BRC Group Holdings 5.00% Senior Notes due 2026 (RILYG) Financials
Newest figures come from the 10-Q for Q3 FY2026, filed Nov 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RILYG SEC filings page.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) reported $1.0B in revenue over the twelve months to Sep 30, 2026, up 9.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
The business rebounded to reported profit in FY2025, but liabilities still exceed assets and operating cash flow turned negative.
FY2025 net income reached$307M with a31.8% net margin, yet earnings quality weakened because operating cash flow was-$59.7M . That reverses the$264M of operating cash flow recorded in FY2024, so the profit rebound did not translate into internally generated cash.
Liabilities were
Revenue fell only
Financial Health Signals
We do not publish a peer-relative financial health score for BRC Group Holdings, Inc. 5.00% Senior Notes due 2026, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The signals and metrics below are current.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.
For every $1 of reported earnings, BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 used $0.19 of operating cash (-$59.7M OCF vs $307.4M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 earns $0.82 in operating income for every $1 of interest expense ($75.6M vs $92.7M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 generated $163.8M in revenue in Q3 2026. This represents a decrease of 41.0% from the same quarter a year earlier. Against the prior quarter it is down 31.5%.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026's EBITDA was -$132.3M in Q3 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 279.2% from the same quarter a year earlier. Against the prior quarter it is down 389.3%.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 reported a net loss of $241.0M in Q3 2026. This represents a decrease of 364.6% from the same quarter a year earlier. Against the prior quarter it is down 1272.8%.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 earned -$6.04 per diluted share (EPS) in Q3 2026. This represents a decrease of 307.6% from the same quarter a year earlier. Against the prior quarter it is down 1442.2%.
Cash & Balance Sheet
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 held $144.1M in cash as of Q3 2026; no long-term debt figure is on record for that period.
Not reported for Q3 2026.
Not reported for Q3 2026.
Margins & Returns
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026's operating margin was -85.3% in Q3 2026, reflecting core business profitability. This is down 108.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 101.3 percentage points.
Not reported for Q3 2026.
Not shown for Q3 2026: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Not reported for Q3 2026.
Capital Allocation
None of these metrics is reported for Q3 2026.
RILYG Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K/A | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K/A |
|---|---|---|---|---|---|---|---|---|
| Revenue | $163.8M-41.0% | $239.1M+6.1% | $352.1M+89.2% | $278.4M+8.3% | $277.9M+58.5% | $225.3M-12.0% | $186.1M-37.5% | $257.0M-2.7% |
| SG&A Expenses | $114.4M-20.5% | $133.4M-6.3% | $134.3M-19.7% | $146.1M-14.8% | $143.9M-10.7% | $142.4M-20.0% | $167.4M-6.5% | $171.4M+6.4% |
| Operating Income | -$139.7M-313.6% | $38.2M+253.2% | $152.9Mn/m | $60.8Mn/m | $65.4Mn/m | $10.8Mn/m | -$61.5Mn/m | -$166.8Mn/m |
| EBITDA | -$132.3M-279.2% | $45.7M+134.3% | $160.5Mn/m | $68.8Mn/m | $73.8Mn/m | $19.5Mn/m | -$51.4Mn/m | -$155.5Mn/m |
| Interest Expense | $17.8M-4.9% | $18.0M-24.8% | $19.8M-33.9% | $20.1M-35.6% | $18.8M-43.1% | $24.0M-28.6% | $30.0M-16.0% | $31.1M+30.4% |
| Income Tax | -$24.0M-2132.8% | $6.0M+94.9% | $16.9Mn/m | -$11.1M-363.2% | $1.2M-88.1% | $3.1M-89.5% | -$3.0Mn/m | $4.2Mn/m |
| Net Income | -$241.0M-364.6% | $20.5M-85.3% | $213.3Mn/m | $86.8M+2902.6% | $91.1Mn/m | $139.5Mn/m | -$10.0Mn/m | $2.9Mn/m |
| EPS (Basic) | -$6.04-307.6% | $0.49-89.1% | $6.62n/m | $2.78+3871.4% | $2.91n/m | $4.50n/m | -$0.39n/m | $0.07n/m |
| EPS (Diluted) | -$6.04-307.6% | $0.45-90.0% | $6.57n/m | $2.78+3871.4% | $2.91n/m | $4.50n/m | -$0.39n/m | $0.07n/m |
| Diluted Shares (Avg) | 40M+31.5% | 38M+25.9% | 32M+5.5% | N/A | 31M+0.3% | 31M+0.6% | 30M+1.7% | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.
RILYG Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K/A | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K/A |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.6B-5.9% | $2.0B+27.3% | $1.9B+22.7% | $1.7B-4.3% | $1.7B-22.6% | $1.5B-52.3% | $1.5B-69.8% | $1.8B-70.7% |
| Cash & Equivalents | $144.1M-21.8% | $154.1M-42.4% | $175.8M+27.1% | $226.6M+54.3% | $184.2M+15.7% | $267.4M+12.9% | $138.3M-27.5% | $146.9M-34.1% |
| Short-Term Investments | $0n/m | $0n/m | $0 | $0 | $0n/m | $0n/m | N/A | N/A |
| Inventory | $44.4M-12.9% | $47.2M-9.0% | $45.6M-24.1% | $48.0M-23.8% | $51.0M-36.6% | $51.8M-37.7% | $60.0M-43.0% | $63.0M-32.7% |
| Accounts Receivable | $59.1M-6.9% | $61.4M+0.2% | $67.3M+9.3% | $55.5M-19.2% | $63.5M-30.7% | $61.2M-47.1% | $61.6M-50.2% | $68.7M-16.2% |
| Long-Term Investments | $0-100.0% | $0-100.0% | $0-100.0% | $0-100.0% | $92.4M+2927.4% | $86.0M+3272.9% | $95.4M+4564.7% | $85.5M+3996.2% |
| Goodwill | $392.7M0.0% | $392.7M0.0% | $392.7M0.0% | $392.7M0.0% | $392.7M-21.2% | $392.7M-21.8% | $392.7M-16.7% | $392.7M-10.1% |
| Total Liabilities | $1.6B-14.2% | $1.8B-4.8% | $1.7B-12.6% | $1.8B-18.4% | $1.9B-27.1% | $1.9B-45.1% | $2.0B-58.2% | $2.2B-60.9% |
| Long-Term Debt | N/A | N/A | N/A | $1.4B-6.7% | $1.3B | $1.3B | $1.4B | $1.5B |
| Total Equity | -$97.7Mn/m | $142.2Mn/m | $77.3Mn/m | -$171.5Mn/m | -$260.5Mn/m | -$351.7Mn/m | -$496.8M-317.5% | -$488.2M-267.7% |
| Retained Earnings | -$770.5Mn/m | -$529.5Mn/m | -$550.0Mn/m | -$763.3Mn/m | -$850.1Mn/m | -$941.2Mn/m | -$1.1Bn/m | -$1.1Bn/m |
Not reported in any period shown, so not listed: Current Assets, Current Liabilities, Non-Current Liabilities.
RILYG Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K/A | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K/A |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $104.0Mn/m | -$18.2Mn/m | $38.1M+20591.8% | $26.2Mn/m | -$60.6M-411.3% | -$25.6M-122.9% | $184K-99.9% | -$2.7M-104.2% |
| Depreciation & Amortization | $7.4M-12.6% | $7.5M-13.3% | $7.6M-24.8% | $7.9M-29.6% | $8.4M-24.6% | $8.7M-26.2% | $10.1M-9.4% | $11.3M-1.9% |
| Stock-Based Compensation | N/A | N/A | $2.4M-31.5% | N/A | N/A | N/A | $3.6M-59.0% | N/A |
| Investing Cash Flow | $30.2Mn/m | -$9.2M-104.0% | $8.3M-85.9% | $35.6M-91.4% | -$13.3M-170.6% | $230.0Mn/m | $59.2M+223.8% | $415.0Mn/m |
| Financing Cash Flow | -$144.5Mn/m | $6.3Mn/m | -$96.8Mn/m | -$18.4Mn/m | -$8.6Mn/m | -$79.9Mn/m | -$172.5Mn/m | -$317.2Mn/m |
| Dividends Paid | N/A | N/A | N/A | $0-100.0% | $0n/m | $0-100.0% | $0-100.0% | $104K-99.7% |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $0-100.0% |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.
RILYG Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K/A | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K/A |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | -85.3%-108.8pp | 16.0%+11.2pp | 43.4%+76.5pp | 21.9%+86.8pp | 23.5%+70.4pp | 4.8%+95.6pp | -33.0%-27.7pp | -64.9%-40.7pp |
| Net Margin | -147.1% | 8.6%-53.3pp | 60.6%+65.9pp | 31.2%+30.1pp | 32.8% | 61.9% | -5.4%+11.2pp | 1.1%+35.1pp |
| Return on Equity | N/A | 14.4% | 275.8% | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | -15.3%-20.8pp | 1.0%-8.0pp | 11.5%+12.2pp | 5.1%+4.9pp | 5.5%+18.6pp | 9.0%+22.4pp | -0.7%+0.3pp | 0.2%+1.6pp |
| Liabilities-to-Equity | N/A | 12.42 | 22.22 | N/A | N/A | N/A | N/A | N/A |
| Asset Turnover | 0.10-0.1x | 0.120.0x | 0.19+0.1x | 0.160.0x | 0.17+0.1x | 0.15+0.1x | 0.12+0.1x | 0.14+0.1x |
Not reported in any period shown, so not listed: Gross Margin, Current Ratio, Debt-to-Equity, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Note: Shareholder equity is negative (-$171.5M), which causes the debt-to-equity, liabilities-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Where BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 Ranks
Frequently Asked Questions
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) reported $967.6M in total revenue for fiscal year 2025. This represents a -1.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) revenue declined by 1.9% year-over-year, from $986.0M to $967.6M in fiscal year 2025.
Yes, BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) reported a net income of $79.7M over the trailing 12 months to September 30, 2026. In fiscal year 2025 it reported a net income of $307.4M, with a net profit margin of 31.8%.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) had EBITDA of $110.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
As of fiscal year 2025, BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) had $226.6M in cash and equivalents against $1.4B in long-term debt.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) had an operating margin of 7.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) had a net profit margin of 31.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) recorded an outflow of $59.7M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) had $1.7B in total assets as of fiscal year 2025, including both current and long-term assets.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) had a return on assets of 18.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
At the end of fiscal year 2025, BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) held $226.6M in cash, cash equivalents and investments, and reported an operating cash outflow of $59.7M over that year. Dividing the one by the other, the reported balance equals about 46 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) has negative shareholder equity of -$171.5M as of fiscal year 2025, so no debt-to-equity or liabilities-to-equity ratio is reported: dividing debt by equity that is not positive produces a number that cannot be read as leverage. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
For every $1 of reported earnings, BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) used $0.19 of operating cash (-$59.7M OCF vs $307.4M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
BRC Group Holdings, Inc. 5.00% Senior Notes due 2026 (RILYG) has an interest coverage ratio of 0.82x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.