Granite Point Mo Financials
Granite Point Mo (GPMT) reported $110.7M in revenue over the twelve months to Jun 30, 2026, down 27.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Balance-sheet shrinkage is easing funding costs, but the smaller earning base is compressing revenue faster than overhead.
From FY2023 to FY2025, total assets fell from$2.85B to$1.76B and interest expense dropped from$181.7M to$97.9M , but revenue also fell to$131.7M from$263.7M . That pattern suggests the company is relieving pressure mainly by carrying fewer assets, not by making each dollar of assets materially more productive.
The gap between reported earnings and cash generation remains important: the net loss improved to
Corporate overhead has stayed near
Financial Health Signals
Granite Point Mo does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Granite Point Mo passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.
Granite Point Mo reported a net loss of $41.2M while generating $2.7M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
Granite Point Mo generated $131.7M in revenue in fiscal year 2025. This represents a decrease of 29.0% from the prior year.
Granite Point Mo reported -$41.2M in net income in fiscal year 2025. This represents an increase of 80.1% from the prior year.
Granite Point Mo earned -$1.16 per diluted share (EPS) in fiscal year 2025. This represents an increase of 73.6% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Granite Point Mo held $66.0M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Granite Point Mo paid $0.20 per share in dividends in fiscal year 2025. This represents a decrease of 33.3% from the prior year.
Not reported for fiscal year 2025.
Margins & Returns
Granite Point Mo's net profit margin was -31.2% in fiscal year 2025, showing the share of revenue converted to profit. No change is given against fiscal year 2024: its reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Granite Point Mo's ROE was -7.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 26.0 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Granite Point Mo spent $5.7M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 25.7% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
GPMT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $21.8M-16.2% | $26.0M-10.4% | $29.1M-13.8% | $33.7M-0.2% | $33.8M-3.8% | $35.1M-9.2% | $38.7M-12.6% | $44.3M |
| SG&A Expenses | $4.3M-2.9% | $4.4M+3.3% | $4.3M+5.8% | $4.1M-28.9% | $5.7M-0.9% | $5.8M+70.8% | $3.4M-37.2% | $5.4M |
| Interest Expense | $17.0M-5.4% | $18.0M-16.5% | $21.6M-7.8% | $23.4M-9.1% | $25.8M-5.0% | $27.1M-13.0% | $31.1M-15.0% | $36.6M |
| Income Tax | $91K+9200.0% | -$1K-105.6% | $18K-71.0% | $62K+6300.0% | -$1K-101.4% | $70K+1266.7% | -$6K-200.0% | -$2K |
| Net Income | -$58.4M-2307.6% | -$2.4M+89.8% | -$23.8M-884.5% | $3.0M+122.7% | -$13.4M-90.5% | -$7.0M+81.9% | -$38.8M-25.2% | -$31.0M |
| EPS (Diluted) | -$1.29 | -$0.13 | -$0.57-5600.0% | -$0.01+97.1% | -$0.35-59.1% | -$0.22+74.4% | -$0.86-24.6% | -$0.69 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
GPMT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.5B-5.2% | $1.5B-12.1% | $1.8B-2.8% | $1.8B-5.9% | $1.9B-5.5% | $2.0B-4.0% | $2.1B-8.1% | $2.3B |
| Cash & Equivalents | $58.5M+34.3% | $43.6M-34.0% | $66.0M+5.2% | $62.7M-26.3% | $85.1M-0.7% | $85.7M-2.3% | $87.8M-22.6% | $113.5M |
| Total Liabilities | $982.4M-1.6% | $998.6M-16.9% | $1.2B-1.7% | $1.2B-8.2% | $1.3B-6.4% | $1.4B-4.7% | $1.5B-8.4% | $1.6B |
| Total Equity | $480.3M-11.7% | $543.7M-1.6% | $552.7M-5.0% | $582.0M-0.4% | $584.2M-3.4% | $604.7M-2.3% | $619.1M-7.3% | $667.8M |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Long-Term Debt, Retained Earnings.
GPMT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $509K+121.1% | -$2.4M-177.1% | $3.1M-30.9% | $4.5M+514.0% | $736K+112.9% | -$5.7M-19133.3% | $30K-99.5% | $6.1M |
| Investing Cash Flow | $90.3M-48.0% | $173.6M+426.6% | $33.0M-63.5% | $90.3M-5.5% | $95.6M+19.4% | $80.1M-41.1% | $136.0M-42.4% | $236.4M |
| Financing Cash Flow | -$27.4M+86.8% | -$207.1M-592.0% | -$29.9M+74.4% | -$116.8M-15.8% | -$100.9M-14.1% | -$88.4M+39.6% | -$146.3M+32.4% | -$216.5M |
| Dividends Paid | $2.6M-2.1% | $2.6M+1.9% | $2.6M-0.5% | $2.6M-1.1% | $2.6M-0.5% | $2.6M-2.8% | $2.7M-1.4% | $2.7M |
| Share Buybacks | $0-100.0% | $306K | $0 | $0-100.0% | $3.1M+24.2% | $2.5M-37.2% | $4.0M+100.6% | $2.0M |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.
GPMT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | -267.6% | -9.3%+72.6pp | -81.9%-90.9pp | 9.0%+48.5pp | -39.5%-19.6pp | -20.0% | -100.3% | -70.0% |
| Return on Equity | -12.2%-11.7pp | -0.4%+3.9pp | -4.3%-4.8pp | 0.5%+2.8pp | -2.3%-1.1pp | -1.2%+5.1pp | -6.3%-1.6pp | -4.7% |
| Return on Assets | -4.0%-3.8pp | -0.2%+1.2pp | -1.4%-1.5pp | 0.2%+0.9pp | -0.7%-0.4pp | -0.4%+1.5pp | -1.8%-0.5pp | -1.4% |
| Debt-to-Equity | 2.05+0.2x | 1.84-0.3x | 2.18+0.1x | 2.10-0.2x | 2.28-0.1x | 2.36-0.1x | 2.420.0x | 2.45 |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
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Where Granite Point Mo Ranks
Frequently Asked Questions
What is Granite Point Mo's annual revenue?
Granite Point Mo (GPMT) reported $131.7M in total revenue for fiscal year 2025. This represents a -29.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Granite Point Mo's revenue growing?
Granite Point Mo (GPMT) revenue declined by 29.0% year-over-year, from $185.6M to $131.7M in fiscal year 2025.
Is Granite Point Mo profitable?
No, Granite Point Mo (GPMT) reported a net income of -$41.2M in fiscal year 2025, with a net profit margin of -31.2%.
What is Granite Point Mo's net profit margin?
Granite Point Mo (GPMT) had a net profit margin of -31.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Granite Point Mo pay dividends?
Yes, Granite Point Mo (GPMT) paid $0.20 per share in dividends during fiscal year 2025.
What is Granite Point Mo's return on equity (ROE)?
Granite Point Mo (GPMT) has a return on equity of -7.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Granite Point Mo's operating cash flow?
Granite Point Mo (GPMT) generated $2.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Granite Point Mo's total assets?
Granite Point Mo (GPMT) had $1.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What is Granite Point Mo's debt-to-equity ratio?
Granite Point Mo (GPMT) had a debt-to-equity ratio of 2.18 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Granite Point Mo's return on assets (ROA)?
Granite Point Mo (GPMT) had a return on assets of -2.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Granite Point Mo's Piotroski F-Score?
Granite Point Mo (GPMT) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Granite Point Mo's earnings high quality?
Granite Point Mo (GPMT) reported a net loss of $41.2M while generating $2.7M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.