Penske Automotv Financials
Penske Automotv (PAG) reported $31.8B in revenue for fiscal year 2025, down 0.2% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
High-volume, inventory-heavy operations keep sales steady, but small margin leaks meaningfully reduce cash generation.
From FY2023 to FY2025, gross margin stayed roughly flat even as operating cash flow fell from$1.15B to$975M . With inventory ending FY2025 at$4.81B and SG&A at$3.76B , the squeeze appears to come from more cash tied up in working capital and higher operating expense, not from a sharp deterioration in gross product economics.
The balance sheet is less debt-driven than liability-driven: debt to equity was only 0.3x in FY2025, but cash was just
By FY2025, sales were
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Penske Automotv's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Penske Automotv has an operating margin of 4.0%, meaning the company retains $4 of operating profit per $100 of revenue. This results in a moderate score of 61/100, indicating healthy but not exceptional operating efficiency. This is down from 4.3% the prior year.
Penske Automotv's revenue declined 0.2% year-over-year, from $31.9B to $31.8B. This contraction results in a growth score of 36/100.
Penske Automotv has a moderate D/E ratio of 0.33. This balance of debt and equity financing earns a leverage score of 42/100.
Penske Automotv's current ratio of 0.99 is below the typical benchmark, resulting in a score of 18/100. This tight liquidity could limit financial flexibility if cash inflows slow.
Penske Automotv has a free cash flow margin of 2.1%, earning a moderate score of 37/100. The company generates positive cash flow after capital investments, but with room for improvement.
Penske Automotv earns a strong 16.8% return on equity (ROE), meaning it generates $17 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 80/100. This is down from 17.9% the prior year.
Penske Automotv scores 3.21, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Penske Automotv passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Penske Automotv generates $1.04 in operating cash flow ($975.1M OCF vs $935.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Penske Automotv generated $31.8B in revenue in fiscal year 2025. This represents a decrease of 0.2% from the prior year.
Penske Automotv's EBITDA was $1.5B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 5.1% from the prior year.
Penske Automotv reported $935.4M in net income in fiscal year 2025. This represents a decrease of 3.5% from the prior year.
Penske Automotv earned $14.13 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 2.5% from the prior year.
Cash & Balance Sheet
Penske Automotv generated $650.5M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 23.7% from the prior year.
Penske Automotv held $64.7M in cash against $1.8B in long-term debt as of fiscal year 2025.
Penske Automotv paid $5.18 per share in dividends in fiscal year 2025. This represents an increase of 26.7% from the prior year.
Margins & Returns
Penske Automotv's gross margin was 16.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. That is unchanged from the prior year.
Penske Automotv's operating margin was 4.0% in fiscal year 2025, reflecting core business profitability. This is down 0.3 percentage points from the prior year.
Penske Automotv's net profit margin was 2.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.1 percentage points from the prior year.
Penske Automotv's ROE was 16.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.1 percentage points from the prior year.
Capital Allocation
Penske Automotv spent $159.1M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 171.0% from the prior year.
Penske Automotv invested $324.6M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 14.1% from the prior year.
Not reported for fiscal year 2025.
PAG Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $32.2B | $31.8B-0.2% | $31.9B+3.1% | $30.9B+11.2% | $27.8B+8.8% | $25.6B+25.0% | $20.4B-11.8% | $23.2B+1.7% | $22.8B+6.5% | $21.4B+6.3% | $20.1B+4.3% | $19.3B+11.9% | $17.2B+19.0% | $14.5B+12.2% | $12.9B+18.1% | $10.9B |
| Cost of Revenue | N/A | $26.6B-0.2% | $26.6B+3.4% | $25.8B+12.2% | $23.0B+8.8% | $21.1B+22.3% | $17.3B-12.5% | $19.7B+1.8% | $19.4B+6.6% | $18.2B+5.9% | $17.2B+4.5% | $16.4B+12.0% | $14.7B+19.3% | $12.3B+12.4% | $10.9B+18.9% | $9.2B |
| Gross Profit | $5.2B | $5.2B0.0% | $5.2B+1.4% | $5.1B+6.4% | $4.8B+9.0% | $4.4B+39.5% | $3.2B-7.8% | $3.5B+1.2% | $3.4B+6.0% | $3.2B+8.6% | $3.0B+3.5% | $2.9B+11.2% | $2.6B+17.2% | $2.2B+11.4% | $2.0B+14.0% | $1.7B |
| SG&A Expenses | N/A | $3.8B+2.1% | $3.7B+3.7% | $3.6B+10.2% | $3.2B+8.8% | $3.0B+25.3% | $2.4B-12.2% | $2.7B+1.8% | $2.6B+5.2% | $2.5B+9.3% | $2.3B+3.6% | $2.2B+10.7% | $2.0B+17.4% | $1.7B+9.8% | $1.6B+11.7% | $1.4B |
| Operating Income | N/A | $1.3B-6.5% | $1.4B-2.8% | $1.4B-5.3% | $1.5B+9.7% | $1.4B+92.5% | $704.5M+7.9% | $652.7M-1.8% | $664.9M+8.8% | $611.4M+6.3% | $574.9M+1.5% | $566.5M+13.2% | $500.4M+16.4% | $429.8M+17.7% | $365.1M+24.9% | $292.2M |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $44.6M |
| Income Tax | N/A | $325.8M+2.9% | $316.5M-12.3% | $360.9M-23.7% | $473.0M+13.6% | $416.3M+155.9% | $162.7M+3.8% | $156.7M+16.7% | $134.3M+307.3% | -$64.8M-140.3% | $160.7M+1.7% | $158.0M+3.2% | $153.1M+24.2% | $123.3M+30.3% | $94.6M+34.0% | $70.6M |
| Net Income | $905.8M | $935.4M-3.5% | $968.9M-12.6% | $1.1B-19.7% | $1.4B+16.2% | $1.2B+118.5% | $543.6M+24.7% | $435.8M-7.5% | $471.0M-23.2% | $613.3M+78.9% | $342.9M+5.2% | $326.1M+13.7% | $286.7M+17.4% | $244.2M+31.6% | $185.5M+4.9% | $176.9M |
| EPS (Diluted) | $13.76 | $14.13-2.5% | $14.49-11.2% | $16.31-12.1% | $18.55+24.6% | $14.89+120.9% | $6.74+27.7% | $5.28-4.5% | $5.53-22.5% | $7.14+78.9% | $3.99+9.9% | $3.63+14.5% | $3.17+17.4% | $2.70+31.7% | $2.05+5.7% | $1.94 |
Not reported in any period shown, so not listed: R&D Expenses.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
PAG Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $17.6B+2.8% | $17.1B+9.2% | $15.7B+11.0% | $14.1B+4.8% | $13.5B+1.6% | $13.2B-5.0% | $13.9B+27.9% | $10.9B+3.5% | $10.5B+19.3% | $8.8B+10.2% | $8.0B+10.9% | $7.2B+12.7% | $6.4B+19.3% | $5.4B+19.5% | $4.5B |
| Current Assets | $6.2B+2.4% | $6.0B+6.5% | $5.7B+21.8% | $4.7B+14.4% | $4.1B-7.6% | $4.4B-17.3% | $5.3B+4.7% | $5.1B+1.4% | $5.0B+14.4% | $4.4B-0.3% | $4.4B+14.2% | $3.9B+10.7% | $3.5B+24.5% | $2.8B+26.0% | $2.2B |
| Cash & Equivalents | $64.7M-22.6% | $83.6M-13.3% | $96.4M-9.5% | $106.5M+5.8% | $100.7M+103.4% | $49.5M+76.2% | $28.1M-28.7% | $39.4M-13.8% | $45.7M+90.4% | $24.0M-61.5% | $62.4M+71.9% | $36.3M-27.8% | $50.3M+14.6% | $43.9M+63.8% | $26.8M |
| Inventory | $4.8B+2.2% | $4.7B+9.7% | $4.3B+22.3% | $3.5B+12.1% | $3.1B-8.7% | $3.4B-19.6% | $4.3B+5.5% | $4.0B+2.4% | $3.9B+15.7% | $3.4B-1.6% | $3.5B+22.1% | $2.8B+13.4% | $2.5B+27.7% | $2.0B+27.6% | $1.5B |
| Goodwill | $2.4B+2.5% | $2.4B+6.1% | $2.2B+4.0% | $2.2B+1.4% | $2.1B+10.1% | $1.9B+0.9% | $1.9B+9.1% | $1.8B+5.5% | $1.7B+28.6% | $1.3B-2.4% | $1.3B+4.1% | $1.3B+11.6% | $1.1B+18.5% | $961.5M+8.0% | $889.9M |
| Total Liabilities | $12.0B+2.7% | $11.7B+7.2% | $10.9B+9.8% | $9.9B+6.1% | $9.4B-5.6% | $9.9B-10.9% | $11.1B+34.6% | $8.3B+1.9% | $8.1B+15.0% | $7.1B+14.2% | $6.2B+11.4% | $5.5B+13.4% | $4.9B+20.4% | $4.1B+21.3% | $3.3B |
| Current Liabilities | $6.3B-4.6% | $6.6B+16.3% | $5.7B+20.0% | $4.7B+10.3% | $4.3B-8.6% | $4.7B-14.2% | $5.5B+8.0% | $5.0B+1.0% | $5.0B+18.2% | $4.2B-1.3% | $4.3B+18.1% | $3.6B+7.3% | $3.4B+25.5% | $2.7B+25.3% | $2.2B |
| Long-Term Debt | $1.8B+60.1% | $1.1B-20.3% | $1.4B-8.2% | $1.5B+11.1% | $1.4B-13.1% | $1.6B-29.0% | $2.3B+6.2% | $2.1B+1.6% | $2.1B+14.3% | $1.8B+46.7% | $1.2B-5.2% | $1.3B+34.0% | $981.8M+7.1% | $917.1M+8.3% | $846.8M |
| Total Equity | $5.6B+3.0% | $5.4B+14.3% | $4.7B+13.9% | $4.1B+1.9% | $4.1B+23.2% | $3.3B+18.2% | $2.8B+7.1% | $2.6B+8.9% | $2.4B+36.8% | $1.8B-2.2% | $1.8B+8.3% | $1.7B+9.9% | $1.5B+15.4% | $1.3B+13.9% | $1.1B |
| Retained Earnings | $5.8B-0.1% | $5.8B+15.4% | $5.0B+11.3% | $4.5B+6.8% | $4.2B+33.2% | $3.2B+17.8% | $2.7B+13.1% | $2.4B+17.7% | $2.0B+33.6% | $1.5B+19.7% | $1.3B+23.8% | $1.0B+27.1% | $799.2M+30.8% | $611.0M+30.8% | $467.0M |
Not reported in any period shown, so not listed: Accounts Receivable.
PAG Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $894.0M | $975.1M-20.8% | $1.2B+7.5% | $1.1B-21.5% | $1.5B+12.9% | $1.3B+7.5% | $1.2B+131.8% | $518.3M-15.6% | $614.2M-1.4% | $623.0M+67.8% | $371.3M-6.7% | $397.8M+10.7% | $359.3M+20.2% | $298.9M-8.2% | $325.7M+142.5% | $134.3M |
| Capital Expenditures | $312.1M | $324.6M-14.1% | $377.8M-2.1% | $386.0M+36.6% | $282.5M+13.5% | $248.9M+33.9% | $185.9M-24.2% | $245.3M-19.7% | $305.6M+23.7% | $247.0M+21.6% | $203.1M+1.8% | $199.5M+13.3% | $176.1M+0.6% | $175.0M+16.0% | $150.9M+15.0% | $131.2M |
| Free Cash Flow | $581.9M | $650.5M-23.7% | $852.8M+12.3% | $759.2M-35.5% | $1.2B+12.8% | $1.0B+2.7% | $1.0B+272.0% | $273.0M-11.5% | $308.6M-17.9% | $376.0M+123.5% | $168.2M-15.2% | $198.3M+8.2% | $183.2M+47.9% | $123.9M-29.1% | $174.8M+5538.7% | $3.1M |
| Investing Cash Flow | -$761.0M | -$175.0M+83.3% | -$1.0B-79.4% | -$583.0M+9.1% | -$641.7M-3.0% | -$623.1M-356.5% | -$136.5M+74.4% | -$532.7M | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Financing Cash Flow | -$222.0M | -$825.5M-309.5% | -$201.6M+64.8% | -$572.4M+28.3% | -$798.0M-29.7% | -$615.5M+41.6% | -$1.1B-40634.6% | $2.6M | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Dividends Paid | $364.6M | $343.8M+25.3% | $274.4M+45.1% | $189.1M+22.7% | $154.1M+8.1% | $142.5M+109.3% | $68.1M-47.9% | $130.8M+7.9% | $121.2M+11.8% | $108.4M+14.0% | $95.1M+12.1% | $84.8M+20.3% | $70.5M+25.9% | $56.0M+34.9% | $41.5M+88.6% | $22.0M |
| Share Buybacks | $74.2M | $159.1M+171.0% | $58.7M-83.6% | $358.7M-58.7% | $869.3M+209.8% | $280.6M+854.4% | $29.4M-82.6% | $169.2M+145.6% | $68.9M+272.4% | $18.5M-89.3% | $173.6M+255.0% | $48.9M+215.5% | $15.5M-1.9% | $15.8M+61.2% | $9.8M-77.9% | $44.3M |
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
PAG Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 16.4%0.0pp | 16.4%-0.3pp | 16.7%-0.7pp | 17.4%0.0pp | 17.4%+1.8pp | 15.6%+0.7pp | 14.9%-0.1pp | 15.0%-0.1pp | 15.1%+0.3pp | 14.8%-0.1pp | 14.9%-0.1pp | 15.0%-0.2pp | 15.2%-0.1pp | 15.3%-0.5pp | 15.9% |
| Operating Margin | 4.0%-0.3pp | 4.3%-0.3pp | 4.6%-0.8pp | 5.3%0.0pp | 5.3%+1.9pp | 3.5%+0.6pp | 2.8%-0.1pp | 2.9%+0.1pp | 2.9%0.0pp | 2.9%-0.1pp | 2.9%0.0pp | 2.9%-0.1pp | 3.0%+0.1pp | 2.8%+0.2pp | 2.7% |
| Net Margin | 2.9%-0.1pp | 3.0%-0.6pp | 3.6%-1.4pp | 5.0%+0.3pp | 4.7%+2.0pp | 2.7%+0.8pp | 1.9%-0.2pp | 2.1%-0.8pp | 2.9%+1.2pp | 1.7%0.0pp | 1.7%0.0pp | 1.7%0.0pp | 1.7%+0.2pp | 1.4%-0.2pp | 1.6% |
| Return on Equity | 16.8%-1.1pp | 17.9%-5.5pp | 23.5%-9.8pp | 33.3%+4.1pp | 29.2%+12.7pp | 16.5%+0.9pp | 15.6%-2.4pp | 18.1%-7.6pp | 25.6%+6.0pp | 19.6%+1.4pp | 18.2%+0.9pp | 17.3%+1.1pp | 16.2%+2.0pp | 14.2%-1.2pp | 15.4% |
| Return on Assets | 5.3%-0.3pp | 5.7%-1.4pp | 7.1%-2.7pp | 9.8%+1.0pp | 8.8%+4.7pp | 4.1%+1.0pp | 3.1%-1.2pp | 4.3%-1.5pp | 5.8%+1.9pp | 3.9%-0.2pp | 4.1%+0.1pp | 4.0%+0.2pp | 3.8%+0.4pp | 3.5%-0.5pp | 3.9% |
| Current Ratio | 0.99+0.1x | 0.92-0.1x | 1.000.0x | 0.990.0x | 0.950.0x | 0.940.0x | 0.980.0x | 1.010.0x | 1.010.0x | 1.040.0x | 1.030.0x | 1.060.0x | 1.030.0x | 1.040.0x | 1.03 |
| Debt-to-Equity | 0.33+0.1x | 0.21-0.1x | 0.30-0.1x | 0.370.0x | 0.34-0.1x | 0.49-0.3x | 0.810.0x | 0.81-0.1x | 0.87-0.2x | 1.04+0.3x | 0.70-0.1x | 0.80+0.1x | 0.65-0.1x | 0.700.0x | 0.74 |
| FCF Margin | 2.1%-0.6pp | 2.7%+0.2pp | 2.5%-1.8pp | 4.2%+0.1pp | 4.1%-0.9pp | 5.0%+3.8pp | 1.2%-0.2pp | 1.4%-0.4pp | 1.8%+0.9pp | 0.8%-0.2pp | 1.0%0.0pp | 1.1%+0.2pp | 0.9%-0.5pp | 1.4%+1.3pp | 0.0% |
Note: The current ratio is below 1.0 (0.99), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Where Penske Automotv Ranks
Frequently Asked Questions
What is Penske Automotv's annual revenue?
Penske Automotv (PAG) reported $31.8B in total revenue for fiscal year 2025. This represents a -0.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Penske Automotv's revenue growing?
Penske Automotv (PAG) revenue declined by 0.2% year-over-year, from $31.9B to $31.8B in fiscal year 2025.
Is Penske Automotv profitable?
Yes, Penske Automotv (PAG) reported a net income of $935.4M in fiscal year 2025, with a net profit margin of 2.9%.
What is Penske Automotv's EBITDA?
Penske Automotv (PAG) had EBITDA of $1.5B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Penske Automotv have?
As of fiscal year 2025, Penske Automotv (PAG) had $64.7M in cash and equivalents against $1.8B in long-term debt.
What is Penske Automotv's gross margin?
Penske Automotv (PAG) had a gross margin of 16.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Penske Automotv's operating margin?
Penske Automotv (PAG) had an operating margin of 4.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Penske Automotv's net profit margin?
Penske Automotv (PAG) had a net profit margin of 2.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Penske Automotv pay dividends?
Yes, Penske Automotv (PAG) paid $5.18 per share in dividends during fiscal year 2025.
What is Penske Automotv's return on equity (ROE)?
Penske Automotv (PAG) has a return on equity of 16.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Penske Automotv's free cash flow?
Penske Automotv (PAG) generated $650.5M in free cash flow during fiscal year 2025. This represents a -23.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Penske Automotv's operating cash flow?
Penske Automotv (PAG) generated $975.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Penske Automotv's total assets?
Penske Automotv (PAG) had $17.6B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Penske Automotv's capital expenditures?
Penske Automotv (PAG) invested $324.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Penske Automotv's current ratio?
Penske Automotv (PAG) had a current ratio of 0.99 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Penske Automotv's debt-to-equity ratio?
Penske Automotv (PAG) had a debt-to-equity ratio of 0.33 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Penske Automotv's return on assets (ROA)?
Penske Automotv (PAG) had a return on assets of 5.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Penske Automotv's Altman Z-Score?
Penske Automotv (PAG) has an Altman Z-Score of 3.21, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Penske Automotv's Piotroski F-Score?
Penske Automotv (PAG) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Penske Automotv's earnings high quality?
Penske Automotv (PAG) has an earnings quality ratio of 1.04x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Penske Automotv?
Penske Automotv (PAG) scores 46 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.