Farmmi, Inc. (FAMI) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 21, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Feb 10, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FAMI SEC filings page.
Farmmi, Inc. (FAMI) reported $28.0M in revenue for fiscal year 2025, down 56.4% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Farmmi operates on razor-thin product margins, while 2025's large reported loss and positive cash flow reveal unusually volatile earnings quality.
The 2025 net loss of$53.1M coexisted with operating cash flow of$52.5M , after both measures were negative in FY2024; this divergence means reported earnings and cash generation were measuring very different things. Accounts receivable fell from$32.5M to$13.1M , consistent with working-capital conversion helping cash even as operations reported a loss.
Revenue fell to
Assets were
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Farmmi, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Farmmi, Inc.'s reported operating margin for fiscal year 2025 is below the lowest share of revenue this page publishes, so the figure is not shown here. This dimension scores 9/100.
Farmmi, Inc.'s revenue declined 56.4% year-over-year, from $64.1M to $28.0M. This contraction results in a growth score of 1/100.
Farmmi, Inc. carries a low D/E ratio of 0.01, meaning only $0.01 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 87/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 9.35, Farmmi, Inc. holds $9.35 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 97/100.
Farmmi, Inc.'s reported free cash flow margin for fiscal year 2025 is above the highest share of revenue this page publishes, so the figure is not shown here. This dimension scores 99/100.
Farmmi, Inc. posts a -42.8% return on equity (ROE), meaning it loses $43 for every $100 of shareholders' equity. This results in a returns score of 14/100. This is down from -2.7% the prior year.
Farmmi, Inc. scores -0.66, below the 1.81 distress threshold. The score is pulled down most by an operating loss of $56.1M against total assets of $147.0M. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Farmmi, Inc. passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.
Farmmi, Inc. reported a net loss of $53.1M while generating $52.5M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Farmmi, Inc. reported an operating loss of $56.1M against $149K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Farmmi, Inc. generated $28.0M in revenue in fiscal year 2025. This represents a decrease of 56.4% from the prior year.
Farmmi, Inc.'s EBITDA was -$55.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 5715.9% from the prior year.
Farmmi, Inc. reported a net loss of $53.1M in fiscal year 2025. The change from the prior year is not meaningful, because that figure was zero or negative.
Cash & Balance Sheet
Farmmi, Inc. generated $52.4M in free cash flow in fiscal year 2025, representing cash available after capex. The change from the prior year is not meaningful, because that figure was zero or negative.
Farmmi, Inc. held $804K in cash against $1.8M in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Farmmi, Inc.'s gross margin was 2.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 3.2 percentage points from the prior year.
Farmmi, Inc.'s ROE was -42.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 40.0 percentage points from the prior year.
Not shown for fiscal year 2025: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Not shown for fiscal year 2025: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Capital Allocation
Farmmi, Inc. invested $17K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 43.4% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
FAMI Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $28.0M-56.4% | $64.1M-41.9% | $110.4M+11.2% | $99.2M+152.5% | $39.3M+38.5% | $28.4M0.0% | $28.4M-4.9% | $29.8M+11.8% | $26.7M+28.7% | $20.7M |
| Cost of Revenue | $27.2M-54.9% | $60.3M-43.2% | $106.1M+13.1% | $93.8M+174.4% | $34.2M+44.1% | $23.7M0.0% | $23.7M-4.2% | $24.8M+11.8% | $22.1M+27.5% | $17.4M |
| Gross Profit | $802K-79.3% | $3.9M-9.6% | $4.3M-21.2% | $5.4M+6.4% | $5.1M+9.8% | $4.7M0.0% | $4.7M-8.2% | $5.1M+12.0% | $4.5M+35.3% | $3.3M |
| SG&A Expenses | $2.6M+4.1% | $2.5M+18.4% | $2.1M-48.4% | $4.1M+45.6% | $2.8M+117.1% | $1.3M0.0% | $1.3M-9.3% | $1.4M+57.5% | $915K+131.3% | $396K |
| Operating Income | -$56.1M-7152.6% | $796K-61.0% | $2.0M+116.6% | $942K-67.0% | $2.9M+25.8% | $2.3M0.0% | $2.3M-26.3% | $3.1M-11.3% | $3.5M+20.9% | $2.9M |
| EBITDA | -$55.9M-5715.9% | $996K-55.6% | $2.2M+96.2% | $1.1M-60.9% | $2.9M+25.3% | $2.3M+1.2% | $2.3M-25.8% | $3.1M-11.1% | $3.5M+20.9% | $2.9M |
| Interest Expense | $149K-78.7% | $700K+7.6% | $651K+385.2% | $134K+81.6% | $74K-56.2% | $169K0.0% | $169K+9.2% | $154K-26.2% | $209K-16.6% | $251K |
| Income Tax | $42-84.1% | $264-99.9% | $313Kn/m | -$118Kn/m | -$26K-252.6% | $17K-43.8% | $30K+229.0% | $9K+56.4% | $6K-97.8% | $269K |
| Net Income | -$53.1Mn/m | -$4.7M-283.0% | $2.5M+14.4% | $2.2M-5.6% | $2.4M+189.7% | $813K0.0% | $813K-74.8% | $3.2M-1.5% | $3.3M+41.4% | $2.3M |
| EPS (Basic) | -$28.92 | -$7.88-193.7% | $8.41 | $0.77 | $4.58 | $1.25n/m | -$0.03 | $0.29 | N/A | N/A |
| EPS (Diluted) | -$28.92 | -$7.88-318.3% | $3.61 | $0.77 | $4.51 | $1.25n/m | -$0.03 | $0.27 | N/A | N/A |
| Diluted Shares (Avg) | 2M | 590,694-16.1% | 704,406 | 3M | 522,276 | 649,7940.0% | 649,794 | 12M | N/A | N/A |
Not reported in any period shown, so not listed: R&D Expenses.
FAMI Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $147.0M-21.3% | $186.7M+6.8% | $174.8M+6.7% | $163.8M-1.1% | $165.7M+333.8% | $38.2M+25.3% | $30.5M+38.1% | $22.1M+59.5% | $13.8M | N/A |
| Current Assets | $93.1M-42.5% | $161.9M+2.4% | $158.2M+3.2% | $153.3M-1.3% | $155.3M+319.5% | $37.0M+24.6% | $29.7M+39.2% | $21.3M+55.3% | $13.7M | N/A |
| Cash & Equivalents | $804K+65.3% | $487K-96.2% | $12.8M-68.9% | $41.2M-30.5% | $59.3M+12195.3% | $482K+306.0% | $119K-97.6% | $4.9M+87.3% | $2.6M+5383.7% | $47K |
| Short-Term Investments | $0n/m | $0n/m | $0-100.0% | $6Kn/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0 |
| Inventory | $1.5M-71.9% | $5.5M+40.7% | $3.9M+444.7% | $716K-47.8% | $1.4M+1007.0% | $124K-91.5% | $1.5M-19.3% | $1.8M+13.6% | $1.6M | N/A |
| Accounts Receivable | $13.1M-59.7% | $32.5M+31.5% | $24.7M+50.9% | $16.4M-33.2% | $24.5M+133.2% | $10.5M-24.1% | $13.8M+60.7% | $8.6M+67.2% | $5.1M | N/A |
| Long-Term Investments | $200K-97.2% | $7.3M+7167.4% | $100K-28.9% | $141Kn/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0 |
| Total Liabilities | $23.2M+38.6% | $16.7M+30.4% | $12.8M+40.9% | $9.1M+85.9% | $4.9M-45.8% | $9.0M+10.9% | $8.1M+184.6% | $2.9M-10.3% | $3.2M | N/A |
| Current Liabilities | $10.0M-1.0% | $10.1M-6.1% | $10.7M+29.2% | $8.3M+99.9% | $4.1M-50.4% | $8.4M+2.7% | $8.1M+266.6% | $2.2M-12.2% | $2.5M | N/A |
| Non-Current Liabilities | $13.2M+98.6% | $6.7M+215.3% | $2.1M+160.8% | $809K+8.2% | $748K+11.8% | $669Kn/m | $0-100.0% | $640K-3.1% | $661K | N/A |
| Long-Term Debt | $1.8M-16.9% | $2.2M+31.8% | $1.7M+465.4% | $292K+105.5% | $142K | N/A | N/A | $640K-3.1% | $661K | N/A |
| Total Equity | $124.1M-27.0% | $170.0M+4.9% | $162.0M+4.7% | $154.7M-3.8% | $160.8M+451.5% | $29.2M+35.6% | $21.5M+17.2% | $18.3M+88.0% | $9.8M+33.9% | $7.3M |
| Retained Earnings | -$39.8M-400.7% | $13.2M-21.6% | $16.9M+13.4% | $14.9M+63.3% | $9.1M+34.8% | $6.8M+7.1% | $6.3M-9.7% | $7.0M+85.4% | $3.8M | N/A |
Not reported in any period shown, so not listed: Goodwill.
FAMI Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $52.5Mn/m | -$16.8Mn/m | -$75.8M-467.1% | $20.6Mn/m | -$52.9Mn/m | -$1.6Mn/m | -$10.8Mn/m | -$2.7M-235.9% | $2.0Mn/m | -$641K |
| Depreciation & Amortization | $200K0.0% | $200K0.0% | $200K0.0% | $200K+192.3% | $68K+4.9% | $65K+78.6% | $37K+46.8% | $25K+13.4% | $22K+16.1% | $19K |
| Stock-Based Compensation | N/A | $0n/m | $0-100.0% | $2.0M+59.2% | $1.3Mn/m | $0 | N/A | N/A | N/A | N/A |
| Capital Expenditures | $17K-43.4% | $29K+9279.0% | $314-89.3% | $3K-37.1% | $5K-97.2% | $165K+1141.2% | $13K-79.5% | $65K-2.7% | $67K+986.7% | $6K |
| Free Cash Flow | $52.4Mn/m | -$16.8Mn/m | -$75.8M-467.2% | $20.6Mn/m | -$52.9Mn/m | -$1.8Mn/m | -$10.8Mn/m | -$2.8M-243.9% | $1.9Mn/m | -$647K |
| Investing Cash Flow | -$59.7M-2986.5% | $2.1M-94.2% | $35.9Mn/m | -$42.0Mn/m | -$12.3Mn/m | -$247Kn/m | -$95Kn/m | -$65K-103.0% | $2.1Mn/m | -$1.5M |
| Financing Cash Flow | $7.6M+313.8% | $1.8M-83.4% | $11.0M-5.3% | $11.6M-90.5% | $122.4M+3723.4% | $3.2M-47.1% | $6.1M-1.2% | $6.1Mn/m | -$1.7M-180.2% | $2.1M |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
FAMI Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 2.9%-3.2pp | 6.0%+2.2pp | 3.9%-1.6pp | 5.5%-7.5pp | 13.0%-3.4pp | 16.4%0.0pp | 16.4%-0.6pp | 17.0%0.0pp | 17.0%+0.8pp | 16.1% |
| Operating Margin | -200.6% | 1.2%-0.6pp | 1.8%+0.9pp | 0.9%-6.3pp | 7.3%-0.7pp | 8.0%0.0pp | 8.0%-2.3pp | 10.3%-2.7pp | 13.0%-0.8pp | 13.9% |
| Net Margin | -189.8% | -7.3%-9.6pp | 2.3%+0.1pp | 2.2%-3.8pp | 6.0%+3.1pp | 2.9%0.0pp | 2.9%-7.9pp | 10.8%-1.5pp | 12.3%+1.1pp | 11.2% |
| Return on Equity | -42.8%-40.0pp | -2.7%-4.3pp | 1.6%+0.1pp | 1.4%0.0pp | 1.5%-1.3pp | 2.8%-1.0pp | 3.8%-13.8pp | 17.6%-16.0pp | 33.5%+1.8pp | 31.8% |
| Return on Assets | -36.1%-33.6pp | -2.5%-4.0pp | 1.5%+0.1pp | 1.4%-0.1pp | 1.4%-0.7pp | 2.1%-0.5pp | 2.7%-11.9pp | 14.6%-9.0pp | 23.6% | N/A |
| Current Ratio | 9.35-6.7x | 16.10+1.3x | 14.76-3.7x | 18.49-19.0x | 37.46+33.0x | 4.42+0.8x | 3.65-6.0x | 9.60+4.2x | 5.43 | N/A |
| Debt-to-Equity | 0.010.0x | 0.010.0x | 0.010.0x | 0.000.0x | 0.00 | N/A | N/A | 0.030.0x | 0.07 | N/A |
| Liabilities-to-Equity | 0.19+0.1x | 0.100.0x | 0.080.0x | 0.060.0x | 0.03-0.3x | 0.31-0.1x | 0.38+0.2x | 0.16-0.2x | 0.33 | N/A |
| Asset Turnover | 0.19-0.2x | 0.34-0.3x | 0.630.0x | 0.61+0.4x | 0.24-0.5x | 0.74-0.2x | 0.93-0.4x | 1.35-0.6x | 1.93 | N/A |
| FCF Margin | 187.5% | -26.2%+42.4pp | -68.6%-89.4pp | 20.8% | -134.7% | -6.3%+31.8pp | -38.0%-28.7pp | -9.4%-16.6pp | 7.3%+10.4pp | -3.1% |
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Farmmi, Inc. FAMI | FY2025 | $28.0M | -$53.1M | N/A | $4.2M | 51/100 |
| Arcadia Biosciences, Inc. RKDA | FY2025 | $4.9M | -$2.3M | -48.1% | $369K | 46/100 |
| Natural Alternatives International Inc. NAII | FY2026 | $142.5M | -$20.7M | -14.5% | $7.5M | 23/100 |
| Nocera, Inc. NCRA | FY2025 | $11.0M | -$2.9M | -26.1% | $3.6M | 37/100 |
Where Farmmi, Inc. Ranks
Frequently Asked Questions
What is Farmmi, Inc.'s annual revenue?
Farmmi, Inc. (FAMI) reported $28.0M in total revenue for fiscal year 2025. This represents a -56.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Farmmi, Inc.'s revenue growing?
Farmmi, Inc. (FAMI) revenue declined by 56.4% year-over-year, from $64.1M to $28.0M in fiscal year 2025.
Is Farmmi, Inc. profitable?
No, Farmmi, Inc. (FAMI) reported a net loss of $53.1M in fiscal year 2025.
What is Farmmi, Inc.'s EBITDA?
Farmmi, Inc. (FAMI) had EBITDA of -$55.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Farmmi, Inc. have?
As of fiscal year 2025, Farmmi, Inc. (FAMI) had $804K in cash and equivalents against $1.8M in long-term debt.
What is Farmmi, Inc.'s gross margin?
Farmmi, Inc. (FAMI) had a gross margin of 2.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Farmmi, Inc.'s return on equity (ROE)?
Farmmi, Inc. (FAMI) has a return on equity of -42.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Farmmi, Inc.'s free cash flow?
Farmmi, Inc. (FAMI) generated $52.4M in free cash flow during fiscal year 2025. The change from the previous fiscal year is not meaningful, because that year’s figure was zero or negative. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Farmmi, Inc.'s operating cash flow?
Farmmi, Inc. (FAMI) generated $52.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Farmmi, Inc.'s total assets?
Farmmi, Inc. (FAMI) had $147.0M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Farmmi, Inc.'s capital expenditures?
Farmmi, Inc. (FAMI) invested $17K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Farmmi, Inc.'s current ratio?
Farmmi, Inc. (FAMI) had a current ratio of 9.35 as of fiscal year 2025, which is generally considered healthy.
What is Farmmi, Inc.'s debt-to-equity ratio?
Farmmi, Inc. (FAMI) had a debt-to-equity ratio of 0.01 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
What is Farmmi, Inc.'s liabilities-to-equity ratio?
Farmmi, Inc. (FAMI) had a liabilities-to-equity ratio of 0.19 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
What is Farmmi, Inc.'s return on assets (ROA)?
Farmmi, Inc. (FAMI) had a return on assets of -36.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Farmmi, Inc.'s P/E ratio?
Farmmi, Inc. (FAMI) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $4.2M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Farmmi, Inc.'s price-to-sales ratio?
Farmmi, Inc. (FAMI) trades at 0.1x sales, its market capitalization divided by $28.0M revenue, FY2025. The market capitalization is $4.2M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Farmmi, Inc.'s Altman Z-Score?
Farmmi, Inc. (FAMI) has an Altman Z-Score of -0.66, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Farmmi, Inc.'s Piotroski F-Score?
Farmmi, Inc. (FAMI) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Farmmi, Inc.'s earnings high quality?
Farmmi, Inc. (FAMI) reported a net loss of $53.1M while generating $52.5M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Farmmi, Inc. cover its interest payments?
Farmmi, Inc. (FAMI) reported an operating loss of $56.1M against $149K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Farmmi, Inc.?
Farmmi, Inc. (FAMI) scores 51 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is the average of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.