Ryanair Holdings plc (RYAAY) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 23, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed May 19, 2025. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RYAAY SEC filings page.
Ryanair Holdings plc (RYAAY) reported $15.1B in revenue for fiscal year 2025, up 3.8% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Ryanair’s profits remain cash-backed, but FY2025 shows slower growth, lower margins, and a balance sheet tilted toward short-term funding.
Cash conversion improved: operating cash flow was211.9% of net income in FY2025, versus164.7% in FY2024, so reported earnings were accompanied by more cash generation than before. Free cash flow also recovered to$2.01B from$826.6M as capital spending fell to$1.68B , indicating that FY2025’s cash improvement came partly from lighter reinvestment rather than stronger profit growth alone.
Revenue still increased
Long-term leverage declined: debt-to-equity was only 0.2x and long-term debt fell to
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Ryanair Holdings plc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Ryanair Holdings plc has an operating margin of 11.2%, meaning the company retains $11 of operating profit per $100 of revenue. This results in a moderate score of 59/100, indicating healthy but not exceptional operating efficiency. This is down from 15.3% the prior year.
Ryanair Holdings plc's revenue grew a modest 3.8% year-over-year to $15.1B. This slow but positive growth earns a score of 72/100.
Ryanair Holdings plc carries a low D/E ratio of 0.24, meaning only $0.24 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 73/100, indicating a strong balance sheet with room for future borrowing.
Ryanair Holdings plc's current ratio of 0.74 is below the typical benchmark, resulting in a score of 9/100. This tight liquidity could limit financial flexibility if cash inflows slow.
Ryanair Holdings plc converts 13.4% of revenue into free cash flow ($2.0B). This strong cash generation earns a score of 71/100.
Ryanair Holdings plc earns a strong 22.9% return on equity (ROE), meaning it generates $23 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 71/100. This is down from 25.2% the prior year.
Ryanair Holdings plc scores 2.83, placing it in the grey zone between 1.81 and 2.99. The largest contribution to the score comes from a market capitalization of $27.2B against total liabilities of $11.3B. This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Ryanair Holdings plc passes 6 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.
For every $1 of reported earnings, Ryanair Holdings plc generates $2.12 in operating cash flow ($3.7B OCF vs $1.7B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Ryanair Holdings plc earns $23.43 in operating income for every $1 of interest expense ($1.7B vs $71.8M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Ryanair Holdings plc generated $15.1B in revenue in fiscal year 2025. This represents an increase of 3.8% from the prior year.
Ryanair Holdings plc reported $1.7B in net income in fiscal year 2025. This represents a decrease of 15.9% from the prior year.
Ryanair Holdings plc earned $1.57 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 13.1% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Ryanair Holdings plc generated $2.0B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 143.4% from the prior year.
Ryanair Holdings plc held $4.2B in cash against $1.8B in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Ryanair Holdings plc's operating margin was 11.2% in fiscal year 2025, reflecting core business profitability. This is down 4.2 percentage points from the prior year.
Ryanair Holdings plc's net profit margin was 11.6% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2.7 percentage points from the prior year.
Ryanair Holdings plc's ROE was 22.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 2.3 percentage points from the prior year.
Not reported for fiscal year 2025.
Capital Allocation
Ryanair Holdings plc spent $1.6B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
Ryanair Holdings plc invested $1.7B in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 35.1% from the prior year.
Not reported for fiscal year 2025.
RYAAY Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15.1B+3.8% | $14.5B+23.8% | $11.7B+120.0% | $5.3B+177.2% | $1.9B-79.5% | $9.4B+8.3% | $8.6B-1.9% | $8.8B+23.9% | $7.1B-4.5% | $7.4B |
| Operating Income | $1.7B-24.4% | $2.2B+41.8% | $1.6Bn/m | -$376.7Mn/m | -$985.7M-179.4% | $1.2B+8.8% | $1.1B-44.4% | $2.1B+25.2% | $1.6B-1.3% | $1.7B |
| EBITDA | N/A | N/A | N/A | $421.3Mn/m | -$315.2M-115.3% | $2.1B+11.1% | $1.9B-32.2% | $2.7B | N/A | N/A |
| Interest Expense | $71.8M-19.8% | $89.6M+7.3% | $83.5M-17.6% | $101.4M+23.7% | $82.0M+2.1% | $80.3M+21.0% | $66.4M-10.4% | $74.0M+3.0% | $71.9M-11.2% | $81.0M |
| Income Tax | $186.6M-18.0% | $227.6M+62.6% | $139.9Mn/m | -$209.7Mn/m | -$109.9M-561.9% | $23.8M-66.4% | $70.8M-64.3% | $198.5M+20.2% | $165.2M-10.9% | $185.4M |
| Net Income | $1.7B-15.9% | $2.1B+44.8% | $1.4Bn/m | -$267.1Mn/m | -$1.2B-266.8% | $714.6M-28.1% | $993.7M-44.4% | $1.8B+26.9% | $1.4B-20.7% | $1.8B |
| EPS (Basic) | $1.58-13.0% | $1.82+44.5% | $1.26n/m | -$0.24n/m | -$1.07-267.3% | $0.64-26.2% | $0.87-42.0% | $1.50+32.9% | $1.13-14.9% | $1.32 |
| EPS (Diluted) | $1.57-13.1% | $1.81+44.1% | $1.25n/m | -$0.24n/m | -$1.07-268.2% | $0.64-25.8% | $0.86-42.0% | $1.48+32.6% | $1.12-15.0% | $1.32 |
| Diluted Shares (Avg) | 1.11B-3.3% | 1.15B+0.5% | 1.14B+0.8% | 1.13B+1.8% | 1.11B-0.8% | 1.12B-3.0% | 1.15B-4.1% | 1.20B-4.3% | 1.26B-6.7% | 1.35B |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses.
RYAAY Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $18.9B+2.0% | $18.5B+3.9% | $17.8B+6.1% | $16.8B+16.1% | $14.5B-10.9% | $16.2B+9.2% | $14.9B-2.3% | $15.2B+18.7% | $12.8B+0.4% | $12.8B |
| Current Assets | $6.5B+3.2% | $6.3B-2.2% | $6.4B+5.8% | $6.1B+49.6% | $4.1B-18.0% | $5.0B+15.9% | $4.3B-17.2% | $5.2B+2.5% | $5.0B-8.3% | $5.5B |
| Cash & Equivalents | $4.2B-0.3% | $4.2B+6.9% | $3.9B+32.2% | $3.0B-4.9% | $3.1B+10.1% | $2.8B+50.3% | $1.9B+0.8% | $1.9B+42.5% | $1.3B-8.7% | $1.4B |
| Inventory | $5.0M-25.8% | $6.7M+2.6% | $6.5M+36.8% | $4.8M+12.8% | $4.2M+16.3% | $3.6M+11.6% | $3.3M-28.6% | $4.6M+37.5% | $3.3M-11.8% | $3.8M |
| Total Liabilities | $11.3B+9.6% | $10.3B-11.8% | $11.7B+9.8% | $10.7B+18.1% | $9.0B-16.7% | $10.8B+20.1% | $9.0B-7.2% | $9.7B+20.1% | $8.1B-6.8% | $8.7B |
| Current Liabilities | $8.8B+27.4% | $6.9B-14.4% | $8.1B+34.7% | $6.0B+44.6% | $4.1B-31.7% | $6.1B+31.9% | $4.6B+9.4% | $4.2B+30.5% | $3.2B-16.0% | $3.8B |
| Non-Current Liabilities | $2.5B-26.7% | $3.4B-6.1% | $3.6B-22.1% | $4.7B-4.4% | $4.9B+2.4% | $4.8B+7.7% | $4.4B-19.9% | $5.5B+13.3% | $4.9B+0.6% | $4.8B |
| Long-Term Debt | $1.8B-33.4% | $2.7B-11.9% | $3.1B-24.7% | $4.1B-0.3% | $4.1B+4.7% | $3.9B+5.4% | $3.7B-13.9% | $4.3B+3.4% | $4.2B+3.3% | $4.1B |
| Total Equity | $7.6B-7.5% | $8.2B+33.9% | $6.1B-0.3% | $6.2B+12.7% | $5.5B+0.8% | $5.4B-7.5% | $5.9B+6.3% | $5.5B+16.4% | $4.7B+15.5% | $4.1B |
| Retained Earnings | $6.0B-5.2% | $6.4B+40.1% | $4.5B+42.2% | $3.2B-15.8% | $3.8B-18.8% | $4.7B-0.4% | $4.7B-6.5% | $5.0B+35.9% | $3.7B+2.5% | $3.6B |
Not reported in any period shown, so not listed: Short-Term Investments, Accounts Receivable, Long-Term Investments, Goodwill.
RYAAY Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.7B+8.2% | $3.4B-19.4% | $4.2B+96.5% | $2.2Bn/m | -$2.9B-296.6% | $1.5B-26.0% | $2.0B-28.2% | $2.8B | N/A | N/A |
| Depreciation & Amortization | N/A | N/A | N/A | $798.0M+19.0% | $670.5M-18.7% | $824.8M+14.7% | $719.2M+4.1% | $691.2M | N/A | N/A |
| Capital Expenditures | $1.7B-35.1% | $2.6B+24.0% | $2.1B+58.8% | $1.3B+278.8% | $346.1M-45.7% | $637.6M-55.9% | $1.4B-20.1% | $1.8B+16.8% | $1.6B+11.8% | $1.4B |
| Free Cash Flow | $2.0B+143.4% | $826.6M-61.5% | $2.1B+155.2% | $841.8Mn/m | -$3.2B-490.7% | $824.3M+55.9% | $528.6M-43.7% | $939.5M | N/A | N/A |
| Investing Cash Flow | -$1.5Bn/m | -$1.7Bn/m | -$2.1Bn/m | -$1.6B-242.6% | $1.1Bn/m | -$331.7Mn/m | -$835.6Mn/m | -$886.3M | N/A | N/A |
| Financing Cash Flow | -$2.2Bn/m | -$1.4Bn/m | -$1.1Bn/m | -$595.1M-131.2% | $1.9Bn/m | -$316.2Mn/m | -$959.4Mn/m | -$1.5B | N/A | N/A |
| Dividends Paid | $472.5M+119.5% | $215.3M | N/A | $0n/m | $0-100.0% | $639.5M+7.1% | $596.9M-41.6% | $1.0B-6.2% | $1.1B-13.4% | $1.3B |
| Share Buybacks | $1.6B | N/A | N/A | $0n/m | $0-100.0% | $639.5M+1.6% | $629.3M-38.4% | $1.0B-6.2% | $1.1B+35.4% | $804.2M |
Not reported in any period shown, so not listed: Stock-Based Compensation.
RYAAY Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 11.2%-4.2pp | 15.3%+1.9pp | 13.4%+20.5pp | -7.1%+44.2pp | -51.3%-64.6pp | 13.3%+0.1pp | 13.2%-10.1pp | 23.3%+0.2pp | 23.1%+0.7pp | 22.3% |
| Net Margin | 11.6%-2.7pp | 14.3%+2.1pp | 12.2%+17.2pp | -5.0%+57.0pp | -62.1%-69.7pp | 7.6%-3.9pp | 11.5%-8.8pp | 20.3%+0.5pp | 19.8%-4.1pp | 23.8% |
| Return on Equity | 22.9%-2.3pp | 25.2%+1.9pp | 23.3%+27.6pp | -4.3%+17.5pp | -21.9%-35.1pp | 13.2%-3.8pp | 17.0%-15.5pp | 32.5%+2.7pp | 29.8%-13.6pp | 43.4% |
| Return on Assets | 9.2%-2.0pp | 11.2%+3.1pp | 8.0%+9.6pp | -1.6%+6.6pp | -8.2%-12.6pp | 4.4%-2.3pp | 6.7%-5.1pp | 11.7%+0.8pp | 11.0%-2.9pp | 13.9% |
| Current Ratio | 0.74-0.2x | 0.91+0.1x | 0.80-0.2x | 1.010.0x | 0.98+0.2x | 0.82-0.1x | 0.93-0.3x | 1.23-0.3x | 1.56+0.1x | 1.43 |
| Debt-to-Equity | 0.24-0.1x | 0.33-0.2x | 0.51-0.2x | 0.67-0.1x | 0.760.0x | 0.73+0.1x | 0.64-0.2x | 0.79-0.1x | 0.89-0.1x | 0.99 |
| Liabilities-to-Equity | 1.49+0.2x | 1.26-0.7x | 1.91+0.2x | 1.73+0.1x | 1.65-0.3x | 2.00+0.5x | 1.54-0.2x | 1.77+0.1x | 1.71-0.4x | 2.12 |
| Asset Turnover | 0.800.0x | 0.78+0.1x | 0.66+0.3x | 0.32+0.2x | 0.13-0.4x | 0.580.0x | 0.580.0x | 0.580.0x | 0.550.0x | 0.58 |
| FCF Margin | 13.4%+7.7pp | 5.7%-12.6pp | 18.3%+2.5pp | 15.8% | -167.7% | 8.8%+2.7pp | 6.1%-4.5pp | 10.7% | N/A | N/A |
Not reported in any period shown, so not listed: Gross Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.
Note: The current ratio is below 1.0 (0.74), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Ryanair Holdings plc RYAAY | FY2025 | $15.1B | $1.7B | 11.6% | $27.2B | 59/100 |
| United Airlines Holdings, Inc. UAL | FY2025 | $59.1B | $3.4B | 5.7% | $31.8B | 41/100 |
| Delta Air Lines, Inc. DAL | FY2025 | $63.4B | $5.0B | 7.9% | $50.5B | 47/100 |
| Southwest Airlines Co. LUV | FY2025 | $28.1B | $441.0M | 1.6% | $20.4B | 33/100 |
| LATAM Airlines Group S.A. LTM | FY2025 | $14.3B | $1.5B | 10.2% | $13.3B | 46/100 |
| American Airlines Group Inc. AAL | FY2025 | $54.6B | $111.0M | 0.2% | $8.0B | 27/100 |
Where Ryanair Holdings plc Ranks
Frequently Asked Questions
What is Ryanair Holdings plc's annual revenue?
Ryanair Holdings plc (RYAAY) reported $15.1B in total revenue for fiscal year 2025. This represents a 3.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Ryanair Holdings plc's revenue growing?
Ryanair Holdings plc (RYAAY) revenue grew by 3.8% year-over-year, from $14.5B to $15.1B in fiscal year 2025.
Is Ryanair Holdings plc profitable?
Yes, Ryanair Holdings plc (RYAAY) reported a net income of $1.7B in fiscal year 2025, with a net profit margin of 11.6%.
How much debt does Ryanair Holdings plc have?
As of fiscal year 2025, Ryanair Holdings plc (RYAAY) had $4.2B in cash and equivalents against $1.8B in long-term debt.
What is Ryanair Holdings plc's operating margin?
Ryanair Holdings plc (RYAAY) had an operating margin of 11.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Ryanair Holdings plc's net profit margin?
Ryanair Holdings plc (RYAAY) had a net profit margin of 11.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Ryanair Holdings plc's return on equity (ROE)?
Ryanair Holdings plc (RYAAY) has a return on equity of 22.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Ryanair Holdings plc's free cash flow?
Ryanair Holdings plc (RYAAY) generated $2.0B in free cash flow during fiscal year 2025. This represents a 143.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Ryanair Holdings plc's operating cash flow?
Ryanair Holdings plc (RYAAY) generated $3.7B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Ryanair Holdings plc's total assets?
Ryanair Holdings plc (RYAAY) had $18.9B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Ryanair Holdings plc's capital expenditures?
Ryanair Holdings plc (RYAAY) invested $1.7B in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Ryanair Holdings plc's current ratio?
Ryanair Holdings plc (RYAAY) had a current ratio of 0.74 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Ryanair Holdings plc's debt-to-equity ratio?
Ryanair Holdings plc (RYAAY) had a debt-to-equity ratio of 0.24 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
What is Ryanair Holdings plc's liabilities-to-equity ratio?
Ryanair Holdings plc (RYAAY) had a liabilities-to-equity ratio of 1.49 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
What is Ryanair Holdings plc's return on assets (ROA)?
Ryanair Holdings plc (RYAAY) had a return on assets of 9.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Ryanair Holdings plc's P/E ratio?
Ryanair Holdings plc (RYAAY) trades at 15.6x earnings, its market capitalization divided by $1.7B net income, FY2025. The market capitalization is $27.2B as of Oct 23, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Ryanair Holdings plc's price-to-sales ratio?
Ryanair Holdings plc (RYAAY) trades at 1.8x sales, its market capitalization divided by $15.1B revenue, FY2025. The market capitalization is $27.2B as of Oct 23, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Ryanair Holdings plc's Altman Z-Score?
Ryanair Holdings plc (RYAAY) has an Altman Z-Score of 2.83, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Ryanair Holdings plc's Piotroski F-Score?
Ryanair Holdings plc (RYAAY) has a Piotroski F-Score of 6 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Ryanair Holdings plc's earnings high quality?
Ryanair Holdings plc (RYAAY) has an earnings quality ratio of 2.12x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Ryanair Holdings plc cover its interest payments?
Ryanair Holdings plc (RYAAY) has an interest coverage ratio of 23.43x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Ryanair Holdings plc?
Ryanair Holdings plc (RYAAY) scores 59 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is the average of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.