Investors Title Co Nc Financials
This page shows Investors Title Co Nc (ITIC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Investors Title Co Nc's revenue grew 14.9% year-over-year to $258.3M, a solid pace of expansion. This earns a growth score of 71/100.
Investors Title Co Nc carries a low D/E ratio of 0.32, meaning only $0.32 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 99/100, indicating a strong balance sheet with room for future borrowing.
Investors Title Co Nc has a free cash flow margin of 8.7%, earning a moderate score of 43/100. The company generates positive cash flow after capital investments, but with room for improvement.
Investors Title Co Nc's ROE of 12.3% shows moderate profitability relative to equity, earning a score of 49/100. This is up from 8.6% the prior year.
Investors Title Co Nc passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Investors Title Co Nc generates $0.96 in operating cash flow ($29.8M OCF vs $31.1M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Investors Title Co Nc generated $258.3M in revenue in fiscal year 2024. This represents an increase of 14.9% from the prior year.
Investors Title Co Nc generated $22.4M in free cash flow in fiscal year 2024, representing cash available after capex. This represents an increase of 1373.7% from the prior year.
Investors Title Co Nc reported $31.1M in net income in fiscal year 2024. This represents an increase of 43.3% from the prior year.
Investors Title Co Nc earned $16.43 per diluted share (EPS) in fiscal year 2024. This represents an increase of 43.5% from the prior year.
Investors Title Co Nc held $24.7M in cash against $0 in long-term debt as of fiscal year 2024.
Investors Title Co Nc paid $15.84 per share in dividends in fiscal year 2024. This represents an increase of 171.2% from the prior year.
Investors Title Co Nc had 2M shares outstanding in fiscal year 2024. This represents a decrease of 0.3% from the prior year.
Investors Title Co Nc's net profit margin was 12.0% in fiscal year 2024, showing the share of revenue converted to profit. This is up 2.4 percentage points from the prior year.
Investors Title Co Nc's ROE was 12.3% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 3.7 percentage points from the prior year.
Investors Title Co Nc spent $1.1M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents an increase of 14.6% from the prior year.
Investors Title Co Nc invested $7.4M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 19.2% from the prior year.
ITIC Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $73.0M-0.8% | $73.6M+30.2% | $56.6M-19.9% | $70.6M+8.0% | $65.4M+22.3% | $53.5M-0.4% | $53.7M-12.6% | $61.4M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $2.9M-18.3% | $3.5M+299.1% | $882K-64.0% | $2.4M+2.2% | $2.4M+88.4% | $1.3M+237.4% | $377K-75.3% | $1.5M |
| Net Income | $12.2M-0.5% | $12.3M+287.2% | $3.2M-62.1% | $8.4M-5.7% | $8.9M+96.0% | $4.5M-22.5% | $5.8M-17.6% | $7.1M |
| EPS (Diluted) | $6.45-0.5% | $6.48+288.0% | $1.67-62.1% | $4.41-6.2% | $4.70+95.8% | $2.40-22.1% | $3.08-17.9% | $3.75 |
ITIC Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $363.3M+5.1% | $345.8M+3.6% | $333.8M+0.1% | $333.6M-2.0% | $340.3M+3.3% | $329.5M-0.3% | $330.6M-0.4% | $331.9M |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $22.8M-23.3% | $29.7M+7.5% | $27.6M+12.0% | $24.7M-7.6% | $26.7M+23.5% | $21.6M-10.1% | $24.0M-21.0% | $30.4M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $6.8M0.0% | $6.8M-29.2% | $9.6M0.0% | $9.6M0.0% | $9.6M0.0% | $9.6M0.0% | $9.6M0.0% | $9.6M |
| Total Liabilities | $85.3M+7.1% | $79.6M+0.4% | $79.4M-3.0% | $81.8M+4.2% | $78.5M+4.0% | $75.5M-4.4% | $79.0M-0.3% | $79.2M |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $278.0M+4.4% | $266.2M+4.6% | $254.4M+1.0% | $251.8M-3.8% | $261.8M+3.1% | $254.0M+1.0% | $251.6M-0.4% | $252.7M |
| Retained Earnings | $276.9M+4.3% | $265.4M+4.5% | $253.8M+1.0% | $251.4M-3.9% | $261.6M+3.2% | $253.6M+1.1% | $250.9M-1.0% | $253.4M |
ITIC Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $17.2M+93.7% | $8.9M+11913.3% | -$75K-100.6% | $12.1M+44.1% | $8.4M+486.8% | $1.4M-89.8% | $14.1M+1915.5% | $702K |
| Capital Expenditures | $1.3M-13.4% | $1.6M+16.8% | $1.3M-1.3% | $1.3M-36.2% | $2.1M-5.3% | $2.2M-13.1% | $2.6M+59.9% | $1.6M |
| Free Cash Flow | $15.8M+116.5% | $7.3M+619.6% | -$1.4M-113.0% | $10.8M+70.9% | $6.3M+897.1% | -$793K-106.8% | $11.6M+1384.3% | -$902K |
| Investing Cash Flow | -$23.2M-292.7% | -$5.9M-251.9% | $3.9M-72.8% | $14.3M+684.2% | -$2.4M-26.6% | -$1.9M+84.0% | -$12.1M-375.2% | $4.4M |
| Financing Cash Flow | -$868K0.0% | -$868K0.0% | -$868K+96.8% | -$27.3M-2893.1% | -$911K+52.6% | -$1.9M+77.2% | -$8.4M-869.2% | -$870K |
| Dividends Paid | $868K0.0% | $868K0.0% | $868K-96.8% | $27.3M+3048.4% | $866K-0.1% | $867K-89.7% | $8.4M+869.2% | $870K |
| Share Buybacks | $0 | $0 | $0-100.0% | $1K-97.8% | $45K-95.7% | $1.1M | $0 | $0 |
ITIC Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 16.7%+0.1pp | 16.7%+11.1pp | 5.6%-6.2pp | 11.8%-1.7pp | 13.6%+5.1pp | 8.5%-2.4pp | 10.9%-0.7pp | 11.5% |
| Return on Equity | 4.4%-0.2pp | 4.6%+3.4pp | 1.3%-2.1pp | 3.3%-0.1pp | 3.4%+1.6pp | 1.8%-0.5pp | 2.3%-0.5pp | 2.8% |
| Return on Assets | 3.4%-0.2pp | 3.5%+2.6pp | 0.9%-1.6pp | 2.5%-0.1pp | 2.6%+1.2pp | 1.4%-0.4pp | 1.8%-0.4pp | 2.1% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.310.0 | 0.30-0.0 | 0.31-0.0 | 0.32+0.0 | 0.300.0 | 0.30-0.0 | 0.310.0 | 0.31 |
| FCF Margin | 21.6%+11.7pp | 9.9%+12.4pp | -2.5%-17.8pp | 15.3%+5.6pp | 9.7%+11.1pp | -1.5%-23.1pp | 21.6%+23.0pp | -1.5% |
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Frequently Asked Questions
What is Investors Title Co Nc's annual revenue?
Investors Title Co Nc (ITIC) reported $258.3M in total revenue for fiscal year 2024. This represents a 14.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Investors Title Co Nc's revenue growing?
Investors Title Co Nc (ITIC) revenue grew by 14.9% year-over-year, from $224.8M to $258.3M in fiscal year 2024.
Is Investors Title Co Nc profitable?
Yes, Investors Title Co Nc (ITIC) reported a net income of $31.1M in fiscal year 2024, with a net profit margin of 12.0%.
What is Investors Title Co Nc's earnings per share (EPS)?
Investors Title Co Nc (ITIC) reported diluted earnings per share of $16.43 for fiscal year 2024. This represents a 43.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Investors Title Co Nc's net profit margin?
Investors Title Co Nc (ITIC) had a net profit margin of 12.0% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
Does Investors Title Co Nc pay dividends?
Yes, Investors Title Co Nc (ITIC) paid $15.84 per share in dividends during fiscal year 2024.
What is Investors Title Co Nc's return on equity (ROE)?
Investors Title Co Nc (ITIC) has a return on equity of 12.3% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Investors Title Co Nc's free cash flow?
Investors Title Co Nc (ITIC) generated $22.4M in free cash flow during fiscal year 2024. This represents a 1373.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Investors Title Co Nc's operating cash flow?
Investors Title Co Nc (ITIC) generated $29.8M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Investors Title Co Nc's total assets?
Investors Title Co Nc (ITIC) had $333.6M in total assets as of fiscal year 2024, including both current and long-term assets.
What are Investors Title Co Nc's capital expenditures?
Investors Title Co Nc (ITIC) invested $7.4M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
Does Investors Title Co Nc buy back shares?
Yes, Investors Title Co Nc (ITIC) spent $1.1M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
How many shares does Investors Title Co Nc have outstanding?
Investors Title Co Nc (ITIC) had 2M shares outstanding as of fiscal year 2024.
What is Investors Title Co Nc's debt-to-equity ratio?
Investors Title Co Nc (ITIC) had a debt-to-equity ratio of 0.32 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Investors Title Co Nc's return on assets (ROA)?
Investors Title Co Nc (ITIC) had a return on assets of 9.3% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Investors Title Co Nc's Piotroski F-Score?
Investors Title Co Nc (ITIC) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Investors Title Co Nc's earnings high quality?
Investors Title Co Nc (ITIC) has an earnings quality ratio of 0.96x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Investors Title Co Nc?
Investors Title Co Nc (ITIC) scores 66 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.