What is Penske Automotv's earnings per share (EPS)?

Penske Automotv (PAG) reported diluted earnings per share of $14.13 for fiscal year 2025. This represents a -2.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Penske Automotv Financials

PAG

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Penske Automotv (PAG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 42/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Penske Automotv has an operating margin of 4.0%, meaning the company retains $4 of operating profit per $100 of revenue. This results in a moderate score of 31/100, indicating healthy but not exceptional operating efficiency. This is down from 4.3% the prior year.

Growth

Penske Automotv's revenue declined 0.2% year-over-year, from $31.9B to $31.8B. This contraction results in a growth score of 33/100.

Leverage

Penske Automotv carries a low D/E ratio of 0.33, meaning only $0.33 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 95/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Penske Automotv's current ratio of 0.99 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 15/100, which could limit financial flexibility.

Cash Flow

Penske Automotv has a free cash flow margin of 2.1%, earning a moderate score of 30/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Penske Automotv's ROE of 16.8% shows moderate profitability relative to equity, earning a score of 48/100. This is down from 17.9% the prior year.

Altman Z-Score Grey Zone

2.99

Penske Automotv scores 2.99, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.

Piotroski F-Score Neutral

6/9

Penske Automotv passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Cash-Backed

1.04x

For every $1 of reported earnings, Penske Automotv generates $1.04 in operating cash flow ($975.1M OCF vs $935.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$31.8B

YoY-0.2%

5Y CAGR+9.2%

10Y CAGR+5.1%

Penske Automotv generated $31.8B in revenue in fiscal year 2025. This represents a decrease of 0.2% from the prior year.

EBITDA

$1.5B

YoY-5.1%

5Y CAGR+12.1%

10Y CAGR+8.5%

Penske Automotv's EBITDA was $1.5B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 5.1% from the prior year.

Net Income

$935.4M

YoY-3.5%

5Y CAGR+11.5%

10Y CAGR+11.1%

Penske Automotv reported $935.4M in net income in fiscal year 2025. This represents a decrease of 3.5% from the prior year.

EPS (Diluted)

$14.13

YoY-2.5%

5Y CAGR+16.0%

10Y CAGR+14.6%

Penske Automotv earned $14.13 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 2.5% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$650.5M

YoY-23.7%

5Y CAGR-8.5%

10Y CAGR+12.6%

Penske Automotv generated $650.5M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 23.7% from the prior year.

Cash & Debt

$64.7M

YoY-22.6%

5Y CAGR+5.5%

10Y CAGR+0.4%

Penske Automotv held $64.7M in cash against $1.8B in long-term debt as of fiscal year 2025.

Dividends Per Share

$5.18

YoY+26.7%

5Y CAGR+43.9%

10Y CAGR+18.6%

Penske Automotv paid $5.18 per share in dividends in fiscal year 2025. This represents an increase of 26.7% from the prior year.

Shares Outstanding

66M

YoY-1.5%

5Y CAGR-3.9%

10Y CAGR-3.0%

Penske Automotv had 66M shares outstanding in fiscal year 2025. This represents a decrease of 1.5% from the prior year.

Margins & Returns

Gross Margin

16.4%

YoY+0.0pp

5Y CAGR+0.8pp

10Y CAGR+1.5pp

Penske Automotv's gross margin was 16.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.0 percentage points from the prior year.

Operating Margin

4.0%

YoY-0.3pp

5Y CAGR+0.6pp

10Y CAGR+1.1pp

Penske Automotv's operating margin was 4.0% in fiscal year 2025, reflecting core business profitability. This is down 0.3 percentage points from the prior year.

Net Margin

2.9%

YoY-0.1pp

5Y CAGR+0.3pp

10Y CAGR+1.3pp

Penske Automotv's net profit margin was 2.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.1 percentage points from the prior year.

Return on Equity

16.8%

YoY-1.1pp

5Y CAGR+0.4pp

10Y CAGR-1.4pp

Penske Automotv's ROE was 16.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.1 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$159.1M

YoY+171.0%

5Y CAGR+40.2%

10Y CAGR+12.5%

Penske Automotv spent $159.1M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 171.0% from the prior year.

Capital Expenditures

$324.6M

YoY-14.1%

5Y CAGR+11.8%

10Y CAGR+5.0%

Penske Automotv invested $324.6M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 14.1% from the prior year.

PAG Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$31.8B-0.2%	$31.9B+3.1%	$30.9B+11.2%	$27.8B+8.8%	$25.6B+25.0%	$20.4B
Cost of Revenue	$26.6B-0.2%	$26.6B+3.4%	$25.8B+12.2%	$23.0B+8.8%	$21.1B+22.3%	$17.3B
Gross Profit	$5.2B0.0%	$5.2B+1.4%	$5.1B+6.4%	$4.8B+9.0%	$4.4B+39.5%	$3.2B
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$3.8B+2.1%	$3.7B+3.7%	$3.6B+10.2%	$3.2B+8.8%	$3.0B+25.3%	$2.4B
Operating Income	$1.3B-6.5%	$1.4B-2.8%	$1.4B-5.3%	$1.5B+9.7%	$1.4B+92.5%	$704.5M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	$325.8M+2.9%	$316.5M-12.3%	$360.9M-23.7%	$473.0M+13.6%	$416.3M+155.9%	$162.7M
Net Income	$935.4M-3.5%	$968.9M-12.6%	$1.1B-19.7%	$1.4B+16.2%	$1.2B+118.5%	$543.6M
EPS (Diluted)	$14.13-2.5%	$14.49-11.2%	$16.31-12.1%	$18.55+24.6%	$14.89+120.9%	$6.74

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$7.8B-3.5%	$8.1B+0.3%	$8.0B+1.0%	$8.0B-1.5%	$8.1B+1.9%	$7.9B-1.7%	$8.1B+3.5%	$7.8B
Cost of Revenue	N/A	$6.4B+1.3%	$6.4B+0.5%	$6.3B	N/A	$6.3B-1.3%	$6.4B+3.7%	$6.2B
Gross Profit	$1.2B-4.3%	$1.3B-3.9%	$1.4B+2.3%	$1.3B+0.6%	$1.3B+1.5%	$1.3B-1.7%	$1.3B+1.7%	$1.3B
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	$907.5M+0.1%	$906.3M-0.8%	$913.6M	N/A	$885.2M-0.3%	$887.5M+0.9%	$879.8M
Operating Income	N/A	$298.7M-14.2%	$348.2M+10.4%	$315.5M	N/A	$317.4M-6.1%	$338.0M+3.2%	$327.6M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	$78.7M-8.5%	$86.0M-6.6%	$92.1M	N/A	$77.4M-6.3%	$82.6M+5.1%	$78.6M
Net Income	$186.1M-17.2%	$224.8M-15.7%	$266.7M+3.5%	$257.8M+3.4%	$249.3M+4.6%	$238.3M-6.5%	$254.8M+12.5%	$226.5M
EPS (Diluted)	$2.83-17.0%	$3.41-15.4%	$4.03+4.4%	$3.86+3.5%	$3.73+4.5%	$3.57-6.3%	$3.81+12.7%	$3.38

PAG Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$17.6B+2.8%	$17.1B+9.2%	$15.7B+11.0%	$14.1B+4.8%	$13.5B+1.6%	$13.2B
Current Assets	$6.2B+2.4%	$6.0B+6.5%	$5.7B+21.8%	$4.7B+14.4%	$4.1B-7.6%	$4.4B
Cash & Equivalents	$64.7M-22.6%	$83.6M-13.3%	$96.4M-9.5%	$106.5M+5.8%	$100.7M+103.4%	$49.5M
Inventory	$4.8B+2.2%	$4.7B+9.7%	$4.3B+22.3%	$3.5B+12.1%	$3.1B-8.7%	$3.4B
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$2.4B+2.5%	$2.4B+6.1%	$2.2B+4.0%	$2.2B+1.4%	$2.1B+10.1%	$1.9B
Total Liabilities	$12.0B+2.7%	$11.7B+7.2%	$10.9B+9.8%	$9.9B+6.1%	$9.4B-5.6%	$9.9B
Current Liabilities	$6.3B-4.6%	$6.6B+16.3%	$5.7B+20.0%	$4.7B+10.3%	$4.3B-8.6%	$4.7B
Long-Term Debt	$1.8B+60.1%	$1.1B-20.3%	$1.4B-8.2%	$1.5B+11.1%	$1.4B-13.1%	$1.6B
Total Equity	$5.6B+3.0%	$5.4B+14.3%	$4.7B+13.9%	$4.1B+1.9%	$4.1B+23.2%	$3.3B
Retained Earnings	$5.8B-0.1%	$5.8B+15.4%	$5.0B+11.3%	$4.5B+6.8%	$4.2B+33.2%	$3.2B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$17.6B+2.8%	$17.1B-1.6%	$17.4B+2.7%	$16.9B-1.1%	$17.1B+0.3%	$17.1B+2.6%	$16.6B+3.0%	$16.1B
Current Assets	$6.2B+3.0%	$6.0B-4.4%	$6.3B+3.9%	$6.1B+0.1%	$6.0B-2.1%	$6.2B+1.6%	$6.1B+4.6%	$5.8B
Cash & Equivalents	$64.7M-19.4%	$80.3M-48.3%	$155.3M+31.2%	$118.4M+41.6%	$83.6M-9.0%	$91.9M-20.2%	$115.1M-1.5%	$116.9M
Inventory	$4.8B+2.3%	$4.7B-3.0%	$4.8B+7.8%	$4.5B-4.5%	$4.7B-2.3%	$4.8B+2.5%	$4.7B+6.4%	$4.4B
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$2.4B+0.4%	$2.4B-0.3%	$2.4B+2.0%	$2.4B+0.3%	$2.4B-1.2%	$2.4B+2.1%	$2.4B+1.7%	$2.3B
Total Liabilities	$12.0B+5.5%	$11.4B-3.1%	$11.8B+2.1%	$11.5B-1.6%	$11.7B-1.1%	$11.8B+1.6%	$11.6B+3.1%	$11.3B
Current Liabilities	$6.3B+1.2%	$6.2B-11.3%	$7.0B+4.3%	$6.7B+1.8%	$6.6B-2.6%	$6.8B+9.4%	$6.2B+4.4%	$5.9B
Long-Term Debt	$1.8B+43.1%	$1.3B+39.6%	$906.7M-8.7%	$993.0M-12.2%	$1.1B-0.1%	$1.1B-29.0%	$1.6B+9.1%	$1.5B
Total Equity	$5.6B-2.5%	$5.7B+1.7%	$5.6B+4.1%	$5.4B-0.1%	$5.4B+3.8%	$5.2B+5.0%	$5.0B+2.9%	$4.8B
Retained Earnings	$5.8B-2.7%	$5.9B+2.2%	$5.8B+1.4%	$5.7B-0.9%	$5.8B+6.4%	$5.4B+2.9%	$5.3B+2.8%	$5.1B

PAG Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$975.1M-20.8%	$1.2B+7.5%	$1.1B-21.5%	$1.5B+12.9%	$1.3B+7.5%	$1.2B
Capital Expenditures	$324.6M-14.1%	$377.8M-2.1%	$386.0M+36.6%	$282.5M+13.5%	$248.9M+33.9%	$185.9M
Free Cash Flow	$650.5M-23.7%	$852.8M+12.3%	$759.2M-35.5%	$1.2B+12.8%	$1.0B+2.7%	$1.0B
Investing Cash Flow	-$175.0M+83.3%	-$1.0B-79.4%	-$583.0M+9.1%	-$641.7M-3.0%	-$623.1M-356.5%	-$136.5M
Financing Cash Flow	-$825.5M-309.5%	-$201.6M+64.8%	-$572.4M+28.3%	-$798.0M-29.7%	-$615.5M+41.6%	-$1.1B
Dividends Paid	$343.8M+25.3%	$274.4M+45.1%	$189.1M+22.7%	$154.1M+8.1%	$142.5M+109.3%	$68.1M
Share Buybacks	$159.1M+171.0%	$58.7M-83.6%	$358.7M-58.7%	$869.3M+209.8%	$280.6M+854.4%	$29.4M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$123.2M-67.5%	$379.5M+100.1%	$189.7M-32.9%	$282.7M+5.3%	$268.5M-0.9%	$271.0M+15.3%	$235.1M-48.4%	$456.0M
Capital Expenditures	$98.1M+24.0%	$79.1M+11.7%	$70.8M-7.6%	$76.6M-19.5%	$95.2M+17.7%	$80.9M-18.4%	$99.2M-3.2%	$102.5M
Free Cash Flow	$25.1M-91.6%	$300.4M+152.6%	$118.9M-42.3%	$206.1M+18.9%	$173.3M-8.8%	$190.1M+39.9%	$135.9M-61.6%	$353.5M
Investing Cash Flow	-$58.7M+27.9%	-$81.4M-112.0%	-$38.4M-1197.1%	$3.5M+102.2%	-$162.4M+30.1%	-$232.2M+22.3%	-$298.9M+15.2%	-$352.4M
Financing Cash Flow	-$91.1M+75.6%	-$373.2M-212.3%	-$119.5M+50.6%	-$241.7M-105.0%	-$117.9M-85.4%	-$63.6M-202.6%	$62.0M+175.5%	-$82.1M
Dividends Paid	$91.1M+4.4%	$87.3M+4.4%	$83.6M+2.2%	$81.8M+2.6%	$79.7M+11.2%	$71.7M+11.3%	$64.4M+9.9%	$58.6M
Share Buybacks	$40.1M+414.1%	$7.8M-89.1%	$71.3M+78.7%	$39.9M+6550.0%	$600K	$0-100.0%	$25.2M-23.4%	$32.9M

PAG Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	16.4%+0.0pp	16.4%-0.3pp	16.7%-0.7pp	17.4%+0.0pp	17.4%+1.8pp	15.6%
Operating Margin	4.0%-0.3pp	4.3%-0.3pp	4.6%-0.8pp	5.3%+0.0pp	5.3%+1.9pp	3.5%
Net Margin	2.9%-0.1pp	3.0%-0.6pp	3.6%-1.4pp	5.0%+0.3pp	4.7%+2.0pp	2.7%
Return on Equity	16.8%-1.1pp	17.9%-5.5pp	23.5%-9.8pp	33.3%+4.1pp	29.2%+12.7pp	16.5%
Return on Assets	5.3%-0.3pp	5.7%-1.4pp	7.1%-2.7pp	9.8%+1.0pp	8.8%+4.7pp	4.1%
Current Ratio	0.99+0.1	0.92-0.1	1.00+0.0	0.99+0.0	0.95+0.0	0.94
Debt-to-Equity	0.33+0.1	0.21-0.1	0.30-0.1	0.37+0.0	0.34-0.1	0.49
FCF Margin	2.1%-0.6pp	2.7%+0.2pp	2.5%-1.8pp	4.2%+0.1pp	4.1%-0.9pp	5.0%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	16.0%-0.1pp	16.1%-0.7pp	16.8%+0.2pp	16.6%+0.4pp	16.3%-0.1pp	16.3%-0.0pp	16.3%-0.3pp	16.6%
Operating Margin	N/A	3.7%-0.6pp	4.3%+0.4pp	4.0%	N/A	4.0%-0.2pp	4.2%-0.0pp	4.2%
Net Margin	2.4%-0.4pp	2.8%-0.5pp	3.3%+0.1pp	3.2%+0.1pp	3.1%+0.1pp	3.0%-0.2pp	3.2%+0.3pp	2.9%
Return on Equity	3.4%-0.6pp	3.9%-0.8pp	4.8%-0.0pp	4.8%+0.2pp	4.6%+0.0pp	4.6%-0.6pp	5.1%+0.4pp	4.7%
Return on Assets	1.1%-0.3pp	1.3%-0.2pp	1.5%0.0pp	1.5%+0.1pp	1.5%+0.1pp	1.4%-0.1pp	1.5%+0.1pp	1.4%
Current Ratio	0.99+0.0	0.97+0.1	0.900.0	0.90-0.0	0.920.0	0.91-0.1	0.980.0	0.98
Debt-to-Equity	0.33+0.1	0.22+0.1	0.16-0.0	0.18-0.0	0.210.0	0.22-0.1	0.32+0.0	0.30
FCF Margin	0.3%-3.4pp	3.7%+2.3pp	1.5%-1.1pp	2.6%+0.4pp	2.1%-0.3pp	2.4%+0.7pp	1.7%-2.9pp	4.5%

Note: The current ratio is below 1.0 (0.99), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

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Frequently Asked Questions

What is Penske Automotv's annual revenue?

Penske Automotv (PAG) reported $31.8B in total revenue for fiscal year 2025. This represents a -0.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Penske Automotv's revenue growing?

Penske Automotv (PAG) revenue declined by 0.2% year-over-year, from $31.9B to $31.8B in fiscal year 2025.

Is Penske Automotv profitable?

Yes, Penske Automotv (PAG) reported a net income of $935.4M in fiscal year 2025, with a net profit margin of 2.9%.

What is Penske Automotv's EBITDA?

Penske Automotv (PAG) had EBITDA of $1.5B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Penske Automotv have?

As of fiscal year 2025, Penske Automotv (PAG) had $64.7M in cash and equivalents against $1.8B in long-term debt.

What is Penske Automotv's gross margin?

Penske Automotv (PAG) had a gross margin of 16.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Penske Automotv's operating margin?

Penske Automotv (PAG) had an operating margin of 4.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Penske Automotv's net profit margin?

Penske Automotv (PAG) had a net profit margin of 2.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Penske Automotv pay dividends?

Yes, Penske Automotv (PAG) paid $5.18 per share in dividends during fiscal year 2025.

What is Penske Automotv's return on equity (ROE)?

Penske Automotv (PAG) has a return on equity of 16.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Penske Automotv's free cash flow?

Penske Automotv (PAG) generated $650.5M in free cash flow during fiscal year 2025. This represents a -23.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Penske Automotv's operating cash flow?

Penske Automotv (PAG) generated $975.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Penske Automotv's total assets?

Penske Automotv (PAG) had $17.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Penske Automotv's capital expenditures?

Penske Automotv (PAG) invested $324.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Penske Automotv buy back shares?

Yes, Penske Automotv (PAG) spent $159.1M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Penske Automotv have outstanding?

Penske Automotv (PAG) had 66M shares outstanding as of fiscal year 2025.

What is Penske Automotv's current ratio?

Penske Automotv (PAG) had a current ratio of 0.99 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is Penske Automotv's debt-to-equity ratio?

Penske Automotv (PAG) had a debt-to-equity ratio of 0.33 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Penske Automotv's return on assets (ROA)?

Penske Automotv (PAG) had a return on assets of 5.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Penske Automotv's Altman Z-Score?

Penske Automotv (PAG) has an Altman Z-Score of 2.99, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Penske Automotv's Piotroski F-Score?

Penske Automotv (PAG) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Penske Automotv's earnings high quality?

Penske Automotv (PAG) has an earnings quality ratio of 1.04x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Penske Automotv?

Penske Automotv (PAG) scores 42 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.