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Gatx Corp Financials

GATX
Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Gatx Corp (GATX) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Piotroski F-Score Neutral
4/9

Gatx Corp passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed
1.94x

For every $1 of reported earnings, Gatx Corp generates $1.94 in operating cash flow ($648.1M OCF vs $333.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$1.7B
YoY+9.8%
5Y CAGR+7.6%
10Y CAGR+1.8%

Gatx Corp generated $1.7B in revenue in fiscal year 2025. This represents an increase of 9.8% from the prior year.

EBITDA
N/A
Net Income
$333.3M
YoY+17.3%
5Y CAGR+17.1%
10Y CAGR+5.0%

Gatx Corp reported $333.3M in net income in fiscal year 2025. This represents an increase of 17.3% from the prior year.

EPS (Diluted)
$9.12
YoY+17.2%
5Y CAGR+16.4%
10Y CAGR+6.9%

Gatx Corp earned $9.12 per diluted share (EPS) in fiscal year 2025. This represents an increase of 17.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow
N/A
Cash & Debt
$743.0M
YoY+85.0%
5Y CAGR+20.5%
10Y CAGR+13.9%

Gatx Corp held $743.0M in cash against $12.5B in long-term debt as of fiscal year 2025.

Dividends Per Share
$2.44
YoY+5.2%
10Y CAGR+4.8%

Gatx Corp paid $2.44 per share in dividends in fiscal year 2025. This represents an increase of 5.2% from the prior year.

Shares Outstanding
36M
YoY-0.3%
5Y CAGR+0.2%
10Y CAGR-1.7%

Gatx Corp had 36M shares outstanding in fiscal year 2025. This represents a decrease of 0.3% from the prior year.

Margins & Returns

Gross Margin
N/A
Operating Margin
N/A
Net Margin
19.1%
YoY+1.2pp
5Y CAGR+6.6pp
10Y CAGR+5.0pp

Gatx Corp's net profit margin was 19.1% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.2 percentage points from the prior year.

Return on Equity
12.1%
YoY+0.5pp
5Y CAGR+4.4pp
10Y CAGR-3.9pp

Gatx Corp's ROE was 12.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
$65.0M
YoY+196.8%
10Y CAGR-6.4%

Gatx Corp spent $65.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 196.8% from the prior year.

Capital Expenditures
N/A

GATX Income Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Revenue $449.0M+2.2% $439.3M+2.0% $430.5M+2.1% $421.6M+2.0% $413.5M+2.0% $405.4M+4.8% $386.7M+1.8% $379.9M
Cost of Revenue N/A N/A N/A N/A N/A N/A N/A N/A
Gross Profit N/A N/A N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses $71.6M+8.2% $66.2M+13.7% $58.2M+2.8% $56.6M-12.4% $64.6M+12.9% $57.2M-2.4% $58.6M+4.8% $55.9M
Operating Income N/A N/A N/A N/A N/A N/A N/A N/A
Interest Expense N/A N/A $96.2M+1.4% $94.9M+3.7% $91.5M+2.9% $88.9M+7.4% $82.8M+6.4% $77.8M
Income Tax $9.1M-44.5% $16.4M-21.9% $21.0M+26.5% $16.6M+104.9% $8.1M-64.6% $22.9M+120.2% $10.4M-44.1% $18.6M
Net Income $97.0M+18.0% $82.2M+8.9% $75.5M-3.9% $78.6M+2.7% $76.5M-14.0% $89.0M+100.5% $44.4M-40.2% $74.3M
EPS (Diluted) N/A $2.25+9.2% $2.06-4.2% $2.15 N/A $2.43+100.8% $1.21-40.4% $2.03

GATX Balance Sheet

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Total Assets $18.0B+35.3% $13.3B+0.8% $13.2B+1.8% $13.0B+5.4% $12.3B-0.7% $12.4B+1.3% $12.2B+5.6% $11.6B
Current Assets N/A N/A N/A N/A N/A N/A N/A N/A
Cash & Equivalents $743.0M+6.7% $696.1M-7.8% $754.6M-0.3% $757.2M+88.5% $401.6M-20.3% $503.7M-38.8% $823.6M+71.9% $479.1M
Inventory N/A N/A N/A N/A N/A N/A N/A N/A
Accounts Receivable $207.2M N/A N/A N/A $199.1M N/A N/A N/A
Goodwill $126.3M+0.2% $126.1M-0.4% $126.6M+7.2% $118.1M+3.5% $114.1M-5.6% $120.9M+3.1% $117.3M-0.6% $118.0M
Total Liabilities $14.4B+35.7% $10.6B+0.5% $10.5B+1.1% $10.4B+5.7% $9.9B-0.9% $9.9B+0.6% $9.9B+6.7% $9.3B
Current Liabilities N/A N/A N/A N/A N/A N/A N/A N/A
Long-Term Debt $12.5B N/A N/A N/A $8.3B N/A N/A N/A
Total Equity $2.8B+1.2% $2.7B+1.8% $2.7B+4.7% $2.5B+4.5% $2.4B+0.1% $2.4B+4.0% $2.3B+0.8% $2.3B
Retained Earnings $3.5B+2.2% $3.4B+1.8% $3.3B+1.6% $3.3B+1.7% $3.2B+1.7% $3.2B+2.2% $3.1B+0.8% $3.1B

GATX Cash Flow Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Operating Cash Flow $144.3M-33.9% $218.3M+35.3% $161.3M+29.9% $124.2M-39.7% $206.0M+28.6% $160.2M+15.8% $138.3M+41.7% $97.6M
Capital Expenditures N/A N/A N/A N/A N/A N/A N/A N/A
Free Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Investing Cash Flow -$364.4M-26.8% -$287.4M-120.6% -$130.3M+44.5% -$234.7M+17.7% -$285.3M+34.0% -$432.4M-11.6% -$387.4M-24.3% -$311.6M
Financing Cash Flow $4.5B+42434.0% $10.6M+129.4% -$36.0M-107.8% $461.6M+2581.7% -$18.6M+62.9% -$50.2M-108.4% $594.3M+142.6% $245.0M
Dividends Paid $22.0M-0.5% $22.1M-0.5% $22.2M-5.5% $23.5M+12.4% $20.9M0.0% $20.9M-0.5% $21.0M-4.5% $22.0M
Share Buybacks $46.4M+2993.3% $1.5M-90.1% $15.2M+700.0% $1.9M+1800.0% $100K-99.2% $12.9M+200.0% $4.3M-6.5% $4.6M

GATX Financial Ratios

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Gross Margin N/A N/A N/A N/A N/A N/A N/A N/A
Operating Margin N/A N/A N/A N/A N/A N/A N/A N/A
Net Margin 21.6%+2.9pp 18.7%+1.2pp 17.5%-1.1pp 18.6%+0.1pp 18.5%-3.5pp 21.9%+10.5pp 11.5%-8.1pp 19.6%
Return on Equity 3.5%+0.5pp 3.0%+0.2pp 2.8%-0.3pp 3.1%-0.1pp 3.1%-0.5pp 3.6%+1.8pp 1.9%-1.3pp 3.2%
Return on Assets 0.5%-0.1pp 0.6%+0.0pp 0.6%-0.0pp 0.6%0.0pp 0.6%-0.1pp 0.7%+0.4pp 0.4%-0.3pp 0.6%
Current Ratio N/A N/A N/A N/A N/A N/A N/A N/A
Debt-to-Equity 4.55+0.7 3.89-0.1 3.94-0.1 4.09+0.7 3.39-0.7 4.08-0.1 4.22+0.2 3.98
FCF Margin N/A N/A N/A N/A N/A N/A N/A N/A

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Frequently Asked Questions

Gatx Corp (GATX) reported $1.7B in total revenue for fiscal year 2025. This represents a 9.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Gatx Corp (GATX) revenue grew by 9.8% year-over-year, from $1.6B to $1.7B in fiscal year 2025.

Yes, Gatx Corp (GATX) reported a net income of $333.3M in fiscal year 2025, with a net profit margin of 19.1%.

Gatx Corp (GATX) reported diluted earnings per share of $9.12 for fiscal year 2025. This represents a 17.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

As of fiscal year 2025, Gatx Corp (GATX) had $743.0M in cash and equivalents against $12.5B in long-term debt.

Gatx Corp (GATX) had a net profit margin of 19.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Gatx Corp (GATX) paid $2.44 per share in dividends during fiscal year 2025.

Gatx Corp (GATX) has a return on equity of 12.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Gatx Corp (GATX) generated $648.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Gatx Corp (GATX) had $18.0B in total assets as of fiscal year 2025, including both current and long-term assets.

Yes, Gatx Corp (GATX) spent $65.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Gatx Corp (GATX) had 36M shares outstanding as of fiscal year 2025.

Gatx Corp (GATX) had a debt-to-equity ratio of 4.55 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Gatx Corp (GATX) had a return on assets of 1.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Gatx Corp (GATX) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Gatx Corp (GATX) has an earnings quality ratio of 1.94x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

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