A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 14, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q1 FY2027, filed Sep 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RSKIA SEC filings page.
RISK (GEORGE) INDUS INC A (RSKIA) reported $25.8M in revenue over the twelve months to Jul 31, 2026, up 13.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 12 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A cash-generative, lightly financed business is pairing steady operating margins with unusually volatile bottom-line earnings.
FY2026’s45.8% net margin sat well above its28.0% operating margin, but operating cash flow represented only18.8% of sales. That earnings-to-cash mismatch indicates the unusually high bottom line was not chiefly converted into cash by core operations, so reported profit needs to be separated from recurring operating economics.
From FY2024 to FY2026, revenue increased
With debt-to-equity at 0.1x and current ratio at 14.6x, the company is financed overwhelmingly by equity and current assets rather than borrowing. Yet FY2026 free cash flow was
Financial Health Signals
RISK (GEORGE) INDUS INC A does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
RISK (GEORGE) INDUS INC A scores 11.11, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($108.0M) relative to total liabilities ($8.0M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
RISK (GEORGE) INDUS INC A passes 5 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, RISK (GEORGE) INDUS INC A generates $0.41 in operating cash flow ($4.7M OCF vs $11.4M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
RISK (GEORGE) INDUS INC A earns $3,483.00 in operating income for every $1 of interest expense ($7.0M vs $2K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
RISK (GEORGE) INDUS INC A generated $6.8M in revenue in Q1 2027. This represents an increase of 16.1% from the same quarter a year earlier. Against the prior quarter it is down 1.6%.
RISK (GEORGE) INDUS INC A's EBITDA was $2.0M in Q1 2027, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 9.3% from the same quarter a year earlier. Against the prior quarter it is down 6.7%.
RISK (GEORGE) INDUS INC A reported $2.2M in net income in Q1 2027. This represents a decrease of 42.2% from the same quarter a year earlier. Against the prior quarter it is down 21.0%.
RISK (GEORGE) INDUS INC A earned $0.45 per diluted share (EPS) in Q1 2027. This represents a decrease of 41.6% from the same quarter a year earlier. Against the prior quarter it is down 21.1%.
Cash & Balance Sheet
RISK (GEORGE) INDUS INC A generated $1.9M in free cash flow in Q1 2027, representing cash available after capex. This represents a decrease of 3.7% from the same quarter a year earlier. Against the prior quarter it is up 128.0%.
RISK (GEORGE) INDUS INC A held $6.8M in cash as of Q1 2027; long-term debt is not reported for that period.
Not reported for Q1 2027.
Margins & Returns
RISK (GEORGE) INDUS INC A's gross margin was 47.1% in Q1 2027, indicating the percentage of revenue retained after direct costs. This is down 4.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.6 percentage points.
RISK (GEORGE) INDUS INC A's operating margin was 27.8% in Q1 2027, reflecting core business profitability. This is down 2.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.7 percentage points.
RISK (GEORGE) INDUS INC A's net profit margin was 32.0% in Q1 2027, showing the share of revenue converted to profit. This is down 32.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 7.8 percentage points.
RISK (GEORGE) INDUS INC A's ROE was 3.4% in Q1 2027, measuring profit generated per dollar of shareholder equity. This is down 2.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.0 percentage points.
Capital Allocation
RISK (GEORGE) INDUS INC A invested $6K in capex in Q1 2027, funding long-term assets and infrastructure. This represents a decrease of 95.5% from the same quarter a year earlier. Against the prior quarter it is down 97.6%.
Not reported for Q1 2027.
Not reported for Q1 2027.
RSKIA Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q1'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.8M+16.1% | $7.0M+11.7% | $5.7M+15.2% | $6.3M+12.8% | $5.9M+2.0% | $6.2M+11.5% | $4.9M-8.9% | $5.6M-7.3% |
| Cost of Revenue | $3.6M+26.0% | $3.6M+8.9% | $3.1M+18.3% | $3.4M+16.0% | $2.9M+1.4% | $3.3M | $2.6M-4.4% | $2.9M-1.7% |
| Gross Profit | $3.2M+6.7% | $3.4M+14.8% | $2.6M+11.7% | $3.0M+9.4% | $3.0M+2.6% | $3.0M | $2.3M-13.6% | $2.7M-12.6% |
| SG&A Expenses | $399K+2.6% | $425K+23.5% | $375K+9.0% | $347K-16.8% | $389K+15.4% | $344K | $344K-13.1% | $417K+25.2% |
| Operating Income | $1.9M+5.4% | $2.1M+15.1% | $1.3M+10.2% | $1.8M+20.4% | $1.8M+1.9% | $1.8M+10.5% | $1.2M-21.2% | $1.5M-24.6% |
| EBITDA | $2.0M+9.3% | $2.2M+13.0% | $1.4M+8.1% | $1.9M+18.3% | $1.8M-3.0% | $1.9M+9.8% | $1.3M-19.8% | $1.6M-23.5% |
| Income Tax | $1.2M+25.3% | $895K+1698.2% | $535K-18.2% | $752K+71.7% | $931K-1.4% | -$56K | $654K-59.3% | $438K+647.5% |
| Net Income | $2.2M-42.2% | $2.8M+357.6% | $2.5M+54.3% | $2.3M+5.8% | $3.8M+40.2% | $606K | $1.6M-50.4% | $2.2M+4127.3% |
| EPS (Basic) | $0.45-42.3% | $0.57+338.5% | $0.51+54.5% | $0.48+6.7% | $0.78+41.8% | $0.13-68.3% | $0.33-50.0% | $0.45+4600.0% |
| EPS (Diluted) | $0.45-41.6% | $0.57+375.0% | $0.51+54.5% | $0.48+6.7% | $0.77+40.0% | $0.12-70.0% | $0.33-50.0% | $0.45+4600.0% |
| Diluted Shares (Avg) | 5M-0.1% | N/A | 5M-0.1% | 5M-0.1% | 5M-0.1% | N/A | 5M-0.1% | 5M-0.2% |
Not reported in any period shown, so not listed: R&D Expenses, Interest Expense.
RSKIA Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q1'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $74.2M+8.7% | $71.4M+12.7% | $68.4M+7.3% | $66.2M+5.4% | $68.2M+5.3% | $63.3M+4.2% | $63.7M+7.9% | $62.8M+15.7% |
| Current Assets | $71.3M+9.5% | $68.4M+13.3% | $65.5M+8.1% | $63.3M+6.0% | $65.2M+5.6% | $60.4M+5.1% | $60.7M+8.9% | $59.7M+17.6% |
| Cash & Equivalents | $6.8M-17.2% | $5.2M-20.3% | $4.5M-20.0% | $4.8M-11.2% | $8.3M-11.8% | $6.5M-9.0% | $5.6M+3.9% | $5.5M+53.1% |
| Short-Term Investments | $43.5M+13.0% | $42.3M+18.5% | $41.3M+11.2% | $39.9M+9.7% | $38.5M+5.4% | $35.7M+3.6% | $37.1M+10.6% | $36.4M+21.3% |
| Inventory | $13.1M+23.3% | $11.8M+10.1% | $11.6M+2.0% | $11.1M+0.1% | $10.6M-5.8% | $10.7M-7.1% | $11.4M-6.0% | $11.1M-12.1% |
| Accounts Receivable | $4.7M-8.4% | $5.0M+7.1% | $4.9M+31.4% | $4.8M+22.2% | $5.1M+22.6% | $4.7M+20.2% | $3.7M-8.2% | $3.9M-3.7% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $8.8M+16.2% | $8.0M+23.8% | $7.7M+3.9% | $7.9M-0.5% | $7.6M+4.4% | $6.5M+5.5% | $7.4M+16.2% | $8.0M+67.6% |
| Current Liabilities | $4.9M+1.9% | $4.7M+12.7% | $4.5M-3.4% | $4.9M-8.4% | $4.8M+5.6% | $4.2M+11.0% | $4.7M+23.1% | $5.3M+53.4% |
| Non-Current Liabilities | $3.9M+41.1% | $3.3M+43.6% | $3.1M+16.8% | $3.1M+15.2% | $2.8M+2.6% | $2.3M-3.3% | $2.7M+5.8% | $2.7M+106.0% |
| Total Equity | $65.4M+7.8% | $63.4M+11.4% | $60.7M+7.7% | $58.2M+6.3% | $60.6M+5.4% | $56.9M+4.1% | $56.3M+6.9% | $54.8M+10.7% |
| Retained Earnings | $67.8M+7.8% | $65.6M+11.0% | $62.8M+7.4% | $60.3M+6.1% | $62.9M+5.6% | $59.1M+3.9% | $58.5M+6.6% | $56.9M+10.2% |
Not reported in any period shown, so not listed: Goodwill, Long-Term Debt.
RSKIA Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q1'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.9M-9.4% | $1.1M-3.2% | $253K-61.0% | $1.2M+417.0% | $2.1M-6.8% | $1.1M-43.9% | $649K-73.3% | $230K-60.8% |
| Depreciation & Amortization | $108K+217.6% | $104K-16.1% | $104K-13.3% | $108K-8.5% | $34K-72.8% | $124K+0.8% | $120K-2.4% | $118K-4.8% |
| Capital Expenditures | $6K-95.5% | $250K+575.7% | $0-100.0% | $0-100.0% | $133K+26.7% | $37K-67.8% | $51K+155.0% | $203K+383.3% |
| Free Cash Flow | $1.9M-3.7% | $847K-22.7% | $253K-57.7% | $1.2M+4303.7% | $2.0M-8.4% | $1.1M-42.5% | $598K-75.2% | $27K-95.0% |
| Investing Cash Flow | -$238K+29.2% | -$404K-99.0% | -$598K-21.8% | -$132K-143.3% | -$336K-740.0% | -$203K+19.1% | -$491K-66.4% | $305K-13.4% |
| Financing Cash Flow | -$13K+7.1% | $0+100.0% | -$35K-9.4% | -$4.5M | -$14K | -$39K-39.3% | -$32K+90.1% | N/A |
| Dividends Paid | N/A | $0+100.0% | $0 | $4.5M | $5K | -$1K-200.0% | $0 | N/A |
Not reported in any period shown, so not listed: Stock-Based Compensation, Share Buybacks.
RSKIA Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q1'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 47.1%-4.1pp | 48.7%+1.3pp | 45.4%-1.4pp | 46.9%-1.5pp | 51.2%+0.3pp | 47.4% | 46.8%-2.5pp | 48.4%-2.9pp |
| Operating Margin | 27.8%-2.8pp | 29.5%+0.9pp | 23.3%-1.1pp | 28.2%+1.8pp | 30.6%0.0pp | 28.6%-0.2pp | 24.3%-3.8pp | 26.4%-6.1pp |
| Net Margin | 32.0%-32.3pp | 39.8%+30.1pp | 43.8%+11.1pp | 37.0%-2.5pp | 64.3%+17.5pp | 9.7% | 32.7%-27.3pp | 39.5%+40.4pp |
| Return on Equity | 3.4%-2.9pp | 4.4%+3.3pp | 4.1%+1.2pp | 4.0%0.0pp | 6.3%+1.6pp | 1.1% | 2.9%-3.3pp | 4.0%+4.1pp |
| Return on Assets | 3.0%-2.6pp | 3.9%+2.9pp | 3.6%+1.1pp | 3.5%0.0pp | 5.6%+1.4pp | 1.0% | 2.5%-3.0pp | 3.5%+3.6pp |
| Current Ratio | 14.58+1.0x | 14.56+0.1x | 14.42+1.5x | 12.98+1.8x | 13.580.0x | 14.48-0.8x | 12.90-1.7x | 11.22-3.4x |
| Debt-to-Equity | 0.130.0x | 0.130.0x | 0.130.0x | 0.140.0x | 0.120.0x | 0.110.0x | 0.130.0x | 0.150.0x |
| Asset Turnover | 0.090.0x | 0.100.0x | 0.080.0x | 0.100.0x | 0.090.0x | 0.100.0x | 0.080.0x | 0.090.0x |
| FCF Margin | 28.2%-5.8pp | 12.2%-5.4pp | 4.5%-7.7pp | 18.8%+18.3pp | 34.0%-3.9pp | 17.6%-16.5pp | 12.2%-32.5pp | 0.5%-8.5pp |
Where RISK (GEORGE) INDUS INC A Ranks
Frequently Asked Questions
What is RISK (GEORGE) INDUS INC A's annual revenue?
RISK (GEORGE) INDUS INC A (RSKIA) reported $24.9M in total revenue for fiscal year 2026. This represents a 10.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is RISK (GEORGE) INDUS INC A's revenue growing?
RISK (GEORGE) INDUS INC A (RSKIA) revenue grew by 10.3% year-over-year, from $22.5M to $24.9M in fiscal year 2026.
Is RISK (GEORGE) INDUS INC A profitable?
Yes, RISK (GEORGE) INDUS INC A (RSKIA) reported a net income of $11.4M in fiscal year 2026, with a net profit margin of 45.8%.
What is RISK (GEORGE) INDUS INC A's EBITDA?
RISK (GEORGE) INDUS INC A (RSKIA) had EBITDA of $7.3M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.
What is RISK (GEORGE) INDUS INC A's gross margin?
RISK (GEORGE) INDUS INC A (RSKIA) had a gross margin of 48.1% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is RISK (GEORGE) INDUS INC A's operating margin?
RISK (GEORGE) INDUS INC A (RSKIA) had an operating margin of 28.0% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
What is RISK (GEORGE) INDUS INC A's net profit margin?
RISK (GEORGE) INDUS INC A (RSKIA) had a net profit margin of 45.8% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
Does RISK (GEORGE) INDUS INC A pay dividends?
Yes, RISK (GEORGE) INDUS INC A (RSKIA) paid $1.00 per share in dividends during fiscal year 2026.
What is RISK (GEORGE) INDUS INC A's return on equity (ROE)?
RISK (GEORGE) INDUS INC A (RSKIA) has a return on equity of 18.0% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is RISK (GEORGE) INDUS INC A's free cash flow?
RISK (GEORGE) INDUS INC A (RSKIA) generated $4.3M in free cash flow during fiscal year 2026. This represents a 9.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is RISK (GEORGE) INDUS INC A's operating cash flow?
RISK (GEORGE) INDUS INC A (RSKIA) generated $4.7M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are RISK (GEORGE) INDUS INC A's total assets?
RISK (GEORGE) INDUS INC A (RSKIA) had $71.4M in total assets as of fiscal year 2026, including both current and long-term assets.
What are RISK (GEORGE) INDUS INC A's capital expenditures?
RISK (GEORGE) INDUS INC A (RSKIA) invested $383K in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
What is RISK (GEORGE) INDUS INC A's current ratio?
RISK (GEORGE) INDUS INC A (RSKIA) had a current ratio of 14.56 as of fiscal year 2026, which is generally considered healthy.
What is RISK (GEORGE) INDUS INC A's debt-to-equity ratio?
RISK (GEORGE) INDUS INC A (RSKIA) had a debt-to-equity ratio of 0.13 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is RISK (GEORGE) INDUS INC A's return on assets (ROA)?
RISK (GEORGE) INDUS INC A (RSKIA) had a return on assets of 16.0% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is RISK (GEORGE) INDUS INC A's P/E ratio?
RISK (GEORGE) INDUS INC A (RSKIA) trades at 11.0x earnings, its market capitalization divided by net income of $9.8M net income, trailing 12 months to July 31, 2026. The market capitalization is $108.0M as of Sep 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is RISK (GEORGE) INDUS INC A's price-to-sales ratio?
RISK (GEORGE) INDUS INC A (RSKIA) trades at 4.2x sales, its market capitalization divided by revenue of $25.8M revenue, trailing 12 months to July 31, 2026. The market capitalization is $108.0M as of Sep 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is RISK (GEORGE) INDUS INC A's Altman Z-Score?
RISK (GEORGE) INDUS INC A (RSKIA) has an Altman Z-Score of 11.11, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is RISK (GEORGE) INDUS INC A's Piotroski F-Score?
RISK (GEORGE) INDUS INC A (RSKIA) has a Piotroski F-Score of 5 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are RISK (GEORGE) INDUS INC A's earnings high quality?
RISK (GEORGE) INDUS INC A (RSKIA) has an earnings quality ratio of 0.41x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can RISK (GEORGE) INDUS INC A cover its interest payments?
RISK (GEORGE) INDUS INC A (RSKIA) has an interest coverage ratio of 3,483.00x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.