What is GLEN BURNIE BANCORP's earnings per share (EPS)?

GLEN BURNIE BANCORP (GLBZ) reported diluted earnings per share of -$0.04 for fiscal year 2024. This represents a -108.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

GLEN BURNIE BANCORP (GLBZ) Financials

GLBZ

FY2024 annual

Revenue $12.1M -8.6% YoY

Net Income -$112K -107.8% YoY

EPS (Diluted) -$0.04 -108.0% YoY

Free Cash Flow -$53K -104.3% YoY

Market Cap $12.6M as of Oct 12, 2026

Price / Sales 1.0x on $13.1M revenue, trailing 12 months to September 30, 2025

Price / Earnings 481x on $26K net income, trailing 12 months to September 30, 2025

Price / Book 0.6x on $20.7M equity, Q3 FY2025

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 12, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2025, ended Sep 30, 2025 Reported Nov 14, 2025 Currency USD FYE December

Newest figures come from the 10-Q for Q3 FY2025, filed Nov 14, 2025. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the GLBZ SEC filings page.

GLEN BURNIE BANCORP (GLBZ) reported $12.1M in revenue for fiscal year 2024, down 8.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI GLBZ FY2024 2026-10-04

Higher funding costs turned a low-return banking model from modestly profitable into a near-break-even business in FY2024.

In FY2024, the company reported a net loss of $112K while operating cash flow was only $28K, so reported profitability and cash generation nearly met at the bottom. Interest expense reached $4.3M, about 3.6x FY2023's level, while net income shifted to a loss, pointing to funding costs absorbing the earnings cushion rather than a cash-flow timing issue.

FY2024 liabilities were $341.1M against equity of $17.8M, leaving little capital relative to the balance-sheet scale. That equity base is below FY2020's $37.1M even though FY2024 assets reached $359.0M, so the balance sheet has not rebuilt its earlier cushion.

Free cash flow fell from $1.2M in FY2023 to a $53K outflow in FY2024, showing reported cash generation no longer replenished cash after investment. Dividends paid were $865K in FY2024 despite the loss, so distributions continued while earnings and free cash flow were both negative.

Financial Health Signals

Financial health score not available

GLEN BURNIE BANCORP does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

2/6

GLEN BURNIE BANCORP passes 2 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Mixed

N/A

GLEN BURNIE BANCORP reported a net loss of $112K while generating $28K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.4M

YoY+7.1%

QoQ+15.1%

5Y CAGR+0.9%

10Y CAGR-0.2%

GLEN BURNIE BANCORP generated $3.4M in revenue in Q3 2025. This represents an increase of 7.1% from the same quarter a year earlier. Against the prior quarter it is up 15.1%.

Net Income

$125K

YoY-3.0%

QoQ+159.1%

5Y CAGR-33.3%

10Y CAGR+31.7%

GLEN BURNIE BANCORP reported $125K in net income in Q3 2025. This represents a decrease of 3.0% from the same quarter a year earlier. Against the prior quarter it is up 159.1%.

EPS (Diluted)

$0.04

YoY0.0%

QoQ+157.1%

5Y CAGR-34.4%

GLEN BURNIE BANCORP earned $0.04 per diluted share (EPS) in Q3 2025. That is unchanged from the same quarter a year earlier. Against the prior quarter it is up 157.1%.

EBITDA

Not reported for Q3 2025.

Cash & Balance Sheet

Cash & Debt

$12.2M

YoY-45.6%

QoQ-3.5%

5Y CAGR-14.7%

GLEN BURNIE BANCORP held $12.2M in cash as of Q3 2025; long-term debt is not reported for that period.

Shares Outstanding

YoY+0.7%

QoQ+0.7%

5Y CAGR+0.5%

10Y CAGR+0.5%

GLEN BURNIE BANCORP had 3M shares outstanding in Q3 2025. This represents an increase of 0.7% from the same quarter a year earlier. Against the prior quarter it is up 0.7%.

Free Cash Flow

Not reported for Q3 2025.

Dividends Per Share

Not reported for Q3 2025.

Margins & Returns

Net Margin

3.7%

YoY-0.4pp

QoQ+10.8pp

5Y change-25.5pp

10Y change+3.5pp

GLEN BURNIE BANCORP's net profit margin was 3.7% in Q3 2025, showing the share of revenue converted to profit. This is down 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 10.8 percentage points.

Return on Equity

0.6%

YoY0.0pp

QoQ+1.7pp

5Y change-2.0pp

10Y change+0.6pp

GLEN BURNIE BANCORP's ROE was 0.6% in Q3 2025, measuring profit generated per dollar of shareholder equity. That is unchanged from the same quarter a year earlier. Against the prior quarter it is up 1.7 percentage points.

Gross Margin

Not reported for Q3 2025.

Operating Margin

Not reported for Q3 2025.

Capital Allocation

None of these metrics is reported for Q3 2025.

GLBZ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

GLBZ quarterly income statement

Metric	TTM	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Revenue	$13.1M	$12.1M-8.6%	$13.2M+0.2%	$13.2M+1.1%	$13.1M-0.7%	$13.2M-5.2%	$13.9M-1.6%	$14.1M+8.9%	$13.0M+1.7%	$12.7M-10.4%	$14.2M-3.0%	$14.7M+0.2%	$14.6M+1.6%	$14.4M-7.4%	$15.5M+5.1%	$14.8M
SG&A Expenses	N/A	$6.6M-1.9%	$6.7M+4.7%	$6.4M-1.5%	$6.5M-3.5%	$6.7M-1.2%	$6.8M+3.5%	$6.6M+6.9%	$6.2M-0.8%	$6.2M-43.2%	$10.9M-4.2%	$11.4M+2.7%	$11.1M+2.9%	$10.8M-2.9%	$11.1M-0.6%	$11.2M
Interest Expense	$4.5M	$4.3M+255.3%	$1.2M+40.9%	$853K-20.6%	$1.1M-29.1%	$1.5M-21.4%	$1.9M-8.3%	$2.1M+8.5%	$1.9M-8.8%	$2.1M-11.2%	$2.4M-5.7%	$2.5M-4.8%	$2.7M-18.2%	$3.3M-11.6%	$3.7M-30.5%	$5.3M
Income Tax	N/A	-$525K-829.2%	$72K-70.0%	$240K-58.4%	$577K+17.5%	$491K+8.6%	$452K+247.7%	$130K-85.8%	$913K+1200.0%	-$83K-133.9%	$245K-20.6%	$309K-51.3%	$634K-5.9%	$674K-12.2%	$767K+58.1%	$486K
Net Income	$26K	-$112K-107.8%	$1.4M-18.1%	$1.7M-30.6%	$2.5M+50.9%	$1.7M+4.3%	$1.6M+1.0%	$1.6M+73.8%	$911K-17.3%	$1.1M-18.6%	$1.4M-29.3%	$1.9M-26.8%	$2.6M-1.9%	$2.7M-11.0%	$3.0M+45.0%	$2.1M
EPS (Basic)	N/A	-$0.04-108.0%	$0.50-18.0%	$0.61-30.7%	$0.88+49.2%	$0.59+3.5%	$0.57+1.8%	$0.56+69.7%	$0.33-17.5%	$0.40-18.4%	$0.49-29.0%	$0.69-27.4%	$0.95-3.1%	$0.98-10.9%	$1.10+44.7%	$0.76
EPS (Diluted)	$0.00	-$0.04-108.0%	$0.50-18.0%	$0.61-30.7%	$0.88+49.2%	$0.59	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Revenue	$3.4M+7.1%	$3.0M-2.3%	$2.8M-1.2%	$4.0M+15.1%	$3.2M-2.8%	$3.0M-9.7%	$2.8M-18.2%	$3.4M-0.7%
SG&A Expenses	$1.9M+12.8%	$2.0M+26.5%	$1.8M+12.9%	N/A	$1.7M-2.2%	$1.6M-5.9%	$1.6M-4.7%	N/A
Interest Expense	$1.1M-2.8%	$1.1M+3.1%	$1.1M+28.0%	$1.2M+119.1%	$1.1M+185.9%	$1.1M+623.5%	$833K+678.5%	$544K+353.3%
Income Tax	-$38K+24.0%	-$163K+13.8%	-$29K+87.5%	N/A	-$50K-284.6%	-$189K-856.0%	-$232K-369.8%	N/A
Net Income	$125K-3.0%	-$212K-3.9%	$153K+4743.9%	-$40K-124.0%	$129K-76.6%	-$204K-174.2%	$3K-99.3%	$167K-79.9%
EPS (Basic)	$0.040.0%	-$0.070.0%	$0.05	-$0.02-133.3%	$0.04-78.9%	-$0.07-170.0%	$0.00-100.0%	$0.06-79.3%
EPS (Diluted)	$0.040.0%	-$0.070.0%	$0.05	-$0.02-133.3%	$0.04-78.9%	-$0.07-170.0%	$0.00-100.0%	$0.06-79.3%
Diluted Shares (Avg)	3M+0.8%	3M+0.3%	3M+0.5%	N/A	3M+0.8%	3M+0.7%	3M+0.6%	N/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

GLBZ Balance Sheet

GLBZ quarterly balance sheet

Metric	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Total Assets	$359.0M+2.0%	$351.8M-7.8%	$381.4M-13.7%	$442.1M+5.4%	$419.5M+9.0%	$384.9M-6.8%	$413.0M+6.1%	$389.4M+0.3%	$388.4M-0.5%	$390.6M-1.0%	$394.6M+4.6%	$377.2M-2.6%	$387.4M+6.1%	$365.3M+5.2%	$347.1M
Cash & Equivalents	$24.5M+60.5%	$15.2M-49.4%	$30.1M-51.6%	$62.2M+67.6%	$37.1M+179.1%	$13.3M-16.7%	$16.0M+26.6%	$12.6M+18.7%	$10.6M-14.1%	$12.4M-6.8%	$13.3M+21.2%	$11.0M-41.2%	$18.6M+87.2%	$10.0M+10.6%	$9.0M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$341.1M+2.6%	$332.5M-9.0%	$365.4M-10.1%	$406.4M+6.3%	$382.4M+9.5%	$349.3M-7.8%	$379.0M+6.6%	$355.4M+0.2%	$354.6M-0.5%	$356.4M-1.2%	$360.8M+4.4%	$345.6M-2.3%	$353.9M+5.9%	$334.0M+4.2%	$320.7M
Long-Term Debt	N/A	N/A	N/A	$10.0M	$0	$0	$0	$0-100.0%	$10.0M-50.0%	$20.0M0.0%	$20.0M0.0%	$20.0M0.0%	$20.0M0.0%	$20.0M0.0%	$20.0M
Total Equity	$17.8M-7.8%	$19.3M+20.4%	$16.1M-55.1%	$35.7M-3.7%	$37.1M+4.0%	$35.7M+4.8%	$34.1M0.0%	$34.0M+0.7%	$33.8M-1.1%	$34.2M+1.0%	$33.8M+7.1%	$31.6M-6.0%	$33.6M+7.6%	$31.2M+18.5%	$26.3M
Retained Earnings	$22.9M-4.1%	$23.9M+1.2%	$23.6M+2.6%	$23.0M-0.4%	$23.1M+2.4%	$22.5M+2.1%	$22.1M+2.1%	$21.6M-0.5%	$21.7M-0.1%	$21.7M+2.9%	$21.1M+4.0%	$20.3M+8.1%	$18.8M+9.1%	$17.2M+12.5%	$15.3M

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Total Assets	$351.8M-4.5%	$350.7M-1.4%	$358.0M-3.2%	$359.0M+2.0%	$368.4M+3.7%	$355.7M-2.2%	$369.9M+1.8%	$351.8M-7.8%
Cash & Equivalents	$12.2M-45.6%	$12.7M-24.5%	$23.7M-44.5%	$24.5M+60.5%	$22.5M+54.7%	$16.8M+42.9%	$42.6M+192.1%	$15.2M-49.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$317K	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$331.1M-4.6%	$331.8M-1.9%	$338.8M-3.7%	$341.1M+2.6%	$347.2M+1.5%	$338.2M-2.3%	$351.7M+1.9%	$332.5M-9.0%
Total Equity	$20.7M-2.0%	$18.9M+8.4%	$19.2M+5.8%	$17.8M-7.8%	$21.2M+60.8%	$17.5M+1.2%	$18.1M-0.6%	$19.3M+20.4%
Retained Earnings	$22.9M+0.1%	$22.8M-1.1%	$23.0M-2.3%	$22.9M-4.1%	$22.9M-4.4%	$23.1M-2.7%	$23.6M-0.6%	$23.9M+1.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

GLBZ Cash Flow Statement

GLBZ quarterly cash flow statement

Metric	TTM	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Operating Cash Flow	-$1.9M	$28K-98.0%	$1.4M-37.1%	$2.2M-39.1%	$3.7M+128.2%	$1.6M-46.5%	$3.0M-27.7%	$4.1M+12.6%	$3.7M+42.1%	$2.6M+20.9%	$2.1M-15.1%	$2.5M-38.7%	$4.1M+0.6%	$4.1M-7.2%	$4.4M-11.7%	$5.0M
Depreciation & Amortization	N/A	$238K+4.8%	$227K-77.2%	$994K-0.1%	$995K+1586.4%	$59K-93.7%	$932K-12.8%	$1.1M+15.6%	$925K-22.3%	$1.2M+4.5%	$1.1M+40.3%	$812K-31.6%	$1.2M-30.8%	$1.7M+31.0%	$1.3M+30.9%	$1.0M
Capital Expenditures	N/A	$81K-46.7%	$152K-40.6%	$256K-10.8%	$287K-49.9%	$573K+70.5%	$336K+60.8%	$209K+2.0%	$205K-37.5%	$328K+262.9%	$90K-79.6%	$443K+68.5%	$263K+43.9%	$183K-55.7%	$412K+9.0%	$378K
Free Cash Flow	N/A	-$53K-104.3%	$1.2M-36.7%	$2.0M-41.6%	$3.4M+227.4%	$1.0M-61.3%	$2.7M-32.4%	$3.9M+13.3%	$3.5M+53.6%	$2.3M+10.2%	$2.0M-1.4%	$2.1M-46.0%	$3.8M-1.5%	$3.9M-2.2%	$4.0M-13.4%	$4.6M
Investing Cash Flow	$6.9M	$847K-95.2%	$17.7M+151.8%	$7.0M+650.1%	-$1.3M+87.1%	-$9.9M-137.5%	$26.3M+214.4%	-$23.0M-1243.5%	-$1.7M-20.1%	-$1.4M	N/A	N/A	N/A	-$14.3M+10.5%	-$16.0M-1246.7%	$1.4M
Financing Cash Flow	-$15.2M	$8.3M+124.6%	-$33.9M+17.9%	-$41.3M-282.0%	$22.7M-29.2%	$32.1M+200.3%	-$32.0M-243.9%	$22.2M+88864.0%	$25K+100.9%	-$2.9M	N/A	N/A	N/A	$18.9M+50.6%	$12.6M+242.3%	-$8.8M
Dividends Paid	N/A	$865K-24.7%	$1.1M+0.5%	$1.1M+0.4%	$1.1M+0.4%	$1.1M+0.5%	$1.1M+0.5%	$1.1M+0.4%	$1.1M+0.4%	$1.1M+8.7%	$1.0M-7.1%	$1.1M+33.9%	$822K-39.7%	$1.4M+30.6%	$1.0M-2.9%	$1.1M

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Operating Cash Flow	-$862K-273.4%	$55K-60.7%	-$411K-445.4%	-$728K-227.5%	$497K+2260.9%	$140K-77.5%	$119K-48.3%	$571K-54.0%
Depreciation & Amortization	$92K-2.1%	N/A	N/A	N/A	$94K	$46K-59.3%	$104K+1.0%	N/A
Capital Expenditures	N/A	N/A	N/A	-$50K+108.3%	-$16K-89.1%	$113K-51.3%	$34K-20.9%	$24K-4.0%
Free Cash Flow	N/A	N/A	N/A	-$778K-242.2%	$481K+382.9%	$27K-93.1%	$85K-54.5%	$547K-55.1%
Investing Cash Flow	$1.7M+156.2%	-$4.1M+66.6%	$1.6M-81.4%	$7.8M-23.3%	-$3.0M-139.9%	-$12.4M-179.7%	$8.4M+87.5%	$10.2M-6.4%
Financing Cash Flow	-$1.2M-115.3%	-$6.9M+49.0%	-$1.9M-110.2%	-$5.1M+49.3%	$8.1M+275.5%	-$13.6M-1528.0%	$18.9M+193.6%	-$10.0M+72.3%
Dividends Paid	N/A	N/A	N/A	-$1K-100.3%	$289K+0.3%	$290K+1.4%	$287K0.0%	$288K+0.7%

Not reported in any period shown, so not listed: Stock-Based Compensation, Share Buybacks.

GLBZ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

GLBZ quarterly financial ratios

Metric	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Net Margin	-0.9%-11.7pp	10.8%-2.4pp	13.2%-6.0pp	19.3%+6.6pp	12.7%+1.2pp	11.5%+0.3pp	11.2%+4.2pp	7.0%-1.6pp	8.6%-0.9pp	9.5%-3.5pp	13.1%-4.8pp	17.9%-0.7pp	18.5%-0.7pp	19.3%+5.3pp	14.0%
Return on Equity	-0.6%-8.0pp	7.4%-3.5pp	10.9%+3.8pp	7.0%+2.5pp	4.5%0.0pp	4.5%-0.2pp	4.7%+2.0pp	2.7%-0.6pp	3.3%-0.7pp	4.0%-1.7pp	5.7%-2.6pp	8.3%+0.4pp	7.9%-1.7pp	9.6%+1.8pp	7.8%
Return on Assets	0.0%-0.4pp	0.4%0.0pp	0.5%-0.1pp	0.6%+0.2pp	0.4%0.0pp	0.4%0.0pp	0.4%+0.1pp	0.2%-0.1pp	0.3%-0.1pp	0.4%-0.1pp	0.5%-0.2pp	0.7%0.0pp	0.7%-0.1pp	0.8%+0.2pp	0.6%
Debt-to-Equity	19.15+1.9x	17.21-5.6x	22.76+22.5x	0.28+0.3x	0.000.0x	0.000.0x	0.000.0x	0.00-0.3x	0.30-0.3x	0.590.0x	0.590.0x	0.630.0x	0.600.0x	0.64-0.1x	0.76
Asset Turnover	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	-0.4%-9.9pp	9.4%-5.5pp	14.9%-10.9pp	25.8%+18.0pp	7.8%-11.3pp	19.1%-8.7pp	27.8%+1.1pp	26.8%+9.0pp	17.7%+3.3pp	14.4%+0.2pp	14.2%-12.2pp	26.3%-0.8pp	27.2%+1.5pp	25.7%-5.5pp	31.2%

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Net Margin	3.7%-0.4pp	-7.2%-0.4pp	5.5%+5.4pp	-1.0%-5.9pp	4.1%-12.8pp	-6.7%-14.9pp	0.1%-12.6pp	4.9%-19.1pp
Return on Equity	0.6%0.0pp	-1.1%+0.1pp	0.8%+0.8pp	-0.2%-1.1pp	0.6%-3.6pp	-1.2%-2.8pp	0.0%-2.4pp	0.9%-4.3pp
Return on Assets	0.0%0.0pp	-0.1%0.0pp	0.0%0.0pp	0.0%-0.1pp	0.0%-0.1pp	-0.1%-0.1pp	0.0%-0.1pp	0.1%-0.2pp
Debt-to-Equity	15.97-0.4x	17.52-1.8x	17.66-1.7x	19.15+1.9x	16.41-9.6x	19.36-0.7x	19.40+0.5x	17.21-5.6x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	N/A	N/A	N/A	-19.7%-35.6pp	15.2%+20.3pp	0.9%-10.7pp	3.0%-2.4pp	15.9%-19.3pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
GLEN BURNIE BANCORP GLBZ	FY2024	$12.1M	-$112K	-0.9%	$12.6M	—
SHF Holdings, Inc. SHFS	FY2025	$7.7M	-$2.2M	-28.2%	$441K	20/100
CARVER BANCORP INC CARV	FY2025	$22.2M	-$13.7M	-61.8%	$7.5M	—
Kentucky First Federal Bancorp KFFB	FY2025	$8.8M	$181K	2.1%	$46.5M	18/100
Marathon Bancorp, Inc. MBBC	FY2026	$9.0M	$1.8M	19.8%	$45.4M	36/100
OptimumBank Holdings, Inc. OPHC	FY2025	$49.4M	$16.6M	33.7%	$109.9M	63/100

Where GLEN BURNIE BANCORP Ranks

Frequently Asked Questions

What is GLEN BURNIE BANCORP's annual revenue?

GLEN BURNIE BANCORP (GLBZ) reported $12.1M in total revenue for fiscal year 2024. This represents a -8.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is GLEN BURNIE BANCORP's revenue growing?

GLEN BURNIE BANCORP (GLBZ) revenue declined by 8.6% year-over-year, from $13.2M to $12.1M in fiscal year 2024.

Is GLEN BURNIE BANCORP profitable?

No, GLEN BURNIE BANCORP (GLBZ) reported a net income of -$112K in fiscal year 2024, with a net profit margin of -0.9%.

What is GLEN BURNIE BANCORP's net profit margin?

GLEN BURNIE BANCORP (GLBZ) had a net profit margin of -0.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does GLEN BURNIE BANCORP pay dividends?

Yes, GLEN BURNIE BANCORP (GLBZ) paid $0.20 per share in dividends during fiscal year 2024.

What is GLEN BURNIE BANCORP's return on equity (ROE)?

GLEN BURNIE BANCORP (GLBZ) has a return on equity of -0.6% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is GLEN BURNIE BANCORP's free cash flow?

GLEN BURNIE BANCORP (GLBZ) recorded an outflow of $53K in free cash flow during fiscal year 2024. This represents a -104.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is GLEN BURNIE BANCORP's operating cash flow?

GLEN BURNIE BANCORP (GLBZ) generated $28K in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are GLEN BURNIE BANCORP's total assets?

GLEN BURNIE BANCORP (GLBZ) had $359.0M in total assets as of fiscal year 2024, including both current and long-term assets.

What are GLEN BURNIE BANCORP's capital expenditures?

GLEN BURNIE BANCORP (GLBZ) invested $81K in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

How many shares does GLEN BURNIE BANCORP have outstanding?

GLEN BURNIE BANCORP (GLBZ) had 3M shares outstanding as of fiscal year 2024.

What is GLEN BURNIE BANCORP's debt-to-equity ratio?

GLEN BURNIE BANCORP (GLBZ) had a debt-to-equity ratio of 19.15 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is GLEN BURNIE BANCORP's return on assets (ROA)?

GLEN BURNIE BANCORP (GLBZ) had a return on assets of 0.0% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is GLEN BURNIE BANCORP's P/E ratio?

GLEN BURNIE BANCORP (GLBZ) trades at 481x earnings, its market capitalization divided by net income of $26K net income, trailing 12 months to September 30, 2025. The market capitalization is $12.6M as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is GLEN BURNIE BANCORP's price-to-sales ratio?

GLEN BURNIE BANCORP (GLBZ) trades at 1.0x sales, its market capitalization divided by revenue of $13.1M revenue, trailing 12 months to September 30, 2025. The market capitalization is $12.6M as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is GLEN BURNIE BANCORP's Piotroski F-Score?

GLEN BURNIE BANCORP (GLBZ) has a Piotroski F-Score of 2 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are GLEN BURNIE BANCORP's earnings high quality?

GLEN BURNIE BANCORP (GLBZ) reported a net loss of $112K while generating $28K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.