This page shows Hancock Whitney Corporation (HWC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Hancock Whitney Corporation generated $1.7B in revenue in fiscal year 2024. This represents an increase of 4.5% from the prior year.
Hancock Whitney Corporation generated $615.5M in free cash flow in fiscal year 2024, representing cash available after capex. This represents an increase of 30.9% from the prior year.
Hancock Whitney Corporation reported $460.8M in net income in fiscal year 2024. This represents an increase of 17.4% from the prior year.
Hancock Whitney Corporation earned $5.28 per diluted share (EPS) in fiscal year 2024. This represents an increase of 17.3% from the prior year.
Hancock Whitney Corporation paid $1.50 per share in dividends in fiscal year 2024. This represents an increase of 25.0% from the prior year.
Hancock Whitney Corporation had 86M shares outstanding in fiscal year 2024. This represents a decrease of 0.3% from the prior year.
Hancock Whitney Corporation's net profit margin was 27.2% in fiscal year 2024, showing the share of revenue converted to profit. This is up 3.0 percentage points from the prior year.
Hancock Whitney Corporation's ROE was 11.2% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 0.8 percentage points from the prior year.
Hancock Whitney Corporation spent $37.7M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
Hancock Whitney Corporation invested $10.2M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 59.1% from the prior year.
HWC Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $409.0M+1.6% | $402.6M+1.8% | $395.3M-4.6% | $414.3M-3.5% | $429.5M+0.5% | $427.5M+1.4% | $421.7M-1.2% | $426.8M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $129.3M+2.9% | $125.6M+0.2% | $125.4M-10.9% | $140.7M-10.8% | $157.7M+0.4% | $157.1M+1.0% | $155.5M-1.2% | $157.3M |
| Income Tax | $32.9M+5.9% | $31.0M+4.6% | $29.7M+4.3% | $28.4M-4.2% | $29.7M-2.1% | $30.3M+22.6% | $24.7M+111.2% | $11.7M |
| Net Income | $127.5M+12.3% | $113.5M-5.0% | $119.5M-2.1% | $122.1M+5.6% | $115.6M+0.9% | $114.6M+5.5% | $108.6M+114.6% | $50.6M |
| EPS (Diluted) | $1.49+12.9% | $1.32-4.3% | $1.38-1.4% | $1.40+5.3% | $1.33+1.5% | $1.31+5.6% | $1.24+113.8% | $0.58 |
HWC Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $35.8B+1.6% | $35.2B+1.3% | $34.8B-0.9% | $35.1B-0.4% | $35.2B-0.5% | $35.4B+0.5% | $35.2B-0.9% | $35.6B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $925.4M0.0% | $925.4M+8.2% | $855.5M0.0% | $855.5M0.0% | $855.5M0.0% | $855.5M0.0% | $855.5M0.0% | $855.5M |
| Total Liabilities | $31.3B+1.4% | $30.8B+1.2% | $30.5B-1.6% | $31.0B-0.4% | $31.1B-1.4% | $31.5B+0.3% | $31.4B-1.2% | $31.8B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $210.7M0.0% | $210.6M0.0% | $210.6M0.0% | $210.5M-10.9% | $236.4M0.0% | $236.4M0.0% | $236.4M0.0% | $236.3M |
| Total Equity | $4.5B+2.5% | $4.4B+2.0% | $4.3B+3.7% | $4.1B-1.1% | $4.2B+6.5% | $3.9B+1.7% | $3.9B+1.3% | $3.8B |
| Retained Earnings | $2.9B+3.1% | $2.9B+2.7% | $2.8B+3.0% | $2.7B+3.3% | $2.6B+3.2% | $2.5B+3.2% | $2.5B+3.5% | $2.4B |
HWC Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | N/A | N/A | $104.2M | N/A | N/A | N/A | $166.7M | N/A |
| Capital Expenditures | N/A | N/A | $4.0M | N/A | N/A | N/A | $2.3M | N/A |
| Free Cash Flow | N/A | N/A | $100.2M | N/A | N/A | N/A | $164.4M | N/A |
| Investing Cash Flow | N/A | N/A | $291.2M | N/A | N/A | N/A | $119.8M | N/A |
| Financing Cash Flow | N/A | N/A | -$460.0M | N/A | N/A | N/A | -$433.4M | N/A |
| Dividends Paid | N/A | N/A | $39.6M | N/A | N/A | N/A | $26.5M | N/A |
| Share Buybacks | N/A | N/A | $20.7M | N/A | N/A | N/A | $0 | N/A |
HWC Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 31.2%+3.0pp | 28.2%-2.0pp | 30.2%+0.8pp | 29.5%+2.6pp | 26.9%+0.1pp | 26.8%+1.0pp | 25.8%+13.9pp | 11.9% |
| Return on Equity | 2.9%+0.3pp | 2.6%-0.2pp | 2.8%-0.2pp | 3.0%+0.2pp | 2.8%-0.2pp | 2.9%+0.1pp | 2.8%+1.5pp | 1.3% |
| Return on Assets | 0.4%+0.0pp | 0.3%-0.0pp | 0.3%-0.0pp | 0.4%+0.0pp | 0.3%0.0pp | 0.3%+0.0pp | 0.3%+0.2pp | 0.1% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.050.0 | 0.050.0 | 0.050.0 | 0.050.0 | 0.060.0 | 0.060.0 | 0.060.0 | 0.06 |
| FCF Margin | N/A | N/A | 25.4% | N/A | N/A | N/A | 39.0% | N/A |
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks.
Financial strength trend (9 signals). 7-9 = strong, 0-3 = weak.
Operating cash flow vs net income. Above 1.0x = cash-backed earnings.
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Frequently Asked Questions
What is Hancock Whitney Corporation's annual revenue?
Hancock Whitney Corporation (HWC) reported $1.7B in total revenue for fiscal year 2024. This represents a 4.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Hancock Whitney Corporation's revenue growing?
Hancock Whitney Corporation (HWC) revenue grew by 4.5% year-over-year, from $1.6B to $1.7B in fiscal year 2024.
Is Hancock Whitney Corporation profitable?
Yes, Hancock Whitney Corporation (HWC) reported a net income of $460.8M in fiscal year 2024, with a net profit margin of 27.2%.
What is Hancock Whitney Corporation's earnings per share (EPS)?
Hancock Whitney Corporation (HWC) reported diluted earnings per share of $5.28 for fiscal year 2024. This represents a 17.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Hancock Whitney Corporation's net profit margin?
Hancock Whitney Corporation (HWC) had a net profit margin of 27.2% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
Does Hancock Whitney Corporation pay dividends?
Yes, Hancock Whitney Corporation (HWC) paid $1.50 per share in dividends during fiscal year 2024.
What is Hancock Whitney Corporation's return on equity (ROE)?
Hancock Whitney Corporation (HWC) has a return on equity of 11.2% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Hancock Whitney Corporation's free cash flow?
Hancock Whitney Corporation (HWC) generated $615.5M in free cash flow during fiscal year 2024. This represents a 30.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Hancock Whitney Corporation's operating cash flow?
Hancock Whitney Corporation (HWC) generated $625.7M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Hancock Whitney Corporation's total assets?
Hancock Whitney Corporation (HWC) had $35.1B in total assets as of fiscal year 2024, including both current and long-term assets.
What are Hancock Whitney Corporation's capital expenditures?
Hancock Whitney Corporation (HWC) invested $10.2M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
Does Hancock Whitney Corporation buy back shares?
Yes, Hancock Whitney Corporation (HWC) spent $37.7M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
How many shares does Hancock Whitney Corporation have outstanding?
Hancock Whitney Corporation (HWC) had 86M shares outstanding as of fiscal year 2024.
What is Hancock Whitney Corporation's debt-to-equity ratio?
Hancock Whitney Corporation (HWC) had a debt-to-equity ratio of 0.05 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Hancock Whitney Corporation's return on assets (ROA)?
Hancock Whitney Corporation (HWC) had a return on assets of 1.3% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Hancock Whitney Corporation's Piotroski F-Score?
Hancock Whitney Corporation (HWC) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals.
Are Hancock Whitney Corporation's earnings high quality?
Hancock Whitney Corporation (HWC) has an earnings quality ratio of 1.36x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation.
How financially healthy is Hancock Whitney Corporation?
Hancock Whitney Corporation (HWC) scores 71 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks.