A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the GPMT SEC filings page.
Granite Point Mortgage Trust Inc. (GPMT) reported $110.7M in revenue over the twelve months to Jun 30, 2026, down 27.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
The trust is experiencing a shrinking balance sheet while losses persist, making portfolio scale and financing costs more informative than conventional operating growth.
From FY2023 to FY2025, total assets contracted from$2.85B to$1.76B while liabilities declined from$1.99B to$1.20B ; this is a balance-sheet contraction, not a return to profitability. Net losses remained in both years, although FY2025’s$41.2M loss was much smaller than FY2024’s$207.1M loss, showing earnings can move sharply even as the portfolio shrinks.
Revenue fell from
Debt-to-equity declined from 2.4x to 2.2x as liabilities fell, but equity also decreased from
Financial Health Signals
Granite Point Mortgage Trust Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Granite Point Mortgage Trust Inc. passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.
Granite Point Mortgage Trust Inc. reported a net loss of $41.2M while generating $2.7M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
Granite Point Mortgage Trust Inc. generated $21.8M in revenue in Q2 2026. This represents a decrease of 35.4% from the same quarter a year earlier. Against the prior quarter it is down 16.2%.
Granite Point Mortgage Trust Inc. reported -$58.4M in net income in Q2 2026. This represents a decrease of 337.1% from the same quarter a year earlier. Against the prior quarter it is down 2307.6%.
Granite Point Mortgage Trust Inc. earned -$1.29 per diluted share (EPS) in Q2 2026. This represents a decrease of 268.6% from the same quarter a year earlier.
Not reported for Q2 2026.
Cash & Balance Sheet
Granite Point Mortgage Trust Inc. held $58.5M in cash as of Q2 2026; long-term debt is not reported for that period.
Granite Point Mortgage Trust Inc. paid $0.05 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier.
Not reported for Q2 2026.
Margins & Returns
Granite Point Mortgage Trust Inc.'s ROE was -12.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 9.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 11.7 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Not shown for Q2 2026: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Capital Allocation
Granite Point Mortgage Trust Inc. repurchased no shares in Q2 2026. This represents a decrease of 100.0% from the same quarter a year earlier. Against the prior quarter it is down 100.0%.
Not reported for Q2 2026.
Not reported for Q2 2026.
GPMT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $21.8M-35.4% | $26.0M-25.9% | $29.1M-24.9% | $33.7M-23.9% | $33.8M-30.3% | $35.1M-35.0% | $38.7M-37.0% | $44.3M-33.6% |
| SG&A Expenses | $4.3M-24.5% | $4.4M-23.0% | $4.3M+27.4% | $4.1M-24.3% | $5.7M+21.1% | $5.8M-3.6% | $3.4M-25.7% | $5.4M+6.6% |
| Interest Expense | $17.0M-33.8% | $18.0M-33.5% | $21.6M-30.7% | $23.4M-36.1% | $25.8M-36.2% | $27.1M-34.7% | $31.1M-29.5% | $36.6M-21.7% |
| Income Tax | $91K+9200.0% | -$1K-101.4% | $18K+400.0% | $62K+3200.0% | -$1K0.0% | $70K+7100.0% | -$6K-700.0% | -$2K-113.3% |
| Net Income | -$58.4M-337.1% | -$2.4M+65.4% | -$23.8M+38.7% | $3.0M+109.8% | -$13.4M+78.8% | -$7.0M+90.5% | -$38.8M-188.3% | -$31.0M-48.2% |
| EPS (Basic) | -$1.29-268.6% | -$0.13+40.9% | -$0.57+33.7% | -$0.01+98.6% | -$0.35+73.3% | -$0.22+85.6% | -$0.86-160.6% | -$0.69-43.7% |
| EPS (Diluted) | -$1.29-268.6% | -$0.13 | -$0.57+33.7% | -$0.01+98.6% | -$0.35+73.3% | -$0.22 | -$0.86-160.6% | -$0.69-43.7% |
| Diluted Shares (Avg) | 48M-0.1% | 48M | N/A | 47M-6.2% | 48M-5.7% | 49M | N/A | 51M-2.0% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
GPMT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.5B-23.7% | $1.5B-24.0% | $1.8B-17.0% | $1.8B-21.5% | $1.9B-24.7% | $2.0B-25.4% | $2.1B-25.7% | $2.3B-26.5% |
| Cash & Equivalents | $58.5M-31.3% | $43.6M-49.2% | $66.0M-24.9% | $62.7M-44.7% | $85.1M-0.9% | $85.7M-44.8% | $87.8M-53.4% | $113.5M-56.0% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $982.4M-26.3% | $998.6M-29.9% | $1.2B-19.6% | $1.2B-25.1% | $1.3B-27.6% | $1.4B-26.7% | $1.5B-24.8% | $1.6B-27.1% |
| Total Equity | $480.3M-17.8% | $543.7M-10.1% | $552.7M-10.7% | $582.0M-12.8% | $584.2M-17.1% | $604.7M-21.9% | $619.1M-27.9% | $667.8M-25.0% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt, Retained Earnings.
GPMT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $509K-30.8% | -$2.4M+57.8% | $3.1M+10306.7% | $4.5M-25.8% | $736K-25.4% | -$5.7M-445.9% | $30K-99.7% | $6.1M-62.0% |
| Depreciation & Amortization | $2.0M-5.8% | $2.0M+40.4% | $2.2M+13.5% | $2.2M+10.0% | $2.2M+78.0% | $1.5M+8.2% | $1.9M-44.6% | $2.0M+44.4% |
| Stock-Based Compensation | N/A | $910K-62.2% | N/A | N/A | N/A | $2.4M+11.0% | N/A | N/A |
| Investing Cash Flow | $90.3M-5.6% | $173.6M+116.8% | $33.0M-75.8% | $90.3M-61.8% | $95.6M+109.1% | $80.1M+368.5% | $136.0M-21.6% | $236.4M+50.9% |
| Financing Cash Flow | -$27.4M+72.8% | -$207.1M-134.3% | -$29.9M+79.5% | -$116.8M+46.0% | -$100.9M+13.0% | -$88.4M-77.1% | -$146.3M+45.3% | -$216.5M-30.5% |
| Dividends Paid | $2.6M-1.8% | $2.6M-0.3% | $2.6M-4.9% | $2.6M-5.7% | $2.6M-67.6% | $2.6M-75.1% | $2.7M-74.9% | $2.7M-74.5% |
| Share Buybacks | $0-100.0% | $306K-87.9% | $0-100.0% | $0-100.0% | $3.1M+96.2% | $2.5M | $4.0M-22.4% | $2.0M |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.
GPMT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | -267.6% | -9.3%+10.6pp | -81.9% | 9.0%+79.0pp | -39.5% | -20.0% | -100.3% | -70.0%-38.6pp |
| Return on Equity | -12.2%-9.9pp | -0.4%+0.7pp | -4.3%+2.0pp | 0.5%+5.2pp | -2.3%+6.7pp | -1.2%+8.4pp | -6.3%-4.7pp | -4.7%-2.3pp |
| Return on Assets | -4.0%-3.3pp | -0.2%+0.2pp | -1.4%+0.5pp | 0.2%+1.5pp | -0.7%+1.8pp | -0.4%+2.4pp | -1.8%-1.4pp | -1.4%-0.7pp |
| Debt-to-Equity | 2.05-0.2x | 1.84-0.5x | 2.18-0.2x | 2.10-0.3x | 2.28-0.3x | 2.36-0.2x | 2.42+0.1x | 2.45-0.1x |
| Asset Turnover | 0.010.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Granite Point Mortgage Trust Inc. GPMT | FY2025 | $131.7M | -$41.2M | -31.2% | $31.5M | — |
| ACRES Commercial Realty Corp. ACR | FY2025 | $79.9M | $28.0M | 35.0% | $163.8M | 30/100 |
| Sunrise Realty Trust, Inc. SUNS | FY2025 | $21.6M | $12.1M | 56.3% | $79.1M | 0/100 |
| Lument Finance Trust, Inc. LFT | FY2025 | N/A | -$2.7M | N/A | $27.2M | — |
| Seven Hills Realty Trust SEVN | FY2025 | $29.4M | $15.4M | 52.5% | $156.3M | 36/100 |
| Rithm Property Trust Inc. RPT | FY2025 | N/A | -$2.7M | N/A | $83.8M | — |
Where Granite Point Mortgage Trust Inc. Ranks
Frequently Asked Questions
What is Granite Point Mortgage Trust Inc.'s annual revenue?
Granite Point Mortgage Trust Inc. (GPMT) reported $131.7M in total revenue for fiscal year 2025. This represents a -29.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Granite Point Mortgage Trust Inc.'s revenue growing?
Granite Point Mortgage Trust Inc. (GPMT) revenue declined by 29.0% year-over-year, from $185.6M to $131.7M in fiscal year 2025.
Is Granite Point Mortgage Trust Inc. profitable?
No, Granite Point Mortgage Trust Inc. (GPMT) reported a net income of -$41.2M in fiscal year 2025, with a net profit margin of -31.2%.
What is Granite Point Mortgage Trust Inc.'s net profit margin?
Granite Point Mortgage Trust Inc. (GPMT) had a net profit margin of -31.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Granite Point Mortgage Trust Inc. pay dividends?
Yes, Granite Point Mortgage Trust Inc. (GPMT) paid $0.20 per share in dividends during fiscal year 2025.
What is Granite Point Mortgage Trust Inc.'s return on equity (ROE)?
Granite Point Mortgage Trust Inc. (GPMT) has a return on equity of -7.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Granite Point Mortgage Trust Inc.'s operating cash flow?
Granite Point Mortgage Trust Inc. (GPMT) generated $2.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Granite Point Mortgage Trust Inc.'s total assets?
Granite Point Mortgage Trust Inc. (GPMT) had $1.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What is Granite Point Mortgage Trust Inc.'s debt-to-equity ratio?
Granite Point Mortgage Trust Inc. (GPMT) had a debt-to-equity ratio of 2.18 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Granite Point Mortgage Trust Inc.'s return on assets (ROA)?
Granite Point Mortgage Trust Inc. (GPMT) had a return on assets of -2.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Granite Point Mortgage Trust Inc.'s P/E ratio?
Granite Point Mortgage Trust Inc. (GPMT) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $31.5M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Granite Point Mortgage Trust Inc.'s price-to-sales ratio?
Granite Point Mortgage Trust Inc. (GPMT) trades at 0.3x sales, its market capitalization divided by revenue of $110.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $31.5M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Granite Point Mortgage Trust Inc.'s Piotroski F-Score?
Granite Point Mortgage Trust Inc. (GPMT) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Granite Point Mortgage Trust Inc.'s earnings high quality?
Granite Point Mortgage Trust Inc. (GPMT) reported a net loss of $41.2M while generating $2.7M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.