	-$21.0M-240.7%	$7.1M+151.7%	$5.1M+199.0%	$582K+69.2%	$14.9M+1800.6%	-$13.8M-469.4%	$1.7M+123.1%	$344K-53.1%
Net Income	-$80.6M-451.8%	$25.3M+285.0%	$236.1M-27.1%	-$1.3M+80.0%	$22.9M+651.1%	-$13.7M-256.7%	$323.9M+487.3%	-$6.3M-134.5%
EPS (Basic)	-$0.24-318.2%	$0.09+212.5%	$0.09+28.6%	-$0.01+83.3%	$0.11+266.7%	-$0.08-188.9%	$0.07+124.1%	-$0.06-130.0%
EPS (Diluted)	-$0.24	$0.09	$0.08	-$0.01+83.3%	$0.11	-$0.12-233.3%	$0.07	-$0.06-140.0%
Diluted Shares (Avg)	338M	1.60B	N/A	221M+121.8%	202M	1.60B0.0%	N/A	100M-93.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

UWMC Balance Sheet

UWMC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Total Assets	$16.9B+8.0%	$15.7B+32.0%	$11.9B-12.7%	$13.6B-39.6%	$22.5B+96.0%	$11.5B+2786237.7%	$412K
Current Assets	N/A	N/A	N/A	N/A	N/A	$234K-43.2%	$412K
Cash & Equivalents	$503.4M-0.8%	$507.3M+2.0%	$497.5M-29.4%	$704.9M-3.6%	$731.1M-40.3%	$1.2B+109271060.7%	$1K
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$526.7M+26.0%	$418.0M-18.4%	$512.1M+33.6%	$383.1M-7.8%	$415.7M+63.9%	$253.6M	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$15.3B+12.6%	$13.6B+44.9%	$9.4B-9.9%	$10.4B-46.1%	$19.4B+68.5%	$11.5B+2693589.0%	$426K
Current Liabilities	N/A	N/A	N/A	N/A	N/A	$5.2M+1118.7%	$426K
Non-Current Liabilities	N/A	N/A	N/A	N/A	N/A	$11.5B	$0
Long-Term Debt	$3.0B+7.1%	$2.8B+40.1%	$2.0B-0.6%	$2.0B0.0%	$2.0B+150.0%	$800.0M	N/A
Total Equity	$1.6B-22.4%	$2.1B-17.0%	$2.5B-22.0%	$3.2B0.0%	$3.2B+63319.9%	$5.0M+35809.2%	-$14K
Retained Earnings	$189.4M+20.0%	$157.8M+42.6%	$110.7M-22.3%	$142.5M+0.5%	$141.8M-94.0%	$2.3B+6023998.8%	-$39K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$17.9B+29.2%	$19.3B+37.1%	$16.9B+8.0%	$17.0B+12.6%	$13.9B+7.5%	$14.0B+9.8%	$15.7B+32.0%	$15.1B+23.9%
Cash & Equivalents	$498.4M+1.7%	$424.0M-12.6%	$503.4M-0.8%	$870.7M+36.8%	$490.0M-28.0%	$485.0M-19.9%	$507.3M+2.0%	$636.3M-12.8%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$531.8M-26.1%	$1.3B+169.1%	$526.7M+26.0%	$548.1M-2.5%	$719.4M+39.2%	$472.3M-14.8%	$418.0M-18.4%	$561.9M+45.6%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$17.0B+39.7%	$17.7B+42.3%	$15.3B+12.6%	$15.4B+19.3%	$12.1B+14.6%	$12.4B+20.0%	$13.6B+44.9%	$12.9B+42.0%
Long-Term Debt	$3.0B+7.0%	$3.0B+7.1%	$3.0B+7.1%	$3.8B+89.0%	$2.8B+39.4%	$2.8B+39.3%	$2.8B+40.1%	$2.0B0.0%
Total Equity	$985.3M-43.6%	$1.6B-2.1%	$1.6B-22.4%	$1.6B-27.2%	$1.7B-24.9%	$1.6B-33.4%	$2.1B-17.0%	$2.2B-29.5%
Retained Earnings	$118.6M-30.3%	$216.8M+35.1%	$189.4M+20.0%	$169.9M+45.8%	$170.3M+53.4%	$160.4M+43.2%	$157.8M+42.6%	$116.6M-10.5%

Not reported in any period shown, so not listed: Current Assets, Inventory, Goodwill, Current Liabilities, Non-Current Liabilities.

UWMC Cash Flow Statement

UWMC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Operating Cash Flow	-$4.9B	-$2.6B+57.6%	-$6.2B-3877.1%	$165.2M-98.0%	$8.3B+183.0%	-$10.0B-17750.4%	$56.4M	N/A
Depreciation & Amortization	N/A	$55.5M+13.8%	$48.8M-2.6%	$50.1M+1.3%	$49.4M+29.9%	$38.0M+126.1%	$16.8M	N/A
Stock-Based Compensation	N/A	$50.4M+104.9%	$24.6M+77.7%	$13.8M+83.3%	$7.5M+16.7%	$6.5M	$0	$0
Capital Expenditures	$60.6M	$74.0M+87.7%	$39.5M+49.3%	$26.4M-0.7%	$26.6M-59.3%	$65.4M+14.1%	$57.3M	N/A
Free Cash Flow	-$4.9B	-$2.7B+56.7%	-$6.3B-4624.9%	$138.8M-98.3%	$8.2B+182.2%	-$10.0B-1144003.5%	-$876K	N/A
Investing Cash Flow	$1.5B	$2.3B-15.6%	$2.7B+46.2%	$1.8B+41.8%	$1.3B+546.0%	$199.8M-13.9%	$231.9M	N/A
Financing Cash Flow	$3.4B	$384.0M-89.3%	$3.6B+262.3%	-$2.2B+77.0%	-$9.6B-203.5%	$9.3B+1054.8%	$802.3M	N/A
Dividends Paid	$103.9M	$78.6M+97.8%	$39.7M+6.7%	$37.2M+0.8%	$36.9M+20.6%	$30.6M	$0	$0
Share Buybacks	N/A	N/A	N/A	$0	$0-100.0%	$81.6M	$0	$0

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$344.0M+229.4%	-$2.2B-475.5%	$103.8M+119.1%	-$3.1B-41.4%	-$265.9M+79.8%	$593.9M+127.0%	-$543.3M-65.0%	-$2.2B-729.7%
Depreciation & Amortization	$14.7M+20.1%	$15.6M+23.7%	$15.2M+25.0%	$12.7M+9.5%	$12.2M+7.0%	$12.6M+2.5%	$12.2M-2.2%	$11.6M+0.6%
Stock-Based Compensation	$12.5M+7.8%	$13.2M+58.4%	N/A	$14.8M+155.2%	$11.6M+197.4%	$8.3M+41.4%	N/A	$5.8M+48.7%
Capital Expenditures	$9.5M-60.9%	$19.1M+7.3%	$21.7M+162.1%	$10.4M-15.6%	$24.2M+102.9%	$17.8M+154.8%	$8.3M+21.7%	$12.3M+93.8%
Free Cash Flow	$334.6M+215.3%	-$2.2B-490.4%	$82.0M+114.9%	-$3.1B-41.0%	-$290.1M+78.2%	$576.1M+126.1%	-$551.6M-64.1%	-$2.2B-745.1%
Investing Cash Flow	$249.8M-60.2%	$524.3M-43.5%	$160.3M+69.0%	$543.0M+128.7%	$627.9M-40.6%	$928.4M-27.9%	$94.8M-46.6%	$237.4M-59.2%
Financing Cash Flow	-$519.4M-45.5%	$1.6B+205.3%	-$631.4M-297.6%	$2.9B+53.8%	-$357.1M-206.5%	-$1.5B-250.9%	$319.5M+496.8%	$1.9B+327.9%
Dividends Paid	$33.0M+75.9%	$26.8M+70.0%	$23.4M+107.1%	$20.6M+115.5%	$18.8M+97.7%	$15.8M+68.6%	$11.3M+20.8%	$9.6M+2.7%

Not reported in any period shown, so not listed: Share Buybacks.

UWMC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

UWMC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Operating Margin	N/A	N/A	N/A	N/A	N/A	-0.1%	N/A
Net Margin	7.7%-4.6pp	12.3%+15.5pp	-3.2%-42.5pp	39.3%-13.5pp	52.8%+52.9pp	-0.1%	N/A
Return on Equity	15.3%-0.7pp	16.0%+18.9pp	-2.8%-32.2pp	29.4%-20.1pp	49.5%+165.6pp	-116.1%	N/A
Return on Assets	1.4%-0.7pp	2.1%+2.7pp	-0.6%-7.4pp	6.9%-0.1pp	7.0%+7.0pp	-0.1%	N/A
Current Ratio	N/A	N/A	N/A	N/A	N/A	0.05-0.9x	0.97
Debt-to-Equity	1.87+0.5x	1.36+0.6x	0.80+0.2x	0.630.0x	0.63-159.4x	160.00	N/A
Asset Turnover	0.190.0x	0.170.0x	0.180.0x	0.170.0x	0.13-0.3x	0.43	N/A
FCF Margin	-86.1%	-234.9%	6.4%	347.4%	-337.4%	0.0%	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	-9.1%-12.1pp	2.8%+5.0pp	25.0%-20.0pp	-0.1%+0.7pp	3.0%+2.5pp	-2.2%-3.7pp	45.0%+56.3pp	-0.8%-3.5pp
Return on Equity	-8.2%-9.5pp	1.6%+2.4pp	14.8%-1.0pp	-0.1%+0.2pp	1.3%+1.2pp	-0.8%-1.2pp	15.8%+19.1pp	-0.3%-0.9pp
Return on Assets	-0.4%-0.6pp	0.1%+0.2pp	1.4%-0.7pp	0.0%0.0pp	0.2%+0.1pp	-0.1%-0.2pp	2.1%+2.8pp	0.0%-0.2pp
Debt-to-Equity	3.03+1.4x	1.86+0.2x	1.87+0.5x	2.38+1.5x	1.59+0.7x	1.70+0.9x	1.36+0.6x	0.92+0.3x
Asset Turnover	0.050.0x	0.050.0x	0.060.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.050.0x
FCF Margin	37.7%+75.9pp	-249.5%	8.7%+85.2pp	-366.4%	-38.2%	93.9%	-76.5%-31.1pp	-293.8%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
UWM Holdings Corporation UWMC	FY2025	$3.2B	$244.0M	7.7%	$1.9B	—
Mr. Cooper Group Inc. COOP	FY2024	$2.2B	$669.0M	30.1%	$13.5B	6/100
Rocket Companies, Inc. RKT	FY2025	$6.7B	-$68.0M	-1.0%	$33.9B	26/100
PennyMac Financial Services, Inc. PFSI	FY2025	$2.0B	$501.0M	24.5%	$3.2B	21/100
Walker & Dunlop, Inc. WD	FY2025	$1.2B	$56.2M	4.6%	$1.2B	17/100
Guild Holdings Company GHLD	FY2024	$1.0B	$97.1M	9.3%	$1.2B	8/100

Where UWM Holdings Corporation Ranks

Frequently Asked Questions

What is UWM Holdings Corporation's annual revenue?

UWM Holdings Corporation (UWMC) reported $3.2B in total revenue for fiscal year 2025. This represents a 18.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is UWM Holdings Corporation's revenue growing?

UWM Holdings Corporation (UWMC) revenue grew by 18.2% year-over-year, from $2.7B to $3.2B in fiscal year 2025.

Is UWM Holdings Corporation profitable?

Yes, UWM Holdings Corporation (UWMC) reported a net income of $244.0M in fiscal year 2025, with a net profit margin of 7.7%.

How much debt does UWM Holdings Corporation have?

As of fiscal year 2025, UWM Holdings Corporation (UWMC) had $503.4M in cash and equivalents against $3.0B in long-term debt.

What is UWM Holdings Corporation's net profit margin?

UWM Holdings Corporation (UWMC) had a net profit margin of 7.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is UWM Holdings Corporation's return on equity (ROE)?

UWM Holdings Corporation (UWMC) has a return on equity of 15.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is UWM Holdings Corporation's free cash flow?

UWM Holdings Corporation (UWMC) recorded an outflow of $2.7B in free cash flow during fiscal year 2025. This represents a 56.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is UWM Holdings Corporation's operating cash flow?

UWM Holdings Corporation (UWMC) recorded an outflow of $2.6B in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are UWM Holdings Corporation's total assets?

UWM Holdings Corporation (UWMC) had $16.9B in total assets as of fiscal year 2025, including both current and long-term assets.

What are UWM Holdings Corporation's capital expenditures?

UWM Holdings Corporation (UWMC) invested $74.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

What is UWM Holdings Corporation's debt-to-equity ratio?

UWM Holdings Corporation (UWMC) had a debt-to-equity ratio of 1.87 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is UWM Holdings Corporation's return on assets (ROA)?

UWM Holdings Corporation (UWMC) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is UWM Holdings Corporation's P/E ratio?

UWM Holdings Corporation (UWMC) trades at 10.7x earnings, its market capitalization divided by net income of $179.5M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.9B as of Oct 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is UWM Holdings Corporation's price-to-sales ratio?

UWM Holdings Corporation (UWMC) trades at 0.5x sales, its market capitalization divided by revenue of $3.6B revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.9B as of Oct 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is UWM Holdings Corporation's Piotroski F-Score?

UWM Holdings Corporation (UWMC) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are UWM Holdings Corporation's earnings high quality?

For every $1 of reported earnings, UWM Holdings Corporation (UWMC) used $10.85 of operating cash (-$2.6B OCF vs $244.0M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.