What is Hancock Whitney Corporation's earnings per share (EPS)?

Hancock Whitney Corporation (HWC) reported diluted earnings per share of $5.67 for fiscal year 2025. This represents a 7.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Hancock Whitney Corporation Financials

HWC

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Hancock Whitney Corporation (HWC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 65/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Hancock Whitney Corporation's revenue declined 4.6% year-over-year, from $1.7B to $1.6B. This contraction results in a growth score of 26/100.

Leverage

100

Hancock Whitney Corporation carries a low D/E ratio of 0.04, meaning only $0.04 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

100

Hancock Whitney Corporation converts 32.4% of revenue into free cash flow ($523.1M). This strong cash generation earns a score of 100/100.

Returns

Hancock Whitney Corporation's ROE of 10.9% shows moderate profitability relative to equity, earning a score of 35/100. This is down from 11.2% the prior year.

Piotroski F-Score Neutral

6/9

Hancock Whitney Corporation passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.11x

For every $1 of reported earnings, Hancock Whitney Corporation generates $1.11 in operating cash flow ($541.8M OCF vs $486.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$1.6B

YoY-4.6%

5Y CAGR+8.8%

10Y CAGR+9.0%

Hancock Whitney Corporation generated $1.6B in revenue in fiscal year 2025. This represents a decrease of 4.6% from the prior year.

EBITDA

N/A

Net Income

$486.1M

YoY+5.5%

10Y CAGR+14.0%

Hancock Whitney Corporation reported $486.1M in net income in fiscal year 2025. This represents an increase of 5.5% from the prior year.

EPS (Diluted)

$5.67

YoY+7.4%

10Y CAGR+13.2%

Hancock Whitney Corporation earned $5.67 per diluted share (EPS) in fiscal year 2025. This represents an increase of 7.4% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$523.1M

YoY-15.0%

5Y CAGR+10.5%

10Y CAGR+9.5%

Hancock Whitney Corporation generated $523.1M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 15.0% from the prior year.

Cash & Debt

$563.0M

YoY-2.1%

5Y CAGR+1.4%

10Y CAGR+6.4%

Hancock Whitney Corporation held $563.0M in cash against $199.4M in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.80

YoY+20.0%

5Y CAGR+10.8%

10Y CAGR+6.5%

Hancock Whitney Corporation paid $1.80 per share in dividends in fiscal year 2025. This represents an increase of 20.0% from the prior year.

Shares Outstanding

82M

YoY-5.2%

5Y CAGR-1.2%

10Y CAGR+0.5%

Hancock Whitney Corporation had 82M shares outstanding in fiscal year 2025. This represents a decrease of 5.2% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

30.1%

YoY+2.9pp

5Y CAGR+34.4pp

10Y CAGR+10.8pp

Hancock Whitney Corporation's net profit margin was 30.1% in fiscal year 2025, showing the share of revenue converted to profit. This is up 2.9 percentage points from the prior year.

Return on Equity

10.9%

YoY-0.3pp

5Y CAGR+12.2pp

10Y CAGR+5.5pp

Hancock Whitney Corporation's ROE was 10.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$246.9M

YoY+555.0%

5Y CAGR+81.0%

10Y CAGR+10.0%

Hancock Whitney Corporation spent $246.9M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 555.0% from the prior year.

Capital Expenditures

$18.7M

YoY+82.9%

5Y CAGR-13.1%

10Y CAGR-2.4%

Hancock Whitney Corporation invested $18.7M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 82.9% from the prior year.

HWC Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$1.6B-4.6%	$1.7B+4.5%	$1.6B+42.5%	$1.1B+15.8%	$982.3M-7.2%	$1.1B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$505.8M-17.2%	$611.1M+16.9%	$522.9M+500.6%	$87.1M+77.6%	$49.0M-57.5%	$115.5M
Income Tax	$126.3M+11.6%	$113.2M+16.0%	$97.5M-27.8%	$135.1M+28.9%	$104.8M+231.8%	-$79.6M
Net Income	$486.1M+5.5%	$460.8M+17.4%	$392.6M-25.1%	$524.1M+13.1%	$463.2M+1125.4%	-$45.2M
EPS (Diluted)	$5.67+7.4%	$5.28+17.3%	$4.50-24.7%	$5.98+14.6%	$5.22+1066.7%	$-0.54

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$407.7M-0.3%	$409.0M+1.6%	$402.6M+1.8%	$395.3M-4.6%	$414.3M-3.5%	$429.5M+0.5%	$427.5M+1.4%	$421.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$125.5M-2.9%	$129.3M+2.9%	$125.6M+0.2%	$125.4M-10.9%	$140.7M-10.8%	$157.7M+0.4%	$157.1M+1.0%	$155.5M
Income Tax	$32.7M-0.4%	$32.9M+5.9%	$31.0M+4.6%	$29.7M+4.3%	$28.4M-4.2%	$29.7M-2.1%	$30.3M+22.6%	$24.7M
Net Income	$125.6M-1.5%	$127.5M+12.3%	$113.5M-5.0%	$119.5M-2.1%	$122.1M+5.6%	$115.6M+0.9%	$114.6M+5.5%	$108.6M
EPS (Diluted)	N/A	$1.49+12.9%	$1.32-4.3%	$1.38	N/A	$1.33+1.5%	$1.31+5.6%	$1.24

HWC Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$35.5B+1.1%	$35.1B-1.4%	$35.6B+1.1%	$35.2B-3.7%	$36.5B+8.6%	$33.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$563.0M-2.1%	$574.9M+2.4%	$561.2M-0.6%	$564.5M+40.7%	$401.2M-23.8%	$526.3M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$925.4M+8.2%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M
Total Liabilities	$31.0B+0.2%	$31.0B-2.6%	$31.8B-0.2%	$31.8B-3.1%	$32.9B+8.8%	$30.2B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$199.4M-5.3%	$210.5M-10.9%	$236.3M-2.4%	$242.1M-0.9%	$244.2M-35.4%	$378.3M
Total Equity	$4.5B+8.1%	$4.1B+8.5%	$3.8B+13.8%	$3.3B-8.9%	$3.7B+6.7%	$3.4B
Retained Earnings	$3.0B+12.2%	$2.7B+13.8%	$2.4B+13.8%	$2.1B+25.9%	$1.7B+28.5%	$1.3B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$35.5B-0.8%	$35.8B+1.6%	$35.2B+1.3%	$34.8B-0.9%	$35.1B-0.4%	$35.2B-0.5%	$35.4B+0.5%	$35.2B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$563.0M+9.4%	$514.6M+0.4%	$512.5M+0.4%	$510.3M-11.2%	$574.9M+0.9%	$569.9M+13.8%	$500.8M+20.9%	$414.3M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$925.4M0.0%	$925.4M0.0%	$925.4M+8.2%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M
Total Liabilities	$31.0B-0.9%	$31.3B+1.4%	$30.8B+1.2%	$30.5B-1.6%	$31.0B-0.4%	$31.1B-1.4%	$31.5B+0.3%	$31.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$199.4M-5.3%	$210.7M0.0%	$210.6M0.0%	$210.6M0.0%	$210.5M-10.9%	$236.4M0.0%	$236.4M0.0%	$236.4M
Total Equity	$4.5B-0.3%	$4.5B+2.5%	$4.4B+2.0%	$4.3B+3.7%	$4.1B-1.1%	$4.2B+6.5%	$3.9B+1.7%	$3.9B
Retained Earnings	$3.0B+3.0%	$2.9B+3.1%	$2.9B+2.7%	$2.8B+3.0%	$2.7B+3.3%	$2.6B+3.2%	$2.5B+3.2%	$2.5B

HWC Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$541.8M-13.4%	$625.7M+26.3%	$495.2M-41.2%	$842.0M+43.8%	$585.7M+64.9%	$355.2M
Capital Expenditures	$18.7M+82.9%	$10.2M-59.1%	$25.0M-14.1%	$29.1M+23.8%	$23.5M-37.8%	$37.9M
Free Cash Flow	$523.1M-15.0%	$615.5M+30.9%	$470.2M-42.2%	$812.9M+44.6%	$562.1M+77.2%	$317.3M
Investing Cash Flow	-$314.4M-214.4%	$274.8M+193.1%	-$295.2M-144.6%	$662.4M+120.5%	-$3.2B-1.5%	-$3.2B
Financing Cash Flow	-$239.3M+73.0%	-$886.8M-336.2%	-$203.3M+84.8%	-$1.3B-153.4%	$2.5B-13.8%	$2.9B
Dividends Paid	$153.8M+17.6%	$130.8M+25.0%	$104.7M+10.8%	$94.5M-1.5%	$95.9M+0.3%	$95.6M
Share Buybacks	$246.9M+555.0%	$37.7M	$0-100.0%	$58.9M+170.2%	$21.8M+71.4%	$12.7M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$153.0M-3.6%	$158.8M+26.2%	$125.8M+20.8%	$104.2M-45.6%	$191.6M+17.9%	$162.5M+54.7%	$105.0M-37.0%	$166.7M
Capital Expenditures	$7.1M+87.0%	$3.8M+0.3%	$3.8M-3.6%	$4.0M+44.4%	$2.7M-30.1%	$3.9M+198.7%	$1.3M-42.3%	$2.3M
Free Cash Flow	$145.9M-5.9%	$155.0M+27.0%	$122.0M+21.7%	$100.2M-46.9%	$188.8M+19.1%	$158.6M+52.9%	$103.7M-36.9%	$164.4M
Investing Cash Flow	$333.9M+161.9%	-$539.0M-34.6%	-$400.5M-237.5%	$291.2M+1241.1%	-$25.5M-109.4%	$271.4M+398.6%	-$90.9M-175.9%	$119.8M
Financing Cash Flow	-$438.5M-214.7%	$382.3M+38.1%	$276.8M+160.2%	-$460.0M-185.7%	-$161.0M+55.9%	-$364.8M-603.9%	$72.4M+116.7%	-$433.4M
Dividends Paid	$37.2M-3.0%	$38.4M-0.8%	$38.7M-2.3%	$39.6M+14.1%	$34.7M-0.2%	$34.8M-0.4%	$34.9M+31.6%	$26.5M
Share Buybacks	$146.6M+266.0%	$40.1M+1.6%	$39.4M+90.1%	$20.7M+163.3%	$7.9M-48.1%	$15.2M+3.9%	$14.6M	$0

HWC Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	30.1%+2.9pp	27.2%+3.0pp	24.2%-21.9pp	46.1%-1.1pp	47.2%+51.4pp	-4.3%
Return on Equity	10.9%-0.3pp	11.2%+0.8pp	10.3%-5.4pp	15.7%+3.1pp	12.6%+13.9pp	-1.3%
Return on Assets	1.4%+0.1pp	1.3%+0.2pp	1.1%-0.4pp	1.5%+0.2pp	1.3%+1.4pp	-0.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.040.0	0.05-0.0	0.06-0.0	0.070.0	0.07-0.0	0.11
FCF Margin	32.4%-4.0pp	36.4%+7.3pp	29.0%-42.5pp	71.5%+14.3pp	57.2%+27.2pp	30.0%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	30.8%-0.4pp	31.2%+3.0pp	28.2%-2.0pp	30.2%+0.8pp	29.5%+2.6pp	26.9%+0.1pp	26.8%+1.0pp	25.8%
Return on Equity	2.8%-0.0pp	2.9%+0.3pp	2.6%-0.2pp	2.8%-0.2pp	3.0%+0.2pp	2.8%-0.2pp	2.9%+0.1pp	2.8%
Return on Assets	0.4%0.0pp	0.4%+0.0pp	0.3%-0.0pp	0.3%-0.0pp	0.4%+0.0pp	0.3%0.0pp	0.3%+0.0pp	0.3%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.040.0	0.050.0	0.050.0	0.050.0	0.050.0	0.060.0	0.060.0	0.06
FCF Margin	35.8%-2.1pp	37.9%+7.6pp	30.3%+4.9pp	25.4%-20.2pp	45.6%+8.7pp	36.9%+12.7pp	24.3%-14.7pp	39.0%

Similar Companies

Bank Ozk OZK

$5.1B

F N B Corp FNB

$6.0B

Ameris Bancorp ABCB

$5.3B

Atlantic Un Bankshares Corp AUB

$5.1B

First Financial Bankshares FFIN

$4.3B

Frequently Asked Questions

What is Hancock Whitney Corporation's annual revenue?

Hancock Whitney Corporation (HWC) reported $1.6B in total revenue for fiscal year 2025. This represents a -4.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Hancock Whitney Corporation's revenue growing?

Hancock Whitney Corporation (HWC) revenue declined by 4.6% year-over-year, from $1.7B to $1.6B in fiscal year 2025.

Is Hancock Whitney Corporation profitable?

Yes, Hancock Whitney Corporation (HWC) reported a net income of $486.1M in fiscal year 2025, with a net profit margin of 30.1%.

How much debt does Hancock Whitney Corporation have?

As of fiscal year 2025, Hancock Whitney Corporation (HWC) had $563.0M in cash and equivalents against $199.4M in long-term debt.

What is Hancock Whitney Corporation's net profit margin?

Hancock Whitney Corporation (HWC) had a net profit margin of 30.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Hancock Whitney Corporation pay dividends?

Yes, Hancock Whitney Corporation (HWC) paid $1.80 per share in dividends during fiscal year 2025.

What is Hancock Whitney Corporation's return on equity (ROE)?

Hancock Whitney Corporation (HWC) has a return on equity of 10.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Hancock Whitney Corporation's free cash flow?

Hancock Whitney Corporation (HWC) generated $523.1M in free cash flow during fiscal year 2025. This represents a -15.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Hancock Whitney Corporation's operating cash flow?

Hancock Whitney Corporation (HWC) generated $541.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Hancock Whitney Corporation's total assets?

Hancock Whitney Corporation (HWC) had $35.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Hancock Whitney Corporation's capital expenditures?

Hancock Whitney Corporation (HWC) invested $18.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Hancock Whitney Corporation buy back shares?

Yes, Hancock Whitney Corporation (HWC) spent $246.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Hancock Whitney Corporation have outstanding?

Hancock Whitney Corporation (HWC) had 82M shares outstanding as of fiscal year 2025.

What is Hancock Whitney Corporation's debt-to-equity ratio?

Hancock Whitney Corporation (HWC) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Hancock Whitney Corporation's return on assets (ROA)?

Hancock Whitney Corporation (HWC) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Hancock Whitney Corporation's Piotroski F-Score?

Hancock Whitney Corporation (HWC) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Hancock Whitney Corporation's earnings high quality?

Hancock Whitney Corporation (HWC) has an earnings quality ratio of 1.11x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Hancock Whitney Corporation?

Hancock Whitney Corporation (HWC) scores 65 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.