Source SEC Filings (10-K/10-Q)Data as of Jun 30, 2025Currency USDFYE June
Premium Catering (Holdings) Ltd. (PC) reported $3.3M in revenue
for fiscal year 2025, down 12.2% from the prior fiscal year.
This page shows its income statement, balance sheet, cash flow statement, and key financial ratios.
View 2 years of annual fundamentals and quarterly data, with year-over-year
growth rates and compound annual growth rates (CAGR).
All figures are derived from SEC filings (10-K and 10-Q reports).
Rhea AIPCFY2025
External financing, not operating improvement, is the dominant mechanic: it rebuilt liquidity while a small-revenue cost base expanded.
The balance sheet went from a working-capital squeeze to an 8.1x current ratio, but that repair was funded by $12.9M of financing cash flow rather than operations. With operating cash flow at -$11.4M and capital spending only $6K, the free-cash-flow collapse points to operating cash burn, not a one-time investment surge.
A higher gross margin of 24.8% despite lower revenue suggests the direct cost of serving sales improved, so the business was not unraveling at the product-delivery level. The real strain was overhead expansion: SG&A reached $5.6M, far above gross profit of $831K.
This remains a capital-light setup—capex was only $6K and inventory about $19K—so cash needs come from losses, not asset upkeep. External funding dependence is the key operating fact: it left cash at $1.5M while long-term debt fell to $7K, making the balance sheet look healthier than the underlying cash generation.
Financial Health Signals
Financial Health Score41/100
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Premium Catering (Holdings) Ltd.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Profitability
19
Premium Catering (Holdings) Ltd.'s reported operating margin for fiscal year 2025 is below the lowest share of revenue this page publishes, so the figure is not shown here. This dimension scores 19/100.
Growth
9
Premium Catering (Holdings) Ltd.'s revenue declined 12.2% year-over-year, from $3.8M to $3.3M. This contraction results in a growth score of 9/100.
Leverage
90
Premium Catering (Holdings) Ltd. carries a low D/E ratio of 0.00, meaning only $0.00 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 90/100, indicating a strong balance sheet with room for future borrowing.
Liquidity
95
With a current ratio of 8.05, Premium Catering (Holdings) Ltd. holds $8.05 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 95/100.
Cash Flow
5
Premium Catering (Holdings) Ltd.'s reported free cash flow margin for fiscal year 2025 is below the lowest share of revenue this page publishes, so the figure is not shown here. This dimension scores 5/100.
Returns
26
Premium Catering (Holdings) Ltd. posts a -52.1% return on equity (ROE), meaning it loses $52 for every $100 of shareholders' equity. This results in a returns score of 26/100.
Altman Z-ScoreSafe
5.75
Premium Catering (Holdings) Ltd. scores 5.75, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($16.7M) relative to total liabilities ($1.4M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Piotroski F-ScoreWeak
3/9
Premium Catering (Holdings) Ltd. passes 3 of 9 financial strength tests. No profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
Earnings QualityNo Cash Backing
N/A
Premium Catering (Holdings) Ltd. reported a net loss of $4.2M while operations used $11.4M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Interest CoverageAt Risk
N/A
Premium Catering (Holdings) Ltd. reported an operating loss of $4.8M against $76K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Premium Catering (Holdings) Ltd. generated $3.3M in revenue in fiscal year 2025. This represents a decrease of 12.2% from the prior year.
EBITDA
-$4.7M
YoY-362.8%
Premium Catering (Holdings) Ltd.'s EBITDA was -$4.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 362.8% from the prior year.
Net Income
-$4.2M
YoY-291.4%
Premium Catering (Holdings) Ltd. reported -$4.2M in net income in fiscal year 2025. This represents a decrease of 291.4% from the prior year.
EPS (Diluted)
-$0.15
YoY-200.0%
Premium Catering (Holdings) Ltd. earned -$0.15 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 200.0% from the prior year.
Cash & Balance Sheet
Free Cash Flow
-$11.4M
YoY-2696.3%
Premium Catering (Holdings) Ltd. recorded an outflow of $11.4M in free cash flow in fiscal year 2025, representing a cash shortfall after capex. This represents a decrease of 2696.3% from the prior year.
Cash & Debt
$1.5M
YoY+5881.5%
Premium Catering (Holdings) Ltd. held $1.5M in cash against $7K in long-term debt as of fiscal year 2025.
Shares Outstanding
20M
YoY+25.0%
Premium Catering (Holdings) Ltd. had 20M shares outstanding in fiscal year 2025. This represents an increase of 25.0% from the prior year.
Dividends Per Share
Not reported for fiscal year 2025.
Margins & Returns
Gross Margin
24.8%
YoY+8.7pp
Premium Catering (Holdings) Ltd.'s gross margin was 24.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 8.7 percentage points from the prior year.
Return on Equity
-52.1%
Premium Catering (Holdings) Ltd.'s ROE was -52.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Operating Margin
Not shown for fiscal year 2025: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Net Margin
Not shown for fiscal year 2025: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Capital Allocation
Capital Expenditures
$6K
YoY-27.2%
Premium Catering (Holdings) Ltd. invested $6K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 27.2% from the prior year.
R&D Spending
Not reported for fiscal year 2025.
Share Buybacks
Not reported for fiscal year 2025.
PC Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
PC annual income statement
PC quarterly income statement
Metric
FY25
FY24
Revenue
$3.3M-12.2%
$3.8M
Cost of Revenue
$2.5M-21.3%
$3.2M
Gross Profit
$831K+35.1%
$615K
SG&A Expenses
$5.6M+234.9%
$1.7M
Operating Income
-$4.8M-338.9%
-$1.1M
Interest Expense
$76K-37.6%
$122K
Income Tax
N/A
$1K
Net Income
-$4.2M-291.4%
-$1.1M
EPS (Diluted)
-$0.15-200.0%
-$0.05
Metric
Q4'25
Q2'25
Q4'24
Not reported in any period shown, so not listed: R&D Expenses.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, Interest Expense, Income Tax, Net Income, EPS (Diluted).
PC Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
PC annual balance sheet
PC quarterly balance sheet
Metric
FY25
FY24
Total Assets
$9.6M+95.3%
$4.9M
Current Assets
$9.0M+769.0%
$1.0M
Cash & Equivalents
$1.5M+5881.5%
$25K
Inventory
$19K+12.0%
$17K
Accounts Receivable
$279K-11.6%
$316K
Total Liabilities
$1.4M-75.8%
$6.0M
Current Liabilities
$1.1M-70.3%
$3.8M
Long-Term Debt
$7K-97.1%
$239K
Total Equity
$8.1M+857.5%
-$1.1M
Retained Earnings
-$5.8M-285.3%
-$1.5M
Metric
Q4'25
Q2'25
Q4'24
Total Assets
$9.6M+13.6%
$8.4M+71.9%
$4.9M
Current Assets
$9.0M+48.9%
$6.0M+483.5%
$1.0M
Cash & Equivalents
$1.5M-21.9%
$1.9M+7560.7%
$25K
Inventory
$19K-51.8%
$40K+132.6%
$17K
Accounts Receivable
$279K-1.9%
$285K-9.9%
$316K
Total Liabilities
$1.4M-66.4%
$4.3M-28.0%
$6.0M
Current Liabilities
$1.1M-58.9%
$2.7M-27.8%
$3.8M
Long-Term Debt
$7K-84.7%
$45K-81.1%
$239K
Total Equity
$8.1M+97.2%
$4.1M+484.1%
-$1.1M
Retained Earnings
-$5.8M-130.6%
-$2.5M-67.1%
-$1.5M
Not reported in any period shown, so not listed: Goodwill.
Not reported in any period shown, so not listed: Goodwill.
PC Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
PC annual cash flow statement
PC quarterly cash flow statement
Metric
FY25
FY24
Operating Cash Flow
-$11.4M-2650.7%
$446K
Capital Expenditures
$6K-27.2%
$8K
Free Cash Flow
-$11.4M-2696.3%
$439K
Investing Cash Flow
-$6K-113.0%
$43K
Financing Cash Flow
$12.9M+2438.1%
-$551K
Metric
Q4'25
Q2'25
Q4'24
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
Not reported in any period shown, so not listed: Operating Cash Flow, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
PC Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
PC annual financial ratios
PC quarterly financial ratios
Metric
FY25
FY24
Gross Margin
24.8%+8.7pp
16.1%
Operating Margin
-143.9%
-28.8%
Net Margin
-126.6%
-28.4%
Return on Equity
-52.1%
N/A
Return on Assets
-44.2%-22.2pp
-22.1%
Current Ratio
8.05+7.8x
0.28
Debt-to-Equity
0.00
N/A
FCF Margin
-340.5%
11.5%
Metric
Q4'25
Q2'25
Q4'24
Current Ratio
8.05+5.8x
2.22+1.9x
0.28
Debt-to-Equity
0.000.0x
0.01
N/A
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin, FCF Margin.
What is Premium Catering (Holdings) Ltd.'s annual revenue?
Premium Catering (Holdings) Ltd. (PC) reported $3.3M in total revenue for fiscal year 2025. This represents a -12.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Premium Catering (Holdings) Ltd.'s revenue growing?
Premium Catering (Holdings) Ltd. (PC) revenue declined by 12.2% year-over-year, from $3.8M to $3.3M in fiscal year 2025.
Is Premium Catering (Holdings) Ltd. profitable?
No, Premium Catering (Holdings) Ltd. (PC) reported a net income of -$4.2M in fiscal year 2025.
What is Premium Catering (Holdings) Ltd.'s earnings per share (EPS)?
Premium Catering (Holdings) Ltd. (PC) reported diluted earnings per share of -$0.15 for fiscal year 2025. This represents a -200.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Premium Catering (Holdings) Ltd.'s EBITDA?
Premium Catering (Holdings) Ltd. (PC) had EBITDA of -$4.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Premium Catering (Holdings) Ltd. have?
As of fiscal year 2025, Premium Catering (Holdings) Ltd. (PC) had $1.5M in cash and equivalents against $7K in long-term debt.
What is Premium Catering (Holdings) Ltd.'s gross margin?
Premium Catering (Holdings) Ltd. (PC) had a gross margin of 24.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Premium Catering (Holdings) Ltd.'s return on equity (ROE)?
Premium Catering (Holdings) Ltd. (PC) has a return on equity of -52.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Premium Catering (Holdings) Ltd.'s free cash flow?
Premium Catering (Holdings) Ltd. (PC) recorded an outflow of $11.4M in free cash flow during fiscal year 2025. This represents a -2696.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Premium Catering (Holdings) Ltd.'s operating cash flow?
Premium Catering (Holdings) Ltd. (PC) recorded an outflow of $11.4M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Premium Catering (Holdings) Ltd.'s total assets?
Premium Catering (Holdings) Ltd. (PC) had $9.6M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Premium Catering (Holdings) Ltd.'s capital expenditures?
Premium Catering (Holdings) Ltd. (PC) invested $6K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How many shares does Premium Catering (Holdings) Ltd. have outstanding?
Premium Catering (Holdings) Ltd. (PC) had 20M shares outstanding as of fiscal year 2025.
What is Premium Catering (Holdings) Ltd.'s current ratio?
Premium Catering (Holdings) Ltd. (PC) had a current ratio of 8.05 as of fiscal year 2025, which is generally considered healthy.
What is Premium Catering (Holdings) Ltd.'s debt-to-equity ratio?
Premium Catering (Holdings) Ltd. (PC) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Premium Catering (Holdings) Ltd.'s return on assets (ROA)?
Premium Catering (Holdings) Ltd. (PC) had a return on assets of -44.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Premium Catering (Holdings) Ltd.'s cash runway?
Based on fiscal year 2025 data, Premium Catering (Holdings) Ltd. (PC) had $1.5M in cash against an annual operating cash burn of $11.4M. This gives an estimated cash runway of approximately 2 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Premium Catering (Holdings) Ltd.'s Altman Z-Score?
Premium Catering (Holdings) Ltd. (PC) has an Altman Z-Score of 5.75, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Premium Catering (Holdings) Ltd.'s Piotroski F-Score?
Premium Catering (Holdings) Ltd. (PC) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Premium Catering (Holdings) Ltd.'s earnings high quality?
Premium Catering (Holdings) Ltd. (PC) reported a net loss of $4.2M while operations used $11.4M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Premium Catering (Holdings) Ltd. cover its interest payments?
Premium Catering (Holdings) Ltd. (PC) reported an operating loss of $4.8M against $76K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Premium Catering (Holdings) Ltd.?
Premium Catering (Holdings) Ltd. (PC) scores 41 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.
