What is Old National Bancorp's earnings per share (EPS)?

Old National Bancorp (ONBPO) reported diluted earnings per share of $1.79 for fiscal year 2025. This represents a 6.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Old National Bancorp (ONBPO) Financials

ONBPO

Trailing 12 months to March 31, 2026

Revenue $2.7B +41.6% YoY

Net Income $758.3M +34.5% YoY

EPS (Diluted) $1.95 +13.4% YoY

Free Cash Flow $728.3M +21.6% YoY

Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported Apr 29, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed Apr 29, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ONBPO SEC filings page.

Old National Bancorp (ONBPO) reported $2.7B in revenue over the twelve months to Mar 31, 2026, up 41.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ONBPO FY2025 2026-09-05

Leverage is the dominant business mechanic: a balance sheet funded largely by liabilities supports growth, but keeps returns modest.

From FY2024 to FY2025, assets expanded 34.7% while revenue increased 33.9%, yet return on assets stayed below 1.0%. That combination indicates the larger asset base is producing proportionally little additional profitability, rather than operating like an asset-light business.

The latest balance sheet carries debt-to-equity of 7.5x, with liabilities equal to approximately 88.2% of assets. This financing structure magnifies the importance of interest costs and explains why stronger earnings do not translate into high returns on the asset base.

FY2025 net income reached $669M, while operating cash flow was $681M and free cash flow was $637M. Cash conversion near 1.0x earnings suggests reported profit was broadly realized in cash, but the gap between operating cash flow and free cash flow shows reinvestment still absorbs part of that generation.

Financial Health Signals

Financial health score not available

Old National Bancorp does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/6

Old National Bancorp passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.02x

For every $1 of reported earnings, Old National Bancorp generates $1.02 in operating cash flow ($681.5M OCF vs $669.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$694.9M

YoY+44.3%

QoQ+0.6%

5Y CAGR+27.7%

10Y CAGR+17.8%

Old National Bancorp generated $694.9M in revenue in Q1 2026. This represents an increase of 44.3% from the same quarter a year earlier. Against the prior quarter it is up 0.6%.

Net Income

$233.7M

YoY+61.5%

QoQ+7.9%

5Y CAGR+21.9%

10Y CAGR+24.1%

Old National Bancorp reported $233.7M in net income in Q1 2026. This represents an increase of 61.5% from the same quarter a year earlier. Against the prior quarter it is up 7.9%.

EPS (Diluted)

$0.59

YoY+34.1%

QoQ+5.4%

5Y CAGR+2.6%

10Y CAGR+9.4%

Old National Bancorp earned $0.59 per diluted share (EPS) in Q1 2026. This represents an increase of 34.1% from the same quarter a year earlier. Against the prior quarter it is up 5.4%.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Free Cash Flow

$193.3M

YoY+88.7%

QoQ+40.7%

5Y CAGR+22.4%

10Y CAGR+34.7%

Old National Bancorp generated $193.3M in free cash flow in Q1 2026, representing cash available after capex. This represents an increase of 88.7% from the same quarter a year earlier. Against the prior quarter it is up 40.7%.

Cash & Debt

$1.8B

YoY+41.5%

QoQ-3.9%

5Y CAGR+30.8%

10Y CAGR+25.9%

Old National Bancorp held $1.8B in cash as of Q1 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.14

YoY+3.6%

QoQ+3.6%

5Y CAGR+0.7%

10Y CAGR+1.1%

Old National Bancorp paid $0.14 per share in dividends in Q1 2026. This represents an increase of 3.6% from the same quarter a year earlier. Against the prior quarter it is up 3.6%.

Shares Outstanding

386M

YoY+20.8%

QoQ-0.8%

5Y CAGR+18.5%

10Y CAGR+12.9%

Old National Bancorp had 386M shares outstanding in Q1 2026. This represents an increase of 20.8% from the same quarter a year earlier. Against the prior quarter it is down 0.8%.

Margins & Returns

Net Margin

33.6%

YoY+3.6pp

QoQ+2.3pp

5Y change-8.8pp

10Y change+13.7pp

Old National Bancorp's net profit margin was 33.6% in Q1 2026, showing the share of revenue converted to profit. This is up 3.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.3 percentage points.

Return on Equity

2.8%

YoY+0.5pp

QoQ+0.2pp

5Y change-0.2pp

10Y change+1.0pp

Old National Bancorp's ROE was 2.8% in Q1 2026, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.2 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

Share Buybacks

$104.1M

YoY+668.7%

QoQ+314.6%

5Y CAGR+105.3%

10Y CAGR+70.8%

Old National Bancorp spent $104.1M on share buybacks in Q1 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 668.7% from the same quarter a year earlier. Against the prior quarter it is up 314.6%.

Capital Expenditures

$12.9M

YoY+122.1%

QoQ-41.1%

5Y CAGR0.0%

10Y CAGR+10.1%

Old National Bancorp invested $12.9M in capex in Q1 2026, funding long-term assets and infrastructure. This represents an increase of 122.1% from the same quarter a year earlier. Against the prior quarter it is down 41.1%.

R&D Spending

Not reported for Q1 2026.

ONBPO Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ONBPO quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$2.7B	$2.5B+33.9%	$1.9B+2.7%	$1.8B+6.3%	$1.7B+113.1%	$810.6M-3.0%	$835.4M+4.0%	$803.6M+9.6%	$732.9M+18.1%	$620.5M-5.3%	$655.5M+9.9%	$596.7M+12.3%	$531.5M+5.8%	$502.2M+0.7%	$498.6M+9.4%	$455.8M
SG&A Expenses	$784.8M	$749.0M+24.2%	$603.1M+10.4%	$546.4M-5.1%	$575.6M+102.6%	$284.1M-3.2%	$293.6M+1.4%	$289.5M+2.9%	$281.3M+14.0%	$246.7M-2.4%	$252.9M+3.7%	$243.9M+11.2%	$219.3M+8.3%	$202.4M+4.4%	$193.9M+2.3%	$189.5M
Interest Expense	$1.3B	$1.2B+13.2%	$1.1B+52.2%	$703.7M+457.3%	$126.3M+198.9%	$42.2M-37.1%	$67.2M-46.7%	$126.1M+33.5%	$94.4M+62.4%	$58.2M+30.9%	$44.4M+34.3%	$33.1M+41.6%	$23.4M-4.2%	$24.4M-32.2%	$35.9M-33.1%	$53.7M
Income Tax	$196.8M	$172.1M+21.9%	$141.3M-16.6%	$169.3M+45.4%	$116.4M+89.9%	$61.3M+110.4%	$29.1M-44.1%	$52.1M+192.2%	$17.9M-75.5%	$72.9M+10.2%	$66.2M+43.3%	$46.2M+20.6%	$38.3M-7.9%	$41.6M+15.2%	$36.1M+32.3%	$27.3M
Net Income	$758.3M	$669.3M+24.1%	$539.2M-7.4%	$582.0M+35.9%	$428.3M+54.3%	$277.5M+22.6%	$226.4M-5.0%	$238.2M+24.8%	$190.8M+99.4%	$95.7M-28.7%	$134.3M+15.0%	$116.7M+12.6%	$103.7M+2.7%	$100.9M+10.1%	$91.7M+26.5%	$72.5M
EPS (Basic)	N/A	$1.80+6.5%	$1.69-13.3%	$1.95+29.1%	$1.51-10.1%	$1.68+22.6%	$1.37-1.4%	$1.39+13.0%	$1.23+78.3%	$0.69-34.3%	$1.05+4.0%	$1.01+5.2%	$0.96-4.0%	$1.00+5.3%	$0.95+25.0%	$0.76
EPS (Diluted)	$1.95	$1.79+6.5%	$1.68-13.4%	$1.94+29.3%	$1.50	$1.67+22.8%	$1.36-1.4%	$1.38+13.1%	$1.22+76.8%	$0.69-34.3%	$1.05+5.0%	$1.00+5.3%	$0.95-5.0%	$1.00+5.3%	$0.95+25.0%	$0.76
Diluted Shares (Avg)	N/A	365M+17.5%	311M+6.6%	292M+5.5%	277M	166M-0.1%	166M-3.8%	173M+10.3%	157M+13.0%	139M+8.0%	128M+10.4%	116M+7.3%	108M+7.1%	101M+4.5%	97M+2.2%	95M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Revenue	$694.9M+44.3%	$690.6M+41.0%	$705.1M+45.1%	$647.3M+36.1%	$481.4M+10.9%	$489.9M+5.5%	$485.9M+6.5%	$475.7M+2.6%
SG&A Expenses	$184.1M+24.1%	$187.3M+27.7%	$211.3M+43.3%	$202.1M+27.0%	$148.3M-1.0%	$146.6M+3.5%	$147.5M+12.1%	$159.2M+17.2%
Interest Expense	$304.8M+25.6%	$316.5M+18.1%	$342.6M+18.9%	$310.2M+12.7%	$242.8M+1.3%	$267.9M+18.9%	$288.2M+43.1%	$275.2M+69.1%
Income Tax	$61.6M+66.9%	$54.9M+70.3%	$50.0M+21.2%	$30.3M-14.0%	$36.9M+13.6%	$32.2M-10.9%	$41.3M-6.8%	$35.3M-25.6%
Net Income	$233.7M+61.5%	$216.6M+40.8%	$182.6M+27.0%	$125.4M+3.4%	$144.7M+20.3%	$153.9M+16.1%	$143.8M-2.8%	$121.2M-21.8%
EPS (Basic)	$0.60+33.3%	$0.56+16.7%	$0.46+4.5%	$0.34-8.1%	$0.45+12.5%	$0.48+6.7%	$0.44-10.2%	$0.37-28.8%
EPS (Diluted)	$0.59+34.1%	$0.56+19.1%	$0.46+4.5%	$0.34-8.1%	$0.44+10.0%	$0.47+6.8%	$0.44-10.2%	$0.37-28.8%
Diluted Shares (Avg)	388M+20.9%	N/A	390M+23.1%	361M+14.2%	321M+9.9%	N/A	317M+8.8%	316M+8.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

ONBPO Balance Sheet

ONBPO quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$72.2B+34.7%	$53.6B+9.1%	$49.1B+5.0%	$46.8B+91.2%	$24.5B+6.5%	$23.0B+12.5%	$20.4B+3.5%	$19.7B+12.6%	$17.5B+17.9%	$14.9B+23.9%	$12.0B+3.0%	$11.6B+21.5%	$9.6B+0.4%	$9.5B+10.8%	$8.6B
Cash & Equivalents	$1.8B+48.7%	$1.2B+4.5%	$1.2B+61.3%	$728.4M-11.4%	$822.0M+39.4%	$589.7M+113.4%	$276.3M-12.9%	$317.2M+9.2%	$290.4M+13.7%	$255.5M+16.2%	$219.8M-8.4%	$240.0M+16.1%	$206.7M-21.7%	$264.1M+18.5%	$222.9M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$2.4B+11.5%	$2.2B+8.8%	$2.0B0.0%	$2.0B+92.7%	$1.0B0.0%	$1.0B0.0%	$1.0B+0.1%	$1.0B+25.1%	$828.1M+26.4%	$655.0M+12.0%	$584.6M+10.1%	$530.8M+50.5%	$352.7M+4.1%	$338.8M+33.8%	$253.2M
Total Liabilities	$63.7B+34.8%	$47.2B+8.5%	$43.5B+4.5%	$41.6B+94.2%	$21.4B+7.3%	$20.0B+13.8%	$17.6B+3.1%	$17.0B+10.9%	$15.4B+17.8%	$13.0B+24.2%	$10.5B+3.1%	$10.2B+20.9%	$8.4B+0.8%	$8.3B+10.2%	$7.6B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.6B+0.2%	$1.6B+19.0%	$1.4B+32.2%	$1.0B+11.4%	$918.6M+65.1%	$556.4M+134.3%	$237.5M-18.3%	$290.8M
Total Equity	$8.5B+34.0%	$6.3B+14.0%	$5.6B+8.5%	$5.1B+70.3%	$3.0B+1.3%	$3.0B+4.2%	$2.9B+6.1%	$2.7B+24.8%	$2.2B+18.7%	$1.8B+21.7%	$1.5B+1.7%	$1.5B+26.1%	$1.2B-2.7%	$1.2B+15.6%	$1.0B
Retained Earnings	$2.4B+22.5%	$2.0B+21.5%	$1.6B+33.0%	$1.2B+25.8%	$968.0M+23.5%	$783.9M+14.9%	$682.2M+29.3%	$527.7M+27.7%	$413.1M+5.9%	$390.3M+20.6%	$323.8M+23.5%	$262.2M+26.7%	$207.0M+41.1%	$146.7M+63.2%	$89.9M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Total Assets	$73.0B+35.5%	$72.2B+34.7%	$71.2B+32.8%	$71.0B+33.6%	$53.9B+8.8%	$53.6B+9.1%	$53.6B+9.3%	$53.1B+9.5%
Cash & Equivalents	$1.8B+41.5%	$1.8B+48.7%	$1.7B+41.2%	$1.8B+46.7%	$1.2B+32.0%	$1.2B+4.5%	$1.2B-28.4%	$1.2B+2.9%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$2.4B+11.7%	$2.4B+11.5%	$2.4B+11.1%	$2.4B+11.0%	$2.2B+8.8%	$2.2B+8.8%	$2.2B+8.9%	$2.2B+8.6%
Total Liabilities	$64.5B+36.2%	$63.7B+34.8%	$62.9B+33.2%	$62.9B+33.6%	$47.3B+7.7%	$47.2B+8.5%	$47.2B+7.8%	$47.0B+8.9%
Total Equity	$8.5B+30.2%	$8.5B+34.0%	$8.3B+30.5%	$8.1B+33.8%	$6.5B+16.8%	$6.3B+14.0%	$6.4B+21.5%	$6.1B+14.8%
Retained Earnings	$2.6B+25.3%	$2.4B+22.5%	$2.3B+21.0%	$2.1B+20.5%	$2.1B+21.7%	$2.0B+21.5%	$1.9B+21.5%	$1.8B+23.6%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

ONBPO Cash Flow Statement

ONBPO quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$779.4M	$681.5M+9.5%	$622.3M+20.5%	$516.3M-36.6%	$814.4M+146.5%	$330.4M+50.3%	$219.8M-6.0%	$233.8M-0.3%	$234.4M-6.3%	$250.1M+908.1%	$24.8M-80.0%	$123.8M-37.9%	$199.3M+20.5%	$165.4M+44.7%	$114.3M-20.1%	$143.1M
Depreciation & Amortization	N/A	$123.6M+88.3%	$65.6M+5.3%	$62.3M+0.1%	$62.3M+61.3%	$38.6M-10.2%	$43.0M-1.4%	$43.6M+14.2%	$38.2M+12.3%	$34.0M+17.1%	$29.0M+70.6%	$17.0M+16.3%	$14.6M+16.9%	$12.5M-4.4%	$13.1M+8.0%	$12.1M
Stock-Based Compensation	N/A	$38.2M+18.4%	$32.3M+15.7%	$27.9M-2.6%	$28.7M+282.2%	$7.5M-2.7%	$7.7M-3.6%	$8.0M-1.5%	$8.1M+29.4%	$6.3M-14.3%	$7.3M+72.0%	$4.3M+2.2%	$4.2M+5.2%	$4.0M+19.3%	$3.3M-3.5%	$3.4M
Capital Expenditures	$51.1M	$44.1M+45.6%	$30.3M-21.1%	$38.4M+1.3%	$37.9M-22.2%	$48.7M+57.7%	$30.9M-17.5%	$37.4M+12.1%	$33.4M-10.5%	$37.3M-83.4%	$224.7M+162.3%	$85.7M+318.4%	$20.5M+10.0%	$18.6M-0.5%	$18.7M+62.9%	$11.5M
Free Cash Flow	$728.3M	$637.4M+7.7%	$592.0M+23.9%	$478.0M-38.4%	$776.5M+175.7%	$281.7M+49.1%	$188.9M-3.8%	$196.3M-2.3%	$201.0M-5.5%	$212.8M+206.5%	-$199.9M-624.6%	$38.1M-78.7%	$178.9M+21.9%	$146.8M+53.6%	$95.6M-27.4%	$131.6M
Investing Cash Flow	-$2.6B	-$1.8B-33.7%	-$1.4B+24.6%	-$1.8B-7.9%	-$1.7B-17.7%	-$1.4B+33.1%	-$2.1B-307.6%	-$525.4M-93.6%	-$271.4M+49.4%	-$536.4M+16.3%	-$640.8M	N/A	N/A	$101.0M+963.4%	-$11.7M-101.2%	$1.0B
Financing Cash Flow	$2.4B	$1.8B+118.2%	$802.6M-54.1%	$1.7B+125.0%	$777.5M-41.7%	$1.3B-40.3%	$2.2B+791.1%	$250.8M+293.5%	$63.7M-80.2%	$321.2M-50.7%	$651.7M	N/A	N/A	-$323.7M-427.1%	-$61.4M+94.8%	-$1.2B
Dividends Paid	$236.5M	$225.1M+17.8%	$191.2M+6.2%	$180.0M+1.4%	$177.6M+91.3%	$92.8M-0.1%	$92.9M+3.9%	$89.5M+8.9%	$82.2M+13.2%	$72.6M+7.5%	$67.5M+21.6%	$55.6M+15.3%	$48.2M+19.6%	$40.3M+16.2%	$34.7M+30.7%	$26.5M
Share Buybacks	$162.3M	$71.8M+708.2%	$8.9M-79.9%	$44.3M-37.8%	$71.2M+1807.9%	$3.7M-95.5%	$82.4M-19.6%	$102.4M+5573.9%	$1.8M-34.6%	$2.8M+35.1%	$2.0M-97.7%	$88.7M+243.4%	$25.8M+6.3%	$24.3M+508.8%	$4.0M+161.5%	$1.5M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Operating Cash Flow	$206.1M+90.5%	$159.2M-32.5%	$341.2M+181.2%	$72.9M-54.7%	$108.2M+3.8%	$235.8M+223.7%	$121.3M-47.0%	$161.0M0.0%
Depreciation & Amortization	$37.9M+131.2%	$38.8M+130.0%	$37.9M+124.3%	$30.4M+82.3%	$16.4M+8.2%	$16.9M+6.3%	$16.9M+6.9%	$16.7M+8.9%
Stock-Based Compensation	$9.2M-36.3%	N/A	N/A	N/A	$14.4M+162.4%	N/A	N/A	N/A
Capital Expenditures	$12.9M+122.1%	$21.9M+223.8%	$7.6M+33.9%	$8.8M-6.0%	$5.8M-31.6%	$6.8M-34.4%	$5.7M-46.9%	$9.4M+34.7%
Free Cash Flow	$193.3M+88.7%	$137.3M-40.0%	$333.6M+188.5%	$64.1M-57.7%	$102.4M+7.0%	$229.0M+266.2%	$115.7M-47.0%	$151.6M-1.6%
Investing Cash Flow	-$1.1B-300.2%	-$698.8M-495.6%	-$451.1M-51.4%	-$414.4M-117.5%	-$270.6M+64.7%	-$117.3M+54.4%	-$298.0M-10.2%	-$190.5M+70.7%
Financing Cash Flow	$804.6M+362.0%	$683.1M+932.8%	-$16.1M-111.9%	$910.3M+181.8%	$174.2M-59.2%	-$82.0M+73.0%	$135.2M-73.3%	$323.1M-43.7%
Dividends Paid	$60.1M+23.4%	$58.6M+20.4%	$58.9M+21.0%	$58.9M+20.9%	$48.7M+8.0%	$48.7M+8.3%	$48.7M+8.3%	$48.7M+8.3%
Share Buybacks	$104.1M+668.7%	$25.1M+17958.3%	$25.2M+8681.5%	$8.0M+523.6%	$13.5M+88.5%	$139K+231.0%	$287K-36.4%	$1.3M+1115.2%

ONBPO Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ONBPO quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	26.5%-2.1pp	28.6%-3.1pp	31.7%+6.9pp	24.8%-9.4pp	34.2%+7.1pp	27.1%-2.5pp	29.6%+3.6pp	26.0%+10.6pp	15.4%-5.1pp	20.5%+0.9pp	19.6%+0.1pp	19.5%-0.6pp	20.1%+1.7pp	18.4%+2.5pp	15.9%
Return on Equity	7.9%-0.6pp	8.5%-2.0pp	10.5%+2.1pp	8.3%-0.9pp	9.2%+1.6pp	7.6%-0.7pp	8.3%+1.3pp	7.1%+2.7pp	4.4%-3.0pp	7.4%-0.4pp	7.8%+0.8pp	7.1%-1.6pp	8.7%+1.0pp	7.7%+0.7pp	7.0%
Return on Assets	0.9%-0.1pp	1.0%-0.2pp	1.2%+0.3pp	0.9%-0.2pp	1.1%+0.1pp	1.0%-0.2pp	1.2%+0.2pp	1.0%+0.4pp	0.5%-0.3pp	0.9%-0.1pp	1.0%+0.1pp	0.9%-0.2pp	1.1%+0.1pp	1.0%+0.1pp	0.8%
Debt-to-Equity	7.490.0x	7.45-0.4x	7.82-0.3x	8.12+1.0x	7.12+0.4x	6.72+0.6x	6.16+5.6x	0.60-0.1x	0.750.0x	0.75+0.1x	0.69+0.1x	0.63+0.1x	0.48+0.3x	0.20-0.1x	0.28
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.05
FCF Margin	25.3%-6.2pp	31.4%+5.4pp	26.0%-18.9pp	45.0%+10.2pp	34.8%+12.1pp	22.6%-1.8pp	24.4%-3.0pp	27.4%-6.9pp	34.3%+64.8pp	-30.5%-36.9pp	6.4%-27.3pp	33.7%+4.4pp	29.2%+10.1pp	19.2%-9.7pp	28.9%

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Net Margin	33.6%+3.6pp	31.4%0.0pp	25.9%-3.7pp	19.4%-6.1pp	30.0%+2.3pp	31.4%+2.9pp	29.6%-2.8pp	25.5%-7.9pp
Return on Equity	2.8%+0.5pp	2.5%+0.1pp	2.2%-0.1pp	1.5%-0.5pp	2.2%+0.1pp	2.4%0.0pp	2.3%-0.6pp	2.0%-0.9pp
Return on Assets	0.3%+0.1pp	0.3%0.0pp	0.3%0.0pp	0.2%-0.1pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp	0.2%-0.1pp
Debt-to-Equity	7.58+0.3x	7.490.0x	7.57+0.2x	7.730.0x	7.25-0.6x	7.45-0.4x	7.42-0.9x	7.74-0.4x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	27.8%+6.5pp	19.9%-26.9pp	47.3%+23.5pp	9.9%-22.0pp	21.3%-0.8pp	46.7%+33.3pp	23.8%-24.0pp	31.9%-1.4pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where Old National Bancorp Ranks

Frequently Asked Questions

What is Old National Bancorp's annual revenue?

Old National Bancorp (ONBPO) reported $2.5B in total revenue for fiscal year 2025. This represents a 33.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Old National Bancorp's revenue growing?

Old National Bancorp (ONBPO) revenue grew by 33.9% year-over-year, from $1.9B to $2.5B in fiscal year 2025.

Is Old National Bancorp profitable?

Yes, Old National Bancorp (ONBPO) reported a net income of $669.3M in fiscal year 2025, with a net profit margin of 26.5%.

What is Old National Bancorp's net profit margin?

Old National Bancorp (ONBPO) had a net profit margin of 26.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Old National Bancorp pay dividends?

Yes, Old National Bancorp (ONBPO) paid $0.56 per share in dividends during fiscal year 2025.

What is Old National Bancorp's return on equity (ROE)?

Old National Bancorp (ONBPO) has a return on equity of 7.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Old National Bancorp's free cash flow?

Old National Bancorp (ONBPO) generated $637.4M in free cash flow during fiscal year 2025. This represents a 7.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Old National Bancorp's operating cash flow?

Old National Bancorp (ONBPO) generated $681.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Old National Bancorp's total assets?

Old National Bancorp (ONBPO) had $72.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Old National Bancorp's capital expenditures?

Old National Bancorp (ONBPO) invested $44.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Old National Bancorp buy back shares?

Yes, Old National Bancorp (ONBPO) spent $71.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Old National Bancorp have outstanding?

Old National Bancorp (ONBPO) had 390M shares outstanding as of fiscal year 2025.

What is Old National Bancorp's debt-to-equity ratio?

Old National Bancorp (ONBPO) had a debt-to-equity ratio of 7.49 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Old National Bancorp's return on assets (ROA)?

Old National Bancorp (ONBPO) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Old National Bancorp's Piotroski F-Score?

Old National Bancorp (ONBPO) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Old National Bancorp's earnings high quality?

Old National Bancorp (ONBPO) has an earnings quality ratio of 1.02x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.