Jianzhi Education Technology Group Co Ltd Financials
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Jianzhi Education Technology Group Co Ltd has an operating margin of -8.2%, meaning the company retains $-8 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is up from -86.9% the prior year.
Jianzhi Education Technology Group Co Ltd's revenue declined 45.1% year-over-year, from $62.0M to $34.1M. This contraction results in a growth score of 0/100.
Jianzhi Education Technology Group Co Ltd has elevated debt relative to equity (D/E of 3.04), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.
Jianzhi Education Technology Group Co Ltd's current ratio of 1.02 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 21/100, which could limit financial flexibility.
Jianzhi Education Technology Group Co Ltd's free cash flow margin of 4.2% results in a low score of 21/100. Capital expenditures of $2K absorb a large share of operating cash flow.
Jianzhi Education Technology Group Co Ltd passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Jianzhi Education Technology Group Co Ltd generates $-0.31 in operating cash flow ($1.4M OCF vs -$4.6M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Jianzhi Education Technology Group Co Ltd earns $-36.9 in operating income for every $1 of interest expense (-$2.8M vs $76K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
This page shows Jianzhi Education Technology Group Co Ltd (JZ) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Jianzhi Education Technology Group Co Ltd generated $34.1M in revenue in fiscal year 2024. This represents a decrease of 45.1% from the prior year.
Jianzhi Education Technology Group Co Ltd's EBITDA was -$2.7M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 94.9% from the prior year.
Jianzhi Education Technology Group Co Ltd generated $1.4M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 32.2% from the prior year.
Jianzhi Education Technology Group Co Ltd reported -$4.6M in net income in fiscal year 2024. This represents an increase of 91.3% from the prior year.
Jianzhi Education Technology Group Co Ltd earned $-0.03 per diluted share (EPS) in fiscal year 2024. This represents an increase of 93.0% from the prior year.
Jianzhi Education Technology Group Co Ltd held $1.7M in cash against $0 in long-term debt as of fiscal year 2024.
Jianzhi Education Technology Group Co Ltd had 169M shares outstanding in fiscal year 2024. This represents an increase of 39.6% from the prior year.
Jianzhi Education Technology Group Co Ltd's gross margin was 18.8% in fiscal year 2024, indicating the percentage of revenue retained after direct costs. This is up 15.1 percentage points from the prior year.
Jianzhi Education Technology Group Co Ltd's operating margin was -8.2% in fiscal year 2024, reflecting core business profitability. This is up 78.7 percentage points from the prior year.
Jianzhi Education Technology Group Co Ltd's net profit margin was -13.5% in fiscal year 2024, showing the share of revenue converted to profit. This is up 71.3 percentage points from the prior year.
Jianzhi Education Technology Group Co Ltd invested $791K in research and development in fiscal year 2024. This represents a decrease of 52.2% from the prior year.
Jianzhi Education Technology Group Co Ltd invested $2K in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 84.0% from the prior year.
JZ Income Statement
| Metric | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Revenue | N/A | N/A | N/A | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A |
| Interest Expense | N/A | N/A | N/A | N/A |
| Income Tax | N/A | N/A | N/A | N/A |
| Net Income | N/A | N/A | N/A | N/A |
| EPS (Diluted) | N/A | N/A | N/A | N/A |
JZ Balance Sheet
| Metric | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Total Assets | $8.0M-42.4% | $13.9M-34.8% | $21.4M-79.7% | $105.5M |
| Current Assets | $4.6M-54.1% | $10.0M-42.1% | $17.2M-66.2% | $51.0M |
| Cash & Equivalents | $348K-79.6% | $1.7M-31.4% | $2.5M-72.8% | $9.2M |
| Inventory | N/A | N/A | N/A | $58K |
| Accounts Receivable | $513K-89.8% | $5.0M+623.4% | $692K-72.2% | $2.5M |
| Goodwill | N/A | N/A | N/A | N/A |
| Total Liabilities | $5.1M-47.9% | $9.8M-58.7% | $23.8M-54.5% | $52.3M |
| Current Liabilities | $5.1M-47.7% | $9.7M-57.5% | $22.9M-56.2% | $52.3M |
| Long-Term Debt | N/A | N/A | N/A | N/A |
| Total Equity | $2.1M-36.1% | $3.2M+197.6% | -$3.3M-106.5% | $50.8M |
| Retained Earnings | -$46.9M-2.6% | -$45.7M-11.2% | -$41.1M-446.5% | $11.9M |
JZ Cash Flow Statement
| Metric | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Operating Cash Flow | N/A | N/A | N/A | N/A |
| Capital Expenditures | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | N/A | N/A | N/A |
| Financing Cash Flow | N/A | N/A | N/A | N/A |
| Dividends Paid | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A |
JZ Financial Ratios
| Metric | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A |
| Return on Equity | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | N/A | N/A | N/A |
| Current Ratio | 0.90-0.1 | 1.02+0.3 | 0.75-0.2 | 0.97 |
| Debt-to-Equity | 2.48-0.6 | 3.04+10.2 | -7.19-8.2 | 1.03 |
| FCF Margin | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Jianzhi Education Technology Group Co Ltd's annual revenue?
Jianzhi Education Technology Group Co Ltd (JZ) reported $34.1M in total revenue for fiscal year 2024. This represents a -45.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Jianzhi Education Technology Group Co Ltd's revenue growing?
Jianzhi Education Technology Group Co Ltd (JZ) revenue declined by 45.1% year-over-year, from $62.0M to $34.1M in fiscal year 2024.
Is Jianzhi Education Technology Group Co Ltd profitable?
No, Jianzhi Education Technology Group Co Ltd (JZ) reported a net income of -$4.6M in fiscal year 2024, with a net profit margin of -13.5%.
What is Jianzhi Education Technology Group Co Ltd's earnings per share (EPS)?
Jianzhi Education Technology Group Co Ltd (JZ) reported diluted earnings per share of $-0.03 for fiscal year 2024. This represents a 93.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Jianzhi Education Technology Group Co Ltd's EBITDA?
Jianzhi Education Technology Group Co Ltd (JZ) had EBITDA of -$2.7M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization.
What is Jianzhi Education Technology Group Co Ltd's gross margin?
Jianzhi Education Technology Group Co Ltd (JZ) had a gross margin of 18.8% in fiscal year 2024, indicating the percentage of revenue retained after direct costs of goods sold.
What is Jianzhi Education Technology Group Co Ltd's operating margin?
Jianzhi Education Technology Group Co Ltd (JZ) had an operating margin of -8.2% in fiscal year 2024, reflecting the profitability of core business operations before interest and taxes.
What is Jianzhi Education Technology Group Co Ltd's net profit margin?
Jianzhi Education Technology Group Co Ltd (JZ) had a net profit margin of -13.5% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
What is Jianzhi Education Technology Group Co Ltd's free cash flow?
Jianzhi Education Technology Group Co Ltd (JZ) generated $1.4M in free cash flow during fiscal year 2024. This represents a -32.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Jianzhi Education Technology Group Co Ltd's operating cash flow?
Jianzhi Education Technology Group Co Ltd (JZ) generated $1.4M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Jianzhi Education Technology Group Co Ltd's total assets?
Jianzhi Education Technology Group Co Ltd (JZ) had $13.9M in total assets as of fiscal year 2024, including both current and long-term assets.
What are Jianzhi Education Technology Group Co Ltd's capital expenditures?
Jianzhi Education Technology Group Co Ltd (JZ) invested $2K in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
How much does Jianzhi Education Technology Group Co Ltd spend on research and development?
Jianzhi Education Technology Group Co Ltd (JZ) invested $791K in research and development during fiscal year 2024.
How many shares does Jianzhi Education Technology Group Co Ltd have outstanding?
Jianzhi Education Technology Group Co Ltd (JZ) had 169M shares outstanding as of fiscal year 2024.
What is Jianzhi Education Technology Group Co Ltd's current ratio?
Jianzhi Education Technology Group Co Ltd (JZ) had a current ratio of 1.02 as of fiscal year 2024, which is considered adequate.
What is Jianzhi Education Technology Group Co Ltd's debt-to-equity ratio?
Jianzhi Education Technology Group Co Ltd (JZ) had a debt-to-equity ratio of 3.04 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Jianzhi Education Technology Group Co Ltd's return on assets (ROA)?
Jianzhi Education Technology Group Co Ltd (JZ) had a return on assets of -33.0% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Jianzhi Education Technology Group Co Ltd's Piotroski F-Score?
Jianzhi Education Technology Group Co Ltd (JZ) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Jianzhi Education Technology Group Co Ltd's earnings high quality?
Jianzhi Education Technology Group Co Ltd (JZ) has an earnings quality ratio of -0.31x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Jianzhi Education Technology Group Co Ltd cover its interest payments?
Jianzhi Education Technology Group Co Ltd (JZ) has an interest coverage ratio of -36.9x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Jianzhi Education Technology Group Co Ltd?
Jianzhi Education Technology Group Co Ltd (JZ) scores 8 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.