Healthy Choice Wellness Corp. (HCWC) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 12, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HCWC SEC filings page.
Healthy Choice Wellness Corp. (HCWC) reported $72.6M in revenue over the twelve months to Jun 30, 2026, down 7.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Growth has improved gross margins, but overhead absorption and financing dependence still keep the business from converting scale into consistent operating profit.
FY2025 produced operating cash flow of$996K and free cash flow of$675K , marking a meaningful cash-conversion shift from prior-year outflows. However, investing cash flow of-$4.1M was nearly matched by financing cash flow of$4.1M , so external financing remained central to funding investment despite the operating cash improvement.
Gross economics improved: gross margin expanded from
Leverage improved faster than short-term liquidity: debt-to-equity fell from 3.9x in FY2024 to 0.8x in FY2025 as equity recovered. Yet the current ratio remained below 1.0x, meaning current assets still did not fully match current liabilities.
Financial Health Signals
Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Healthy Choice Wellness Corp.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Healthy Choice Wellness Corp. held $3.0M in cash, cash equivalents and investments at the end of fiscal year 2025, and its operations generated $996K of cash that year. Cash Runway ranks emerging companies on the size of that balance against the outflow behind it, and Healthy Choice Wellness Corp. scores 85/100 among other emerging companies.
Healthy Choice Wellness Corp. had 23M shares outstanding at the end of fiscal year 2025. Dilution ranks emerging companies on how fast that count has grown over three years, where a slower rise is the better one, and Healthy Choice Wellness Corp. scores 1/100 among other emerging companies.
Not available for Healthy Choice Wellness Corp., and counted as zero in the overall score.
Healthy Choice Wellness Corp. reported revenue of $78.2M in fiscal year 2025, against $69.4M in fiscal year 2024. Revenue Progress ranks emerging companies on the three-year path of that line, and Healthy Choice Wellness Corp. scores 63/100 among other emerging companies.
Healthy Choice Wellness Corp.'s operations generated $996K of cash in fiscal year 2025, against $3.1M used in fiscal year 2024. Burn Trend ranks emerging companies on which way that figure has moved over three years, and Healthy Choice Wellness Corp. scores 92/100 among other emerging companies.
Healthy Choice Wellness Corp.'s cash, cash equivalents and investments came to $3.0M at the end of fiscal year 2025, against $26.2M of total liabilities. Balance Sheet ranks emerging companies on that comparison, and Healthy Choice Wellness Corp. scores 18/100 among other emerging companies.
Healthy Choice Wellness Corp. scores 2.01, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Healthy Choice Wellness Corp. passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
Healthy Choice Wellness Corp. reported a net loss of $3.9M while generating $996K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Healthy Choice Wellness Corp. reported an operating loss of $2.5M against $1.0M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Healthy Choice Wellness Corp. generated $16.6M in revenue in Q2 2026. This represents a decrease of 17.8% from the same quarter a year earlier. Against the prior quarter it is down 9.0%.
Healthy Choice Wellness Corp.'s EBITDA was -$2.3M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 672.5% from the same quarter a year earlier. Against the prior quarter it is down 83.4%.
Healthy Choice Wellness Corp. reported -$3.1M in net income in Q2 2026. This represents a decrease of 803.7% from the same quarter a year earlier. Against the prior quarter it is up 16.6%.
Healthy Choice Wellness Corp. earned -$0.11 per diluted share (EPS) in Q2 2026. Against the prior quarter it is up 35.3%.
Cash & Balance Sheet
Healthy Choice Wellness Corp. recorded an outflow of $1.1M in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents a decrease of 216.2% from the same quarter a year earlier. Against the prior quarter it is down 324.0%.
Healthy Choice Wellness Corp. held $900K in cash against $3.6M in long-term debt as of Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Healthy Choice Wellness Corp.'s gross margin was 38.6% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 1.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.
Healthy Choice Wellness Corp.'s operating margin was -15.9% in Q2 2026, reflecting core business profitability. This is down 15.7 percentage points from the same quarter a year earlier. Against the prior quarter it is down 7.1 percentage points.
Healthy Choice Wellness Corp.'s net profit margin was -18.5% in Q2 2026, showing the share of revenue converted to profit. This is down 16.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.7 percentage points.
Healthy Choice Wellness Corp.'s ROE was -87.5% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 81.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 10.0 percentage points.
Capital Allocation
Healthy Choice Wellness Corp. invested $149K in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 89.6% from the same quarter a year earlier. Against the prior quarter it is up 108.3%.
Not reported for Q2 2026.
Not reported for Q2 2026.
HCWC Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $16.6M-17.8% | $18.2M-9.9% | $18.7M-4.8% | $19.0M+4.4% | $20.2M+29.5% | $20.3M+27.5% | $19.7M | $18.2M+43.5% |
| Cost of Revenue | $10.2M-15.8% | $11.3M-8.8% | $11.4M-1.3% | $11.6M+3.7% | $12.1M+24.8% | $12.4M+26.1% | $11.5M | $11.2M+39.3% |
| Gross Profit | $6.4M-20.8% | $6.9M-11.7% | $7.3M-9.8% | $7.4M+5.6% | $8.1M+37.3% | $7.9M+29.7% | $8.1M | $7.0M+50.8% |
| SG&A Expenses | N/A | $8.5M+3.5% | N/A | $8.0M+5.6% | N/A | $8.3M | N/A | $7.6M+28.5% |
| Operating Income | -$2.6M-6665.3% | -$1.6M-294.3% | -$1.4M-343.2% | -$609K-63.6% | -$39K+91.9% | -$410K+31.9% | -$322K | -$372K+70.3% |
| EBITDA | -$2.3M-672.5% | -$1.2M-6205.3% | -$1.0M-1055.9% | -$177K-449.3% | $396K+430.5% | $20K+108.5% | $107K | $51K |
| Interest Expense | $151K-44.0% | $193K-35.3% | $205K-11.3% | $241K-39.2% | $269K+128.0% | $298K+188.9% | $231K | $397K+915.3% |
| Net Income | -$3.1M-803.7% | -$3.7M-416.2% | -$1.7M-201.4% | -$1.2M+54.0% | -$339K+43.0% | -$712K-1.6% | -$551K | -$2.7M-189.1% |
| EPS (Basic) | -$0.11-266.7% | -$0.17-142.9% | -$0.050.0% | -$0.09+69.0% | -$0.03+50.0% | -$0.07+12.5% | -$0.05+93.9% | -$0.29-190.0% |
| EPS (Diluted) | -$0.11 | -$0.17 | -$0.05 | -$0.09+69.0% | -$0.03+50.0% | -$0.07+12.5% | -$0.05 | -$0.29-190.0% |
| Diluted Shares (Avg) | 27M | 21M | N/A | 14M+47.3% | 12M+32.0% | 10M+8.9% | N/A | 9M+0.9% |
Not reported in any period shown, so not listed: R&D Expenses, Income Tax.
HCWC Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $27.7M-23.8% | $29.7M-12.9% | $33.5M-1.8% | $33.7M+1.7% | $36.4M | $34.1M | $34.1M+20.0% | $33.2M |
| Current Assets | $6.9M-52.1% | $8.8M-19.3% | $10.0M+2.9% | $13.2M+46.1% | $14.5M | $10.9M | $9.7M+63.3% | $9.0M |
| Cash & Equivalents | $900K-80.8% | $2.3M+31.1% | $3.0M+46.8% | $3.0M+67.9% | $4.7M | $1.8M | $2.1M+46.9% | $1.8M+89.7% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $4.0M-41.3% | $5.2M-25.7% | $6.0M-7.1% | $6.0M-6.0% | $6.8M | $7.0M | $6.4M+54.9% | $6.4M |
| Accounts Receivable | $253K-44.1% | $283K-39.9% | $364K-28.6% | $463K+36.3% | $453K | $471K | $510K+297.7% | $340K |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $2.2M0.0% | $2.2M0.0% | $2.2M0.0% | $2.2M0.0% | $2.2M | $2.2M | $2.2M | $2.2M |
| Total Liabilities | $24.2M-20.9% | $25.0M-21.9% | $26.2M-17.5% | $27.8M-8.0% | $30.6M | $32.0M | $31.7M+63.2% | $30.3M |
| Current Liabilities | $13.6M+2.6% | $12.9M-3.0% | $12.7M+6.5% | $13.5M+30.2% | $13.2M | $13.4M | $11.9M+39.2% | $10.3M |
| Non-Current Liabilities | $10.7M-38.8% | $12.0M-35.4% | $13.5M-31.9% | $14.4M-27.9% | $17.4M | $18.6M | $19.8M+82.2% | $19.9M |
| Long-Term Debt | $3.6M-58.3% | $5.2M-42.2% | $6.2M-32.9% | $6.5M-32.6% | $8.7M | $8.9M | $9.2M+283.0% | $9.7M |
| Total Equity | $3.5M-39.2% | $4.7M+123.1% | $7.3M+206.9% | $5.9M+101.8% | $5.8M-36.0% | $2.1M-76.3% | $2.4M-73.5% | $2.9M-80.6% |
| Retained Earnings | -$11.4M-540.1% | -$8.3M-478.1% | -$4.7M-538.5% | -$3.0M-1569.3% | -$1.8M | -$1.4M | -$731K | -$180K |
HCWC Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$1.0M-193.8% | -$200K-118.3% | -$855K-195.1% | -$309K+67.9% | $1.1M+335.7% | $1.1M+142.9% | $899K+1732.9% | -$963K |
| Depreciation & Amortization | $375K-13.7% | $380K-11.6% | $408K-4.8% | $432K+2.1% | $435K+20.1% | $430K+18.4% | $428K+18.6% | $423K |
| Stock-Based Compensation | $301K | $236K | N/A | N/A | $0 | $0 | N/A | N/A |
| Capital Expenditures | $149K+89.6% | $71K-43.9% | $72K-32.1% | $43K+48.7% | $78K+83.5% | $127K+71.7% | $106K+1626.0% | $29K |
| Free Cash Flow | -$1.1M-216.2% | -$271K-128.1% | -$927K-216.9% | -$351K+64.6% | $989K+299.5% | $965K+136.8% | $793K+1748.2% | -$992K |
| Investing Cash Flow | -$170K+83.5% | -$185K+83.1% | -$3.9M-3564.4% | $1.9M+139.5% | -$1.0M-2310.2% | -$1.1M-1374.0% | -$106K+86.0% | -$4.8M |
| Financing Cash Flow | -$290K-110.1% | -$286K-8.7% | $4.8M+1009.6% | -$3.3M-149.8% | $2.9M+555.4% | -$263K-111.8% | -$524K-144.1% | $6.5M |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
HCWC Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 38.6%-1.5pp | 38.0%-0.8pp | 39.1%-2.2pp | 38.8%+0.4pp | 40.1%+2.3pp | 38.8%+0.7pp | 41.3% | 38.4%+1.9pp |
| Operating Margin | -15.9%-15.7pp | -8.8%-6.8pp | -7.6%-6.0pp | -3.2%-1.2pp | -0.2%+2.9pp | -2.0%+1.8pp | -1.6% | -2.0%+7.8pp |
| Net Margin | -18.5%-16.8pp | -20.2%-16.6pp | -8.9%-6.1pp | -6.4%+8.2pp | -1.7%+2.1pp | -3.5%+0.9pp | -2.8% | -14.6%-7.3pp |
| Return on Equity | -87.5%-81.6pp | -77.6%-44.0pp | -22.7%+0.4pp | -20.7%+70.0pp | -5.9%+0.7pp | -33.5%-25.7pp | -23.1% | -90.7%-84.6pp |
| Return on Assets | -11.1%-10.1pp | -12.4%-10.3pp | -5.0%-3.4pp | -3.6%+4.4pp | -0.9% | -2.1% | -1.6% | -8.0% |
| Current Ratio | 0.51-0.6x | 0.68-0.1x | 0.790.0x | 0.98+0.1x | 1.10 | 0.82 | 0.81+0.1x | 0.87 |
| Debt-to-Equity | 1.03-0.5x | 1.09-3.1x | 0.85-3.0x | 1.10-2.2x | 1.51 | 4.21 | 3.87+3.6x | 3.31 |
| Asset Turnover | 0.600.0x | 0.610.0x | 0.560.0x | 0.560.0x | 0.55 | 0.59 | 0.58 | 0.55 |
| FCF Margin | -6.9%-11.8pp | -1.5%-6.3pp | -5.0%-9.0pp | -1.8%+3.6pp | 4.9%+8.1pp | 4.8%+21.3pp | 4.0% | -5.4% |
Note: The current ratio is below 1.0 (0.79), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Healthy Choice Wellness Corp. HCWC | FY2025 | $78.2M | -$3.9M | -5.0% | $9.2M | 43/100 |
| Arcadia Biosciences, Inc. RKDA | FY2025 | $4.9M | -$2.3M | -48.1% | $1.0M | 45/100 |
| Farmmi, Inc. FAMI | FY2025 | $28.0M | -$53.1M | N/A | $4.6M | 51/100 |
| Natural Alternatives International Inc. NAII | FY2025 | $129.9M | -$13.6M | -10.4% | $12.3M | 29/100 |
| Nocera, Inc. NCRA | FY2025 | $11.0M | -$2.9M | -26.1% | $5.3M | 30/100 |
Where Healthy Choice Wellness Corp. Ranks
Frequently Asked Questions
What is Healthy Choice Wellness Corp.'s annual revenue?
Healthy Choice Wellness Corp. (HCWC) reported $78.2M in total revenue for fiscal year 2025. This represents a 12.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Healthy Choice Wellness Corp.'s revenue growing?
Healthy Choice Wellness Corp. (HCWC) revenue grew by 12.7% year-over-year, from $69.4M to $78.2M in fiscal year 2025.
Is Healthy Choice Wellness Corp. profitable?
No, Healthy Choice Wellness Corp. (HCWC) reported a net income of -$3.9M in fiscal year 2025, with a net profit margin of -5.0%.
What is Healthy Choice Wellness Corp.'s EBITDA?
Healthy Choice Wellness Corp. (HCWC) had EBITDA of -$780K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Healthy Choice Wellness Corp. have?
As of fiscal year 2025, Healthy Choice Wellness Corp. (HCWC) had $3.0M in cash and equivalents against $6.2M in long-term debt.
What is Healthy Choice Wellness Corp.'s gross margin?
Healthy Choice Wellness Corp. (HCWC) had a gross margin of 39.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Healthy Choice Wellness Corp.'s operating margin?
Healthy Choice Wellness Corp. (HCWC) had an operating margin of -3.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Healthy Choice Wellness Corp.'s net profit margin?
Healthy Choice Wellness Corp. (HCWC) had a net profit margin of -5.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Healthy Choice Wellness Corp.'s return on equity (ROE)?
Healthy Choice Wellness Corp. (HCWC) has a return on equity of -53.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Healthy Choice Wellness Corp.'s free cash flow?
Healthy Choice Wellness Corp. (HCWC) generated $675K in free cash flow during fiscal year 2025. This represents a 120.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Healthy Choice Wellness Corp.'s operating cash flow?
Healthy Choice Wellness Corp. (HCWC) generated $996K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Healthy Choice Wellness Corp.'s total assets?
Healthy Choice Wellness Corp. (HCWC) had $33.5M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Healthy Choice Wellness Corp.'s capital expenditures?
Healthy Choice Wellness Corp. (HCWC) invested $321K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Healthy Choice Wellness Corp.'s current ratio?
Healthy Choice Wellness Corp. (HCWC) had a current ratio of 0.79 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Healthy Choice Wellness Corp.'s debt-to-equity ratio?
Healthy Choice Wellness Corp. (HCWC) had a debt-to-equity ratio of 0.85 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Healthy Choice Wellness Corp.'s return on assets (ROA)?
Healthy Choice Wellness Corp. (HCWC) had a return on assets of -11.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Healthy Choice Wellness Corp.'s P/E ratio?
Healthy Choice Wellness Corp. (HCWC) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $9.2M as of Sep 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Healthy Choice Wellness Corp.'s price-to-sales ratio?
Healthy Choice Wellness Corp. (HCWC) trades at 0.1x sales, its market capitalization divided by revenue of $72.6M revenue, trailing 12 months to June 30, 2026. The market capitalization is $9.2M as of Sep 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Healthy Choice Wellness Corp.'s Altman Z-Score?
Healthy Choice Wellness Corp. (HCWC) has an Altman Z-Score of 2.01, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Healthy Choice Wellness Corp.'s Piotroski F-Score?
Healthy Choice Wellness Corp. (HCWC) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Healthy Choice Wellness Corp.'s earnings high quality?
Healthy Choice Wellness Corp. (HCWC) reported a net loss of $3.9M while generating $996K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Healthy Choice Wellness Corp. cover its interest payments?
Healthy Choice Wellness Corp. (HCWC) reported an operating loss of $2.5M against $1.0M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Healthy Choice Wellness Corp.?
Healthy Choice Wellness Corp. (HCWC) scores 43 out of 100 on our Financial Health Score, indicating moderate standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.