STOCK TITAN

Investors Title Co (ITIC) Financials

ITIC
Trailing 12 months to June 30, 2026
Revenue $293.1M +8.7% YoY
Net Income $40.4M +22.1% YoY
EPS (Diluted) $21.36 +22.2% YoY
Free Cash Flow $26.3M +15.5% YoY
Market Cap $560.6M as of Oct 10, 2026
Price / Sales 1.9x on $293.1M revenue, trailing 12 months to June 30, 2026
Price / Earnings 13.9x on $40.4M net income, trailing 12 months to June 30, 2026
Price / Book 2.0x on $286.6M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 10, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ITIC SEC filings page.

Investors Title Co (ITIC) reported $293.1M in revenue over the twelve months to Jun 30, 2026, up 8.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ITIC FY2025

Profit recovery is translating into cash again, while a modestly levered balance sheet continues to return capital to owners.

FY2023 exposed a cash-conversion gap: net income was $21.7M, but operating cash flow was only $7.4M. By FY2025, operating cash flow had risen to $30.9M against $35.2M of net income, indicating the recovery is substantially cash-backed rather than purely accounting-driven.

The balance sheet remains moderately levered: debt-to-equity was 0.4x in FY2025, only modestly above 0.3x in FY2023. Equity increased from $251.6M in FY2023 to $268.3M in FY2025, so retained earnings and profits strengthened the capital base even as dividends continued.

The margin improvement appears tied to cost absorption rather than a simple top-line surge: net margin rose from 9.7% in FY2023 to 12.9% in FY2025. Over the same span, SG&A fell from $76.7M to $72.2M while revenue recovered, showing expenses did not rise in lockstep with activity.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Financial health score not available

Investors Title Co does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial
3/6

Investors Title Co passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Mixed
0.88x

For every $1 of reported earnings, Investors Title Co generates $0.88 in operating cash flow ($30.9M OCF vs $35.2M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue
$86.5M
YoY+17.5%
QoQ+35.1%
5Y CAGR+0.4%
10Y CAGR+9.8%

Investors Title Co generated $86.5M in revenue in Q2 2026. This represents an increase of 17.5% from the same quarter a year earlier. Against the prior quarter it is up 35.1%.

Net Income
$14.6M
YoY+19.2%
QoQ+141.2%
5Y CAGR-5.9%
10Y CAGR+12.4%

Investors Title Co reported $14.6M in net income in Q2 2026. This represents an increase of 19.2% from the same quarter a year earlier. Against the prior quarter it is up 141.2%.

EPS (Diluted)
$7.73
YoY+19.3%
QoQ+141.6%
5Y CAGR-5.8%
10Y CAGR+12.6%

Investors Title Co earned $7.73 per diluted share (EPS) in Q2 2026. This represents an increase of 19.3% from the same quarter a year earlier. Against the prior quarter it is up 141.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow
$6.3M
YoY-14.3%
QoQ+1000.9%
5Y CAGR+10.5%
10Y CAGR+6.6%

Investors Title Co generated $6.3M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 14.3% from the same quarter a year earlier. Against the prior quarter it is up 1000.9%.

Cash & Debt
$20.5M
YoY-31.1%
QoQ-23.4%
5Y CAGR-8.3%
10Y CAGR-1.0%

Investors Title Co held $20.5M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share
$0.46
YoY0.0%
QoQ0.0%

Investors Title Co paid $0.46 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding
2M
YoY0.0%
QoQ0.0%
5Y CAGR-0.1%
10Y CAGR-0.1%

Investors Title Co had 2M shares outstanding in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin
16.9%
YoY+0.3pp
QoQ+7.4pp
5Y change-6.4pp
10Y change+3.5pp

Investors Title Co's net profit margin was 16.9% in Q2 2026, showing the share of revenue converted to profit. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 7.4 percentage points.

Return on Equity
5.1%
YoY+0.5pp
QoQ+2.9pp
5Y change-3.4pp
10Y change+2.1pp

Investors Title Co's ROE was 5.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.9 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures
$1.9M
YoY+19.8%
QoQ+76.6%
5Y CAGR-16.0%
10Y CAGR+10.0%

Investors Title Co invested $1.9M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 19.8% from the same quarter a year earlier. Against the prior quarter it is up 76.6%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

ITIC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ITIC quarterly income statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Revenue$86.5M+17.5%$64.0M+13.2%$69.5M-1.6%$73.0M+6.1%$73.6M+12.6%$56.6M+5.8%$70.6M+31.6%$68.8M+12.1%
SG&A Expenses$19.0M+9.1%$19.0M+3.8%$19.0M+7.1%$17.4M-3.4%$17.5M-3.8%$18.3M-1.3%$17.7M-2.9%$18.1M-5.4%
Income Tax$4.8M+36.7%$1.6M+86.8%$2.1M-14.7%$2.9M+26.6%$3.5M+46.9%$882K-30.7%$2.4M+549.6%$2.3M+49.0%
Net Income$14.6M+19.2%$6.1M+91.3%$7.5M-10.1%$12.2M+31.1%$12.3M+38.4%$3.2M-29.9%$8.4M+43.3%$9.3M+31.5%
EPS (Basic)$7.75+19.0%$3.21+91.1%$3.98-10.2%$6.47+31.0%$6.51+38.2%$1.68-30.0%$4.43+43.8%$4.94+31.7%
EPS (Diluted)$7.73+19.3%$3.20+91.6%$3.98-9.8%$6.45+31.1%$6.48+37.9%$1.67-30.4%$4.41+43.2%$4.92+31.2%
Diluted Shares (Avg)2M0.0%2M-0.1%N/A2M+0.1%2M+0.4%2M+0.3%N/A2M+0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, Interest Expense.

ITIC Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ITIC quarterly balance sheet
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Total Assets$380.1M+9.9%$361.5M+8.3%$363.1M+8.9%$363.3M+3.2%$345.8M+1.6%$333.8M+1.3%$333.6M+0.9%$352.0M+6.0%
Cash & Equivalents$20.5M-31.1%$26.7M-3.3%$20.8M-15.5%$22.8M-10.6%$29.7M+11.2%$27.6M+27.7%$24.7M+2.6%$25.5M-16.3%
Short-Term Investments$51.7M-14.3%$58.4M+7.9%$68.8M+16.3%$88.1M+0.7%$60.4M-28.5%$54.1M-52.2%$59.1M-46.4%$87.4M-15.9%
Long-Term Investments$0$0$0$0$0$0$0$0
Goodwill$9.8M+44.1%$9.5M-1.0%$9.3M-3.1%$6.8M-29.2%$6.8M-29.2%$9.6M0.0%$9.6M0.0%$9.6M0.0%
Total Liabilities$93.6M+17.5%$88.7M+11.7%$94.8M+15.9%$85.3M+5.7%$79.6M+1.4%$79.4M+5.1%$81.8M+3.5%$80.7M+1.8%
Total Equity$286.6M+7.7%$272.9M+7.3%$268.3M+6.6%$278.0M+2.5%$266.2M+1.7%$254.4M+0.2%$251.8M+0.1%$271.3M+7.4%
Retained Earnings$286.4M+7.9%$272.5M+7.4%$267.2M+6.3%$276.9M+2.5%$265.4M+1.4%$253.8M+0.1%$251.4M+0.2%$270.2M+6.6%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

ITIC Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ITIC quarterly cash flow statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Operating Cash Flow$8.1M-8.3%$1.6M+2265.3%$5.0M-58.9%$17.2M+119.4%$8.9M+5.1%-$75K-105.2%$12.1M-14.1%$7.8M+1014.1%
Depreciation & Amortization$1.2M-1.6%$1.2M-6.7%$1.2M-1.4%$1.1M-6.7%$1.2M-2.8%$1.3M+7.7%$1.2M-1.6%$1.1M+3.5%
Stock-Based CompensationN/A$118K+11.3%N/AN/AN/A$106K+10.4%N/AN/A
Capital Expenditures$1.9M+19.8%$1.1M-20.7%$1.3M-1.8%$1.3M-22.3%$1.6M-26.4%$1.3M-40.3%$1.3M-47.4%$1.7M+8.0%
Free Cash Flow$6.3M-14.3%$569K+140.5%$3.7M-66.0%$15.8M+159.7%$7.3M+15.6%-$1.4M-77.3%$10.8M-6.8%$6.1M+774.9%
Investing Cash Flow-$13.5M-128.3%$5.1M+31.2%$10.4M-27.2%-$23.2M-183.9%-$5.9M-141.4%$3.9M+301.1%$14.3M+218.3%-$8.2M-286.1%
Financing Cash Flow-$870K-0.2%-$867K+0.1%-$17.3M+36.5%-$868K-0.2%-$868K+4.7%-$868K+54.8%-$27.3M-223.4%-$866K+0.5%
Dividends Paid$870K+0.2%$867K-0.1%$17.3M-36.4%$868K+0.1%$868K+0.2%$868K+0.1%$27.3M+223.4%$867K-0.3%
Share BuybacksN/AN/A$0-100.0%$0$0-100.0%$0-100.0%$1K$0

ITIC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ITIC quarterly financial ratios
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Net Margin16.9%+0.3pp9.5%+3.9pp10.8%-1.0pp16.7%+3.2pp16.7%+3.1pp5.6%-2.8pp11.8%+1.0pp13.5%+2.0pp
Return on Equity5.1%+0.5pp2.2%+1.0pp2.8%-0.5pp4.4%+1.0pp4.6%+1.2pp1.3%-0.5pp3.3%+1.0pp3.4%+0.6pp
Return on Assets3.9%+0.3pp1.7%+0.7pp2.1%-0.4pp3.4%+0.7pp3.5%+0.9pp0.9%-0.4pp2.5%+0.7pp2.6%+0.5pp
Debt-to-Equity0.330.0x0.320.0x0.350.0x0.310.0x0.300.0x0.310.0x0.320.0x0.300.0x
Asset Turnover0.230.0x0.180.0x0.190.0x0.200.0x0.210.0x0.170.0x0.210.0x0.200.0x
FCF Margin7.2%-2.7pp0.9%+3.4pp5.3%-10.0pp21.6%+12.8pp9.9%+0.3pp-2.5%-1.0pp15.3%-6.3pp8.8%+10.3pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
Investors Title Co ITIC FY2025 $272.8M $35.2M 12.9% $560.6M —
Ambac Financial Group, Inc. AMBC FY2025 $251.2M -$259.0M N/A $395.6M 21/100
MBIA Inc. MBI FY2025 $80.0M -$177.0M N/A $230.6M 2/100
AMERISAFE, Inc. AMSF FY2025 $317.3M $47.1M 14.8% $452.5M 53/100
Tiptree Inc. TIPT FY2025 $488K $34.9M N/A $642.4M —
Employers Holdings, Inc. EIG FY2025 $858.7M $10.8M 1.3% $887.2M 40/100

Frequently Asked Questions

What is Investors Title Co's annual revenue?

Investors Title Co (ITIC) reported $272.8M in total revenue for fiscal year 2025. This represents a 5.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Investors Title Co's revenue growing?

Investors Title Co (ITIC) revenue grew by 5.6% year-over-year, from $258.3M to $272.8M in fiscal year 2025.

Is Investors Title Co profitable?

Yes, Investors Title Co (ITIC) reported a net income of $35.2M in fiscal year 2025, with a net profit margin of 12.9%.

Investors Title Co (ITIC) reported diluted earnings per share of $18.57 for fiscal year 2025. This represents a 13.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Investors Title Co (ITIC) had a net profit margin of 12.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Investors Title Co (ITIC) paid $10.56 per share in dividends during fiscal year 2025.

Investors Title Co (ITIC) has a return on equity of 13.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Investors Title Co (ITIC) generated $25.4M in free cash flow during fiscal year 2025. This represents a 13.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Investors Title Co (ITIC) generated $30.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Investors Title Co (ITIC) had $363.1M in total assets as of fiscal year 2025, including both current and long-term assets.

Investors Title Co (ITIC) invested $5.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Investors Title Co (ITIC) had 2M shares outstanding as of fiscal year 2025.

Investors Title Co (ITIC) had a debt-to-equity ratio of 0.35 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Investors Title Co (ITIC) had a return on assets of 9.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Investors Title Co (ITIC) trades at 13.9x earnings, its market capitalization divided by net income of $40.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $560.6M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Investors Title Co (ITIC) trades at 1.9x sales, its market capitalization divided by revenue of $293.1M revenue, trailing 12 months to June 30, 2026. The market capitalization is $560.6M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Investors Title Co (ITIC) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Investors Title Co (ITIC) has an earnings quality ratio of 0.88x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Back to top