CRE8 ENTERPRISE LTD Financials
CRE8 ENTERPRISE LTD (CRE) reported $16.8M in revenue for fiscal year 2025, up 25.9% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025 was a cash-funded balance-sheet reset in which sales grew but overhead expansion kept profit from scaling.
The stronger balance sheet was not built by earnings alone: a$3.87M financing inflow helped lift cash to$7.03M , so the liquidity improvement came partly from new capital rather than operations. At the same time, gross profit growth was mostly absorbed by overhead, with gross profit rising$1.59M while SG&A increased$1.22M , which explains why higher revenue did not translate into higher operating income.
Cash conversion looks better than headline profit: operating cash flow reached
Last year's very high ROE was boosted by thin equity: ROE fell from
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of CRE8 ENTERPRISE LTD's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
CRE8 ENTERPRISE LTD has an operating margin of 4.5%, meaning the company retains $4 of operating profit per $100 of revenue. This results in a moderate score of 60/100, indicating healthy but not exceptional operating efficiency. This is down from 8.0% the prior year.
CRE8 ENTERPRISE LTD's revenue surged 25.9% year-over-year to $16.8M, reflecting rapid business expansion. This strong growth earns a score of 86/100.
CRE8 ENTERPRISE LTD has a moderate D/E ratio of 1.26. This balance of debt and equity financing earns a leverage score of 41/100.
CRE8 ENTERPRISE LTD's current ratio of 1.57 indicates adequate short-term liquidity, earning a score of 43/100. The company can meet its near-term obligations, though with limited headroom.
CRE8 ENTERPRISE LTD has a free cash flow margin of 8.3%, earning a moderate score of 59/100. The company generates positive cash flow after capital investments, but with room for improvement.
CRE8 ENTERPRISE LTD earns a strong 10.3% return on equity (ROE), meaning it generates $10 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 80/100. This is down from 64.6% the prior year.
CRE8 ENTERPRISE LTD scores 2.12, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
CRE8 ENTERPRISE LTD passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, CRE8 ENTERPRISE LTD generates $2.19 in operating cash flow ($1.5M OCF vs $678K net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
CRE8 ENTERPRISE LTD earns $23.37 in operating income for every $1 of interest expense ($754K vs $32K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
CRE8 ENTERPRISE LTD generated $16.8M in revenue in fiscal year 2025. This represents an increase of 25.9% from the prior year.
CRE8 ENTERPRISE LTD's EBITDA was $803K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 30.4% from the prior year.
CRE8 ENTERPRISE LTD reported $678K in net income in fiscal year 2025. This represents a decrease of 17.7% from the prior year.
Cash & Balance Sheet
CRE8 ENTERPRISE LTD generated $1.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 57.7% from the prior year.
CRE8 ENTERPRISE LTD held $7.0M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Not reported for fiscal year 2025.
Margins & Returns
CRE8 ENTERPRISE LTD's gross margin was 41.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 1.1 percentage points from the prior year.
CRE8 ENTERPRISE LTD's operating margin was 4.5% in fiscal year 2025, reflecting core business profitability. This is down 3.5 percentage points from the prior year.
CRE8 ENTERPRISE LTD's net profit margin was 4.0% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2.1 percentage points from the prior year.
CRE8 ENTERPRISE LTD's ROE was 10.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 54.4 percentage points from the prior year.
Capital Allocation
CRE8 ENTERPRISE LTD invested $92K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 431.4% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
CRE Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 |
|---|---|---|
| Revenue | $16.8M+25.9% | $13.4M |
| Cost of Revenue | $9.8M+23.6% | $7.9M |
| Gross Profit | $7.1M+29.2% | $5.5M |
| SG&A Expenses | $2.1M+139.7% | $873K |
| Operating Income | $754K-29.1% | $1.1M |
| Interest Expense | $32K-20.9% | $41K |
| Income Tax | $209K-23.7% | $274K |
| Net Income | $678K-17.7% | $824K |
| EPS (Diluted) | $0.35 | $0.04 |
Not reported in any period shown, so not listed: R&D Expenses.
CRE Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 |
|---|---|---|
| Total Assets | $14.9M+103.0% | $7.3M |
| Current Assets | $10.9M+100.3% | $5.5M |
| Cash & Equivalents | $7.0M+294.3% | $1.8M |
| Accounts Receivable | $2.9M+19.5% | $2.4M |
| Total Liabilities | $8.3M+36.7% | $6.1M |
| Current Liabilities | $6.9M+24.1% | $5.6M |
| Total Equity | $6.6M+418.4% | $1.3M |
| Retained Earnings | $1.3M+100.9% | $671K |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
CRE Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 |
|---|---|---|
| Operating Cash Flow | $1.5M+64.9% | $899K |
| Capital Expenditures | $92K+431.4% | $17K |
| Free Cash Flow | $1.4M+57.7% | $881K |
| Investing Cash Flow | -$91K-424.8% | -$17K |
| Financing Cash Flow | $3.9M+488.8% | -$995K |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
CRE Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 |
|---|---|---|
| Gross Margin | 41.9%+1.1pp | 40.8% |
| Operating Margin | 4.5%-3.5pp | 8.0% |
| Net Margin | 4.0%-2.1pp | 6.2% |
| Return on Equity | 10.3%-54.4pp | 64.6% |
| Return on Assets | 4.5%-6.7pp | 11.2% |
| Current Ratio | 1.57+0.6x | 0.98 |
| Debt-to-Equity | 1.26-3.5x | 4.76 |
| FCF Margin | 8.3%+1.7pp | 6.6% |
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Where CRE8 ENTERPRISE LTD Ranks
Frequently Asked Questions
What is CRE8 ENTERPRISE LTD's annual revenue?
CRE8 ENTERPRISE LTD (CRE) reported $16.8M in total revenue for fiscal year 2025. This represents a 25.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is CRE8 ENTERPRISE LTD's revenue growing?
CRE8 ENTERPRISE LTD (CRE) revenue grew by 25.9% year-over-year, from $13.4M to $16.8M in fiscal year 2025.
Is CRE8 ENTERPRISE LTD profitable?
Yes, CRE8 ENTERPRISE LTD (CRE) reported a net income of $678K in fiscal year 2025, with a net profit margin of 4.0%.
What is CRE8 ENTERPRISE LTD's EBITDA?
CRE8 ENTERPRISE LTD (CRE) had EBITDA of $803K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is CRE8 ENTERPRISE LTD's gross margin?
CRE8 ENTERPRISE LTD (CRE) had a gross margin of 41.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is CRE8 ENTERPRISE LTD's operating margin?
CRE8 ENTERPRISE LTD (CRE) had an operating margin of 4.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is CRE8 ENTERPRISE LTD's net profit margin?
CRE8 ENTERPRISE LTD (CRE) had a net profit margin of 4.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is CRE8 ENTERPRISE LTD's return on equity (ROE)?
CRE8 ENTERPRISE LTD (CRE) has a return on equity of 10.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is CRE8 ENTERPRISE LTD's free cash flow?
CRE8 ENTERPRISE LTD (CRE) generated $1.4M in free cash flow during fiscal year 2025. This represents a 57.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is CRE8 ENTERPRISE LTD's operating cash flow?
CRE8 ENTERPRISE LTD (CRE) generated $1.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are CRE8 ENTERPRISE LTD's total assets?
CRE8 ENTERPRISE LTD (CRE) had $14.9M in total assets as of fiscal year 2025, including both current and long-term assets.
What are CRE8 ENTERPRISE LTD's capital expenditures?
CRE8 ENTERPRISE LTD (CRE) invested $92K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is CRE8 ENTERPRISE LTD's current ratio?
CRE8 ENTERPRISE LTD (CRE) had a current ratio of 1.57 as of fiscal year 2025, which is generally considered healthy.
What is CRE8 ENTERPRISE LTD's debt-to-equity ratio?
CRE8 ENTERPRISE LTD (CRE) had a debt-to-equity ratio of 1.26 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is CRE8 ENTERPRISE LTD's return on assets (ROA)?
CRE8 ENTERPRISE LTD (CRE) had a return on assets of 4.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is CRE8 ENTERPRISE LTD's Altman Z-Score?
CRE8 ENTERPRISE LTD (CRE) has an Altman Z-Score of 2.12, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is CRE8 ENTERPRISE LTD's Piotroski F-Score?
CRE8 ENTERPRISE LTD (CRE) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are CRE8 ENTERPRISE LTD's earnings high quality?
CRE8 ENTERPRISE LTD (CRE) has an earnings quality ratio of 2.19x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can CRE8 ENTERPRISE LTD cover its interest payments?
CRE8 ENTERPRISE LTD (CRE) has an interest coverage ratio of 23.37x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is CRE8 ENTERPRISE LTD?
CRE8 ENTERPRISE LTD (CRE) scores 62 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.