What is Red River Bancshares, Inc.'s earnings per share (EPS)?

Red River Bancshares, Inc. (RRBI) reported diluted earnings per share of $6.38 for fiscal year 2025. This represents a 28.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Red River Bancshares, Inc. (RRBI) Financials

RRBI

Trailing 12 months to June 30, 2026

Revenue $131.7M +12.6% YoY

Net Income $46.0M +19.0% YoY

EPS (Diluted) $6.95 +22.6% YoY

Free Cash Flow $51.1M +42.7% YoY

Market Cap $680.9M as of Oct 3, 2026

Price / Sales 5.2x on $131.7M revenue, trailing 12 months to June 30, 2026

Price / Earnings 14.8x on $46.0M net income, trailing 12 months to June 30, 2026

Price / Book 1.8x on $384.6M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 3, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RRBI SEC filings page.

Red River Bancshares, Inc. (RRBI) reported $131.7M in revenue over the twelve months to Jun 30, 2026, up 12.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI RRBI FY2025 2026-09-05

Balance-sheet leverage is easing while earnings growth converts into cash, but returns remain modest against the asset base.

In FY2025, net income of $42.8M nearly matched operating cash flow of $44.8M, indicating that reported profitability translated into cash rather than being mostly accounting-based. Free cash flow was $42.2M after only $2.6M of capital spending, showing a business whose reinvestment burden was light relative to earnings.

Debt-to-equity fell from 10.6x in FY2022 to 8.2x in FY2025 as equity expanded faster than liabilities, improving the balance-sheet cushion. Even with that progress, return on assets was just 1.3%, so the large asset base produces modest returns despite high reported profitability.

The net margin recovered from 31.2% in FY2024 to 34.1% in FY2025, while earnings grew faster than revenue; that combination points to improved earnings absorption or mix rather than growth alone. Interest expense was $44.3M, roughly matching net income of $42.8M, underscoring how central funding costs are to the operating model.

Financial Health Signals

Financial Health Score 55/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Red River Bancshares, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Red River Bancshares, Inc. earned a return on assets of 1.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.1% the prior year. Earnings ranks banks on that return over three years, and Red River Bancshares, Inc. scores 73/100 among other banks.

Growth

Red River Bancshares, Inc. reported revenue of $125.5M in fiscal year 2025, against $109.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Red River Bancshares, Inc. scores 50/100 among other banks.

Capital

Red River Bancshares, Inc. funded 10.9% of its assets with shareholders' equity at the end of fiscal year 2025, holding $365.1M of equity against $3.4B of assets. Capital ranks banks on that cushion, and Red River Bancshares, Inc. scores 44/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Red River Bancshares, Inc. scores 73/100 on it among other banks.

Credit Quality

Not available for Red River Bancshares, Inc., and counted as zero in the overall score.

Stability

Red River Bancshares, Inc. reported net income of $42.8M in fiscal year 2025, against $34.2M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Red River Bancshares, Inc. scores 89/100 among other banks.

Piotroski F-Score Partial

6/6

Red River Bancshares, Inc. passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.05x

For every $1 of reported earnings, Red River Bancshares, Inc. generates $1.05 in operating cash flow ($44.8M OCF vs $42.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$33.7M

YoY+10.4%

QoQ+2.3%

5Y CAGR+7.3%

Red River Bancshares, Inc. generated $33.7M in revenue in Q2 2026. This represents an increase of 10.4% from the same quarter a year earlier. Against the prior quarter it is up 2.3%.

Net Income

$11.8M

YoY+15.4%

QoQ-1.7%

5Y CAGR+7.4%

Red River Bancshares, Inc. reported $11.8M in net income in Q2 2026. This represents an increase of 15.4% from the same quarter a year earlier. Against the prior quarter it is down 1.7%.

EPS (Diluted)

$1.78

YoY+17.9%

QoQ-1.7%

5Y CAGR+9.5%

Red River Bancshares, Inc. earned $1.78 per diluted share (EPS) in Q2 2026. This represents an increase of 17.9% from the same quarter a year earlier. Against the prior quarter it is down 1.7%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$11.1M

YoY+213.9%

QoQ-26.0%

5Y CAGR+1.4%

Red River Bancshares, Inc. generated $11.1M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 213.9% from the same quarter a year earlier. Against the prior quarter it is down 26.0%.

Cash & Debt

$195.4M

YoY-7.1%

QoQ-7.2%

5Y CAGR-21.8%

Red River Bancshares, Inc. held $195.4M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.25

YoY+108.3%

QoQ0.0%

Red River Bancshares, Inc. paid $0.25 per share in dividends in Q2 2026. This represents an increase of 108.3% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

YoY-1.4%

QoQ0.0%

5Y CAGR-2.0%

Red River Bancshares, Inc. had 7M shares outstanding in Q2 2026. This represents a decrease of 1.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

34.9%

YoY+1.5pp

QoQ-1.5pp

5Y change+0.1pp

Red River Bancshares, Inc.'s net profit margin was 34.9% in Q2 2026, showing the share of revenue converted to profit. This is up 1.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.5 percentage points.

Return on Equity

3.1%

YoY0.0pp

QoQ-0.1pp

5Y change+0.2pp

Red River Bancshares, Inc.'s ROE was 3.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. That is unchanged from the same quarter a year earlier. Against the prior quarter it is down 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$1.2M

YoY+347.9%

QoQ-38.6%

5Y CAGR+5.1%

Red River Bancshares, Inc. invested $1.2M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 347.9% from the same quarter a year earlier. Against the prior quarter it is down 38.6%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

RRBI Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RRBI quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Revenue	$131.7M	$125.5M+14.4%	$109.7M+2.0%	$107.6M+2.1%	$105.4M+9.5%	$96.2M+4.4%	$92.2M+15.8%	$79.6M+7.9%	$73.8M
SG&A Expenses	$50.0M	$41.7M+8.0%	$38.6M+3.7%	$37.2M+7.8%	$34.6M+6.5%	$32.4M+4.1%	$31.2M+12.1%	$27.8M+6.5%	$26.1M
Interest Expense	$43.3M	$44.3M-7.5%	$47.9M+49.2%	$32.1M+315.3%	$7.7M+37.7%	$5.6M-33.0%	$8.4M-16.9%	$10.1M+31.9%	$7.6M
Income Tax	$11.2M	$10.4M+27.2%	$8.1M+1.0%	$8.1M0.0%	$8.1M+13.5%	$7.1M+12.4%	$6.3M+12.1%	$5.6M+6.4%	$5.3M
Net Income	$46.0M	$42.8M+24.9%	$34.2M-1.8%	$34.9M-5.5%	$36.9M+12.0%	$33.0M+17.1%	$28.1M+13.4%	$24.8M+7.7%	$23.1M
EPS (Basic)	N/A	$6.40+29.0%	$4.96+1.8%	$4.87-5.3%	$5.14+13.5%	$4.53+18.0%	$3.84+9.4%	$3.51+2.3%	$3.43
EPS (Diluted)	$6.95	$6.38+28.9%	$4.95+1.9%	$4.86-5.3%	$5.13+13.7%	$4.51+17.8%	$3.83+9.7%	$3.49+2.3%	$3.41
Diluted Shares (Avg)	N/A	7M-3.1%	7M-3.7%	7M-0.2%	7M-1.4%	7M-0.6%	7M-99.9%	7.12B+5.3%	6.76B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Revenue	$33.7M+10.4%	$32.9M+10.2%	$33.2M+15.7%	$31.9M+14.5%	$30.5M+13.6%	$29.9M+13.7%	$28.7M+8.3%	$27.9M+6.0%
SG&A Expenses	$10.7M+4.8%	$10.5M+4.9%	$18.3M+8.4%	$10.5M+8.4%	$10.2M+6.4%	$10.0M+5.0%	$16.8M+5.1%	$9.7M+2.5%
Interest Expense	$10.4M-5.1%	$10.7M-4.1%	$11.0M-8.2%	$11.3M-9.5%	$10.9M-8.3%	$11.2M-3.9%	$11.9M+11.1%	$12.4M+29.6%
Income Tax	$2.9M+15.1%	$3.0M+19.0%	$2.8M+24.1%	$2.6M+24.2%	$2.5M+32.2%	$2.5M+29.1%	$2.2M+16.7%	$2.1M+10.7%
Net Income	$11.8M+15.4%	$12.0M+15.6%	$11.4M+22.7%	$10.8M+23.4%	$10.2M+27.7%	$10.4M+26.4%	$9.3M+12.2%	$8.8M+9.1%
EPS (Basic)	$1.79+18.5%	$1.82+19.0%	$1.74+27.0%	$1.63+27.3%	$1.51+30.2%	$1.53+31.9%	$1.37+18.1%	$1.28+14.3%
EPS (Diluted)	$1.78+17.9%	$1.81+19.1%	$1.73+26.3%	$1.63+28.3%	$1.51+30.2%	$1.52+31.0%	$1.37+18.1%	$1.27+13.4%
Diluted Shares (Avg)	7M-2.2%	7M-2.8%	N/A	7M-3.3%	7M-2.2%	7M-3.8%	N/A	7M-4.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

RRBI Balance Sheet

RRBI quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Total Assets	$3.4B+6.4%	$3.1B+0.7%	$3.1B+1.5%	$3.1B-4.4%	$3.2B+22.0%	$2.6B+32.9%	$2.0B+6.9%	$1.9B
Cash & Equivalents	$213.4M-20.7%	$269.0M-11.9%	$305.4M+9.7%	$278.4M-64.5%	$784.9M+75.5%	$447.2M+235.5%	$133.3M-12.3%	$151.9M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$3.0B+5.5%	$2.8B+0.2%	$2.8B+0.3%	$2.8B-3.7%	$2.9B+24.2%	$2.4B+35.8%	$1.7B+4.2%	$1.7B
Total Equity	$365.1M+14.2%	$319.7M+5.2%	$303.9M+14.3%	$265.8M-10.9%	$298.1M+4.4%	$285.5M+13.3%	$251.9M+30.0%	$193.7M
Retained Earnings	$377.7M+11.6%	$338.6M+10.3%	$306.8M+11.7%	$274.8M+14.6%	$239.9M+14.8%	$209.0M+14.5%	$182.6M+14.8%	$159.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Total Assets	$3.3B+4.5%	$3.3B+5.0%	$3.4B+6.4%	$3.2B+3.6%	$3.2B+3.9%	$3.2B+3.7%	$3.1B+0.7%	$3.1B+1.2%
Cash & Equivalents	$195.4M-7.1%	$210.5M-16.5%	$213.4M-20.7%	$161.1M-30.8%	$210.4M-1.2%	$252.2M+9.7%	$269.0M-11.9%	$232.6M-27.8%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$2.9B+3.3%	$3.0B+4.2%	$3.0B+5.5%	$2.9B+3.1%	$2.8B+3.3%	$2.9B+2.9%	$2.8B+0.2%	$2.8B-0.2%
Total Equity	$384.6M+14.7%	$373.3M+12.0%	$365.1M+14.2%	$351.3M+8.3%	$335.4M+9.2%	$333.3M+11.4%	$319.7M+5.2%	$324.3M+15.0%
Retained Earnings	$398.2M+11.4%	$388.1M+11.5%	$377.7M+11.6%	$367.3M+11.4%	$357.5M+11.1%	$348.1M+10.7%	$338.6M+10.3%	$329.9M+10.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

RRBI Cash Flow Statement

RRBI quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Operating Cash Flow	$56.3M	$44.8M+17.0%	$38.3M-4.6%	$40.1M-12.5%	$45.9M-26.3%	$62.3M+386.5%	$12.8M-51.6%	$26.4M+1.6%	$26.0M
Depreciation & Amortization	N/A	$3.2M+4.4%	$3.1M+9.3%	$2.8M+36.8%	$2.1M+8.9%	$1.9M+2.4%	$1.9M+7.4%	$1.7M+4.5%	$1.7M
Stock-Based Compensation	N/A	$440K+18.9%	$370K+16.0%	$319K+16.4%	$274K+1.9%	$269K-2.5%	$276K+21.6%	$227K+17.6%	$193K
Capital Expenditures	$5.2M	$2.6M-47.1%	$4.9M-0.8%	$4.9M-41.8%	$8.4M+146.4%	$3.4M-51.3%	$7.0M+86.5%	$3.8M-30.6%	$5.4M
Free Cash Flow	$51.1M	$42.2M+26.4%	$33.4M-5.1%	$35.2M-6.0%	$37.4M-36.4%	$58.8M+920.9%	$5.8M-74.6%	$22.7M+10.1%	$20.6M
Investing Cash Flow	-$155.2M	-$244.0M-312.5%	-$59.2M-576.8%	-$8.7M+98.0%	-$438.7M-54.1%	-$284.7M+10.0%	-$316.3M-134.6%	-$134.8M-183.0%	-$47.6M
Financing Cash Flow	$83.9M	$143.7M+1022.5%	-$15.6M-259.2%	-$4.3M+96.2%	-$113.6M-120.3%	$560.1M-9.3%	$617.4M+587.8%	$89.8M-21.2%	$113.9M
Dividends Paid	$5.3M	$3.6M+44.5%	$2.5M+8.5%	$2.3M+13.8%	$2.0M-1.1%	$2.0M+15.6%	$1.8M+32.7%	$1.3M+31.4%	$1.0M
Share Buybacks	N/A	$11.1M-32.2%	$16.3M+226.2%	$5.0M+2193.1%	$218K-97.2%	$7.9M+6357.4%	$122K	$0-100.0%	$4.6M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Operating Cash Flow	$12.3M+223.4%	$16.9M+21.6%	$10.6M+160.3%	$16.5M-5.1%	$3.8M+57.3%	$13.9M-3.5%	$4.1M-49.7%	$17.4M+23.3%
Depreciation & Amortization	$720K+6.0%	$693K+4.2%	$690K+1.6%	$713K+10.7%	$679K+12.8%	$665K+10.8%	$679K+17.1%	$644K+17.1%
Stock-Based Compensation	N/A	$112K+19.1%	N/A	N/A	N/A	$94K+20.5%	N/A	N/A
Capital Expenditures	$1.2M+347.9%	$1.9M+655.0%	$1.4M-43.5%	$664K+68.1%	$267K-72.6%	$258K-75.5%	$2.5M+104.1%	$395K-72.9%
Free Cash Flow	$11.1M+213.9%	$15.0M+9.7%	$9.2M+471.7%	$15.8M-6.8%	$3.5M+145.1%	$13.7M+2.2%	$1.6M-76.6%	$17.0M+34.4%
Investing Cash Flow	$15.1M+163.3%	-$672K+98.7%	-$81.9M-262.7%	-$87.8M-255.9%	-$23.9M-308.0%	-$50.5M-115.7%	-$22.6M+64.4%	-$24.7M-147.4%
Financing Cash Flow	-$42.5M-96.6%	-$19.1M-196.8%	$123.6M+125.5%	$21.9M-18.5%	-$21.6M+29.4%	$19.8M+129.6%	$54.8M+42.3%	$26.9M-21.0%
Dividends Paid	$1.6M+105.5%	$1.6M+102.2%	$986K+61.6%	$987K+60.5%	$801K+29.2%	$813K+27.4%	$610K+7.2%	$615K+7.5%
Share Buybacks	N/A	N/A	$0-100.0%	$5.3M+76.0%	$5.8M+653.4%	$0-100.0%	$2.5M-12.5%	$3.0M+160.5%

RRBI Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RRBI quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Net Margin	34.1%+2.9pp	31.2%-1.2pp	32.4%-2.6pp	35.0%+0.8pp	34.3%+3.7pp	30.5%-0.6pp	31.2%-0.1pp	31.3%
Return on Equity	11.7%+1.0pp	10.7%-0.8pp	11.5%-2.4pp	13.9%+2.8pp	11.1%+1.2pp	9.9%0.0pp	9.8%-2.0pp	11.9%
Return on Assets	1.3%+0.2pp	1.1%0.0pp	1.1%-0.1pp	1.2%+0.2pp	1.0%0.0pp	1.1%-0.2pp	1.3%0.0pp	1.2%
Debt-to-Equity	8.18-0.7x	8.85-0.4x	9.30-1.3x	10.60+0.8x	9.82+1.6x	8.26+1.4x	6.89-1.7x	8.61
Asset Turnover	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.04
FCF Margin	33.6%+3.2pp	30.4%-2.3pp	32.7%-2.8pp	35.5%-25.6pp	61.2%+54.9pp	6.3%-22.2pp	28.5%+0.6pp	27.9%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Net Margin	34.9%+1.5pp	36.4%+1.7pp	34.4%+1.9pp	33.9%+2.5pp	33.4%+3.7pp	34.6%+3.5pp	32.5%+1.1pp	31.4%+0.9pp
Return on Equity	3.1%0.0pp	3.2%+0.1pp	3.1%+0.2pp	3.1%+0.4pp	3.0%+0.4pp	3.1%+0.4pp	2.9%+0.2pp	2.7%-0.1pp
Return on Assets	0.4%0.0pp	0.4%0.0pp	0.3%0.0pp	0.3%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.3%0.0pp	0.3%0.0pp
Debt-to-Equity	7.61-0.8x	7.96-0.6x	8.18-0.7x	8.15-0.4x	8.45-0.5x	8.56-0.7x	8.85-0.4x	8.56-1.3x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	32.9%+21.3pp	45.5%-0.2pp	27.7%+22.1pp	49.6%-11.3pp	11.6%+6.2pp	45.7%-5.1pp	5.6%-20.4pp	60.9%+12.9pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Red River Bancshares, Inc. RRBI	FY2025	$125.5M	$42.8M	34.1%	$680.9M	55/100
Flushing Financial Corp FFIC	FY2025	$238.9M	$18.9M	7.9%	$524.2M	27/100
Bridgewater Bancshares, Inc. BWB	FY2025	$143.4M	$46.1M	32.1%	$569.4M	59/100
Home Bancorp, Inc. HBCP	FY2025	$148.7M	$46.1M	31.0%	$526.2M	52/100
Arrow Financial Corp AROW	FY2025	$139.5M	$44.0M	31.5%	$690.4M	29/100

Where Red River Bancshares, Inc. Ranks

Frequently Asked Questions

What is Red River Bancshares, Inc.'s annual revenue?

Red River Bancshares, Inc. (RRBI) reported $125.5M in total revenue for fiscal year 2025. This represents a 14.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Red River Bancshares, Inc.'s revenue growing?

Red River Bancshares, Inc. (RRBI) revenue grew by 14.4% year-over-year, from $109.7M to $125.5M in fiscal year 2025.

Is Red River Bancshares, Inc. profitable?

Yes, Red River Bancshares, Inc. (RRBI) reported a net income of $42.8M in fiscal year 2025, with a net profit margin of 34.1%.

What is Red River Bancshares, Inc.'s net profit margin?

Red River Bancshares, Inc. (RRBI) had a net profit margin of 34.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Red River Bancshares, Inc. pay dividends?

Yes, Red River Bancshares, Inc. (RRBI) paid $0.54 per share in dividends during fiscal year 2025.

What is Red River Bancshares, Inc.'s return on equity (ROE)?

Red River Bancshares, Inc. (RRBI) has a return on equity of 11.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Red River Bancshares, Inc.'s free cash flow?

Red River Bancshares, Inc. (RRBI) generated $42.2M in free cash flow during fiscal year 2025. This represents a 26.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Red River Bancshares, Inc.'s operating cash flow?

Red River Bancshares, Inc. (RRBI) generated $44.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Red River Bancshares, Inc.'s total assets?

Red River Bancshares, Inc. (RRBI) had $3.4B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Red River Bancshares, Inc.'s capital expenditures?

Red River Bancshares, Inc. (RRBI) invested $2.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Red River Bancshares, Inc. buy back shares?

Yes, Red River Bancshares, Inc. (RRBI) spent $11.1M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Red River Bancshares, Inc. have outstanding?

Red River Bancshares, Inc. (RRBI) had 7M shares outstanding as of fiscal year 2025.

What is Red River Bancshares, Inc.'s debt-to-equity ratio?

Red River Bancshares, Inc. (RRBI) had a debt-to-equity ratio of 8.18 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Red River Bancshares, Inc.'s return on assets (ROA)?

Red River Bancshares, Inc. (RRBI) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Red River Bancshares, Inc.'s P/E ratio?

Red River Bancshares, Inc. (RRBI) trades at 14.8x earnings, its market capitalization divided by net income of $46.0M net income, trailing 12 months to June 30, 2026. The market capitalization is $680.9M as of Oct 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Red River Bancshares, Inc.'s price-to-sales ratio?

Red River Bancshares, Inc. (RRBI) trades at 5.2x sales, its market capitalization divided by revenue of $131.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $680.9M as of Oct 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Red River Bancshares, Inc.'s Piotroski F-Score?

Red River Bancshares, Inc. (RRBI) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Red River Bancshares, Inc.'s earnings high quality?

Red River Bancshares, Inc. (RRBI) has an earnings quality ratio of 1.05x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Red River Bancshares, Inc.?

Red River Bancshares, Inc. (RRBI) scores 55 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.