Ohmyhome Limited Financials

OMH

Source SEC Filings (10-K/10-Q) Data as of Dec 31, 2025 Currency USD FYE December

This page shows Ohmyhome Limited (OMH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI OMH FY2024 2026-04-28

Revenue growth is finally covering more of the cost base, but liquidity still relies on external funding.

From FY2023 to FY2024, revenue more than doubled while accounts receivable fell, so growth was not soaking up cash in working capital; that helps explain why operating cash burn improved even though the company still reported a large loss. Just as important, -$2.23M of free cash flow was nearly the same as -$2.21M of operating cash flow, showing the shortfall comes mainly from running the business, not from heavy reinvestment.

Operating leverage showed up in FY2024: gross margin climbed to 40.5% from 34.4%, and the operating loss narrowed in dollars even as the company kept spending on selling, administration, and product development. That pattern usually means added volume is covering a larger share of fixed overhead rather than losses simply being masked by accounting adjustments.

Liquidity got less stretched, but the repair was financed, not earned: financing cash flow brought in $3.75M, lifting cash to $839K and helping cut total liabilities. The move in the current ratio from 0.4x to 0.9x matters because short-term obligations are closer to being covered, yet the company still has little cushion if operations keep consuming cash.

Financial Health Signals

Financial Health Score 57/100

Scored as: Emerging companies peer group

Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Ohmyhome Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Cash Runway

Dilution

R&D Intensity

Revenue Progress

Burn Trend

Balance Sheet

Altman Z-Score Distress

-4.92

Ohmyhome Limited scores -4.92, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($11.6M) relative to total liabilities ($3.8M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Neutral

5/9

Ohmyhome Limited passes 5 of 9 financial strength tests. 1 of 4 profitability signals pass, all 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Low Quality

0.46x

For every $1 of reported earnings, Ohmyhome Limited generates $0.46 in operating cash flow (-$3.3M OCF vs -$7.2M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Interest Coverage At Risk

-591.5x

Ohmyhome Limited earns $-591.5 in operating income for every $1 of interest expense (-$7.2M vs $12K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$9.5M

YoY+19.5%

Ohmyhome Limited generated $9.5M in revenue in fiscal year 2025. This represents an increase of 19.5% from the prior year.

EBITDA

-$7.1M

YoY-123.6%

Ohmyhome Limited's EBITDA was -$7.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 123.6% from the prior year.

Net Income

-$7.2M

YoY-125.5%

Ohmyhome Limited reported -$7.2M in net income in fiscal year 2025. This represents a decrease of 125.5% from the prior year.

EPS (Diluted)

N/A

Cash & Balance Sheet

Free Cash Flow

-$3.4M

YoY-50.5%

Ohmyhome Limited generated -$3.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 50.5% from the prior year.

Cash & Debt

$3.6M

YoY+325.3%

Ohmyhome Limited held $3.6M in cash against $3K in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

22M

YoY-5.6%

Ohmyhome Limited had 22M shares outstanding in fiscal year 2025. This represents a decrease of 5.6% from the prior year.

Margins & Returns

Gross Margin

31.9%

YoY-8.6pp

Ohmyhome Limited's gross margin was 31.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 8.6 percentage points from the prior year.

Operating Margin

-75.8%

YoY-35.5pp

Ohmyhome Limited's operating margin was -75.8% in fiscal year 2025, reflecting core business profitability. This is down 35.5 percentage points from the prior year.

Net Margin

-75.2%

YoY-35.3pp

Ohmyhome Limited's net profit margin was -75.2% in fiscal year 2025, showing the share of revenue converted to profit. This is down 35.3 percentage points from the prior year.

Return on Equity

-191.6%

YoY-127.6pp

Ohmyhome Limited's ROE was -191.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 127.6 percentage points from the prior year.

Capital Allocation

R&D Spending

$172K

YoY-78.1%

Ohmyhome Limited invested $172K in research and development in fiscal year 2025. This represents a decrease of 78.1% from the prior year.

Share Buybacks

N/A

Capital Expenditures

$71K

YoY+261.1%

Ohmyhome Limited invested $71K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 261.1% from the prior year.

OMH Income Statement

Metric	FY25	FY24	FY23	FY22
Revenue	$9.5M+19.5%	$8.0M+110.1%	$3.8M-27.6%	$5.2M
Cost of Revenue	$6.5M+36.6%	$4.7M+90.5%	$2.5M-29.1%	$3.5M
Gross Profit	$3.0M-5.8%	$3.2M+147.4%	$1.3M-24.6%	$1.7M
R&D Expenses	$172K-78.1%	$785K-8.0%	$853K	N/A
SG&A Expenses	$5.9M+42.5%	$4.1M+37.2%	$3.0M+117.0%	$1.4M
Operating Income	-$7.2M-124.8%	-$3.2M+20.8%	-$4.0M-68.0%	-$2.4M
Interest Expense	$12K-49.6%	$24K+67.1%	$14K-50.4%	$29K
Income Tax	N/A	N/A	N/A	N/A
Net Income	-$7.2M-125.5%	-$3.2M+23.5%	-$4.1M-82.0%	-$2.3M
EPS (Diluted)	N/A	$-0.13+43.5%	$-0.23	N/A

Metric	Q4'25	Q2'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22
Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EPS (Diluted)	N/A	N/A	N/A	N/A	N/A	N/A	N/A

OMH Balance Sheet

Metric	FY25	FY24	FY23	FY22
Total Assets	$7.1M-10.0%	$7.9M+1.2%	$7.8M+382.6%	$1.6M
Current Assets	$4.7M+231.4%	$1.4M+89.9%	$753K+67.2%	$450K
Cash & Equivalents	$3.6M+325.3%	$839K+476.9%	$145K-35.4%	$225K
Inventory	N/A	N/A	N/A	N/A
Accounts Receivable	$574K+52.6%	$376K-14.5%	$440K+142.2%	$182K
Goodwill	$713K-58.6%	$1.7M+6.2%	$1.6M	N/A
Total Liabilities	$3.8M+14.8%	$3.3M-31.1%	$4.8M+47.1%	$3.2M
Current Liabilities	$3.8M+145.1%	$1.5M-25.3%	$2.1M-19.4%	$2.6M
Long-Term Debt	$3K-99.4%	$478K+13.1%	$423K	N/A
Total Equity	$3.7M-24.7%	$5.0M+47.0%	$3.4M+353.9%	-$1.3M
Retained Earnings	-$25.0M-48.9%	-$16.8M-19.1%	-$14.1M-43.9%	-$9.8M

Metric	Q4'25	Q2'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22
Total Assets	$7.1M-26.2%	$9.6M+22.0%	$7.9M-16.0%	$9.4M+20.4%	$7.8M+37.1%	$5.7M+251.9%	$1.6M
Current Assets	$4.7M-20.6%	$6.0M+317.3%	$1.4M-42.1%	$2.5M+228.2%	$753K-85.4%	$5.2M+1048.2%	$450K
Cash & Equivalents	$3.6M-27.9%	$4.9M+489.7%	$839K-53.5%	$1.8M+1140.6%	$145K-96.9%	$4.7M+1987.5%	$225K
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$574K-27.5%	$792K+110.4%	$376K-9.0%	$413K-6.1%	$440K+175.2%	$160K-12.0%	$182K
Goodwill	$713K-58.9%	$1.7M+0.8%	$1.7M+5.4%	$1.6M+0.8%	$1.6M	N/A	N/A
Total Liabilities	$3.8M+13.1%	$3.3M+1.5%	$3.3M-24.0%	$4.3M-9.4%	$4.8M+273.5%	$1.3M-60.6%	$3.2M
Current Liabilities	$3.8M+52.2%	$2.5M+61.1%	$1.5M-2.2%	$1.6M-23.6%	$2.1M+149.7%	$826K-67.7%	$2.6M
Long-Term Debt	$3K-99.2%	$379K-20.8%	$478K-21.3%	$608K+43.7%	$423K-8.4%	$461K	N/A
Total Equity	$3.7M-44.1%	$6.7M+34.8%	$5.0M-8.3%	$5.4M+60.4%	$3.4M-28.7%	$4.7M+455.9%	-$1.3M
Retained Earnings	-$25.0M-26.1%	-$19.8M-18.0%	-$16.8M-9.0%	-$15.4M-9.3%	-$14.1M-22.2%	-$11.5M-17.8%	-$9.8M

OMH Cash Flow Statement

Metric	FY25	FY24	FY23	FY22
Operating Cash Flow	-$3.3M-48.6%	-$2.2M+39.9%	-$3.7M-58.8%	-$2.3M
Capital Expenditures	$71K+261.1%	$20K-48.2%	$38K+234.2%	$11K
Free Cash Flow	-$3.4M-50.5%	-$2.2M+39.9%	-$3.7M-59.7%	-$2.3M
Investing Cash Flow	-$118K+87.4%	-$935K+72.8%	-$3.4M-638.6%	$638K
Financing Cash Flow	$6.3M+69.2%	$3.8M-47.1%	$7.1M+627.8%	$974K
Dividends Paid	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A

Metric	Q4'25	Q2'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22
Operating Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A

OMH Financial Ratios

Metric	FY25	FY24	FY23	FY22
Gross Margin	31.9%-8.6pp	40.5%+6.1pp	34.4%+1.4pp	33.0%
Operating Margin	-75.8%-35.5pp	-40.3%+66.5pp	-106.8%-60.8pp	-46.0%
Net Margin	-75.2%-35.3pp	-39.8%+69.5pp	-109.3%-65.8pp	-43.5%
Return on Equity	-191.6%-127.6pp	-64.0%+58.9pp	-122.9%	N/A
Return on Assets	-100.6%-60.4pp	-40.2%+12.9pp	-53.1%+87.7pp	-140.8%
Current Ratio	1.25+0.3	0.93+0.6	0.36+0.2	0.18
Debt-to-Equity	0.00-0.1	0.10-0.0	0.13	N/A
FCF Margin	-35.3%-7.3pp	-28.0%+70.0pp	-98.0%-53.6pp	-44.4%

Metric	Q4'25	Q2'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Current Ratio	1.25-1.1	2.40+1.5	0.93-0.6	1.57+1.2	0.36-5.9	6.26+6.1	0.18
Debt-to-Equity	0.00-0.1	0.06-0.0	0.10-0.0	0.11-0.0	0.13+0.0	0.10	N/A
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is Ohmyhome Limited's annual revenue?

Ohmyhome Limited (OMH) reported $9.5M in total revenue for fiscal year 2025. This represents a 19.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Ohmyhome Limited's revenue growing?

Ohmyhome Limited (OMH) revenue grew by 19.5% year-over-year, from $8.0M to $9.5M in fiscal year 2025.

Is Ohmyhome Limited profitable?

No, Ohmyhome Limited (OMH) reported a net income of -$7.2M in fiscal year 2025, with a net profit margin of -75.2%.

What is Ohmyhome Limited's EBITDA?

Ohmyhome Limited (OMH) had EBITDA of -$7.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Ohmyhome Limited have?

As of fiscal year 2025, Ohmyhome Limited (OMH) had $3.6M in cash and equivalents against $3K in long-term debt.

What is Ohmyhome Limited's gross margin?

Ohmyhome Limited (OMH) had a gross margin of 31.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Ohmyhome Limited's operating margin?

Ohmyhome Limited (OMH) had an operating margin of -75.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Ohmyhome Limited's net profit margin?

Ohmyhome Limited (OMH) had a net profit margin of -75.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Ohmyhome Limited's return on equity (ROE)?

Ohmyhome Limited (OMH) has a return on equity of -191.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Ohmyhome Limited's free cash flow?

Ohmyhome Limited (OMH) generated -$3.4M in free cash flow during fiscal year 2025. This represents a -50.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Ohmyhome Limited's operating cash flow?

Ohmyhome Limited (OMH) generated -$3.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Ohmyhome Limited's total assets?

Ohmyhome Limited (OMH) had $7.1M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Ohmyhome Limited's capital expenditures?

Ohmyhome Limited (OMH) invested $71K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Ohmyhome Limited spend on research and development?

Ohmyhome Limited (OMH) invested $172K in research and development during fiscal year 2025.

How many shares does Ohmyhome Limited have outstanding?

Ohmyhome Limited (OMH) had 22M shares outstanding as of fiscal year 2025.

What is Ohmyhome Limited's current ratio?

Ohmyhome Limited (OMH) had a current ratio of 1.25 as of fiscal year 2025, which is considered adequate.

What is Ohmyhome Limited's debt-to-equity ratio?

Ohmyhome Limited (OMH) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Ohmyhome Limited's return on assets (ROA)?

Ohmyhome Limited (OMH) had a return on assets of -100.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Ohmyhome Limited's cash runway?

Based on fiscal year 2025 data, Ohmyhome Limited (OMH) had $3.6M in cash against an annual operating cash burn of $3.3M. This gives an estimated cash runway of approximately 13 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Ohmyhome Limited's Altman Z-Score?

Ohmyhome Limited (OMH) has an Altman Z-Score of -4.92, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Ohmyhome Limited's Piotroski F-Score?

Ohmyhome Limited (OMH) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Ohmyhome Limited's earnings high quality?

Ohmyhome Limited (OMH) has an earnings quality ratio of 0.46x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Ohmyhome Limited cover its interest payments?

Ohmyhome Limited (OMH) has an interest coverage ratio of -591.5x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Ohmyhome Limited?

Ohmyhome Limited (OMH) scores 57 out of 100 on our Financial Health Score, indicating moderate standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.