Saratoga Invt Corp Financials
This page shows Saratoga Invt Corp (SAR) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Saratoga Invt Corp passes 4 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution).
For every $1 of reported earnings, Saratoga Invt Corp generates $7.03 in operating cash flow ($197.5M OCF vs $28.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Saratoga Invt Corp reported $28.1M in net income in fiscal year 2025. This represents an increase of 214.4% from the prior year.
Saratoga Invt Corp earned $2.02 per diluted share (EPS) in fiscal year 2025. This represents an increase of 184.5% from the prior year.
Saratoga Invt Corp held $148.2M in cash against $793.9M in long-term debt as of fiscal year 2025.
Saratoga Invt Corp had 15M shares outstanding in fiscal year 2025. This represents an increase of 12.2% from the prior year.
Saratoga Invt Corp's ROE was 7.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 4.7 percentage points from the prior year.
SAR Income Statement
| Metric | Q3'26 | Q2'26 | Q1'26 | Q1'24 | Q3'25 | Q2'25 | Q1'23 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $889K+115.3% | $413K-36.0% | $645K-22.3% | $831K+25.9% | $660K+41.3% | $467K | N/A | $525K |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $11.9M+1223.5% | $900K+12.5% | $800K+700.0% | $100K-88.9% | $900K | $0 | N/A | $600K |
| Income Tax | -$205K-1708.9% | -$11K-120.8% | $54K+773.1% | $6K-97.2% | $220K+192.7% | -$237K | N/A | N/A |
| Net Income | $12.0M-9.7% | $13.3M-4.6% | $13.9M+6633.0% | -$213K+94.7% | -$4.1M-151.4% | $7.9M | N/A | $6.0M |
| EPS (Diluted) | $0.74-11.9% | $0.84-7.7% | $0.91+4650.0% | $-0.02+93.5% | $-0.31-147.7% | $0.65 | N/A | $0.51 |
SAR Balance Sheet
| Metric | Q3'26 | Q2'26 | Q1'26 | Q1'24 | Q3'25 | Q2'25 | Q1'23 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.2B-0.8% | $1.2B+0.3% | $1.2B+0.9% | $1.2B+1.7% | $1.2B+1.3% | $1.2B+7.2% | $1.1B+3.8% | $1.0B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $52.3M-50.5% | $105.7M-19.7% | $131.6M+1413.5% | $8.7M-59.4% | $21.4M+10.8% | $19.3M-70.6% | $65.7M+1059.1% | $5.7M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $783.8M-1.5% | $795.7M-1.3% | $805.9M-1.8% | $821.0M+1.1% | $812.1M+2.3% | $794.2M+8.6% | $731.2M+4.0% | $703.2M |
| Current Liabilities | $798.9M | N/A | $805.9M | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $774.4M-1.5% | $786.4M-0.6% | $791.4M+96365.0% | $820K+1.1% | $811K-99.9% | $795.4M+9.2% | $728.4M+3.9% | $701.2M |
| Total Equity | $413.2M+0.7% | $410.5M+3.6% | $396.4M+7.1% | $370.2M+3.0% | $359.6M-0.7% | $362.1M+4.4% | $347.0M+3.3% | $335.8M |
| Retained Earnings | -$23.9M-0.3% | -$23.8M+5.9% | -$25.3M-2806.8% | -$871K-130.6% | $2.8M-82.4% | $16.2M-35.4% | $25.1M+79.6% | $13.9M |
SAR Cash Flow Statement
| Metric | Q3'26 | Q2'26 | Q1'26 | Q1'24 | Q3'25 | Q2'25 | Q1'23 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$8.6M+55.4% | -$19.3M-159.8% | $32.3M+256.3% | -$20.7M-11.3% | -$18.6M-161.9% | -$7.1M-121.8% | $32.6M+244.9% | -$22.5M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Financing Cash Flow | -$22.6M-441.7% | -$4.2M+67.2% | -$12.7M-190.0% | $14.1M-17.5% | $17.1M+625.8% | $2.4M-85.7% | $16.5M-71.0% | $56.9M |
| Dividends Paid | $10.8M+2.8% | $10.5M-37.0% | $16.7M+87.5% | $8.9M+5.5% | $8.4M+10.8% | $7.6M+12.1% | $6.8M+28.4% | $5.3M |
| Share Buybacks | N/A | N/A | N/A | $0 | $0-100.0% | $2.2M+76.1% | $1.2M-43.8% | $2.2M |
SAR Financial Ratios
| Metric | Q3'26 | Q2'26 | Q1'26 | Q1'24 | Q3'25 | Q2'25 | Q1'23 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Equity | 2.9%-0.3pp | 3.2%-0.3pp | 3.5% | N/A | N/A | 2.2% | N/A | 1.8% |
| Return on Assets | 1.0%-0.1pp | 1.1%-0.1pp | 1.2%+1.2pp | -0.0%+0.3pp | -0.4%-1.0pp | 0.7% | N/A | 0.6% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 1.87-0.0 | 1.92-0.1 | 2.00+2.0 | 0.000.0 | 0.00-2.2 | 2.20+0.1 | 2.10+0.0 | 2.09 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
Is Saratoga Invt Corp profitable?
Yes, Saratoga Invt Corp (SAR) reported a net income of $28.1M in fiscal year 2025.
What is Saratoga Invt Corp's earnings per share (EPS)?
Saratoga Invt Corp (SAR) reported diluted earnings per share of $2.02 for fiscal year 2025. This represents a 184.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
How much debt does Saratoga Invt Corp have?
As of fiscal year 2025, Saratoga Invt Corp (SAR) had $148.2M in cash and equivalents against $793.9M in long-term debt.
What is Saratoga Invt Corp's return on equity (ROE)?
Saratoga Invt Corp (SAR) has a return on equity of 7.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Saratoga Invt Corp's operating cash flow?
Saratoga Invt Corp (SAR) generated $197.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Saratoga Invt Corp's total assets?
Saratoga Invt Corp (SAR) had $1.2B in total assets as of fiscal year 2025, including both current and long-term assets.
How many shares does Saratoga Invt Corp have outstanding?
Saratoga Invt Corp (SAR) had 15M shares outstanding as of fiscal year 2025.
What is Saratoga Invt Corp's debt-to-equity ratio?
Saratoga Invt Corp (SAR) had a debt-to-equity ratio of 2.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Saratoga Invt Corp's return on assets (ROA)?
Saratoga Invt Corp (SAR) had a return on assets of 2.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Saratoga Invt Corp's Piotroski F-Score?
Saratoga Invt Corp (SAR) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Saratoga Invt Corp's earnings high quality?
Saratoga Invt Corp (SAR) has an earnings quality ratio of 7.03x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.