What is Employers Hldgs Inc's earnings per share (EPS)?

Employers Hldgs Inc (EIG) reported diluted earnings per share of $0.46 for fiscal year 2025. This represents a -90.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Employers Hldgs Inc Financials

EIG

FY2025 annual

Revenue $858.7M -2.5% YoY

Net Income $10.8M -90.9% YoY

EPS (Diluted) $0.46 -90.2% YoY

Free Cash Flow $44.6M -41.5% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 30, 2026 Currency USD FYE December

Employers Hldgs Inc (EIG) reported $858.7M in revenue for fiscal year 2025, down 2.5% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI EIG FY2025 2026-05-01

Employers Holdings runs on a liability-funded balance sheet where cash stayed sturdier than earnings as FY2025 profitability abruptly thinned.

Revenue was roughly flat, but net margin fell from 13.5% to 1.3%. Operating cash flow still came in at $44.7M, so the FY2025 squeeze hit reported profitability much harder than the underlying cash engine and does not read like a simple volume slump.

The balance sheet is liability-funded, not debt-funded: long-term debt was only $19M against total liabilities of $2.48B. That matters because a near-zero debt ratio can look conservative even when the business still carries a large pool of operating obligations that shape how it is financed year to year.

Cash rose to $159.8M even after $182.8M of buybacks, which means liquidity was rebuilt through investing inflows rather than from annual earnings alone. Operating cash flow of $44.7M still covered the $29.9M dividend, but it was nowhere near enough to fund both dividends and repurchases by itself.

Financial Health Signals

Financial Health Score 40/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Employers Hldgs Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Premium Growth

Capital

Investment Yield

Not available for Employers Hldgs Inc, and counted as zero in the overall score.

Combined Ratio

Stability

Piotroski F-Score Partial

5/7

Employers Hldgs Inc passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

4.14x

For every $1 of reported earnings, Employers Hldgs Inc generates $4.14 in operating cash flow ($44.7M OCF vs $10.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$858.7M

YoY-2.5%

5Y CAGR+3.8%

10Y CAGR+1.3%

Employers Hldgs Inc generated $858.7M in revenue in fiscal year 2025. This represents a decrease of 2.5% from the prior year.

Net Income

$10.8M

YoY-90.9%

5Y CAGR-38.2%

10Y CAGR-19.5%

Employers Hldgs Inc reported $10.8M in net income in fiscal year 2025. This represents a decrease of 90.9% from the prior year.

EPS (Diluted)

$0.46

YoY-90.2%

5Y CAGR-35.0%

10Y CAGR-16.8%

Employers Hldgs Inc earned $0.46 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 90.2% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$44.6M

YoY-41.5%

5Y CAGR+6.3%

10Y CAGR-9.1%

Employers Hldgs Inc generated $44.6M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 41.5% from the prior year.

Cash & Debt

$159.8M

YoY+134.0%

5Y CAGR-0.1%

10Y CAGR+10.9%

Employers Hldgs Inc held $159.8M in cash against $19.0M in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.26

YoY+6.8%

5Y CAGR+4.7%

10Y CAGR+18.0%

Employers Hldgs Inc paid $1.26 per share in dividends in fiscal year 2025. This represents an increase of 6.8% from the prior year.

Shares Outstanding

19M

YoY-20.0%

5Y CAGR-7.3%

10Y CAGR-4.9%

Employers Hldgs Inc had 19M shares outstanding in fiscal year 2025. This represents a decrease of 20.0% from the prior year.

Margins & Returns

Net Margin

1.3%

YoY-12.2pp

5Y CAGR-15.6pp

10Y CAGR-11.3pp

Employers Hldgs Inc's net profit margin was 1.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 12.2 percentage points from the prior year.

Return on Equity

1.1%

YoY-10.0pp

5Y CAGR-8.8pp

10Y CAGR-11.3pp

Employers Hldgs Inc's ROE was 1.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 10.0 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$182.8M

YoY+329.1%

5Y CAGR+13.0%

Employers Hldgs Inc spent $182.8M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 329.1% from the prior year.

Capital Expenditures

$100K

YoY0.0%

5Y CAGR0.0%

10Y CAGR-10.4%

Employers Hldgs Inc invested $100K in capex in fiscal year 2025, funding long-term assets and infrastructure. That is unchanged from the prior year.

R&D Spending

Not reported for fiscal year 2025.

EIG Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

EIG quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$837.6M	$858.7M-2.5%	$880.7M+3.5%	$850.9M+19.3%	$713.5M+1.5%	$703.1M-1.2%	$711.4M-14.9%	$835.9M+4.4%	$800.4M-0.1%	$801.4M+2.8%	$779.8M+3.7%	$752.1M-2.8%	$773.5M+6.9%	$723.5M+24.9%	$579.2M+24.8%	$464.2M
SG&A Expenses	$95.1M	$98.7M-9.4%	$108.9M-0.3%	$109.2M+13.0%	$96.6M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	$500K+400.0%	$100K-98.3%	$5.8M+65.7%	$3.5M+600.0%	$500K+25.0%	$400K-33.3%	$600K-60.0%	$1.5M+7.1%	$1.4M-12.5%	$1.6M-40.7%	$2.7M-10.0%	$3.0M-6.3%	$3.2M-8.7%	$3.5M-3.8%	$3.6M
Income Tax	-$1.0M	$1.2M-95.7%	$28.1M-7.3%	$30.3M+309.5%	$7.4M-73.3%	$27.7M-0.7%	$27.9M-24.0%	$36.7M+30.1%	$28.2M-34.1%	$42.8M+25.9%	$34.0M+580.0%	$5.0M-15.3%	$5.9M+155.1%	-$10.7M-14.5%	-$9.3M-343.8%	-$2.1M
Net Income	$7.6M	$10.8M-90.9%	$118.6M+0.4%	$118.1M+144.0%	$48.4M-59.4%	$119.3M-0.4%	$119.8M-23.7%	$157.1M+11.2%	$141.3M+39.6%	$101.2M-5.2%	$106.7M+13.0%	$94.4M-6.3%	$100.7M+57.8%	$63.8M-40.3%	$106.9M+119.8%	$48.6M
EPS (Diluted)	$0.79	$0.46-90.2%	$4.71+5.8%	$4.45+154.3%	$1.75-58.0%	$4.17+5.0%	$3.97-17.8%	$4.83+13.9%	$4.24+38.6%	$3.06-5.6%	$3.24+11.7%	$2.90-7.6%	$3.14+57.0%	$2.00-40.7%	$3.37+159.2%	$1.30

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$220.2M+6.1%	$207.6M+21.8%	$170.5M-28.8%	$239.3M-2.8%	$246.3M+21.6%	$202.6M-6.5%	$216.6M-3.3%	$224.0M
SG&A Expenses	$22.9M-8.4%	$25.0M+3.3%	$24.2M+5.2%	$23.0M-3.8%	$23.9M-13.4%	$27.6M+4.9%	$26.3M-2.6%	$27.0M
Interest Expense	$1.3M+18.2%	$1.1M	N/A	$200K	N/A	$100K	N/A	N/A
Income Tax	$5.6M+115.4%	$2.6M+141.3%	-$6.3M-117.2%	-$2.9M-139.7%	$7.3M+135.5%	$3.1M-51.6%	$6.4M0.0%	$6.4M
Net Income	$29.1M+185.3%	$10.2M+143.6%	-$23.4M-181.9%	-$8.3M-127.9%	$29.7M+132.0%	$12.8M-54.8%	$28.3M-6.6%	$30.3M
EPS (Diluted)	$1.59+205.8%	$0.52+154.2%	-$0.96-166.7%	-$0.36-129.3%	$1.23+136.5%	$0.52-54.4%	$1.14-5.8%	$1.21

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

EIG Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

EIG quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$3.4B-3.0%	$3.5B-0.3%	$3.6B-4.5%	$3.7B-1.8%	$3.8B-3.6%	$3.9B-2.0%	$4.0B+2.2%	$3.9B+2.1%	$3.8B+1.8%	$3.8B+0.5%	$3.8B-0.4%	$3.8B+3.5%	$3.6B+3.8%	$3.5B+0.9%	$3.5B
Cash & Equivalents	$159.8M+134.0%	$68.3M-69.8%	$226.4M+153.8%	$89.2M+18.8%	$75.1M-53.2%	$160.4M+3.6%	$154.9M+52.8%	$101.4M+38.3%	$73.3M+9.1%	$67.2M+18.7%	$56.6M-45.4%	$103.6M+200.3%	$34.5M-75.5%	$140.7M-44.2%	$252.3M
Goodwill	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M
Total Liabilities	$2.5B+0.3%	$2.5B-2.5%	$2.5B-8.5%	$2.8B+7.9%	$2.6B-5.2%	$2.7B-4.5%	$2.8B-2.2%	$2.9B+0.3%	$2.9B-1.4%	$2.9B-2.1%	$3.0B-2.9%	$3.1B+0.3%	$3.1B+3.5%	$3.0B-1.2%	$3.0B
Long-Term Debt	$19.0M	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$955.7M-10.6%	$1.1B+5.4%	$1.0B+7.4%	$944.2M-22.2%	$1.2B0.0%	$1.2B+4.0%	$1.2B+14.5%	$1.0B+7.4%	$947.7M+12.7%	$840.6M+10.5%	$760.8M+10.8%	$686.8M+20.8%	$568.7M+5.4%	$539.4M+16.8%	$462.0M
Retained Earnings	$1.5B-1.3%	$1.5B+6.4%	$1.4B+6.8%	$1.3B-3.2%	$1.3B+7.3%	$1.2B+7.7%	$1.2B+12.4%	$1.0B+22.4%	$842.2M+8.4%	$777.2M+14.0%	$682.0M+14.6%	$595.3M+18.5%	$502.2M+12.6%	$445.9M+24.3%	$358.7M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$3.4B-1.6%	$3.4B0.0%	$3.4B-2.5%	$3.5B-0.5%	$3.5B-0.4%	$3.6B+0.4%	$3.5B-2.1%	$3.6B
Cash & Equivalents	$113.3M-26.0%	$153.1M-4.2%	$159.8M-4.2%	$166.8M+141.4%	$69.1M-31.2%	$100.4M+47.0%	$68.3M-52.3%	$143.3M
Goodwill	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M0.0%	$36.2M
Total Liabilities	$2.5B-1.9%	$2.6B+3.6%	$2.5B-0.3%	$2.5B+1.1%	$2.5B-0.8%	$2.5B+0.3%	$2.5B-2.0%	$2.5B
Long-Term Debt	$125.0M0.0%	$125.0M+557.9%	$19.0M	N/A	N/A	N/A	$0	N/A
Total Equity	$858.8M-0.9%	$866.5M-9.3%	$955.7M-8.0%	$1.0B-4.1%	$1.1B+0.7%	$1.1B+0.7%	$1.1B-2.3%	$1.1B
Retained Earnings	$1.5B+1.6%	$1.5B+0.3%	$1.5B-2.1%	$1.5B-1.1%	$1.5B+1.5%	$1.5B+0.4%	$1.5B+1.4%	$1.5B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

EIG Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

EIG quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$22.0M	$44.7M-41.5%	$76.4M+54.7%	$49.4M-50.5%	$99.8M+824.1%	$10.8M-67.3%	$33.0M-73.1%	$122.5M-32.0%	$180.2M+26.6%	$142.3M+15.9%	$122.8M+5.5%	$116.4M-32.3%	$171.9M+3.2%	$166.5M+26.9%	$131.2M+209.7%	$42.4M
Capital Expenditures	N/A	$100K0.0%	$100K	$0-100.0%	$100K-66.7%	$300K+200.0%	$100K-85.7%	$700K+133.3%	$300K-25.0%	$400K-42.9%	$700K+133.3%	$300K-57.1%	$700K-69.6%	$2.3M-25.9%	$3.1M	$0
Free Cash Flow	N/A	$44.6M-41.5%	$76.3M+54.5%	$49.4M-50.5%	$99.7M+849.5%	$10.5M-68.1%	$32.9M-73.0%	$121.8M-32.3%	$179.9M+26.8%	$141.9M+16.2%	$122.1M+5.2%	$116.1M-32.2%	$171.2M+4.3%	$164.2M+28.1%	$128.1M+202.3%	$42.4M
Investing Cash Flow	$174.5M	$225.9M+241.5%	-$159.7M-142.3%	$377.3M+358.2%	-$146.1M-8494.1%	-$1.7M-102.0%	$84.3M+71.3%	$49.2M+141.1%	-$119.6M-6.0%	-$112.8M-28.9%	-$87.5M+13.5%	-$101.2M-16.7%	-$86.7M+66.7%	-$260.1M-41.0%	-$184.4M-192.2%	$200.0M
Financing Cash Flow	-$152.3M	-$179.1M-139.4%	-$74.8M+74.2%	-$289.5M-579.3%	$60.4M+164.0%	-$94.4M+15.6%	-$111.9M+5.6%	-$118.5M-260.2%	-$32.9M-26.5%	-$26.0M-10.2%	-$23.6M+62.1%	-$62.2M-286.3%	-$16.1M-27.8%	-$12.6M+78.4%	-$58.5M+46.8%	-$109.9M
Dividends Paid	$27.1M	$29.9M-1.3%	$30.3M+2.0%	$29.7M-67.1%	$90.3M+211.4%	$29.0M-4.9%	$30.5M+7.8%	$28.3M+6.0%	$26.7M+35.5%	$19.7M+71.3%	$11.5M+49.4%	$7.7M+1.3%	$7.6M+1.3%	$7.5M-0.1%	$7.5M-16.0%	$8.9M
Share Buybacks	$249.0M	$182.8M+329.1%	$42.6M-44.0%	$76.1M+150.3%	$30.4M-28.6%	$42.6M-57.1%	$99.4M+47.3%	$67.5M+1507.1%	$4.2M	$0-100.0%	$21.1M	$0	$0	$0-100.0%	$41.8M-54.6%	$92.0M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	-$10.3M-568.2%	$2.2M+214.3%	$700K-97.6%	$29.4M	$0-100.0%	$14.6M+11.5%	$13.1M-74.3%	$51.0M
Investing Cash Flow	$7.1M+157.7%	-$12.3M-121.0%	$58.5M-51.7%	$121.2M+121100.0%	$100K-99.8%	$46.1M+165.9%	-$70.0M-688.2%	$11.9M
Financing Cash Flow	-$36.6M-1176.5%	$3.4M+105.1%	-$66.2M-25.1%	-$52.9M-68.5%	-$31.4M-9.8%	-$28.6M-58.0%	-$18.1M-19.9%	-$15.1M
Dividends Paid	$6.3M0.0%	$6.3M-11.3%	$7.1M-4.1%	$7.4M-6.3%	$7.9M+5.3%	$7.5M0.0%	$7.5M+1.4%	$7.4M
Share Buybacks	$30.2M-61.9%	$79.3M-15.7%	$94.1M+107.3%	$45.4M+93.2%	$23.5M+18.7%	$19.8M+86.8%	$10.6M+39.5%	$7.6M

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

EIG Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

EIG quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	1.3%-12.2pp	13.5%-0.4pp	13.9%+7.1pp	6.8%-10.2pp	17.0%+0.1pp	16.8%-2.0pp	18.8%+1.1pp	17.6%+5.0pp	12.6%-1.1pp	13.7%+1.1pp	12.6%-0.5pp	13.0%+4.2pp	8.8%-9.6pp	18.5%+8.0pp	10.5%
Return on Equity	1.1%-10.0pp	11.1%-0.6pp	11.7%+6.5pp	5.1%-4.7pp	9.8%-0.1pp	9.9%-3.6pp	13.5%-0.4pp	13.9%+3.2pp	10.7%-2.0pp	12.7%+0.3pp	12.4%-2.3pp	14.7%+3.4pp	11.2%-8.6pp	19.8%+9.3pp	10.5%
Return on Assets	0.3%-3.0pp	3.4%0.0pp	3.3%+2.0pp	1.3%-1.9pp	3.1%+0.1pp	3.0%-0.9pp	3.9%+0.3pp	3.6%+1.0pp	2.6%-0.2pp	2.8%+0.3pp	2.5%-0.2pp	2.7%+0.9pp	1.8%-1.3pp	3.0%+1.6pp	1.4%
Debt-to-Equity	0.020.0x	0.00-2.5x	2.50-0.4x	2.94+0.8x	2.12-0.1x	2.23-0.2x	2.43-0.4x	2.85-0.2x	3.05-0.4x	3.49-0.4x	3.94-0.6x	4.49-0.9x	5.41-0.1x	5.51-1.0x	6.51
FCF Margin	5.2%-3.5pp	8.7%+2.8pp	5.8%-8.2pp	14.0%+12.5pp	1.5%-3.1pp	4.6%-10.0pp	14.6%-7.9pp	22.5%+4.8pp	17.7%+2.1pp	15.7%+0.2pp	15.4%-6.7pp	22.1%-0.6pp	22.7%+0.6pp	22.1%+13.0pp	9.1%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	13.2%+8.3pp	4.9%+18.6pp	-13.7%-10.2pp	-3.5%-15.5pp	12.1%+5.7pp	6.3%-6.8pp	13.1%-0.5pp	13.5%
Return on Equity	3.4%+2.2pp	1.2%+3.6pp	-2.4%-1.6pp	-0.8%-3.5pp	2.7%+1.6pp	1.2%-1.5pp	2.6%-0.1pp	2.8%
Return on Assets	0.9%+0.6pp	0.3%+1.0pp	-0.7%-0.4pp	-0.2%-1.1pp	0.8%+0.5pp	0.4%-0.4pp	0.8%0.0pp	0.8%
Debt-to-Equity	0.150.0x	0.14+0.1x	0.02-2.4x	2.39+0.1x	2.270.0x	2.31+2.3x	0.00-2.3x	2.31

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Tiptree Inc TIPT

$685.2M

Amerisafe AMSF

$485.3M

Investors Title Co Nc ITIC

$573.0M

Ambac Finl Group Inc AMBC

$395.6M

MBIA MBI

$250.0M

Where Employers Hldgs Inc Ranks

Frequently Asked Questions

What is Employers Hldgs Inc's annual revenue?

Employers Hldgs Inc (EIG) reported $858.7M in total revenue for fiscal year 2025. This represents a -2.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Employers Hldgs Inc's revenue growing?

Employers Hldgs Inc (EIG) revenue declined by 2.5% year-over-year, from $880.7M to $858.7M in fiscal year 2025.

Is Employers Hldgs Inc profitable?

Yes, Employers Hldgs Inc (EIG) reported a net income of $10.8M in fiscal year 2025, with a net profit margin of 1.3%.

How much debt does Employers Hldgs Inc have?

As of fiscal year 2025, Employers Hldgs Inc (EIG) had $159.8M in cash and equivalents against $19.0M in long-term debt.

What is Employers Hldgs Inc's net profit margin?

Employers Hldgs Inc (EIG) had a net profit margin of 1.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Employers Hldgs Inc pay dividends?

Yes, Employers Hldgs Inc (EIG) paid $1.26 per share in dividends during fiscal year 2025.

What is Employers Hldgs Inc's return on equity (ROE)?

Employers Hldgs Inc (EIG) has a return on equity of 1.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Employers Hldgs Inc's free cash flow?

Employers Hldgs Inc (EIG) generated $44.6M in free cash flow during fiscal year 2025. This represents a -41.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Employers Hldgs Inc's operating cash flow?

Employers Hldgs Inc (EIG) generated $44.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Employers Hldgs Inc's total assets?

Employers Hldgs Inc (EIG) had $3.4B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Employers Hldgs Inc's capital expenditures?

Employers Hldgs Inc (EIG) invested $100K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Employers Hldgs Inc buy back shares?

Yes, Employers Hldgs Inc (EIG) spent $182.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Employers Hldgs Inc have outstanding?

Employers Hldgs Inc (EIG) had 19M shares outstanding as of fiscal year 2025.

What is Employers Hldgs Inc's debt-to-equity ratio?

Employers Hldgs Inc (EIG) had a debt-to-equity ratio of 0.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Employers Hldgs Inc's return on assets (ROA)?

Employers Hldgs Inc (EIG) had a return on assets of 0.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Employers Hldgs Inc's Piotroski F-Score?

Employers Hldgs Inc (EIG) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Employers Hldgs Inc's earnings high quality?

Employers Hldgs Inc (EIG) has an earnings quality ratio of 4.14x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Employers Hldgs Inc?

Employers Hldgs Inc (EIG) scores 40 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.