What is International Mny Express Inc's earnings per share (EPS)?

International Mny Express Inc (IMXI) reported diluted earnings per share of $1.08 for fiscal year 2025. This represents a -39.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

International Mny Express Inc Financials

IMXI

Source SEC Filings (10-K/10-Q) Data as of Mar 31, 2026 Currency USD FYE December

This page shows International Mny Express Inc (IMXI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI IMXI FY2025 2026-04-30

Falling volume against a rising overhead base turned a still-cash-generating remittance model into a much lower-margin business in FY2025.

From FY2023 to FY2025, revenue slipped from $658.7M to $607.8M, but SG&A moved the opposite way, rising from $70.2M to $75.0M; that mismatch helps explain why operating margin compressed from 14.5% to 9.2% rather than merely tracking the sales decline. Even so, FY2025 operating cash flow of $36.9M still exceeded net income of $32.7M, so the problem is more cost absorption than profits failing to turn into cash.

The balance sheet shows good short-term liquidity but not a cash-rich posture: cash of $168.7M and a current ratio of 2.5x support near-term obligations, yet long-term debt of $194.8M means leverage still shapes how the business is financed.

Free cash flow fell to $15.8M in FY2025 from $130.7M in FY2023, showing that the earlier cash peak was not the business's steady state. With capital spending at $21.1M and operating cash flow normalized, cash available after reinvestment is much thinner, leaving less room for buybacks or debt reduction.

Financial Health Signals

Financial Health Score 62/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of International Mny Express Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

International Mny Express Inc has an operating margin of 9.2%, meaning the company retains $9 of operating profit per $100 of revenue. This strong profitability earns a score of 76/100, reflecting efficient cost management and pricing power. This is down from 14.4% the prior year.

Growth

International Mny Express Inc's revenue declined 7.7% year-over-year, from $658.6M to $607.8M. This contraction results in a growth score of 20/100.

Leverage

International Mny Express Inc carries a low D/E ratio of 1.21, meaning only $1.21 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 66/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

With a current ratio of 2.51, International Mny Express Inc holds $2.51 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 69/100.

Cash Flow

International Mny Express Inc has a free cash flow margin of 2.6%, earning a moderate score of 53/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

International Mny Express Inc earns a strong 20.3% return on equity (ROE), meaning it generates $20 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 87/100. This is down from 43.6% the prior year.

Altman Z-Score Safe

3.48

International Mny Express Inc scores 3.48, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

5/8

International Mny Express Inc passes 5 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.13x

For every $1 of reported earnings, International Mny Express Inc generates $1.13 in operating cash flow ($36.9M OCF vs $32.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

4.7x

International Mny Express Inc earns $4.7 in operating income for every $1 of interest expense ($55.6M vs $11.8M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$607.8M

YoY-7.7%

5Y CAGR+11.2%

International Mny Express Inc generated $607.8M in revenue in fiscal year 2025. This represents a decrease of 7.7% from the prior year.

EBITDA

$72.8M

YoY-33.0%

5Y CAGR+2.7%

International Mny Express Inc's EBITDA was $72.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 33.0% from the prior year.

Net Income

$32.7M

YoY-44.5%

5Y CAGR-0.7%

International Mny Express Inc reported $32.7M in net income in fiscal year 2025. This represents a decrease of 44.5% from the prior year.

EPS (Diluted)

$1.08

YoY-39.7%

5Y CAGR+4.2%

International Mny Express Inc earned $1.08 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 39.7% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$15.8M

YoY-31.5%

International Mny Express Inc generated $15.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 31.5% from the prior year.

Cash & Debt

$168.7M

YoY+29.3%

5Y CAGR+17.6%

International Mny Express Inc held $168.7M in cash against $194.8M in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

30M

YoY-2.7%

5Y CAGR-4.9%

International Mny Express Inc had 30M shares outstanding in fiscal year 2025. This represents a decrease of 2.7% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

9.2%

YoY-5.3pp

5Y CAGR-5.6pp

International Mny Express Inc's operating margin was 9.2% in fiscal year 2025, reflecting core business profitability. This is down 5.3 percentage points from the prior year.

Net Margin

5.4%

YoY-3.6pp

5Y CAGR-4.1pp

International Mny Express Inc's net profit margin was 5.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 3.6 percentage points from the prior year.

Return on Equity

20.3%

YoY-23.3pp

5Y CAGR-15.6pp

International Mny Express Inc's ROE was 20.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 23.3 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$16.3M

YoY-78.3%

International Mny Express Inc spent $16.3M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 78.3% from the prior year.

Capital Expenditures

$21.1M

YoY-29.7%

5Y CAGR+39.0%

International Mny Express Inc invested $21.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 29.7% from the prior year.

IMXI Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$607.8M-7.7%	$658.6M0.0%	$658.7M+20.5%	$546.8M+19.1%	$459.2M+28.6%	$357.2M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$75.0M+9.9%	$68.2M-2.8%	$70.2M+34.4%	$52.2M+21.3%	$43.1M+31.2%	$32.8M
Operating Income	$55.6M-41.4%	$95.0M-0.5%	$95.5M+15.2%	$82.9M+22.2%	$67.9M+28.3%	$52.9M
Interest Expense	$11.8M+0.8%	$11.7M+12.7%	$10.4M+85.2%	$5.6M+24.1%	$4.5M-30.9%	$6.6M
Income Tax	$14.4M-41.0%	$24.4M-4.3%	$25.5M+28.1%	$19.9M+21.1%	$16.5M+31.6%	$12.5M
Net Income	$32.7M-44.5%	$58.8M-1.2%	$59.5M+3.8%	$57.3M+22.4%	$46.8M+38.7%	$33.8M
EPS (Diluted)	$1.08-39.7%	$1.79+9.8%	$1.63+10.1%	$1.48+23.3%	$1.20+36.4%	$0.88

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$122.0M-17.3%	$147.4M-4.8%	$154.9M-3.9%	$161.1M+11.7%	$144.3M-12.4%	$164.8M-4.2%	$171.9M+0.2%	$171.5M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$18.9M+2.0%	$18.5M-6.0%	$19.7M+6.3%	$18.5M+1.3%	$18.3M+14.2%	$16.0M-7.1%	$17.2M+2.0%	$16.9M
Operating Income	$3.7M-68.3%	$11.6M+9.9%	$10.5M-45.9%	$19.5M+38.3%	$14.1M-43.0%	$24.7M-11.2%	$27.8M+21.5%	$22.9M
Interest Expense	$2.2M-27.9%	$3.1M+2.7%	$3.0M-3.6%	$3.1M+14.6%	$2.7M-1.7%	$2.7M-14.1%	$3.2M+3.4%	$3.1M
Income Tax	$955K-66.7%	$2.9M+10.8%	$2.6M-51.7%	$5.4M+48.7%	$3.6M-45.1%	$6.6M-10.4%	$7.3M+26.9%	$5.8M
Net Income	$511K-94.3%	$8.9M+80.0%	$5.0M-54.9%	$11.0M+41.7%	$7.8M-49.5%	$15.4M-11.1%	$17.3M+23.3%	$14.0M
EPS (Diluted)	$0.02	N/A	$0.17-54.1%	$0.37+48.0%	$0.25	N/A	$0.53+26.2%	$0.42

IMXI Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$517.7M+12.0%	$462.4M-19.8%	$576.8M+12.6%	$512.1M+50.4%	$340.5M+31.2%	$259.5M
Current Assets	$353.2M+18.6%	$297.8M-31.2%	$432.9M+13.2%	$382.4M+45.1%	$263.5M+41.1%	$186.7M
Cash & Equivalents	$168.7M+29.3%	$130.5M-45.4%	$239.2M+60.0%	$149.5M+12.8%	$132.5M+76.9%	$74.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$105.4M-1.6%	$107.1M-31.0%	$155.2M+19.6%	$129.8M+92.8%	$67.3M+22.4%	$55.0M
Goodwill	$54.0M-2.2%	$55.2M+2.2%	$54.0M+8.5%	$49.8M+37.3%	$36.3M0.0%	$36.3M
Total Liabilities	$356.6M+8.9%	$327.5M-23.5%	$427.8M+18.1%	$362.2M+83.4%	$197.5M+19.5%	$165.2M
Current Liabilities	$141.0M-7.3%	$152.0M-32.0%	$223.4M+20.9%	$184.8M+58.1%	$116.9M+39.2%	$83.9M
Long-Term Debt	$194.8M+24.4%	$156.6M-13.5%	$181.1M+20.5%	$150.2M+89.7%	$79.2M-1.7%	$80.6M
Total Equity	$161.1M+19.4%	$134.9M-9.5%	$149.0M-0.6%	$149.9M+4.8%	$143.0M+51.7%	$94.3M
Retained Earnings	$290.1M+12.7%	$257.5M+29.6%	$198.6M+42.8%	$139.1M+70.1%	$81.8M+134.0%	$35.0M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$565.9M+9.3%	$517.7M+8.1%	$478.7M-7.6%	$518.0M+5.6%	$490.6M+6.1%	$462.4M-3.9%	$480.9M-21.5%	$612.4M
Current Assets	$402.4M+13.9%	$353.2M+13.5%	$311.2M-11.4%	$351.2M+7.7%	$325.9M+9.5%	$297.8M-8.6%	$325.8M-29.6%	$462.7M
Cash & Equivalents	$170.3M+1.0%	$168.7M+11.3%	$151.6M-13.2%	$174.7M+15.1%	$151.8M+16.3%	$130.5M-16.7%	$156.6M-32.8%	$233.2M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$106.3M+0.9%	$105.4M-11.6%	$119.2M-15.8%	$141.7M+8.1%	$131.0M+22.4%	$107.1M-15.2%	$126.3M-36.7%	$199.5M
Goodwill	$54.0M0.0%	$54.0M-2.2%	$55.2M0.0%	$55.2M0.0%	$55.2M0.0%	$55.2M0.0%	$55.2M+2.2%	$54.0M
Total Liabilities	$403.3M+13.1%	$356.6M+8.4%	$329.0M-12.4%	$375.8M+6.9%	$351.3M+7.3%	$327.5M-3.4%	$339.1M-27.9%	$470.0M
Current Liabilities	$141.8M+0.6%	$141.0M-8.2%	$153.5M-28.8%	$215.5M+15.6%	$186.5M+22.7%	$152.0M-16.0%	$180.9M-26.6%	$246.4M
Long-Term Debt	$240.8M+23.6%	$194.8M+23.4%	$157.9M+9.6%	$144.1M-2.2%	$147.4M-5.9%	$156.6M+13.3%	$138.2M-31.9%	$202.9M
Total Equity	$162.7M+1.0%	$161.1M+7.6%	$149.7M+5.2%	$142.3M+2.2%	$139.2M+3.2%	$134.9M-4.9%	$141.8M-0.4%	$142.4M
Retained Earnings	$290.7M+0.2%	$290.1M+3.2%	$281.2M+1.8%	$276.2M+4.1%	$265.2M+3.0%	$257.5M+6.4%	$242.1M+7.7%	$224.8M

IMXI Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$36.9M-30.5%	$53.1M-63.0%	$143.5M+845.9%	$15.2M-80.6%	$78.1M+8974.8%	-$880K
Capital Expenditures	$21.1M-29.7%	$30.0M+134.3%	$12.8M+5.2%	$12.2M+15.0%	$10.6M+160.7%	$4.1M
Free Cash Flow	$15.8M-31.5%	$23.1M-82.3%	$130.7M+4255.9%	$3.0M-95.6%	$67.5M+1466.0%	-$4.9M
Investing Cash Flow	-$22.1M+49.8%	-$43.9M-140.4%	-$18.3M-45.9%	-$12.5M-16.3%	-$10.8M-165.2%	-$4.1M
Financing Cash Flow	$20.8M+118.2%	-$114.2M-207.7%	-$37.1M-364.0%	$14.1M+246.2%	-$9.6M-56.1%	-$6.2M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$16.3M-78.3%	$75.1M+13.4%	$66.3M+23.3%	$53.7M+865.4%	$5.6M	$0

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	-$37.4M-139.2%	-$15.6M+45.5%	-$28.7M-171.9%	$39.9M-3.3%	$41.3M+945.4%	-$4.9M-116.7%	$29.3M+249.7%	-$19.6M
Capital Expenditures	$5.5M+26.0%	$4.4M-36.5%	$6.9M+50.3%	$4.6M-13.4%	$5.3M+34.0%	$3.9M-33.4%	$5.9M-11.4%	$6.7M
Free Cash Flow	-$42.9M-114.5%	-$20.0M+43.8%	-$35.5M-200.6%	$35.3M-1.9%	$36.0M+508.2%	-$8.8M-137.7%	$23.4M+189.1%	-$26.2M
Investing Cash Flow	-$5.5M-20.4%	-$4.6M+39.0%	-$7.5M-58.3%	-$4.7M+11.2%	-$5.3M+67.0%	-$16.1M-108.7%	-$7.7M-15.6%	-$6.7M
Financing Cash Flow	$45.1M+22.0%	$36.9M+171.0%	$13.6M+193.2%	-$14.6M+3.5%	-$15.1M-409.9%	-$3.0M+96.9%	-$97.2M-337.0%	$41.0M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$0	$0	$0-100.0%	$11.4M+127.9%	$5.0M-75.3%	$20.2M-0.6%	$20.3M+81.4%	$11.2M

IMXI Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	9.2%-5.3pp	14.4%-0.1pp	14.5%-0.7pp	15.2%+0.4pp	14.8%-0.0pp	14.8%
Net Margin	5.4%-3.6pp	8.9%-0.1pp	9.0%-1.4pp	10.5%+0.3pp	10.2%+0.7pp	9.5%
Return on Equity	20.3%-23.3pp	43.6%+3.7pp	39.9%+1.7pp	38.2%+5.5pp	32.8%-3.1pp	35.8%
Return on Assets	6.3%-6.4pp	12.7%+2.4pp	10.3%-0.9pp	11.2%-2.6pp	13.8%+0.7pp	13.0%
Current Ratio	2.51+0.5	1.96+0.0	1.94-0.1	2.07-0.2	2.26+0.0	2.22
Debt-to-Equity	1.21+0.0	1.16-0.1	1.22+0.2	1.00+0.4	0.55-0.3	0.85
FCF Margin	2.6%-0.9pp	3.5%-16.3pp	19.8%+19.3pp	0.5%-14.1pp	14.7%+16.1pp	-1.4%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	3.0%-4.8pp	7.8%+1.0pp	6.8%-5.3pp	12.1%+2.3pp	9.8%-5.2pp	15.0%-1.2pp	16.2%+2.8pp	13.4%
Net Margin	0.4%-5.6pp	6.1%+2.9pp	3.2%-3.6pp	6.8%+1.4pp	5.4%-4.0pp	9.3%-0.7pp	10.1%+1.9pp	8.2%
Return on Equity	0.3%-5.2pp	5.5%+2.2pp	3.3%-4.4pp	7.7%+2.2pp	5.6%-5.8pp	11.4%-0.8pp	12.2%+2.3pp	9.8%
Return on Assets	0.1%-1.6pp	1.7%+0.7pp	1.0%-1.1pp	2.1%+0.5pp	1.6%-1.8pp	3.3%-0.3pp	3.6%+1.3pp	2.3%
Current Ratio	2.84+0.3	2.51+0.5	2.03+0.4	1.63-0.1	1.75-0.2	1.96+0.2	1.80-0.1	1.88
Debt-to-Equity	1.48+0.3	1.21+0.2	1.06+0.0	1.01-0.0	1.06-0.1	1.16+0.2	0.97-0.5	1.43
FCF Margin	-35.1%-21.6pp	-13.6%+9.4pp	-22.9%-44.9pp	21.9%-3.0pp	24.9%+30.3pp	-5.3%-18.9pp	13.6%+28.9pp	-15.3%

Similar Companies

Allot Ltd ALLT

$365.5M

Xunlei Ltd XNET

$353.9M

Arqit Quantum Inc ARQQ

$319.3M

Bandwidth Inc BAND

$1.9B

Gorilla Technology Group GRRR

$348.9M

Frequently Asked Questions

What is International Mny Express Inc's annual revenue?

International Mny Express Inc (IMXI) reported $607.8M in total revenue for fiscal year 2025. This represents a -7.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is International Mny Express Inc's revenue growing?

International Mny Express Inc (IMXI) revenue declined by 7.7% year-over-year, from $658.6M to $607.8M in fiscal year 2025.

Is International Mny Express Inc profitable?

Yes, International Mny Express Inc (IMXI) reported a net income of $32.7M in fiscal year 2025, with a net profit margin of 5.4%.

What is International Mny Express Inc's EBITDA?

International Mny Express Inc (IMXI) had EBITDA of $72.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does International Mny Express Inc have?

As of fiscal year 2025, International Mny Express Inc (IMXI) had $168.7M in cash and equivalents against $194.8M in long-term debt.

What is International Mny Express Inc's operating margin?

International Mny Express Inc (IMXI) had an operating margin of 9.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is International Mny Express Inc's net profit margin?

International Mny Express Inc (IMXI) had a net profit margin of 5.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is International Mny Express Inc's return on equity (ROE)?

International Mny Express Inc (IMXI) has a return on equity of 20.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is International Mny Express Inc's free cash flow?

International Mny Express Inc (IMXI) generated $15.8M in free cash flow during fiscal year 2025. This represents a -31.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is International Mny Express Inc's operating cash flow?

International Mny Express Inc (IMXI) generated $36.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are International Mny Express Inc's total assets?

International Mny Express Inc (IMXI) had $517.7M in total assets as of fiscal year 2025, including both current and long-term assets.

What are International Mny Express Inc's capital expenditures?

International Mny Express Inc (IMXI) invested $21.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does International Mny Express Inc buy back shares?

Yes, International Mny Express Inc (IMXI) spent $16.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does International Mny Express Inc have outstanding?

International Mny Express Inc (IMXI) had 30M shares outstanding as of fiscal year 2025.

What is International Mny Express Inc's current ratio?

International Mny Express Inc (IMXI) had a current ratio of 2.51 as of fiscal year 2025, which is generally considered healthy.

What is International Mny Express Inc's debt-to-equity ratio?

International Mny Express Inc (IMXI) had a debt-to-equity ratio of 1.21 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is International Mny Express Inc's return on assets (ROA)?

International Mny Express Inc (IMXI) had a return on assets of 6.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is International Mny Express Inc's Altman Z-Score?

International Mny Express Inc (IMXI) has an Altman Z-Score of 3.48, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is International Mny Express Inc's Piotroski F-Score?

International Mny Express Inc (IMXI) has a Piotroski F-Score of 5 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are International Mny Express Inc's earnings high quality?

International Mny Express Inc (IMXI) has an earnings quality ratio of 1.13x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can International Mny Express Inc cover its interest payments?

International Mny Express Inc (IMXI) has an interest coverage ratio of 4.7x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is International Mny Express Inc?

International Mny Express Inc (IMXI) scores 62 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.