Martin Mari Mat (MLM) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Jul 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the MLM SEC filings page.
Martin Mari Mat (MLM) reported $6.7B in revenue over the twelve months to Jun 30, 2026, up 14.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue recovery is converting into cash, but capital intensity and uneven reported profitability remain the dominant operating mechanics.
In FY2025, gross margin reached30.7% while net margin was18.5% , so stronger product-level profitability did not pass through proportionally to bottom-line results. Net margin had been35.3% in FY2024, alongside ROA of11.0% , making the subsequent normalization evidence that the prior earnings step-up was not a durable operating baseline.
FY2025 operating cash flow was
Total assets rose from
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Martin Mari Mat's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Martin Mari Mat has an operating margin of 23.4%, meaning the company retains $23 of operating profit per $100 of revenue. This strong profitability earns a score of 90/100, reflecting efficient cost management and pricing power. This is down from 43.8% the prior year.
Martin Mari Mat's revenue grew 8.6% year-over-year to $6.2B, a solid pace of expansion. This earns a growth score of 40/100.
Martin Mari Mat has elevated debt relative to equity (D/E of 0.53), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 26/100, reflecting increased financial risk.
With a current ratio of 3.57, Martin Mari Mat holds $3.57 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 84/100.
Martin Mari Mat converts 15.9% of revenue into free cash flow ($978.0M). This strong cash generation earns a score of 77/100.
Martin Mari Mat earns a strong 11.3% return on equity (ROE), meaning it generates $11 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 70/100. This is down from 21.1% the prior year.
Martin Mari Mat scores 3.74, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($36.6B) relative to total liabilities ($8.7B). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Martin Mari Mat passes 8 of 9 financial strength tests. 3 of 4 profitability signals pass, all 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Martin Mari Mat generates $1.57 in operating cash flow ($1.8B OCF vs $1.1B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Martin Mari Mat earns $6.25 in operating income for every $1 of interest expense ($1.4B vs $230.0M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Martin Mari Mat generated $1.9B in revenue in Q2 2026. This represents an increase of 21.0% from the same quarter a year earlier. Against the prior quarter it is up 43.0%.
Martin Mari Mat's EBITDA was $576.0M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 0.7% from the same quarter a year earlier. Against the prior quarter it is up 75.1%.
Martin Mari Mat reported $251.0M in net income in Q2 2026. This represents a decrease of 23.5% from the same quarter a year earlier. Against the prior quarter it is down 83.4%.
Martin Mari Mat earned $4.17 per diluted share (EPS) in Q2 2026. This represents a decrease of 23.2% from the same quarter a year earlier. Against the prior quarter it is down 83.4%.
Cash & Balance Sheet
Martin Mari Mat recorded an outflow of $16.0M in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents a decrease of 107.7% from the same quarter a year earlier. Against the prior quarter it is down 139.0%.
Martin Mari Mat held $112.0M in cash against $5.1B in long-term debt as of Q2 2026.
Martin Mari Mat paid $0.83 per share in dividends in Q2 2026. This represents an increase of 5.1% from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
Martin Mari Mat's gross margin was 25.4% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 5.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.7 percentage points.
Martin Mari Mat's operating margin was 19.1% in Q2 2026, reflecting core business profitability. This is down 6.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 7.2 percentage points.
Martin Mari Mat's net profit margin was 12.9% in Q2 2026, showing the share of revenue converted to profit. This is down 7.5 percentage points from the same quarter a year earlier.
Martin Mari Mat's ROE was 2.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 11.2 percentage points.
Capital Allocation
Martin Mari Mat repurchased no shares in Q2 2026. Against the prior quarter it is down 100.0%.
Martin Mari Mat invested $128.0M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 28.5% from the same quarter a year earlier. Against the prior quarter it is down 31.2%.
Not reported for Q2 2026.
MLM Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-K | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-K |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.9B+21.0% | $1.4B+17.2% | $1.5B+8.6% | $1.8B+12.4% | $1.6B+3.7% | $1.2B+10.0% | $1.4B+107.0% | $1.6B-17.7% |
| Cost of Revenue | $1.5B+30.5% | $1.1B+24.2% | N/A | $1.2B+9.4% | $1.1B-10.7% | $847.0M-13.5% | N/A | $1.1B-14.3% |
| Gross Profit | $495.0M-0.2% | $310.0M-1.6% | $468.0M+10.4% | $611.0M+19.1% | $496.0M+10.5% | $315.0M+26.0% | $424.0M+105.8% | $513.0M-24.1% |
| SG&A Expenses | $116.0M+11.5% | $133.0M+6.4% | N/A | $110.0M+8.9% | $104.0M-11.1% | $125.0M+5.9% | N/A | $101.0M-6.5% |
| Operating Income | $372.0M-9.9% | $162.0M-9.5% | N/A | $505.0M+24.4% | $413.0M+3.8% | $179.0M-87.4% | N/A | $406.0M-28.4% |
| EBITDA | $576.0M-0.7% | $329.0M-1.2% | N/A | $664.0M+19.0% | $580.0M+7.4% | $333.0M-78.5% | N/A | $558.0M-20.2% |
| Interest Expense | $59.0M+3.5% | $56.0M0.0% | N/A | $59.0M+55.3% | $57.0M+42.5% | $56.0M+40.0% | N/A | $38.0M-7.3% |
| Income Tax | $64.0M-12.3% | $38.0M+35.7% | N/A | $89.0M+15.6% | $73.0M-6.4% | $28.0M-92.4% | N/A | $77.0M-30.0% |
| Net Income | $251.0M-23.5% | $1.5B+1204.3% | $279.0M-5.1% | $414.0M+14.0% | $328.0M+11.9% | $116.0M-88.9% | $294.0M+3.7% | $363.0M-12.9% |
| EPS (Basic) | $4.18-23.2% | $25.11+1214.7% | $4.63-3.9% | $6.86+15.7% | $5.44+14.0% | $1.91-88.7% | $4.82+5.5% | $5.93-12.0% |
| EPS (Diluted) | $4.17-23.2% | $25.06+1218.9% | $4.62-4.0% | $6.85+15.9% | $5.43+14.1% | $1.90-88.7% | $4.81+5.7% | $5.91-12.1% |
| Diluted Shares (Avg) | 60M-0.3% | 60M-1.0% | N/A | 60M-1.5% | 60M-1.9% | 61M-1.6% | N/A | 61M-1.1% |
Not reported in any period shown, so not listed: R&D Expenses.
MLM Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-K | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-K |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $21.3B+17.9% | $20.5B+15.6% | $18.7B+3.0% | $18.7B+13.3% | $18.1B+10.6% | $17.7B+9.1% | $18.2B+20.1% | $16.5B+10.4% |
| Current Assets | $2.4B+2.2% | $2.4B+12.0% | $3.2B+30.4% | $3.4B+47.6% | $2.4B+7.4% | $2.1B-53.5% | $2.4B-37.5% | $2.3B-17.7% |
| Cash & Equivalents | $112.0M-50.2% | $273.0M+170.3% | $67.0M-90.0% | $57.0M+9.6% | $225.0M+106.4% | $101.0M-96.2% | $670.0M-47.3% | $52.0M-92.0% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $1.2B+1.2% | $1.2B+3.4% | $1.1B+5.9% | $1.0B-5.1% | $1.2B+4.5% | $1.2B+5.2% | $1.0B+2.9% | $1.1B+9.7% |
| Accounts Receivable | $1.0B+12.8% | $780.0M+6.4% | $723.0M+6.6% | $984.0M+7.4% | $904.0M-0.6% | $733.0M+4.3% | $678.0M-10.0% | $916.0M-12.6% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $4.0B+4.8% | $3.8B+1.5% | $3.6B+6.5% | $3.6B-4.3% | $3.8B-1.7% | $3.8B+8.5% | $3.4B+0.1% | $3.8B+3.2% |
| Total Liabilities | $9.8B+12.1% | $9.2B+6.5% | $8.7B-0.4% | $8.9B+22.2% | $8.7B+16.2% | $8.6B+17.3% | $8.7B+22.9% | $7.3B+2.6% |
| Current Liabilities | $1.7B+70.7% | $1.0B+10.6% | $895.0M-10.7% | $1.2B+16.2% | $1.0B-14.8% | $935.0M-34.6% | $1.0B-14.4% | $993.0M-13.0% |
| Non-Current Liabilities | $8.0B+4.3% | $8.2B+6.0% | $7.8B+0.9% | $7.8B+23.1% | $7.7B+22.0% | $7.7B+29.8% | $7.7B+30.3% | $6.3B+5.6% |
| Long-Term Debt | $5.1B-3.8% | $5.3B+0.1% | $5.3B+0.1% | $5.3B+34.0% | $5.3B+34.1% | $5.3B+34.0% | $5.3B+34.0% | $3.9B+0.1% |
| Total Equity | $11.5B+23.3% | $11.3B+24.4% | $10.0B+6.1% | $9.7B+6.2% | $9.4B+5.9% | $9.1B+2.3% | $9.5B+17.7% | $9.2B+17.5% |
| Retained Earnings | $7.9B+35.4% | $7.7B+38.6% | $6.4B+8.2% | $6.2B+8.9% | $5.8B+8.5% | $5.5B+2.2% | $5.9B+29.6% | $5.7B+31.1% |
MLM Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-K | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-K |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $112.0M-71.1% | $227.0M+4.1% | $629.0M-8.3% | $551.0M-8.2% | $387.0M+38600.0% | $218.0M+26.7% | $686.0M+23.6% | $600.0M+32.2% |
| Depreciation & Amortization | $204.0M+22.2% | $167.0M+8.4% | $157.0M+5.4% | $159.0M+4.6% | $167.0M+17.6% | $154.0M+18.5% | $149.0M+16.4% | $152.0M+15.2% |
| Stock-Based Compensation | N/A | $31.0M0.0% | N/A | N/A | N/A | $31.0M+106.7% | N/A | N/A |
| Capital Expenditures | $128.0M-28.5% | $186.0M-20.2% | $205.0M-12.0% | $190.0M-32.9% | $179.0M+28.8% | $233.0M+16.5% | $233.0M+25.3% | $283.0M+65.5% |
| Free Cash Flow | -$16.0M-107.7% | $41.0M+373.3% | $424.0M-6.4% | $361.0M+13.9% | $208.0M+250.7% | -$15.0M+46.4% | $453.0M+22.8% | $317.0M+12.0% |
| Investing Cash Flow | -$861.0M-353.2% | $293.0M+211.8% | -$375.0M+72.8% | -$761.0M-155.4% | -$190.0M+91.3% | -$262.0M-118.4% | -$1.4B-1137.6% | -$298.0M-157.0% |
| Financing Cash Flow | $596.0M+1061.3% | -$314.0M+40.2% | -$257.0M-119.6% | $44.0M+112.3% | -$62.0M+82.3% | -$525.0M-129.3% | $1.3B+2529.6% | -$359.0M+52.2% |
| Dividends Paid | $51.0M+6.3% | $51.0M+4.1% | $50.0M+4.2% | $50.0M+2.0% | $48.0M+4.3% | $49.0M+6.5% | $48.0M+4.3% | $49.0M+8.9% |
| Share Buybacks | $0 | $200.0M-55.6% | $0 | $0 | $0-100.0% | $450.0M+200.0% | $0 | $0 |
MLM Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-K | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-K |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 25.4%-5.4pp | 22.8%-4.4pp | 30.5%+0.5pp | 33.1%+1.9pp | 30.8%+1.9pp | 27.1%+3.4pp | 30.0%-0.2pp | 31.2%-2.7pp |
| Operating Margin | 19.1%-6.6pp | 11.9%-3.5pp | N/A | 27.4%+2.6pp | 25.7%0.0pp | 15.4% | N/A | 24.7%-3.7pp |
| Net Margin | 12.9%-7.5pp | 111.1% | 18.2%-2.6pp | 22.4%+0.3pp | 20.4%+1.5pp | 10.0%-89.0pp | 20.8%-20.7pp | 22.1%+1.2pp |
| Return on Equity | 2.2%-1.3pp | 13.4%+12.1pp | 2.8%-0.3pp | 4.3%+0.3pp | 3.5%+0.2pp | 1.3%-10.5pp | 3.1%-0.4pp | 4.0%-1.4pp |
| Return on Assets | 1.2%-0.6pp | 7.4%+6.7pp | 1.5%-0.1pp | 2.2%0.0pp | 1.8%0.0pp | 0.7%-5.8pp | 1.6%-0.3pp | 2.2%-0.6pp |
| Current Ratio | 1.41-0.9x | 2.280.0x | 3.57+1.1x | 2.97+0.6x | 2.35+0.5x | 2.25-0.9x | 2.44-0.9x | 2.34-0.1x |
| Debt-to-Equity | 0.44-0.1x | 0.47-0.1x | 0.530.0x | 0.54+0.1x | 0.57+0.1x | 0.58+0.1x | 0.56+0.1x | 0.43-0.1x |
| Asset Turnover | 0.090.0x | 0.070.0x | 0.080.0x | 0.100.0x | 0.090.0x | 0.070.0x | 0.080.0x | 0.100.0x |
| FCF Margin | -0.8%-13.8pp | 3.0%+4.3pp | 27.6%-4.4pp | 19.6%+0.3pp | 12.9%+21.8pp | -1.3%+1.4pp | 32.1%-22.0pp | 19.3%+5.1pp |
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Martin Mari Mat MLM | FY2025 | $6.2B | $1.1B | 18.5% | $36.6B | 65/100 |
| Vulcan Matrls VMC | FY2025 | $7.9B | $1.1B | 13.6% | $34.0B | 62/100 |
| Crh Plc CRH | FY2025 | $37.4B | $3.8B | 10.0% | $62.7B | 58/100 |
| Cemex SAB de CV CX | FY2025 | $16.1B | $970.0M | 6.0% | $15.9B | 29/100 |
| James Hardie JHX | FY2026 | $4.8B | $104.0M | 2.1% | $17.6B | 54/100 |
| Eagle Matls Inc EXP | FY2026 | $2.3B | $423.8M | 18.4% | $6.0B | 71/100 |
Where Martin Mari Mat Ranks
Frequently Asked Questions
What is Martin Mari Mat's annual revenue?
Martin Mari Mat (MLM) reported $6.2B in total revenue for fiscal year 2025. This represents a 8.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Martin Mari Mat's revenue growing?
Martin Mari Mat (MLM) revenue grew by 8.6% year-over-year, from $5.7B to $6.2B in fiscal year 2025.
Is Martin Mari Mat profitable?
Yes, Martin Mari Mat (MLM) reported a net income of $1.1B in fiscal year 2025, with a net profit margin of 18.5%.
What is Martin Mari Mat's EBITDA?
Martin Mari Mat (MLM) had EBITDA of $2.1B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Martin Mari Mat have?
As of fiscal year 2025, Martin Mari Mat (MLM) had $67.0M in cash and equivalents against $5.3B in long-term debt.
What is Martin Mari Mat's gross margin?
Martin Mari Mat (MLM) had a gross margin of 30.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Martin Mari Mat's operating margin?
Martin Mari Mat (MLM) had an operating margin of 23.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Martin Mari Mat's net profit margin?
Martin Mari Mat (MLM) had a net profit margin of 18.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Martin Mari Mat pay dividends?
Yes, Martin Mari Mat (MLM) paid $3.24 per share in dividends during fiscal year 2025.
What is Martin Mari Mat's return on equity (ROE)?
Martin Mari Mat (MLM) has a return on equity of 11.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Martin Mari Mat's free cash flow?
Martin Mari Mat (MLM) generated $978.0M in free cash flow during fiscal year 2025. This represents a 61.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Martin Mari Mat's operating cash flow?
Martin Mari Mat (MLM) generated $1.8B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Martin Mari Mat's total assets?
Martin Mari Mat (MLM) had $18.7B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Martin Mari Mat's capital expenditures?
Martin Mari Mat (MLM) invested $807.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Martin Mari Mat's current ratio?
Martin Mari Mat (MLM) had a current ratio of 3.57 as of fiscal year 2025, which is generally considered healthy.
What is Martin Mari Mat's debt-to-equity ratio?
Martin Mari Mat (MLM) had a debt-to-equity ratio of 0.53 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Martin Mari Mat's return on assets (ROA)?
Martin Mari Mat (MLM) had a return on assets of 6.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Martin Mari Mat's P/E ratio?
Martin Mari Mat (MLM) trades at 14.9x earnings, its market capitalization divided by net income of $2.5B net income, trailing 12 months to June 30, 2026. The market capitalization is $36.6B as of Sep 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Martin Mari Mat's price-to-sales ratio?
Martin Mari Mat (MLM) trades at 5.5x sales, its market capitalization divided by revenue of $6.7B revenue, trailing 12 months to June 30, 2026. The market capitalization is $36.6B as of Sep 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Martin Mari Mat's Altman Z-Score?
Martin Mari Mat (MLM) has an Altman Z-Score of 3.74, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Martin Mari Mat's Piotroski F-Score?
Martin Mari Mat (MLM) has a Piotroski F-Score of 8 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Martin Mari Mat's earnings high quality?
Martin Mari Mat (MLM) has an earnings quality ratio of 1.57x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Martin Mari Mat cover its interest payments?
Martin Mari Mat (MLM) has an interest coverage ratio of 6.25x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Martin Mari Mat?
Martin Mari Mat (MLM) scores 65 out of 100 on our Financial Health Score, indicating strong standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.