Plumas Financials

PLBC

Source SEC Filings (10-K/10-Q) Updated Sep 30, 2025 Currency USD FYE December

Financial Health Signals

Financial Profile 58/100

Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Plumas's revenue grew 13.0% year-over-year to $84.3M, a solid pace of expansion. This earns a growth score of 66/100.

Leverage

Plumas has elevated debt relative to equity (D/E of 8.12), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow

100

Plumas converts 35.4% of revenue into free cash flow ($29.8M). This strong cash generation earns a score of 100/100.

Returns

Plumas's ROE of 16.1% shows moderate profitability relative to equity, earning a score of 64/100. This is down from 20.2% the prior year.

Piotroski F-Score Neutral

4/9

Plumas passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.07x

For every $1 of reported earnings, Plumas generates $1.07 in operating cash flow ($30.5M OCF vs $28.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

This page shows Plumas (PLBC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

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Key Financial Metrics

Revenue

$84.3M

YoY+13.0%

5Y CAGR+99.1%

10Y CAGR+14.8%

Plumas generated $84.3M in revenue in fiscal year 2024. This represents an increase of 13.0% from the prior year.

EBITDA

N/A

Free Cash Flow

$29.8M

YoY-17.3%

5Y CAGR+16.2%

10Y CAGR+19.3%

Plumas generated $29.8M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 17.3% from the prior year.

Net Income

$28.6M

YoY-3.9%

5Y CAGR+13.0%

10Y CAGR+19.7%

Plumas reported $28.6M in net income in fiscal year 2024. This represents a decrease of 3.9% from the prior year.

EPS (Diluted)

$4.80

YoY-4.4%

5Y CAGR+10.1%

10Y CAGR+17.6%

Plumas earned $4.80 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 4.4% from the prior year.

Cash & Debt

$82.0M

YoY-4.2%

5Y CAGR+11.8%

10Y CAGR+6.1%

Plumas held $82.0M in cash against $0 in long-term debt as of fiscal year 2024.

Dividends Per Share

$1.08

YoY+8.0%

5Y CAGR+18.6%

Plumas paid $1.08 per share in dividends in fiscal year 2024. This represents an increase of 8.0% from the prior year.

Shares Outstanding

YoY+0.5%

5Y CAGR+2.7%

10Y CAGR+2.1%

Plumas had 6M shares outstanding in fiscal year 2024. This represents an increase of 0.5% from the prior year.

Gross Margin

N/A

Operating Margin

N/A

Net Margin

33.9%

YoY-6.0pp

5Y CAGR-541.6pp

10Y CAGR+11.5pp

Plumas's net profit margin was 33.9% in fiscal year 2024, showing the share of revenue converted to profit. This is down 6.0 percentage points from the prior year.

Return on Equity

16.1%

YoY-4.1pp

5Y CAGR-2.3pp

10Y CAGR+3.1pp

Plumas's ROE was 16.1% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 4.1 percentage points from the prior year.

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$678K

YoY-70.2%

5Y CAGR-13.5%

10Y CAGR+11.7%

Plumas invested $678K in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 70.2% from the prior year.

PLBC Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	$84.3M+13.0%	$74.6M+24.8%	$59.8M+24.3%	$48.1M+1969.3%	$2.3M-13.8%	$2.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$10.6M+121.6%	$4.8M+284.1%	$1.2M+9.9%	$1.1M-7.5%	$1.2M-29.7%	$1.7M
Income Tax	$10.4M-0.5%	$10.4M+13.1%	$9.2M+23.4%	$7.5M+36.5%	$5.5M-6.7%	$5.9M
Net Income	$28.6M-3.9%	$29.8M+12.6%	$26.4M+25.9%	$21.0M+45.1%	$14.5M-6.7%	$15.5M
EPS (Diluted)	$4.80-4.4%	$5.02+12.3%	$4.47+18.9%	$3.76+35.7%	$2.77-6.7%	$2.97

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Revenue	$816K+4.5%	$781K+10.8%	$705K-99.1%	$82.1M+10949.9%	$743K+3.9%	$715K-99.0%	$72.5M+9743.1%	$737K
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$4.6M+88.7%	$2.5M+19.5%	$2.1M-11.5%	$2.3M-15.9%	$2.8M+7.2%	$2.6M+37.2%	$1.9M+43.7%	$1.3M
Income Tax	$1.8M-24.8%	$2.4M-17.7%	$2.9M-1.7%	$2.9M+16.2%	$2.5M+17.6%	$2.1M-19.0%	$2.6M-7.7%	$2.8M
Net Income	$5.1M-18.6%	$6.3M-12.0%	$7.2M-7.3%	$7.7M+14.2%	$6.8M+8.5%	$6.3M-16.8%	$7.5M-5.6%	$8.0M
EPS (Diluted)	$0.73-30.5%	$1.05-12.5%	$1.20-7.7%	$1.30+14.0%	$1.14+8.6%	$1.05-18.0%	$1.28-4.5%	$1.34

PLBC Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$1.6B+0.8%	$1.6B-0.7%	$1.6B+0.4%	$1.6B+45.2%	$1.1B+28.5%	$865.2M
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$82.0M-4.2%	$85.7M-53.3%	$183.4M-51.8%	$380.6M+105.8%	$184.9M+293.9%	$46.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$5.5M0.0%	$5.5M0.0%	$5.5M0.0%	$5.5M	$0	N/A
Total Liabilities	$1.4B-1.2%	$1.5B-2.6%	$1.5B+1.5%	$1.5B+46.3%	$1.0B+29.6%	$780.7M
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	$0	$0	N/A	N/A
Total Equity	$177.9M+20.8%	$147.3M+23.8%	$119.0M-11.2%	$134.1M+33.9%	$100.2M+18.5%	$84.5M
Retained Earnings	$174.0M+14.7%	$151.7M+18.2%	$128.4M+21.5%	$105.7M+20.4%	$87.8M+16.8%	$75.1M

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Total Assets	$2.2B+36.9%	$1.6B-0.3%	$1.6B+0.6%	$1.6B-1.1%	$1.6B+0.1%	$1.6B+1.9%	$1.6B+2.4%	$1.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$87.3M+10.1%	$79.3M-9.2%	$87.3M+6.5%	$82.0M-25.3%	$109.9M-14.3%	$128.2M+49.7%	$85.7M-5.4%	$90.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$24.2M+340.1%	$5.5M0.0%	$5.5M0.0%	$5.5M0.0%	$5.5M0.0%	$5.5M0.0%	$5.5M0.0%	$5.5M
Total Liabilities	$2.0B+38.2%	$1.4B-0.7%	$1.4B0.0%	$1.4B-2.1%	$1.5B-0.1%	$1.5B+1.1%	$1.5B+0.7%	$1.5B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$245.9M+27.4%	$193.1M+2.9%	$187.6M+5.5%	$177.9M+7.7%	$165.2M+2.3%	$161.5M+9.6%	$147.3M+22.8%	$119.9M
Retained Earnings	$187.0M+1.7%	$184.0M+2.5%	$179.4M+3.1%	$174.0M+7.7%	$161.6M+3.3%	$156.4M+3.1%	$151.7M+4.2%	$145.7M

PLBC Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	$30.5M-20.4%	$38.3M-32.6%	$56.9M+775.8%	-$8.4M-134.2%	$24.6M+59.1%	$15.5M
Capital Expenditures	$678K-70.2%	$2.3M-24.6%	$3.0M+224.7%	$931K-42.0%	$1.6M+15.0%	$1.4M
Free Cash Flow	$29.8M-17.3%	$36.1M-33.1%	$53.9M+676.1%	-$9.3M-140.6%	$23.0M+63.5%	$14.1M
Investing Cash Flow	$10.2M+111.3%	-$90.6M+66.6%	-$270.8M-239.3%	-$79.8M+30.2%	-$114.4M-211.7%	-$36.7M
Financing Cash Flow	-$44.4M+2.6%	-$45.6M-372.4%	$16.7M-94.1%	$283.9M+24.7%	$227.7M+960.0%	$21.5M
Dividends Paid	$6.4M+8.6%	$5.9M+56.9%	$3.7M+21.3%	$3.1M+65.1%	$1.9M-21.4%	$2.4M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Operating Cash Flow	$5.6M+171.4%	$2.1M-72.5%	$7.5M-9.4%	$8.3M+63.2%	$5.1M-44.6%	$9.2M+1655.2%	$522K-95.8%	$12.4M
Capital Expenditures	$801K+2483.9%	$31K-82.1%	$173K+60.2%	$108K-53.0%	$230K+20.4%	$191K-30.0%	$273K+290.0%	$70K
Free Cash Flow	$4.8M+136.1%	$2.0M-72.3%	$7.3M-10.3%	$8.2M+68.7%	$4.8M-46.0%	$9.0M+3502.8%	$249K-98.0%	$12.3M
Investing Cash Flow	$67.7M+4657.0%	$1.4M+126.4%	$629K+107.9%	-$8.0M+62.6%	-$21.3M-150.3%	$42.3M+291.4%	-$22.1M-45.1%	-$15.2M
Financing Cash Flow	-$65.3M-465.6%	-$11.6M-309.1%	-$2.8M+92.2%	-$36.3M-1589.9%	-$2.1M+75.9%	-$8.9M-153.4%	$16.7M+922.0%	$1.6M
Dividends Paid	$2.1M+17.2%	$1.8M+0.4%	$1.8M+11.2%	$1.6M+0.1%	$1.6M+0.3%	$1.6M+8.2%	$1.5M0.0%	$1.5M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

PLBC Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	33.9%-6.0pp	39.9%-4.3pp	44.3%+0.5pp	43.7%-579.4pp	623.1%+47.5pp	575.6%
Return on Equity	16.1%-4.1pp	20.2%-2.0pp	22.2%+6.6pp	15.7%+1.2pp	14.4%-3.9pp	18.4%
Return on Assets	1.8%-0.1pp	1.8%+0.2pp	1.6%+0.3pp	1.3%0.0pp	1.3%-0.5pp	1.8%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	8.12-1.8	9.93+9.9	0.000.0	0.00-10.1	10.10+0.9	9.24
FCF Margin	35.4%-13.0pp	48.3%-41.8pp	90.1%+109.6pp	-19.4%-1010.6pp	991.1%+468.7pp	522.5%

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	630.6%-178.7pp	809.4%-209.1pp	1018.4%+1009.0pp	9.4%-903.9pp	913.3%+38.6pp	874.7%+864.3pp	10.4%-1071.0pp	1081.4%
Return on Equity	2.1%-1.2pp	3.3%-0.6pp	3.8%-0.5pp	4.4%+0.3pp	4.1%+0.2pp	3.9%-1.2pp	5.1%-1.6pp	6.7%
Return on Assets	0.2%-0.2pp	0.4%-0.1pp	0.4%-0.0pp	0.5%+0.1pp	0.4%+0.0pp	0.4%-0.1pp	0.5%-0.0pp	0.5%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	8.06+0.6	7.43-0.3	7.71-0.4	8.12-0.8	8.94-0.2	9.16-0.8	9.93-2.2	12.12
FCF Margin	588.6%+328.2pp	260.4%-779.3pp	1039.7%+1029.8pp	10.0%-642.3pp	652.2%-602.5pp	1254.7%+1254.4pp	0.3%-1674.2pp	1674.5%

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Frequently Asked Questions

What is Plumas's annual revenue?

Plumas (PLBC) reported $84.3M in total revenue for fiscal year 2024. This represents a 13.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Plumas's revenue growing?

Plumas (PLBC) revenue grew by 13% year-over-year, from $74.6M to $84.3M in fiscal year 2024.

Is Plumas profitable?

Yes, Plumas (PLBC) reported a net income of $28.6M in fiscal year 2024, with a net profit margin of 33.9%.

What is Plumas's earnings per share (EPS)?

Plumas (PLBC) reported diluted earnings per share of $4.80 for fiscal year 2024. This represents a -4.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is Plumas's net profit margin?

Plumas (PLBC) had a net profit margin of 33.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does Plumas pay dividends?

Yes, Plumas (PLBC) paid $1.08 per share in dividends during fiscal year 2024.

What is Plumas's return on equity (ROE)?

Plumas (PLBC) has a return on equity of 16.1% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Plumas's free cash flow?

Plumas (PLBC) generated $29.8M in free cash flow during fiscal year 2024. This represents a -17.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Plumas's operating cash flow?

Plumas (PLBC) generated $30.5M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Plumas's total assets?

Plumas (PLBC) had $1.6B in total assets as of fiscal year 2024, including both current and long-term assets.

What are Plumas's capital expenditures?

Plumas (PLBC) invested $678K in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

How many shares does Plumas have outstanding?

Plumas (PLBC) had 6M shares outstanding as of fiscal year 2024.

What is Plumas's debt-to-equity ratio?

Plumas (PLBC) had a debt-to-equity ratio of 8.12 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Plumas's return on assets (ROA)?

Plumas (PLBC) had a return on assets of 1.8% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Plumas's Piotroski F-Score?

Plumas (PLBC) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Plumas's earnings high quality?

Plumas (PLBC) has an earnings quality ratio of 1.07x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Plumas?

Plumas (PLBC) scores 58 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.